This is for the exclusive use of Jyles Ronn Baris and TrulyRichClub members.

Thank you for keeping this information private.

Guidance for Stock Market Investing Exclusively for TrulyRichClub Members

Note: To understand the Stocks Update, first read Bos Ebook, My Maid Invests in the Stock Market.
Click here www.TrulyRichClub.com to download now.

Volume 6, No. 18 September 2015

Wonderful Companies
There are 250+ companies listed in the Philippine Stock Exchange.
But at the TrulyRichClub, we only recommend eight to 10. Only.
Crazy, right?
Were very picky.
Because we have very strict rules.
Here are two of them from our favorite Uncle Warren Buffett
He said, If, when making a stock investment, youre not considering holding it at least 10 years, dont waste more
than 10 minutes considering it.
Why is this Rule important to the TrulyRichClub? Because the moment you buy a stock, anything can happen
in the Philippinesor in the world. The big earthquake happens. Or a SARS-like epidemic erupts in the country. Or
a loony General launches a coup and takes over the countryand calls himself president for life. And in a snap
the stock market dives to 30 percent to 50 percent its value.
What will you do?
You wont panic. Why? Because if we followed Uncle Warrens Rule, you were willing to sink your money in the
stock market for 10 years. Second, you bought a fantastic company that will outlive the earthquake, SARS, or the
loony General. And more important, youll be one of the crazy ones who will be buying more stocks all throughout
the crisis.
Heres another rule we follow, also from Uncle Warren: Its far better to buy a wonderful company at a fair price
than a fair company at a wonderful price.
We dont care if the price is wonderful.
So many are enamored by price.
So what if it has a wonderful price? The most important question for us is, Is the company wonderful?
These are the two Rules (among many others) that we follow at the TrulyRichClub.
Keep following them.
And your financial future will be very bright.
Happy investing!

May your dreams come true,

Bo Sanchez

P.S. Are You Single? Mark October 17 on your calendar. Get inspired and get guidance. For the very first time, were holding
theTrulyRichClubSINGLESCONFERENCE2015, specifically designed for single people who want to grow their financial life. Youll learn about
the amazing world of entrepreneurship, investments, and other ways of creating income streams. Youll also meet other like-minded
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Stocks Update Page 1 of 9

 Looking Back and Learning
This is for the exclusive use of Jyles Ronn Baris and TrulyRichClub members. Thank you for keeping this information private.

By Mike Vias

With the market going down recently many people started asking me very
pertinent questions in times like these. Questions like: Are we seeing the start of a
bear market? Is this a major correction? How long is the market going to be this way?
Will the market go any lower?
For this issue of Stocks Update, lets answer these questions by looking back
and learning from past bear markets and major corrections. In recent years, weve
had two bear markets (Asian Financial Crisis in 1997 and the Global Financial Crisis
in 2008), and three major corrections (two corrections in 2011 and the 2013 Taper
Tantrum). Looking back into these past market conditions, we can learn two things.

Just a Major Correction

Firstly, we believe that what we are seeing now is just a major correction and not a bear market.
To contrast, in 1997 when the Philippines suffered from the Asian Financial Crisis, it was clear that our
economy was overheating with high asset prices, specifically property and stock prices as well as high debt levels.
What made things worse was the popularity of borrowing in US dollars during that time. Thus, when the US Fed
started raising interest rates, money flowed out of Asia and back to the US, which resulted in the depreciation of
Asian currencies, including the peso. This caused the peso value of US dollar debts to balloon and while property
prices were falling, there was a significant increase in loan defaults.
Currently, there are no signs of asset prices rising out of control. Our inflation rate remains low at only 0.8
percent. The PSEi is trading at a lower Price-Earnings ratio compared to 1997 levels. Interest rates are also much
lower today. In addition, property prices may have been increasing since 2003, however, land value in Makati
Central Business District is only slightly higher than its 1997 peak level, while in the Ortigas Business District, land
value remains lower than its 1997 peak. Debt levels are also highly manageable. Lastly, Filipinos are no longer
borrowing in US dollars since cost of borrowing in pesos is also very low. In fact, the Philippines is no longer heavily
dependent on hot money for dollars. This is seen in our countrys strong current account surplus driven by resilient
OFW remittances and the growing BPO sector. This makes our country less vulnerable to sudden depreciation of
the peso caused by fund outflows.
Lets go now to the 2008 Global Financial Crisis. When this hit us, our country did not have economic problems.
Nonetheless, we also suffered from a bear market during that time as the problems of the US spilled over the rest
of the world. So now, fears that problems coming from the slowdown of the Chinese economy might spill over to
the rest of the world are most likely the reason there is a sell-off in global stock markets.
Concerns that China would suffer from defaults from inflated property prices, high debt levels and slowing
economic growth are valid. However, the main difference between China today and the US in 2007 is that China is
not dependent on foreign borrowings. In fact, China is a net lender to the world. The Chinese government also has
a very strong balance sheet with its Debt/GDP ratio at only at 41.1 percent. This is good compared to the average
of developed countries at 101 percent. This means that the government can easily absorb potential losses for loan
defaults if required. With these factors, COL Research and TRC believe that there is a small likelihood that problems
in China would spill over to the rest of the world.
However, there will be major losers because of a weak Chinese economy. This includes exporters, mining
companies, and gaming companies. Nevertheless, the impact to the Philippine economy is seen to be limited
because our economy is not really dependent on the exports of goods, especially mining and petroleum
products.

