8/24/2016 TransUnion Online Investigation Service: Credit Report and Request Details

ONLINEDISPUTESERVICE

CreditReportandRequestDetails

CreditFileDetails

CU RRE N T FIL E FIL E N U M BE R NA M E

367462941 DAVIDM.GUTIERREZ
REP OR T D ATE AD DR ESS
08/24/2016 1000EWEBERDR
TEMPE,AZ85281-1713

YoumayseethatTransUnionhasenrichedyourcreditreportwithadditionalpersonalandfinancialinformationnotpreviouslyretainedin
ourproductiondatabase.Thisdatacanenableyouandyourcreditorstoseeamorecompletepictureofhowyouhavemanagedyourcredit
overtime.

SSN: XXXXX4315 Youhavebeenonourfilessince09/01/1997

DateofBirth:11/23/1978
YourSSNhasbeenmaskedforyour
protection.
NamesReported:
DAVIDM.GUTIERREZ

Address DateReported
1000EWEBERDR,TEMPE,AZ852811713 02/29/2016
3600NHAYDENRDAPT3007,SCOTTSDALE,AZ852514732 07/31/2010
3402ESUNNYSIDEDR,PHOENIX,AZ850282041 06/01/1998
3402ESUNNYSIDE,SCOTTDALE,AZ85251 10/31/2012
1205W6THST,TEMPE,AZ852813301 03/01/1998
1305W6THST,TEMPE,AZ852813303

(480)8433438 (602)9962731 (602)5105220 (602)9961989

EmployerName Position DateVerified

DMGENTERPRISES GENERALMANAGER 02/10/2016
DMGENTERPRICESLLC GMANAGER 05/13/2010
MARTINIRANCH 03/31/2010
DMGENTERPRISES MANAGER 11/14/2009

Typically,creditorsreportanychangesmadetoyouraccountinformationmonthly.Thismeansthatsomeaccountslistedbelowmaynot
reflectthemostrecentactivityuntilthecreditor'snextreporting.Thisinformationmayincludethingssuchasbalances,payments,dates,
remarks,ratings,etc.Thekey(s)belowareprovidedtohelpyouunderstandsomeoftheaccountinformationthatcouldbereported.

RatingKey:
Somecreditorsreportthetimelinessofyourpaymentseachmonthinrelationtoyouragreementwiththem.Theratingsinthekeybelow
describethepaymentsthatmaybereportedbyyourcreditors.Pleasenote:Somebutnotalloftheseratingsmaybepresentinyourcredit
report.

N/R X OK 30 60 90 120 COL VS RPO C/O FC

Not Unknown Current 30 60 90 120+ Collection Voluntary Repossession Charge Foreclosure

Reported days days days days Surrender Off
late late late late

Adverseinformationtypicallyremainsonyourcreditfileforupto7yearsfromthedateofthedelinquency.Tohelpyouunderstandwhatis
generallyconsideredadverse,wehaveadded>brackets<tothoseitemsinthisreport.Foryourprotection,youraccountnumbershave
beenpartiallymasked,andinsomecasesscrambled.Pleasenote:Accountsarereportedas"CurrentPaidorpayingasagreed"ifpaid
within30daysoftheduedate.AccountsreportedasCurrentmaystillincurlatefeesorinterestchargesifnotpaidonorbeforethedue
date.

ALLIEDINTERNATIONALCRE#10711**
2224WNORTHERN
SUITEB202
PHOENIX,AZ85021
(877)3350500
Placedfor 11/24/2012 Balance: $0 PayStatus: >AccountPaidin
Collection: DateUpdated: 03/01/2013 Fullwasa
Responsibility: IndividualAccount LastPayment 02/05/2013 Collection<
AccountType: OpenAccount Made: DateClosed: 02/05/2013
LoanType: COLLECTION OriginalAmount: $125 DatePaid: 02/05/2013
AGENCY/ATTORNEY

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8/24/2016 TransUnion Online Investigation Service: Credit Report and Request Details
OriginalCreditor: PHOENIXMUNICIPAL
COURTS
(Government)
Remarks:>PAIDCOLLECTION<
Estimatedmonthandyearthatthisitemwillberemoved:09/2019

