Personal Checking, Money Market, Savings, Time Deposit & IRA Accounts Pricing Schedule (Effective March 1, 2017) REGIONS CHECKING ‘with any Regions checking account, you get extra services to make banking easier and more convenient, Stop by a branch, goto regions.com or call 1-800-REGIONS for more details. FEATURES J+ Regions CheckCard * Discount on instalment loan with payments auto ALL '* Regions Online Banking and Mobile Banking! with BillPay debited from a Regions account CHECKING — |* Oniine Statements option + Overdraft Protection available ACCOUNTS — | Discount on one Sate Deposit Box rental with an additional * Option ta participate in Regions Relationship Rewards® 10% discount for auto debit from a Regions account program? (subject availabilty) * Service Member Benefit - No Regions ATM fee on two + Relationship rates on most CDs for customers who mest ATM transactions at non-Reglons ATMS per statement the Relationship requirements? period if you provide your Military ID when opening a + Banking with Quicken Regions checking account or any time afterward Banking with Microsoft® Money LIFEGREEN PREFERRED CHECKING®= ‘Special Features ‘Ears interest Unlimited check writing '50% discount on one Safe Deposit Box rental wth an additonal 10% discount for auto debit from Regions account (subject to availabilty) [No Regions ATM fee on two ATM transactions at nan-Regions ATMs per statement pered® Cashier's Checks (na fee) Money Orders (no fee) [No monthly fee on a Platinum Relationship Money Market as long as your LifeGreen Preferred Checking account remains open + No fe far printed check images (standard) with paper statement You May Avoid Monthly Fee By [+ $5,000 average monthly balance OR Maintaining One Or More Of The | * Combined minimum deposit balances from all of your Regions checking, savings, money markets, Following: (CDs and IRAs of $25,007 OR Combined $25,000 minimum outstanding loan balances from all of your Regions personal installment lan, ines of credit, equity lines of credit, equity loans, direct loans and credit cards in good standing’® OR Any firstolen home mortgage with Regions in any amount and in good standing® (excluding home equly loans and hame equity lines of credit, and construction, manufactured housing and business loans) Minimum Opening Deposit $50 Monthly Fee si. Interest Tiers Based on account balance of $100,000 or more; $50,000-$99,999 99; $25,000-$49,999.99; $10,000-$24, 999.99; below $10,000 checks The first order of Regions custom single-wallet checks is provided at no cost.® For information on other check prices, visit our local branch or call 1-800-REGIONS. Paper Statement $0 "Mable Darkng seces regres evolinentF Online Sonkng Your rable errs resting on daa ns may spay. Please rr la he Reltarship ies Rats fr Te Depots and Ceiteates of Depst sec for rar fomaton. egos Ratha Rewards bogla cows out eam psf your Repos pescna bank aces. Vt ‘epossemrestorsnorowsrs te ll ers he renarde programy “ATM aes ehrgnd 8 aanarsoprars 5 on Regan ATMs my spb ju prose nosmiany [Dhan opengo” using you Repens acount, cr Sstoms mayne facognze thal you quay tte fe wale 0 Wo ransacbons a new Regan ATMS per sleet seo I your acaunt & charade fora tancacton ot fon Rags ATM, Heats anch to prove your Mian 1b ot ere ar no arenes where ou re depo, el 1.855 REG AML (7344645) "Tis account's a negoabe over of wthranal [NOM aceaurt ena a fatenship check accouF. See Desos:Aglemen aon! cetass ‘out NOW aeeous, Pras ello the Reslonp Chock Aceon Onrshp Remar the bck ths Sedu froma sul elsenahp esac ATW foes ‘charged by emnersoperstos of nan Reglens ATMS may app}. Balaneescetemaned at he begin te st day ef your ehecleng account Stevan perod *Gees Sanding freon oa no pa uso hn dtu unde our re green, Mhchigesdandard DUK delve, Oe shiping Opn are vali a an adloal chat The Moihy Fe on erin checking aecants may nat be charge fe ateast 6 days afr