Stocks Update Volume 6, No. 17 September 2015 Page 2 of 9

This is for the exclusive use of Jyles Ronn Baris and TrulyRichClub members. Thank you for keeping this information private.

Weve Seen the Bottom

The second thing we can learn from looking back is that there is a good chance that we have already seen
the bottom.
Basing on the past three corrections in our market, the size of the drop from its peak to low ranged from
15.5 percent to 24.9 percent. It also took around two to four months for the market to correct from peak to low.
Currently, the PSEi has already corrected by 18.8 percent from its peak back in April to its low in August. It also has
been five months since the PSEi started to correct.
Assuming market conditions normalize, COL Research and TRC have a high level of conviction that the PSEi
will trade above 6,500, giving us, patient long-term investors with an attractive capital appreciation.
Our market will remain volatile and the performance of the local economy and listed companies in delivering
above than expected numbers are still yet to be seen for our market to go up convincingly. However, we believe
that its just a matter of time when the market will recover. Thus, now would be a good time to start accumulating
our SAM Stocks through cost averaging.
So I hope that answers your questions as to where we expect the market is headed and I hope it gives you
some confidence in investing for the long-term.

Bringing Back BDO

We believe its a good time to start accumulating shares of BDO again, after having
fallen by 24 percent from its March peak. At its current prices, BDO is relatively cheap. The
bank has consistently generated above-average profitability among top banks, posting
Return On Equity of 13.5 pecent. Most of its revenues come from recurring sources like lending and fees that make
them more stable.
Happy investing!

P.S. If you would like to hear me live, I conduct free seminars every Friday at the COL Financial Training Center
teaching the basics of long-term investing in the Stock Market. You may sign-up for these seminars at www.
colfinancial.com.
I also give powerful talks on various engaging and practical topics every Sunday at Feast ATC in Cinema 2 of
Alabang Town Center. The Mass starts at 9AM and The Feast kicks-off at 10M. Come by. Its for free!

Here are our SAM Tables for (as of September 18, 2015 Market Recess).

STOCK Current Price Buy Below Price Target Price Action to Take
AC 776.50 762.60 877.00 Stop buying
BDO 101.90 102.60 118.00 Continue buying
CEB 92.25 124.80 156.00 Continue buying
EEI 8.02 10.00 12.50 Stop buying for now
FGEN 24.40 28.56 35.70 Continue buying
FLI 1.79 1.94 2.42 Continue buying
GTCAP 1,299.00 1,278.26 1470.00 Stop buying
MBT 85.55 88.70 102.00 Stop buying for now
MEG 4.59 4.54 5.67 Stop buying
SMPH 21.65 22.00 25.30 Continue buying
URC 191.10 198.26 228.00 Stop Buying for now