SST/GOLDWATR#2791****
4315PICKETTROAD
SAINTJOSEPH,MO64503
(800)7898001
DateOpened: 01/12/2011 DateUpdated: 09/30/2014 PayStatus: CurrentPaidor
Responsibility: IndividualAccount PaymentReceived: $0 PayingasAgreed
AccountType: InstallmentAccount LastPayment 08/29/2014 Terms: $646permonth,
LoanType: AUTOMOBILE Made: paidMonthlyfor54
months
DateClosed: 09/30/2014
>MaximumDelinquencyof60daysin
10/2012for$1,292andin07/2014for
$1,939<
HighBalance:Highbalanceof$27,382from02/2014to09/2014
Remarks:TRANSFERREDTOANOTHEROFFICE

09/2014 08/2014 07/2014 06/2014 05/2014 04/2014 03/2014 02/2014 01/2014 12/2013
Balance $0 $17,309 $18,184 $18,044 $17,908 $18,473 $16,705 $17,208
Scheduled
$646 $646 $646 $646 $646 $646 $646 $646
Payment
Amount
$0 $0 $0 $0 $0 $0 $0 $0
Paid
PastDue $0 $0 $1,939 $1,292 $0 $1,939 $1,292 $1,292

Rating OK OK 60 30 OK 60 30 30 30 30

11/2013 10/2013 09/2013 08/2013 07/2013 06/2013 05/2013 04/2013 03/2013 02/2013
Rating 60 30 N/R 30 30 OK N/R OK OK OK

01/2013 12/2012 11/2012 10/2012 09/2012 08/2012 07/2012 06/2012 05/2012 04/2012
Rating OK OK 60 60 30 OK OK OK OK OK

03/2012 02/2012 01/2012 12/2011 11/2011 10/2011 09/2011 08/2011 07/2011 06/2011

Rating OK OK OK OK OK OK OK OK OK OK

05/2011 04/2011 03/2011 02/2011 01/2011

Rating OK OK OK OK OK

SST/GOLDWATR#2791****
4315PICKETTROAD
SAINTJOSEPH,MO64503
(800)7898001
DateOpened: 01/26/2011 DateUpdated: 09/30/2014 PayStatus: CurrentPaidor
Responsibility: IndividualAccount PaymentReceived: $0 PayingasAgreed
AccountType: InstallmentAccount LastPayment 08/29/2014 Terms: $571permonth,
LoanType: AUTOMOBILE Made: paidMonthlyfor60
months
DateClosed: 09/30/2014
>MaximumDelinquencyof60daysin
10/2012for$1,142andin07/2014for
$1,714<
HighBalance:Highbalanceof$26,459from02/2014to09/2014
Remarks:TRANSFERREDTOANOTHEROFFICE

09/2014 08/2014 07/2014 06/2014 05/2014 04/2014 03/2014 02/2014 01/2014 12/2013
Balance $0 $19,592 $20,384 $20,236 $20,048 $20,565 $18,585 $19,004
Scheduled
$571 $571 $571 $571 $571 $571 $571 $571
Payment
Amount
$0 $0 $0 $0 $0 $0 $0 $0
Paid
PastDue $0 $0 $1,714 $1,142 $0 $1,714 $1,142 $1,142
Rating OK OK 60 30 OK 60 30 30 60 30

11/2013 10/2013 09/2013 08/2013 07/2013 06/2013 05/2013 04/2013 03/2013 02/2013
Rating 60 30 N/R 30 OK OK N/R OK OK OK

01/2013 12/2012 11/2012 10/2012 09/2012 08/2012 07/2012 06/2012 05/2012 04/2012
Rating OK OK 60 60 30 OK OK OK OK OK

03/2012 02/2012 01/2012 12/2011 11/2011 10/2011 09/2011 08/2011 07/2011 06/2011
Rating OK OK OK OK OK OK OK OK OK OK

05/2011 04/2011 03/2011 02/2011

Rating OK OK OK OK

SST/GOLDWATR#2824****
4315PICKETTROAD
SAINTJOSEPH,MO64503
(800)7898001
DateOpened: 02/02/2012 DateUpdated: 09/30/2014 PayStatus: CurrentPaidor

