Table 1: Characteristics of Respondents in Total Sample: An Overview

% of Respondents
Basis Total Sample Rural Semi-urban Urban
Religion
Hindu 83.7% 96.2% 100% 51.3%
Muslim 16.3% 3.8% 0% 48.7%
Christian 0% 0% 0% 0%
Caste category
Scheduled caste 52.7% 60.4% 73.0% 23.1%
Scheduled tribe 0% 0% 0% 0%
Other backward 31.8% 32.1% 27% 35.9%
classes(OBC)
General 15.5% 7.5% 0% 41.0%
Education
% of respondents who 28.7% 26.4% 32.4% 28.2%
reported having never
attended school
% of HH in which at least 3.1% 3.8% 2.7% 2.6%
1 member can read and
write
BPL status
% of HH having BPL 32% 26.4% 40.5% 30.8%
status
% of HH having APL 68.8% 73.6% 59.5% 69.2%
status
Ownership of cultivable
land
% of HH having their own 76.0% 56.6% 94.6% 84.6%
land
% of HH not having their 21.7% 37.7% 5.4% 15.4%
own land
Sources of income
Agriculture(own 5.5% 11.3% 0% 2.6%
cultivation)
Agricultural labour 90.7% 81.1% 100% 94.9%
Casual labour 1.6% 3.8% 0% 2.6%
Source: Questionnaire, HH: Households, BPL: Below poverty line, APL: Above poverty line
 Table 2: Awareness about Opening of No Frills Accounts

Total Sample Rural Semi-urban Urban

No. % No. % No. % No. %
Aware 119 92.2% 45 84.9% 36 97.3% 38 97.4%
Not Aware 5 3.9% 5 9.4% 0 0% 0 0%
Does not know 5 3.9% 2 5.7% 1 2.7% 1 2.6%
TOTAL 129 53 37 39

Table 3: Whether any survey was conducted for having a bank account before drive

Total Sample Rural Semi-urban Urban

No. % No. % No. % No. %
Was Conducted 1 0.8% 0 0% 1 2.7% 0 0%
Not Conducted 39 30.2% 21 39.6% 1 2.7% 17 43.6%
Does not know 89 69% 32 60.4% 34 93.6% 17 56.4%

Table 4: Reasons for Opening Account

Total Sample Rural Semi-urban Urban

No. % No. % No. % No. %
For saving 121 25.7% 45 27.4% 37 26.1% 39 23.8%
money
For safekeeping 105 22.3% 40 24.4% 30 21.1% 35 21.3%
To request loan 51 10.9% 13 7.9% 13 9.2% 25 15.2%
For receiving 9 1.9% 4 2.4% 2 1.4% 3 1.8%
remittances
To receive 117 24.9% 46 28.0% 36 25.4% 35 21.3%
wages under
MNREGA
To receive any 66 14.0% 15 9.1% 24 16.9% 27 16.5%
other govt.
payments
 Table 5: Did any bank representative explain all features of bank account?

Total Sample Rural Semi-urban Urban

No. % No. % No. % No. %
Yes 1 0.8% 0 0% 1 2.7% 0 0%
No 125 96.9% 52 98.1% 36 97.3% 37 94.9%
Will not answer 3 2.3% 1 1.9% 0 0% 2 5.1%
Total 129 53 37 39