*Stop buying for now as advised by Bro. Bo

Stocks Update Volume 6, No. 17 September 2015 Page 3 of 9

This is for the exclusive use of Jyles Ronn Baris and TrulyRichClub members. Thank you for keeping this information private.
BUY
DATE PRICE PRICE ESTIMATED TARGET EXPECTED
STOCK SYMBOL BELOW
BOUGHT BOUGHT TODAY RETURN PRICE GROWTH
PRICE
AC Jul-13 603.50 776.50 28.67% 654.80 753.00 24.77%
Aug-13 598.50 776.50 29.74% 602.40 753.00 25.81%
Sep-13 580.00 776.50 33.88% 602.40 753.00 29.83%
Oct-13 601.50 776.50 29.09% 602.40 753.00 25.19%
Nov-13 569.50 776.50 36.35% 602.40 753.00 32.22%
Dec-13 555.00 776.50 39.91% 602.40 753.00 35.68%
Jan-14 525.00 776.50 47.90% 599.13 689.00 31.24%
Feb-14 538.50 776.50 44.20% 599.13 689.00 27.95%
Mar-14 574.00 776.50 35.28% 599.13 689.00 20.03%
Apr-14 590.00 776.50 31.61% 599.13 689.00 16.78%
Aug-14 704.00 776.50 10.30% 709.00 816.00 15.91%
Oct-14 688.00 776.50 12.86% 709.00 816.00 18.60%
Nov-14 690.00 776.50 12.54% 709.00 816.00 18.26%
Dec-14 689.00 776.50 12.70% 709.00 816.00 18.43%
Feb-15 730.00 776.50 6.37% 743.48 855.00 17.12%
Mar-15 732.00 776.50 6.08% 743.48 855.00 16.80%
Apr-15 800.00 776.50 -2.94% 762.61 877.00 9.63%
Jun-15 772.50 776.50 0.52% 762.61 877.00 13.53%
Sep-15 755.00 776.50 2.85% 762.61 877.00 16.16%
ESTIMATE GAIN/
20.49%
LOSS
BDO Sep-15 101.90 101.90 0.00% 102.60 118.00 15.80%
ESTIMATE GAIN/
0.00%
LOSS
CEB Nov-14 76.70 92.25 20.27% 78.26 90.00 17.34%
Dec-14 85.00 92.25 8.53% 130.43 150.00 76.47%
Jan-15 94.70 92.25 -2.59% 124.80 156.00 64.73%
Feb-15 92.30 92.25 -0.05% 124.80 156.00 69.01%
Mar-15 88.50 92.25 4.24% 124.80 156.00 76.27%
Apr-15 84.40 92.25 9.30% 124.80 156.00 84.83%
May-15 84.30 92.25 9.43% 124.80 156.00 85.05%
Jun-15 83.65 92.25 10.28% 124.80 156.00 86.49%
Jul-15 90.40 92.25 2.05% 124.80 156.00 72.57%
Aug-15 97.00 92.25 -4.90% 124.80 156.00 60.82%
Sep-15 87.00 92.25 6.03% 124.80 156.00 79.31%
ESTIMATE GAIN/
5.69%
LOSS