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Responsibility: IndividualAccount PaymentReceived: $0 PayingasAgreed
AccountType: InstallmentAccount LastPayment 08/29/2014 Terms: $712permonth,
LoanType: AUTOMOBILE Made: paidMonthlyfor48
months
DateClosed: 09/30/2014
>MaximumDelinquencyof60daysin
11/2012andin07/2014for$2,138<
HighBalance:Highbalanceof$29,496from02/2014to09/2014
Remarks:TRANSFERREDTOANOTHEROFFICE

09/2014 08/2014 07/2014 06/2014 05/2014 04/2014 03/2014 02/2014 01/2014 12/2013
Balance $0 $19,677 $20,633 $20,502 $20,376 $21,031 $20,902 $21,479
Scheduled
$712 $712 $712 $712 $712 $712 $712 $712
Payment
Amount
$0 $0 $0 $0 $0 $0 $0 $0
Paid
PastDue $0 $0 $2,138 $1,425 $0 $2,138 $1,425 $1,425
Rating OK OK 60 30 OK 60 30 30 60 30

11/2013 10/2013 09/2013 08/2013 07/2013 06/2013 05/2013 04/2013 03/2013 02/2013
Rating 60 30 N/R 30 OK OK N/R OK OK OK

01/2013 12/2012 11/2012 10/2012 09/2012 08/2012 07/2012 06/2012 05/2012 04/2012
Rating OK OK 60 30 OK OK OK OK OK OK

03/2012 02/2012

Rating OK OK

Thefollowingaccountsarereportedwithnoadverseinformation.Thefollowingaccountsarereportedwithnoadverseinformation.Foryour
protection,youraccountnumbershavebeenpartiallymasked,andinsomecasesscrambled.Pleasenote:Accountsarereportedas
"CurrentPaidorpayingasagreed"ifpaidwithin30daysoftheduedate.AccountsreportedasCurrentmaystillincurlatefeesorinterest
chargesifnotpaidonorbeforetheduedate.

FLAGSHIPCREDITACCEPTAN#6306311443555****
3CHRISTYDRIVE
SUITE201
CHADDSFORD,PA19317
(610)7175152
DateOpened: 05/25/2016 DateUpdated: 07/31/2016 PayStatus: CurrentPaidor
Responsibility: IndividualAccount PaymentReceived: $736 PayingasAgreed
AccountType: InstallmentAccount LastPayment 07/14/2016 Terms: $736permonth,
LoanType: AUTOMOBILE Made: paidMonthlyfor78
months
HighBalance:Highbalanceof$39,842from05/2016to07/2016

07/2016 06/2016 05/2016

Balance $39,975 $40,315 $39,932

Scheduled
$736 $736 $736
Payment
Amount
$736 $0 $0
Paid
PastDue $0 $0 $0

Rating OK OK OK

NISSANMOTORACCEPTANCE#10242163769****
POBOX660366
DALLAS,TX752660366
(800)7776700
DateOpened: 07/05/2010 Balance: $0 PayStatus: CurrentPaidor
Responsibility: IndividualAccount DateUpdated: 03/14/2011 PayingasAgreed
AccountType: InstallmentAccount PaymentReceived: $30,921 Terms: $639permonth,
LoanType: AUTOMOBILE LastPayment 03/14/2011 paidMonthlyfor72
Made: months
HighBalance: $32,035 DateClosed: 03/14/2011
Remarks:CLOSED

02/2011 01/2011 12/2010 11/2010 10/2010 09/2010 08/2010 07/2010

Rating OK OK OK OK OK OK OK OK

NISSANMOTORACCEPTANCE#10241157757****
POBOX660366
DALLAS,TX752660366
(800)7776700
DateOpened: 03/13/2010 Balance: $0 PayStatus: CurrentPaidor
Responsibility: IndividualAccount DateUpdated: 07/21/2010 PayingasAgreed
AccountType: InstallmentAccount PaymentReceived: $29,653 Terms: $550permonth,
LoanType: AUTOMOBILE LastPayment 07/21/2010 paidMonthlyfor72
Made: months
HighBalance: $30,318 DateClosed: 07/21/2010
Remarks:CLOSED

