BBLD Buana Finance Tbk.

COMPANY REPORT : FEBRUARY 2013 As of 28 February 2013

Development Board Individual Index : 258.691
Industry Sector : Finance (8) Listed Shares : 1,645,796,054
Industry Sub Sector : Financial Institution (82) Market Capitalization : 1,069,767,435,100
231 | 1.18T | 0.03% | 97.92%

350 | 0.02T | 0.002% | 99.95%

COMPANY HISTORY SHAREHOLDERS (February 2013)

Established Date : 07-Jun-1982 1. PT Sari Dasa Karsa 1,112,584,069 : 67.60%
Listing Date : 07-May-1990 2. PT Asuransi Bina Dana Artha, Tbk - 39474000 133,281,585 : 8.10%
Under Writer IPO : 3. Barclays Bank Plc Hong Kong-Wealth Management 101,902,909 : 6.19%
PT Aseam Indonesia 4. Public (<5%) 298,027,491 : 18.11%
PT Multicor
Securities Administration Bureau : DIVIDEND ANNOUNCEMENT
PT EDI Indonesia Bonus Cash Recording Payment
F/I
Wisma SMR 10th Fl. Year Shares Dividend Cum Date Ex Date Date Date
Jln. Yos Sudarso Kav. 89 Jakarta 14350 1990 100.00 10-Aug-90 13-Aug-90 21-Aug-90 22-Aug-90
Phone : 650-5829, 652-1010 1990 150.00 13-Jun-91 14-Jun-91 21-Jun-91 15-Jul-91 F
Fax : 650-5987 1991 200.00 29-May-92 01-Jun-92 09-Jun-92 08-Jul-92 F
1992 200.00 11-Jun-93 14-Jun-93 19-Jun-93 19-Jul-93 F
BOARD OF COMMISSIONERS 1993 5:4 20-Oct-93 21-Oct-93 28-Oct-93 29-Nov-93
1. Antonius Weno *) 1993 200.00 30-May-94 31-May-94 07-Jun-94 01-Jul-94 F
2. Karman Tandanu 1994 1:1 200.00 09-May-95 11-May-95 19-May-95 19-Jun-95 F
3. Tjan Soen Eng 1995 150.00 24-May-96 27-May-96 04-Jun-96 03-Jul-96 F
*) Independent Commissioners 1996 60.00 14-Nov-96 15-Nov-96 25-Nov-96 18-Dec-96 I
1996 90.00 25-Apr-97 28-Apr-97 06-May-97 04-Jun-97 F
BOARD OF DIRECTORS 2005 20.03 04-Jul-06 05-Jul-06 07-Jul-06 21-Jul-06 F
1. Soetadi Limin 2006 500 : 200 10.00 08-May-07 09-May-07 11-May-07 28-May-07 I
2. Antony Muljanto 2007 10.00 19-Jun-08 18-Jun-08 23-Jun-08 07-Jul-08 F
3. Herman Lesmana 2008 10.00 17-Jun-09 18-Jun-09 22-Jun-09 06-Jul-09 F
2010 21.00 20-May-11 23-May-11 25-May-11 09-Jun-11 F
AUDIT COMMITTEE 2010 35.00 20-May-11 23-May-11 25-May-11 09-Jun-11 F
1. Antonius Weno 2011 30.00 16-Nov-11 17-Nov-11 21-Nov-11 05-Dec-11 I
2. Corneiles Tedjo Endriyarto 2011 20.00 21-May-12 22-May-12 24-May-12 07-Jun-12 F
3. Winny Widya 2012 30.00 19-Nov-12 20-Nov-12 22-Nov-12 06-Dec-12 I

