A B C D E F G H

1 PERSONAL MONTHLY BUDGET

2 Budget For:
Actual Actual Actual Actual Total Projected Difference
3
Dylan Crouser Week 1 Week 2 Week 3 Week 4 For Month For Month For Month
4

5
BEGINNING CASH: 0 1,261 1,115 2,376
6
7 INCOME
8 Take Home Pay 1,407 1,407 2,813
9 Tips/Gratuities
10 Interest
11 Other

12 TOTAL INCOME
(Sum lines 8 thru 11) 1,407 0 1,407 0 2,814 2,814
13
14 EXPENSES:
15 Housing
16 Rent 535
17 Maintenance 0
18 Utilities
19 Phone 84 84
20 Electricity 262 262
21 Gas 0
22 Cable TV/Internet 103 103
23 0
24 Food
25 Groceries 146 146 146 146 146
26 Dining 0
27 Car
28 Loan 0
29 Gas/Service 16 16
30 Other 0
31 Insurance
32 Car 210 210
33 Home 0
34 Health 321 321
35 Medical
36 Doctor/Medical 0
37 Hospital 0
38 Veterinarian 0
39 Clothes 30 30
40 Recreation 60 60
41 Child Care 0
42 Gifts 70 70
43 Investment 28 28
44 Taxes 0
45 Other 270 270

46 TOTAL EXPENSES
(sum lines 16 thru 45) 146 146 146 2,135 2,573 0 2,573
47 INCOME -
48 EXPENSES
(line 12 minus 46) 1,261 (146) 1,261 (2,135) 241 0 241
49

50 ENDING CASH
(line 5 plus 48) 1,261 1,115 2,376 241 241 0 241
 A B C D E F G
1 BREAKEVEN POINT ANALYSIS
2 Company Name:
3 Type of Business:
4 STEP 1: DETERMINE TOTAL OVERHEAD COSTS
5
6
7
8
9
10
11
12
13
14
15
16
17
18 TOTAL OVERHEAD $0.00
19
20 STEP 2: DETERMINE AVERAGE PROFIT MARGIN FOR PRODUCTS/SERVICES
21 Cost of Contribution
Products/Services % of Sales Sales Price Profit Margin Weighted
22 Goods Sold to Profit
23 100% 0.00 0.00 0.00 0.00% 0.00%
24 0% 0.00 0.00 0.00 0.00% 0.00%
25 0% 0.00 0.00 0.00 0.00% 0.00%
26 0% 0.00 0.00 0.00 0.00% 0.00%
27 0% 0.00 0.00 0.00 0.00% 0.00%
28 (Must equal 100%) 100% Average Profit Margin: 0.00%
29 Average sales per customer: $0.00
30
31
32 STEP 3: DETERMINE MONTHLY BREAK-EVEN POINT IN DOLLARS
33
34 Total Overhead $0.00
35 Avg Profit Margin 0.00%
36 = BREAKEVEN $0.00
37
38 STEP 4: DETERMINE BREAK-EVEN POINT BY WEEK, DAY, HOUR AND/OR UNIT
39
40 Avg Sales per Customer $0.00
41 Days Open Per Week
42 Hours Open Per Day
43
44 BREAKEVEN Product 1 Product 2 Product 3 Product 4 Product 5
45 Monthly in Dollars $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
46 In Units #N/A #N/A #N/A #N/A #N/A
47 Weekly in Dollars $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
48 In Units #N/A #N/A #N/A #N/A #N/A
49 Daily in Dollars #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0!
50 In Units #N/A #N/A #N/A #N/A #N/A
51 Hourly in Dollars #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0!
52 In Units #N/A #N/A #N/A #N/A #N/A
 A B C D E F G H I J K L M N O P

1 CASH FLOW CHART

2 Company Name:
3 Type of Business:

4 Startup Mo 1 Mo 2 Mo 3 Mo 4 Mo 5 Mo 6 Mo 7 Mo 8 Mo 9 Mo 10 Mo 11 Mo 12 TOTAL

6
BEGINNING CASH 0 0 0 0 0 0 0 0 0 0 0 0
7

8 CASH IN:
9 Sales (43*44) 0 0 0 0 0 0 0 0 0 0 0 0
10 Equity
11 Loan
12 Other

13 TOTAL CASH IN
(Sum Lines 9 thru 12) 0 0 0 0 0 0 0 0 0 0 0 0 0 0
14 CASH OUT:
15 Startup Costs
16 0
17 0
18 0
19 0
20 0
21 0
22 0
23 0
24 0
25 Operating Expenses
26 0
27 0
28 0
29 0
30 0
31 0
32 0
33 0
34 0
35 0
36 0
37 0
38 Loan Repayment (=B48) 0 0 0 0 0 0 0 0 0 0 0 0 0

39 TOTAL CASH OUT

(Sum Lines 16 thru 38) 0 0 0 0 0 0 0 0 0 0 0 0 0 0

40 CASH FLOW
(Line 13 minus 39) 0 0 0 0 0 0 0 0 0 0 0 0 0 0

41 ENDING CASH
(Line 6 plus 40) 0 0 0 0 0 0 0 0 0 0 0 0 0
42
Sales Projections

43 Avg Jobs/month

44
Avg Sale/Job
45
Loan Calculations
46 11%
Loan Interest Rate

47 Monthly Periods 60
48 0
Loan Repayment