06/2010 05/2010 04/2010 03/2010

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Rating OK OK OK OK

NISSANMOTORACCEPTANCE#10240835114****
POBOX660366
DALLAS,TX752660366
(800)7776700
DateOpened: 08/30/2006 Balance: $0 PayStatus: CurrentPaidor
Responsibility: CoSignoron DateUpdated: 04/07/2010 PayingasAgreed
Account PaymentReceived: $8,496 Terms: $453permonth,
AccountType: InstallmentAccount LastPayment 04/05/2010 paidMonthlyfor64
LoanType: AUTOMOBILE Made: months
HighBalance: $20,450 DateClosed: 04/07/2010
Remarks:CLOSED

03/2010 02/2010 01/2010 12/2009 11/2009 10/2009 09/2009 08/2009 07/2009 06/2009
Rating OK OK OK OK OK OK OK OK OK OK

05/2009 04/2009 03/2009 02/2009 01/2009 12/2008 11/2008 10/2008 09/2008 08/2008

Rating OK OK OK OK OK OK OK OK OK OK

07/2008 06/2008 05/2008 04/2008 03/2008 02/2008 01/2008 12/2007 11/2007 10/2007
Rating OK OK OK OK OK OK N/R N/R N/R OK

09/2007 08/2007 07/2007 06/2007 05/2007 04/2007 03/2007 02/2007 01/2007 12/2006

Rating OK OK OK OK OK OK OK OK OK N/R

11/2006 10/2006 09/2006

Rating OK OK OK

SANTANDERCONSUMERUSA#3000011578599****
1601ELMST
15THFLOOR
DALLAS,TX75201
(866)9239282
DateOpened: 02/10/2016 DateUpdated: 07/31/2016 PayStatus: CurrentPaidor
Responsibility: IndividualAccount PaymentReceived: $875 PayingasAgreed
AccountType: InstallmentAccount LastPayment 07/26/2016 Terms: $875permonth,
LoanType: AUTOMOBILE Made: paidMonthlyfor72
months
HighBalance:Highbalanceof$42,805from02/2016to07/2016

07/2016 06/2016 05/2016 04/2016 03/2016 02/2016

Balance $41,029 $41,446 $41,844 $42,267 $42,640 $42,805

Scheduled
$875 $875 $875 $875 $875 $875
Payment
Amount
$875 $875 $875 $886 $886 $0
Paid
PastDue $0 $0 $0 $0 $0 $0

Rating OK OK OK OK OK OK

RegularInquiriesarepostedwhensomeoneaccessesyourcreditinformationfromTransUnion.Thepresenceofaninquirymeansthatthe
companylistedreceivedyourcreditinformationonthedatesspecified.Theseinquirieswillremainonyourcreditfileforupto2years.

FLAGSHIPCREDITACCEPTANC ALLYFINANCIALINC

3CHRISTYDRIVE POBOX380901
SUITE200 BLOOMINGTON,MN55438
CHADDSFORD,PA19317 (904)2607938
(800)707-0115 InquiryType:Individual
InquiryType:Individual RequestedOn:05/12/2016,
03/05/2016,02/25/2016,
RequestedOn:05/25/2016
02/10/2016
CAPITALONEAUTOFINANCE PINNACLENISSANviaPINNACLENISSAN
3905N.DALLASPAR 7601EASTFRANKLL
PO#COAF1222 WRIGHTBLVD
PLANO,TX75093 SCOTTSDALE,AZ85260
(888)3962623 (480)998-9800
InquiryType:Individual InquiryType:Individual
RequestedOn:05/12/2016, PermissiblePurpose:CREDIT
02/10/2016,02/05/2016 TRANSACTION
RequestedOn:05/12/2016,02/10/2016,
02/05/2016
COMPASSBANKINDIRECT EXETERFINANCECORP