Legend: n Continue Buying n Stop Buying

Stocks Update Volume 6, No. 17 September 2015 Page 4 of 9

This is for the exclusive use of Jyles Ronn Baris and TrulyRichClub members. Thank you for keeping this information private.
BUY
DATE PRICE PRICE ESTIMATED TARGET EXPECTED
STOCK SYMBOL BELOW
BOUGHT BOUGHT TODAY RETURN PRICE GROWTH
PRICE
EEI Oct-13 9.57 8.02 -16.20% 10.40 13.00 35.84%
Nov-13 9.88 8.02 -18.83% 10.40 13.00 31.58%
Dec-13 9.70 8.02 -17.32% 10.40 13.00 34.02%
Jan-14 10.04 8.02 -20.12% 11.04 12.70 26.49%
Feb-14 10.00 8.02 -19.80% 11.04 12.70 27.00%
Mar-14 11.00 8.02 -27.09% 11.04 12.70 15.45%
Jun-14 10.62 8.02 -24.48% 11.04 12.70 19.59%
Jul-14 11.00 8.02 -27.09% 11.30 13.00 18.18%
Aug-14 11.24 8.02 -28.65% 11.30 13.00 15.66%
Oct-14 11.10 8.02 -27.75% 11.30 13.00 17.12%
Nov-14 11.18 8.02 -28.26% 11.30 13.00 16.28%
Dec-14 10.70 8.02 -25.05% 11.91 13.70 28.04%
Jan-15 10.80 8.02 -25.74% 11.91 13.70 26.85%
Feb-15 9.99 8.02 -19.72% 10.00 12.50 25.13%
ESTIMATE GAIN/
-23.29%
LOSS
FGEN Feb-15 29.00 24.40 -15.86% 32.43 37.30 28.62%
Mar-15 30.50 24.40 -20.00% 32.43 37.30 22.30%
Apr-15 29.40 24.40 -17.01% 31.30 36.00 22.45%
May-15 27.55 24.40 -11.43% 31.30 36.00 30.67%
Jun-15 25.30 24.40 -3.56% 28.80 36.00 42.29%
Jul-15 26.00 24.40 -6.15% 28.80 36.00 38.46%
Aug-15 26.75 24.40 -8.79% 28.56 35.70 33.46%
Sep-15 23.80 24.40 2.52% 28.56 35.70 50.00%
ESTIMATE GAIN/
-10.03%
LOSS
FLI Jun-15 1.84 1.79 -2.72% 1.94 2.42 31.52%
Aug-15 1.93 1.79 -7.25% 1.94 2.42 25.39%
Sep-15 1.80 1.79 -0.56% 1.94 2.43 35.00%
ESTIMATE GAIN/
-3.51%
LOSS
GTCAP Sep-15 1270.00 1299.00 2.28% 1278.26 1470.00 15.75%
ESTIMATE GAIN/
2.28%
LOSS

Legend: n Continue Buying n Stop Buying

Stocks Update Volume 6, No. 17 September 2015 Page 5 of 9

This is for the exclusive use of Jyles Ronn Baris and TrulyRichClub members. Thank you for keeping this information private.
BUY
DATE PRICE PRICE ESTIMATED TARGET EXPECTED
STOCK SYMBOL BELOW
BOUGHT BOUGHT TODAY RETURN PRICE GROWTH
PRICE
MBT Jun-11 50.06 85.55 70.88% 78.88 93.60 86.96%
Jul-11 55.69 85.55 53.63% 78.88 93.60 68.09%
Aug-11 52.85 85.55 61.87% 78.88 93.60 77.11%
Sep-11 50.40 85.55 69.74% 78.88 93.60 85.71%
Oct-11 48.34 85.55 76.99% 78.88 93.60 93.65%
Nov-11 50.33 85.55 69.98% 78.88 93.60 85.97%
Dec-11 47.60 85.55 79.73% 78.88 93.60 96.64%
Jan-12 49.42 85.55 73.11% 83.07 108.00 118.54%
Feb-12 55.23 85.55 54.90% 83.07 108.00 95.55%
Mar-12 61.60 85.55 38.88% 93.91 108.00 75.32%
Apr-12 60.20 85.55 42.11% 93.91 108.00 79.40%
May-12 62.13 85.55 37.71% 93.91 108.00 73.84%
Jun-12 60.55 85.55 41.29% 93.91 108.00 78.36%
Sep-12 65.38 85.55 30.85% 93.91 108.00 65.19%
Oct-12 65.10 85.55 31.41% 104.35 120.00 84.33%
Nov-12 67.24 85.55 27.24% 104.35 120.00 78.48%
Jan-13 72.38 85.55 18.20% 113.04 130.00 79.61%
Feb-13 78.75 85.55 8.63% 129.57 149.00 89.21%
Mar-13 81.90 85.55 4.46% 129.57 149.00 81.93%
Apr-13 82.81 85.55 3.31% 129.57 149.00 79.93%
Jun-13 84.70 85.55 1.00% 129.57 149.00 75.91%
Jul-13 78.89 85.55 8.44% 129.57 149.00 88.87%
Aug-13 77.00 85.55 11.10% 119.20 149.00 93.51%
Sep-13 84.65 85.55 1.06% 91.68 114.60 35.38%
Oct-13 86.95 85.55 -1.61% 91.68 114.60 31.80%
Nov-13 80.55 85.55 6.21% 91.68 114.60 42.27%
Dec-13 73.20 85.55 16.87% 91.68 114.60 56.56%
Jan-14 73.75 85.55 16.00% 86.96 100.00 35.59%
Feb-14 79.55 85.55 7.54% 86.96 100.00 25.71%
Mar-14 81.40 85.55 5.10% 86.96 100.00 22.85%
Apr-14 79.70 85.55 7.34% 86.00 100.00 25.47%
May-14 83.50 85.55 2.46% 86.00 100.00 19.76%
Jun-14 85.15 85.55 0.47% 86.00 100.00 17.44%
Aug-14 85.75 85.55 -0.23% 96.50 111.00 29.45%
Sep-14 88.00 85.55 -2.78% 96.50 111.00 26.14%
Oct-14 83.65 85.55 2.27% 96.50 111.00 32.70%
Nov-14 82.50 85.55 3.70% 96.50 111.00 34.55%
Dec-14 82.95 85.55 3.13% 92.17 106.00 27.79%
Jan-15 88.00 85.55 -2.78% 92.17 106.00 20.45%
Feb-15 94.75 85.55 -9.71% 97.39 112.00 18.21%
Jun-15 87.55 85.55 -2.28% 94.78 109.00 24.50%
ESTIMATE GAIN/
23.61%
LOSS