account opting even frequents waive te Mor Fe arent mt Aa REGIONS Member (rec a7 [©CHECKING ACCOUNTS LIFEGREEN LIFEGREEN 62, LIFEGREEN LIFEGREEN eACCESS: SIMPLE LIFEGREEN CHECKING. CHECKING" ACCOUNT®* CHECKING” CHECKING" FOR STUDENTS" You May Avoid ACH direct Make ary combina- [Not applicable ACH direct deposit, | Not apaiicable Montny Fee By deposit, such as ation of at least 10 such as a recurring Maintaining One recurring payroll or | Regions CheckCard payroll or government Or More OF The | government benefit | anclor credit card benefit deposit, to Following: deposit, to our | purchases (based your 62+ LifeGieen LifeGreen Checking | on current eAccess Checking account (at account (al least one | Account period for least one of $300 or of $500 or more, or | CheckCard activity ‘more, or a combined a combined amount | and most recent amount of $1,000)! ©f $1,000)! ORa | credit card account OR a $1,500 average $1,500 average | statement for erect ‘monthly balance in monthly balance | card activity) your 62+ LifeGreen in your LifeGreen Checking account Checking account ‘Recount Elighiliy | Not appicable Notapalicable [Not applicable | Customers age 62 or | Customers age 25 07 Requirement better? younger” Minimum Opening |$50 $50 $50 $50) $50 Deposit Monthly Fee $$8 with online $8 [$Swith online | $Bwith onine None | stalements¢ or statements¢ or | statements or $10 with paper $7 with paper | $10. with paper statements statements stalemen's, Check Writing Fee [$0 For each statement [$0 $0 $0 period, no fee for first 3 checks processed, then $0.50 per check"* Checks: CCheck price varies by style. For information on pricing, vist your local branch or call | 50% ciscount on frst order 1-800-REGIONS > cof Regions custom stucent 40 pack or any ather personal style checks Paper Statement [See "Monthly Fee" [$2 [See "Monthly Fee" [See "Monthly Fee” | $2* ‘Additional Features [* Unlimited 20% siscountoa | Unlimited = Unites * Unlimited check writing check wing [one Safe Deposit | check writing check writing + 30% discount on one = 30% discount on | Box with an [+ 30% aiscounton |» 50% discounton | Safe Depast Sox with an ‘one Safe Deposit | acciional 10% ‘one Safe Deposit | one Safe Deposit | additonal 10% discount Box with an discount for Bax with an Box with an for auto cebit®| additional 10% | auto debité additional 10% — | adaitonal 10% discount for tdscount for ‘iscount for auto debits auto debit auto debi "Far hea Te ave oncour a AGH avon depois Ta pola yor secon dura secOun Sale| Per, eREUnE Te ot Gay HT Boros, AEH See Sap that anton nes ae slerent pr re etd th acm sateen pei [Checking aeeaont an donot met ie age reiterant yor acca wl be carvers tn he sans LieGren Checing aeeaunt rt ions Fe. Checking for Students iti you have aLieGreen Checking fer tunis aceaunt ane do nat meet he age raqulren, your acour lb enweiad the Sanda Lisaen Ghecting aceon and mus mae the neal erence a tha Matyas, Ora acount hole rasta tthe eof aay. ‘To quay tr te any fee wah Onine Satamers fr iaGreen Checking, L'eGeen Simple Chcking ot 62+ LfeGteen Checking, ati the marly Pape Statement Fee forthe Lacon ecass Accor LesGteenChacog fr Ste ap spaeai, ou Must be a Reon Oe Banking eas whe receives on On Sistas fo the [ees To get sored wh One Stemi, simply ean Regons Onine Sag, You must hae vl Socal Secuy Number 2 Taxpayer Keheston Nuron ofet'S ‘hr t Regors Onive Sensing you are an ens Onine Bung este, ard Sle the Gin Saanich the op again ser Aecoun's. Changes sl ‘abe eel beeome Pace beeing ih be a ate the eran ein whieh Ohne sslarets ae ete a eae, he ease maj be Standard buk dele i ctein the pee, Other shiping ons areata alan ational charge, ‘Sate Depsit Box discount sublet box valily Ao eb mus be froma Regions account. “hematin ennai Acouts. Ts pson apples ony 'Lfereen Checking, Liearenehccss Account Lfreen Simpl Checking 62+ Lietreen Checkngand LfeGeen Cheng ‘ersucer’s