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8/24/2016 TransUnion Online Investigation Service: Credit Report and Request Details
POBOX11830 POBOX166097
BIRMINGHAM,AL35202 IRVING,TX75016
(205)297-6720 (800)3219637
InquiryType:Individual InquiryType:Individual
RequestedOn:02/25/2016 RequestedOn:02/05/2016
COURTESYCHEVROLETvia
ODECOURTESYCHEVROLET
1233ECAMELBACKR
PHOENIX,AZ85014
(602)2793232
InquiryType:Individual
PermissiblePurpose:CREDIT
TRANSACTION
RequestedOn:08/13/2015

Thecompanieslistedbelowreceivedyourname,addressandotherlimitedinformationaboutyousotheycouldmakeafirmofferofcredit
orinsurance.Theydidnotreceiveyourfullcreditreport.Theseinquiriesarenotseenbyanyonebutyouanddonotaffectyourscore.

AUTOMATIVEPRODUCTCONSU CURACAO
12825FLUSHINGMEAD 1605WOLYMPICBLVD
MARYLANDHEIG,MO63043 LOSANGELES,CA900153808
(636)733-3317 (213)3864412
RequestedOn:04/15/2016 RequestedOn:04/08/2016

Thelistingofacompany'sinquiryinthissectionmeansthattheyobtainedinformationfromyourcreditfileinconnectionwithanaccount
revieworotherbusinesstransactionwithyou.Theseinquiriesarenotseenbyanyonebutyouandwillnotbeusedinscoringyourcreditfile
(exceptinsurancecompaniesmayhaveaccesstootherinsurancecompanyinquiries,certaincollectioncompaniesmayhaveaccesstoother
collectioncompanyinquiries,andusersofareportforemploymentpurposesmayhaveaccesstootheremploymentinquiries,where
permittedbylaw).

CONSUMERINFOviaCONSUMER
TUINTERACTIVE INFOCOM
100CROSSST POBOX2390
#202 ALLEN,TX75013
SANLUISOBISP,CA93401 (877)4816826
(888)567-8688 RequestedOn:07/15/2016
RequestedOn:08/24/2016 PermissiblePurpose:CONSUMER
REQUEST
REGIONALACCEPTANCE
1424EFIRETOWERROAD
GREENVILLE,NC27858
(866)6447687
RequestedOn:02/11/2016
PermissiblePurpose:TO
ACQUIRE/SERVICE/INSURE
ACCOUNT

Thereisnoconsumerstatementassociatedwiththisfile.

Therearenocreditreportmessagesassociatedwiththisfile.

ShouldyouwishtocontactTransUnion,youmaydoso,
ByMail:
TransUnionConsumerRelations
P.O.Box2000
Chester,PA190162000

ByPhone:
(800)9168800
Youmaycontactusbetweenthehoursof8:00a.m.and11:00p.m.EasternTime,MondaythroughFriday,exceptmajorholidays.

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8/24/2016 TransUnion Online Investigation Service: Credit Report and Request Details

Forallcorrespondence,pleasehaveyourTransUnionfilenumberavailable(locatedatthetopofthisreport).

BeginAdditionalInformation

Thefollowingdisclosureofinformationisprovidedasacourtesytoyou.ThisinformationisnotpartofyourTransUnioncreditreport,but
maybeprovidedwhenTransUnionreceivesaninquiryaboutyoufromanauthorizedparty.ThisadditionalinformationcanincludeSpecial
Messages,PossibleOfficeofForeignAssetsControl("OFAC")NameMatches,IncomeVerificationandInquiryAnalysisinformation.Anyof
thepreviouslylistedinformationthatpertainstoyouwillbelistedbelow.

Thecompaniesthatrequestyourcreditreportmustfirstprovidecertaininformationaboutyou.Withinthepast90days,companiesthat
requestedyourreportprovidedthefollowinginformation.

FLAGSHIPCREDITACCEPTANC
Identifyinginformationtheyprovided:
DAVIDGUTIERREZ
1000NEWEBER
TEMPE,AZ85281
Requested
05/25/2016
On:

EndofAdditionalInformation

2012TRANSUNIONLLC.ALLRIGHTSRESERVED.

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