CORPORATE SECRETARY ISSUED HISTORY

Gamal H. Wanengpati Listing Trading
No. Type of Listing Shares Date Date
HEAD OFFICE 1. First Issue 2,500,000 07-May-90 07-May-90
Plaza Chase Lt. 17 2. Partial Listing 12,135,000 16-Jan-91 23-Jan-91
Jln. Jend. Sudirman Kav. 21 3. Company Listing 365,000 16-Jan-91 20-Jun-91
Jakarta - 12920 4. Bonus Shares 12,000,000 30-Nov-93 30-Nov-93
Phone : (021) 520-8066 5. Right Issue 10,200 31-May-94 14-Jun-94
Fax : (021) 520-8055, 525-14334 6. Right Issue 1,300 31-May-94 22-Jun-94
7. Right Issue 12,360 31-May-94 28-Jun-94
Homepage : www.buanafinance.co.id 8. Right Issue 17,976,140 31-May-94 15-Aug-94
Email : corporate.secretary@buanafinance.co.id 9. Bonus shares 45,000,000 20-Jun-95 20-Jun-95
info@bdf.co.id 10. Stock Split 90,000,000 26-Jul-99 26-Jul-99
sudiono.pujo@buanafinance.co.id 11. Additional Listing without Right Issue 270,000,000 05-Feb-04 05-Feb-04
12. Warrant I 1,384,500 25-Feb-05 25-Feb-05
13. Warrant I 100,000 11-May-05 11-May-05
14. Warrant II 47,866,747 21-Nov-05 21-Nov-05
15. Stock Split 499,351,247 02-Oct-06 02-Oct-06
16. Bonus Shares 399,480,997 28-May-07 28-May-07
17. Warrant II 32,766,983 03-Jul-08 03-Jul-08
18. Warrant 5,171,838 06-Jan-09 06-Jan-09
19. Saham Bonus 209,673,742 07-Jun-12 07-Jun-12
 BBLD Buana Finance Tbk.
Closing Price* and Trading Volume
TRADING ACTIVITIES
Buana Finance Tbk. Closing Price Freq. Volume Value

Day
Closing Volume
Price* January 2009 - February 2013 (Mill. Sh) Month High Low Close (X) (Thou. Sh.) (Million Rp)
800 40.0 Jan-09 - - 480 - - - -
Feb-09 450 450 450 2 1 0.5 1
700 35.0 Mar-09 355 350 355 3 2 0.7 3
Apr-09 350 350 350 9 950 333 4
May-09 375 325 375 13 49 17 6
600 30.0
Jun-09 375 370 370 2 13 5 2
Jul-09 650 365 375 5,226 46,669 24,553 11
500 25.0
Aug-09 390 280 315 765 3,172 1,080 20
Sep-09 325 290 305 391 1,325 420 17
400 20.0 Oct-09 305 200 200 278 1,044 280 21
Nov-09 235 195 205 144 481 100 17
300 15.0 Dec-09 285 173 285 208 1,365 323 18

200 10.0 Jan-10 315 210 220 3,181 19,832 5,786 18

Feb-10 225 185 200 91 535 109 18
100 5.0 Mar-10 240 190 225 201 1,065 235 22
Apr-10 295 220 290 1,463 15,472 4,175 21
May-10 320 230 275 1,013 9,762 2,777 19
Jan-09 Jan-10 Jan-11 Jan-12 Jan-13 Jun-10 275 235 275 71 491 125 17
Jul-10 285 225 265 272 3,739 1,006 21
Aug-10 300 250 270 155 2,557 713 12
Sep-10 325 270 310 347 2,658 789 11
Closing Price*, Jakarta Composite Index (IHSG) and Oct-10 410 300 395 1,038 9,966 3,703 20
Finance Index Nov-10 450 395 410 527 9,428 3,808 21
January 2009 - February 2013 Dec-10 430 395 410 257 4,621 1,867 18
270%
254.8%
Jan-11 415 370 400 193 15,423 6,142 21
233.7%
225% Feb-11 425 395 395 114 5,505 2,201 15
Mar-11 415 390 400 81 8,457 3,380 18
180% Apr-11 450 400 435 105 1,234 523 14
May-11 640 440 530 2,808 61,140 33,102 21
135% Jun-11 540 465 470 348 8,014 3,950 20
Jul-11 620 465 560 3,654 99,417 52,846 21
Aug-11 580 490 540 967 29,727 16,080 19
90%
Sep-11 580 460 500 216 3,384 1,827 19
55.2% Oct-11 620 480 600 144 3,540 2,043 13
45%
Nov-11 610 500 510 524 7,611 4,193 22
Dec-11 520 500 510 171 6,970 3,545 20
-

Jan-12 530 490 510 339 4,948 2,489 20

-45% Feb-12 580 510 570 143 2,668 1,435 18
Mar-12 650 540 590 320 3,875 2,245 20
-90% Apr-12 740 580 670 507 6,823 4,357 20
Jan 09 Jan 10 Jan 11 Jan 12 Jan 13 May-12 690 590 640 280 2,291 1,475 18
Jun-12 630 510 580 88 743 431 14
Jul-12 630 570 630 26 393 232 14
SHARES TRADED 2009 2010 2011 2012 Feb-13 Aug-12 630 580 620 88 2,063 1,241 15
Volume (Million Sh.) 55 80 250 32 3 Sep-12 680 610 650 49 743 402 14
Value (Billion Rp) 27 25 130 20 2 Oct-12 770 640 710 85 1,064 776 12
Frequency (Thou. X) 7 9 9 2 0.05 Nov-12 730 620 690 34 4,575 3,353 12
Days 120 218 223 189 18 Dec-12 710 600 710 42 2,219 1,419 12