Chchngaeeourt hades. An ace acess detned as an aceOUe Rang fo user inaedacht ta peed © 92 canseatve days. stein ae 'ncles epost and warns ba dns ot ede ry es ar cares Which maybe assed oh acca b te Bark Once ou ates bcaes ah naive account ro 2287 ‘er 92 censecstve a), you wl ale he! our acca ay be arenas ea heer Lass acco. lh le Seo he peng Sead Cheer ass aeDus. Yoo [cout nln convened tea Check oruas occur das fw cu noes You ures er tee of he 0-3 pet Yuial acy hake e epost or Winton ov Jou acount er) You anal he Bank and eampate a Ses rcured ta change You acount yb an sce at je hese cess Pease eter tothe preg thea for Cheekor Less secount ithe Adana Terms ah Contin Seton fr ping ormston ‘Tis te hasbeen empralydscannund sending ss rastesons We willy you bel he antes The Mrihy Fe on eran checking aecants may nt be charge for steast 6 dos afer account opeing even frequrement to waive te Monthy Fe arent meSAVINGS ACCOUNTS LIFEGREEN SAVINGS! Not applicable ‘SAVINGS! "$300 minimum daly balance ‘SAVINGS FOR MINORS" ‘Not applicable You May Avoid Monthly Fee By Maintaining ‘Account Eigibity Requirements | Opening or maintaining a Regions checking account Not applicable ‘valable to customers age 18 ‘or younger (19 or younger in Alabama) Minimum Opening Deposit {$80 ($9 f you set up a manthly | $50 $8 automatic savings transfer from 2 Regions checking account) Monthly Fee $0 8 $0 Inlerest Tens Based on account balance of | Based on account balance of | Sased on account balance ofall $$50,000 or more; $25,000- '$50,000 or more; $2,000- balances, {$49,999.99, $10,000-$24 999,99; $2,500-$9,999 99; volow $2,500 $3 por withdrawal or transfor in excess of 3 per month '$49,999,99; $10,000-$24,999.99, $2,500-$9,999.99; beiow $2,500 ‘$3 per withdrawal or transfer in excess of 3 per month Disaunton Safe Dapost Box [20% win aadllonal 10% [30% wth an atonal 10% {cect alata dicount aceon ae bo | decent ou bn or ba? gar a se SY PISe oan, ones DA ofan pes SR ig Sas a 2 ae SSE WL nO, eh PTR a eter ne tn ms Rages AN a ee ne eee SIN aia shamatms cult | cate hte funecathenganean ricer bar ert ESSE ARLE Grete ae a lalate fale a We Na a ay LifeGreen Savings Annual Savings Bonus: ‘A monthly automatic transfer of funds of at least $10 from your Regions checking account to your LifeGreen Savings account for the 12 calendar months that precede the month of your account opening anniversary is required to earn a 1% annual savings bonus. The bonus is based on the average monthly balance for the 12 calendar months that precede the month of your anniversary cate and is paid to your LifeGreen Savings account on the business day following the anniversary of account opening. Maximum annual savings bonus of $100. Your LifeGreen Savings account must be open on the date the annual savings bonus is paid fo receive the annual savings bonus. MONEY MARKET ACCOUNTS, MONEY MARKET: Minimum daily balance of $2,500 Excessive Withdrawaiitem Fee {$3 por withdrawal or transfor in excess of 3 per month 30% with an additional 10% tiscount for auto dest on one box PLATINUM RELATIONSHIP MONEY MARKET" Minimum dally balance of $15,000 OR opening or maintaining a LifeGreen Preferred Checking account You May Avoid Monthly Fee By Maintaining One Or More Of The Following ‘Account Eighty Not appleable (Customer must have a checking account with ACH Reauirements cirect deposit, such as a recurring payroll or government benefit deposit, or $2,500 minimum daly balance Minimum Opening Depost [$100 $15,000 Monthly Fee $12 sis Interest Tiers Based on accaunt balance of $50,000 or more; | Based on account balance of $100,000 or more; '$25,000-$49,999,99; $10,000-$24,299.93, $$2,500-$9,989.99; below $2,500 $30,000 ~ $99,999.99; $20,000 - $29,999.99, $5,000 - $19,599.99, below $5,000 Excessive Withdrawal Item Fee ‘$15 per withdrawal, ansfer, or payment in excess of 6 per statement period $15 per withdrawal, transfer, or