Stocks Update Volume 6, No. 17 September 2015 Page 6 of 9

This is for the exclusive use of Jyles Ronn Baris and TrulyRichClub members. Thank you for keeping this information private.
BUY
DATE PRICE PRICE ESTIMATED TARGET EXPECTED
STOCK SYMBOL BELOW
BOUGHT BOUGHT TODAY RETURN PRICE GROWTH
PRICE
MEG May-13 4.23 4.59 8.51% 4.16 4.78 13.00%
Jun-13 3.67 4.59 25.07% 4.16 4.78 30.25%
Jul-13 3.15 4.59 45.71% 4.16 4.78 51.75%
Aug-13 3.40 4.59 35.00% 3.89 4.87 43.24%
Sep-13 3.21 4.59 42.99% 3.89 4.87 51.71%
Oct-13 3.64 4.59 26.10% 3.89 4.87 33.79%
Nov-13 3.58 4.59 28.21% 3.89 4.87 36.03%
Dec-13 3.23 4.59 42.11% 3.89 4.87 50.77%
Jan-14 3.36 4.59 36.61% 3.95 4.54 35.12%
Feb-14 3.78 4.59 21.43% 4.70 5.48 44.97%
Apr-14 4.43 4.59 3.61% 4.70 5.48 23.70%
May-14 4.65 4.59 -1.29% 4.70 5.48 17.85%
Jun-14 4.51 4.59 1.77% 4.70 5.48 21.51%
Jul-14 4.47 4.59 2.68% 4.70 5.48 22.60%
Aug-14 4.26 4.59 7.75% 4.58 5.73 34.51%
Sep-14 4.30 4.59 6.74% 4.98 5.73 33.26%
Feb-15 5.09 4.59 -9.82% 5.10 5.86 15.13%
Jun-15 4.71 4.59 -2.55% 4.69 5.86 24.42%
Sep-15 4.29 4.59 6.99% 4.69 5.86 36.60%
ESTIMATE GAIN/
17.24%
LOSS

Legend: n Continue Buying n Stop Buying

Stocks Update Volume 6, No. 17 September 2015 Page 7 of 9

This is for the exclusive use of Jyles Ronn Baris and TrulyRichClub members. Thank you for keeping this information private.