Price (Rupiah) Jan-13 870 660 720 26 2,142 1,439 7

High 650 450 640 770 870 Feb-13 860 650 650 19 1,216 838 11
Low 173 185 370 490 650
Close 285 410 510 710 650
Close* 249 358 445 710 650

PER (X) 9.94 9.73 7.71 7.79 7.13

PER Industry (X) 12.35 16.00 6.61 6.58 8.73
PBV (X) 0.47 0.63 0.78 1.14 1.05
* Adjusted price after corporate action
 BBLD Buana Finance Tbk.
Financial Data and Ratios Book End : December
Public Accountant : Purwantono, Suherman & Surja (Member of Ernst & Young Global Limited)

BALANCE SHEET Dec-08 Dec-09 Dec-10 Dec-11 Sep-12 TOTAL ASSETS AND LIABILITIES (Bill. Rp)
(Million Rp except Par Value) Assets Liabilities
Cash & Cash Equivalents 115,552 49,152 22,618 29,170 43,351 3,625

Other Recievables 7,096 13,169 16,036 11,646 13,473

462,480 365,017 481,374 789,708 754,945 2,900
Consumer Financing Receivables
Prepaid Expenses and Deferred Tax 19,655 25,392 6,664 7,325 9,829
2,175
Fixed Assets 23,103 17,983 19,570 20,959 34,192
Other Assets - - - 21,950 -
1,450
Total Assets 1,749,716 1,370,730 1,582,726 2,859,598 3,538,059
Growth (%) -21.66% 15.47% 80.68% 23.73% 725

-
Fund Borrowings 846,256 468,398 - 1,842,717 2,432,677 2008 2009 2010 2011 Sep-12

Taxes Payable 10,137 6,552 4,916 12,961 7,657

Total Liabilities 883,058 497,358 645,755 1,920,940 2,515,614
Growth (%) -43.68% 29.84% 197.47% 30.96% TOTAL EQUITY (Billion Rupiah)

1,022
1,022
937 939
867 873
Authorized Capital (Shares) 4,800 4,800 4,800 4,800 4,800
1,200,000 1,200,000 1,200,000 1,200,000 1,200,000
814

Authorized Capital
Paid up Capital 359,031 359,031 359,031 359,031 359,031
605

Paid up Capital (Shares) 1,436 1,436 1,436 1,436 1,436

Par Value 250 250 250 250 250 397

Retained Earnings 436,274 463,076 525,248 533,000 613,754

Total Equity 866,658 873,373 936,971 938,658 1,022,445 188

Growth (%) 0.77% 7.28% 0.18% 8.93%

-20

2008 2009 2010 2011 Sep-12

INCOME STATEMENTS Dec-08 Dec-09 Dec-10 Dec-11 Sep-12

Total Revenues 275,128 248,681 275,139 409,574 436,112
TOTAL REVENUES (Billion Rupiah)
Growth (%) -9.61% 10.64% 48.86%
436
436 410

Expenses 199,707 189,567 194,096 274,649 289,271 347

Other Income - - - - - 275 275

249
Earning Before Tax 75,421 59,114 81,043 134,925 146,841 258

Growth (%) -21.62% 37.10% 66.49%

169

80

Net Tax 24,249 17,951 20,526 33,826 37,364

Net Income 51,172 41,163 60,517 95,036 112,504 -9

Growth (%) -19.56% 47.02% 57.04% 2008 2009 2010 2011 Sep-12

NET INCOME (Billion Rupiah)

RATIOS Dec-08 Dec-09 Dec-10 Dec-11 Sep-12
113
Dividend (Rp) 10.00 - 56.00 50.00 30.00 113

95
EPS (Rp) 35.63 28.66 42.14 66.18 78.34
BV (Rp) 603.47 608.15 652.43 653.61 711.95 90

DAR (X) 0.50 0.36 0.41 0.67 0.71

67
61
DER(X) 1.02 0.57 0.69 2.05 2.46 51
ROA (%) 4.31 4.31 5.12 4.72 4.15 41
44

ROE (%) 8.70 6.77 8.65 14.37 14.36

OPM (%) 27.41 23.77 29.46 32.94 33.67 21

NPM (%) 18.60 16.55 22.00 23.20 25.80

28.06 - 132.89 75.56 38.30
-2

Payout Ratio (%)

2008 2009 2010 2011 Sep-12
Yield (%) 2.08 - 13.66 9.80 4.62