payment in excess of 6 per statement perio’ Printed Check images With Paper Statement $0 $0 Discount on Safe Deposit Box {subject to availabilty) "30% with an addtional 10% discount for auto {eta on one bax? '50% with an adeltonal 10% discount fr auto debt on one baw icing POS vansacios) pa loo ot si 6) wanton payens peastaraed aonate, bj aphane, fam a pesoral canoe, cua Saks, Secs, debt cord o snlar woes + "2 f pay em your money raat secou Ger sole ered he precthatzed fave tarsacions Maybe etd by hg Barn eps Orne Basing Sandner. Lint Stn appar wana wana nia AT: accra ebony net ‘Tonle pyre (ling rac) ees sb bet mash stator aria eb must bear's Repos seenDeposit Account Balance Calculation for Monthly Fee Waivers. ‘Average Monthly Balance: For the LifeGreen Preferred Checkng account, we divide the sum ofthe epening posted balances for each day inthe statement evod by the number af days inthe statement period. Fo all ther accounts, we ave the sum ofthe endlng posted balances for each day inthe statement pera by the number af 63s the statement pelo, Please note that your account statement only shows ehcing posted balances and an average baianee Felecod 2y those ending posted batances, I your accourt isa LleGreen Prelerrd Checking aun, the average fslance shoan onthe account statement i= not used for purposes ofthe monthly fee waiver. The ending balance for any cay is the opening balance ‘or the next cay ‘Minimum Dally Balance: For the Platnum Relationshia Money Marke scoout, te minimum daly balance ithe apening posted balance tht must be maintayed inthe account each day ofthe statement perod, For all ther savings ané money markel accounts, the minimum dally balance f the ending posted balance that must e maintained n he 2ccount each cay ofthe talent period. Please noe fat your account statement ony shave ending pasted balances, yout account ipa Platinum Relatonship Maney Matket account, the ending esl balances smoun on the accaunt statement ate rot used to determine whether the minimum daly balance requirement has been met or thase days. The ending balance for anyday iste apening balance forthe next day Interest Information. interest sos on your colectes balance. The collected balance isthe current pasted balance in your sccount less any items deposited into your accaunt ‘or when we have not recelved cred. Interest Rates ano Annual Percentage Viels {APYS) ae set by Regions and ate subject to enange ‘daly, You are poe the interest ate and APY corrasponing fo be coecled balance in your aeeaunt each day, For Vered rate accounts, the erst ral and APY vary, depencing on the balance ters soown Interest earned on checking, savings and money market accounts 's compounded cally ané pad month It you clase your account betore intrest is credited, you wl not receive the accrues intrest. MISCELLANEOUS DEPOSIT FEES ‘Money Orders $1 per money order |All fees below are standard, Please see procuct specific information far exceptions. ‘Maxim amount ‘$1,000 per money order inemn 24 Hou Seong and Conestene Senne Fee Nonustomer Gnesk Cashing Repon heck. See anchor cea Allee ere pe tem unless thervise inccated se ce crcyuad lem fea! $9.00 ales oe sid OverratitenRerred tem Fe = ns ATM sooo Reurned Depot em Pee gis0o Saonce uy $00 ncues ceposted and cashed dems) Sensor $000 See Dest Bae Ii Saerots (vaitle tsi AS) ee nant Rental Fees Rental Fees Vat by Se and Slate Non Regions ATM {Ste Pament Fe ips 30 days sione ‘wash gosy_ Henscement af os key 2500 (Applies to all withdrawal requests, approved or declined) Driling Fee $150.00, Balance Ini 52.50 Spcil Paying Instructions $25.00 Tranter $250 Statement Intonation ATRA Transaction. $00“ Sitement Proto $800 Fees charged ty onnersoprats of nor-Regions ATMs may ap Susicae Satemest ise [ATM and Branch Check Coshing Fees ‘otis ty smouneenatyge Spec ier Sieve 500 * vrermeoe pags) Becton statement $00 Mobile Deposit Fees, Varies by amount and tyoe Paper Statement. $2.00/month mountand Yo® pried check Images wih ape Steen? $3.00month International Service Assessment. 