BUY
DATE PRICE PRICE ESTIMATED TARGET EXPECTED
STOCK SYMBOL BELOW
BOUGHT BOUGHT TODAY RETURN PRICE GROWTH
PRICE
SMPH Oct-13 16.90 21.65 28.11% 17.20 21.50 27.22%
Nov-13 16.40 21.65 32.01% 17.20 21.50 31.10%
Dec-13 15.10 21.65 43.38% 17.20 21.50 42.38%
Jan-14 14.68 21.65 47.48% 16.73 19.41 32.22%
Feb-14 14.70 21.65 47.28% 16.73 19.41 32.04%
Mar-14 14.90 21.65 45.30% 16.73 19.41 30.27%
Apr-14 14.90 21.65 45.30% 16.80 19.41 30.27%
May-14 16.34 21.65 32.50% 16.80 19.41 18.79%
Jun-14 16.18 21.65 33.81% 16.80 19.41 19.96%
Jul-14 16.52 21.65 31.05% 16.80 19.41 17.49%
Aug-14 15.40 21.65 40.58% 17.60 20.30 31.82%
Sep-14 16.64 21.65 30.11% 17.60 20.30 22.00%
Oct-14 16.50 21.65 31.21% 17.60 20.30 23.03%
Nov-14 17.48 21.65 23.86% 17.60 20.30 16.13%
Dec-14 16.98 21.65 27.50% 17.60 20.30 19.55%
Jan-15 17.44 21.65 24.14% 17.60 20.30 16.40%
Feb-15 18.92 21.65 14.43% 20.52 23.60 24.74%
Mar-15 19.66 21.65 10.12% 20.52 23.60 20.04%
Apr-15 20.45 21.65 5.87% 20.52 23.60 15.40%
May-15 19.64 21.65 10.23% 20.52 23.60 20.16%
Jun-15 18.90 21.65 14.55% 20.52 23.60 24.87%
Aug-15 20.00 21.65 8.25% 22.00 25.30 26.50%
Sep-15 19.86 21.65 9.01% 22.00 25.30
ESTIMATE GAIN/
27.66%
LOSS
URC Jun-15 180.00 192.00 6.67% 198.26 228.00 26.67%
ESTIMATE GAIN/
6.67%
LOSS

Legend: n Continue Buying n Stop Buying

Mike Vias is an Investment Trainer of COL Financial Group, Inc. He is a Certified Securities Representative
and Certified Investment Solicitor.

Stocks Update Volume 6, No. 17 September 2015 Page 8 of 9

 2014 Top Winners of TrulyRichClubs Stocks
This is for the exclusive use of Jyles Ronn Baris and TrulyRichClub members. Thank you for keeping this information private.

If you followed our Stock Recommendations in the past, youd have enjoyed these earnings. Were reposting
this again to encourage you to be faithful to your monthly investments today for the stocks we recommend above.
Never give up. And youll have great winners 10 to 20 years from now!
Note: The percentage returns cannot be compared between the two tables below. The All Time Winners table
does not take into consideration a cost-averaging method. The percentage return is only from a buy-and-hold
strategy. The 2014 Table however integrates a cost-averaging method throughout the months it was under the
Buy-Below.

ESTIMATED
STOCK TIME PRICE ESTIMATED
STOCKS TIME
SYMBOL RECOMMENDED RANGE RETURN
HELD

D&L Industries DNL February 2013 to April 2014 14 Months P6.45 to P10.00 44%

PLDT TEL June 2013 to April 2014 10 Months P2,902.00 to P3,260.00 16%

Banco De Oro BDO April 2013 to August 2014 16 Months P89.60 to P93.00 24%

Top Past Winners of TrulyRichClubs Stocks

STOCK TIME ESTIMATED PRICE ESTIMATED
STOCKS
SYMBOL RECOMMENDED TIME HELD RANGE RETURN

June 2011 to February 2012

Ayala Land ALI 9 Months P15.09 to P21.65 35%
(3rd week)

February 2012 to March

Nickel Asia NIKL 2 Months P23.75 to P26.20 10.32%
2012 (3rd week)

Bank of The February 2012 to November

BPI 10 Months P68.45 to P91.00 34.29%
Philippine Islands 2012 (4th week)

October 2012 to December

Ayala Corporation AC 2 Months P440.00 to P520.00 17.65%
2012 (2nd week)
February 2012 to December
SM Prime Holdings SMPH 10 Months P12.48 to P17.00 27.75%
2012 (1st week)
January 2013 to February
Alliance Global AGI 1 Month P17.54 to P20.50 16.88%
2013

Meralco MER January 2013 to April 2013 3 Months P268.00 to P377.00 28.05%

First Phlippine
FPH June 2011 to June 2013 25 Months P63.18 to P95.20 32.92%
Holdings
JG Summit Holdings JGS February 12 to October 2013 18 Months P25.75 to P43.50 39.96%
D&L Industries DNL February 2013 to April 2014 14 Months P6.45 to P10.00 44%

P2,902.00 to
PLDT TEL June 2013 to April 2014 10 Months 16%
P3,260.00

Banco De Oro BDO April 2013 to August 2014 16 Months P89.60 to P93.00 24%

(Disclaimer: Past performance doesnt guarantee that youll have the exact same results in the future. After all, your
earnings all depend on the markets performance.)

Stocks Update Volume 6, No. 17 September 2015 Page 9 of 9