3% of transaction amount in U.S. dollars Deluxe Check Images With Paper Statement? $5:00hmonth ‘hecsCord/ATW Card Replacement Fee $0 Sn ccccunergege? $26.00fecuest ener Tipedted Card Reslaement Fee S203 Verteaton of Depostierzes Regions Online Banking and Mobile Banking with Bill Pay: wee Transfer ~ Domestic: s1s00 Worn Fee soo mong s Expected Paymens gore Sandra Seo Same Day i Payment Fe seas OMEBME Repetive $250 paca mc Bi Poe ee Ee en $e ‘Personal Pay Fee aed ta the witha Eimat Nett 3350 amount for each Personal Pay transaction) me nel Automate Sordi Tatler 1009 Mobile Banking access requteservliment in Onine Banking "Your mobile carre's messaging and dots fees may apol Wie Transfer —Itematona siavo Regions Banking with Quecken*or Microsoft® Money: Incoming. fonthly Fee Outgoing $45.00 eae eee $0 ‘Telephone Notification’ $5.00 ee Jniine Berk Fax Notification® | $3.50 tise Reis Onive Basking Ferhat Be Adana Services & Fees fenandven af te scans i Aes a gruesome inated secre geo Bork yal Dees 500 Taceesipln tte ie ee ings ors etre tnd Pod Derren Rie ne Bong Capen Reventien ison eRe Sree ac ee cr ee ee ar, oom Io ‘(per em rope). $20.00 essing. Contat your foal ranch fr your fee relund. Paid Overrated hm toon pre Bement tesneitt neat th aetecnne wena ek feconed bone $5300 remy tocar siete set eres ees evel Coors ES00 Geeta setae Ne mere Sy cman abate casi. Bo cee oat t's ead aN 2 ee ‘Check Collections - Domestic $25.00 Gyordraft item Fees per day and no more than sa (6) foes per day relaad to other Copy Services Fee (each item copy). $5.00 calling us at 1-800-847-BANK {2265}, or through Regions Online Banking, 2Fee bree Omang Oe seca Sa oe ce ea Early Account Closing (within 180 days) $25.00 monthly accaunt ‘ee, if applicable, does nat affect adcitional fee for check images. Fav Sewces SSovienpate Sdtoanpoge Weeder sent eaten or ett eres arta rae seit teen sae ee Cita fee age Aen sae we ey Eso’ wo hve ered a spat fundsvarsr agree wih he Regors Loose Coin Deposit $5.00 Money Tanin Sesormen[ATM and Branch Check Cashing Fees ‘CHECKS DRAWN ON REGIONS ‘Check Amount Fee $10.00 or less No charge ‘$10.01 or greater 1.00% of check amount ($2 minimum fee and $20 maximum fee) ‘CHECKS NOT DRAWN ON REGIONS ‘Check Type Fee Printed Payroll anc Government Checks * $1,500 and under: 1.50% of check amount ($3 minimum fee) + Over $1,500: 2.00% of check amount Effective May 9, 2017: 1.50% of check amaunt on all amounts ($9 minimum fee) Other Check Typas (Handariten Payrol, Handwritten Person-to-Person, Two Party Consumer and Business, Refund Anticipation, Insurance Settlement Checks) 3.00% of check amount ($3 minimum fee) Effective May 9, 2017: 4\00% of check amount ($5 minimum fee) Money Orders 5.00% of money order amount ($3 minimum feo)? Effective May 9, 2017: 5.00% of money order amount ($5 minimum fee)! ‘Money Orders may only be cashed ata branch Rewons depost account holoers ae nat subject Mobile Deposit Fees? check cashing fes 1) for any check awn on Regions Bank or 2) fran check draw on another insttton ifcolected tunes an deposi ith Regions are sutcient to cover the amaunt ofthe check a the time ts cashed. vai iy Fee? ‘Standard Mobile Availabilty No charge ‘Available for Processing Tonight $3 per ilem deposited ‘Available immediately 1.00% — 3.00% of check amount per ter deposited ($5 minimum fee) — percentage dependent on check ype Effective May 9, 2017: 1.00% — 4.00% of check amount per tem deposited ($5 minimum fee) — percentage dependent on check type Daily Limit Increase (if applicable) $1 per day ‘Wfoble Depost requres a compalbe device and enrolment n Online Barling, Your mobile cowievs messaging and Gala Tees may apa °Fee wil appear in your account statement as "Mo! Je Transaction Fee". Ifa daly lmitncease fee's charged in connection with a rarsactio, the fee amount shown in your stalerent wil include bots the fe forthe allay option you selected and the dal imi increase fe. Overdraft Protection? We offer Overcrat Protection for eligible personal checking accounts, Overdraft Protection is acted I your checking account balance needs funds to ‘caver lems presered for payment. Funds ‘checking account rotr Transfer Fee (LieGreen Preferred Checking) Transfer Fee (all oter accounts) nstrred trom the funding account in $100 increments. The applicable fee shown below is assessed fo the Funding Account Personal Savings & Money Markets Pereonal Lines of Cre & Crect Cards $10 (oer aay) S10 (per cay) $15 (per aay) S15 (per cay) Aetna rs and fs on the varus Ovrtat Proiecon opto are rons in the appcable customer agreements corn Depesion Accounts, MeserCareSA,Preium Ln f Ces, Essenatne an Cre ne Credit produels re subj! eee appara ‘Additonal Terms and Conitions The provisions contained in this Pricing Schedule are an addendum to our Deposit Agreement ‘Age Defined Accounts: Lfetreen Checking for Stu ‘Account Eligibility 62+ Lifereen Checking ‘valabe to customers 25 or younger er 62 or beter, respectively. The person named fist on the account is the "Primary Aecaunt Hoes” and must be age 25, ‘or younge” or 62 or beter, respectively. The person named secon on the account is the "Secondary Account Halder” and ie ot required to meet the age requrement, Additonal joint account holders are portec and are net required to meet the age requirement All Inactive Checking and Money Market Accounts Forall checking and money matkot accounts that have had no cuslorer-niated activity fora pare of 82 days, we may, at our eaten, prvi account statements to you on a quatry bass. Any feos we charge forte delivery ofa paper slaement or check images wil be charged wth respect othe quattlysatent ony. Monthy acount fes wil cantnue te app. Upon any subsoquent customerntated actly, month statements wl resume.Taxes You are responsibe fcr taxes due on inerest, bonuses, and the value of ary git or incentive you may receive. Depending cn the type ol payment, Regons may roper. as income on IRS Form 1088-INT or 1088-MISC. For accounts opened in lowa,cetin account fees are subject ola Slate Tax of 6%, which willbe assessed atthe ime the fe is charged, unless exempt Time Deposits ‘+The minimum balance to open a Regular Tine Deposit andor Certicate is $500 for terms of $0 days or mare, $2,500 for terms of 7-88 days; $250 for IRA Time Depos's andor Cetestes. ‘+ Early withérawal may result n substanil penalty. Refer to the Time DepostsiCerfcates of Deposit section ofthe Depast Agreement, to your Time Deposit recent, orto your Premalury Nate for deals, erms and cantons Relationship interest Rates for Time Deposits and Certificates of Deposit Ityou are a Regions checking customer, you may quai to eam a speck rlatonshia interest rate on cern tine epost accounts ("Time Deposits) and certiieates of degast *Certeates). The requirements fra relatonsnia interest rate (the "Reationship Requirements") areas falows.() the Time Depos! Cerieate must have 2 term or renewal tem, 2s apalcabe, of atleast 32 day, (i) te primary or secondary onner on the Time DeposWGertfeate must be the primary or secondary owner on 2 Regons personal checking account in good standing and (i the checking account must be and remain open during the nite Time DeposilGerieate term oF renews! term, 28 agpicable, Please net tat IRA Time Deposis and Cevtieates, Geposis by pubic ets, brokered depesis, and ceposts by financial insittons are not eligible for relatonshia intrest ates Apolicableelatonship intrest rates and stan interes rates (together with coresponding annua percentage yields (APYS)) willbe stated in cher csclosures related to the Time Depast or Certfeate. Relationship interest rates and standar interest rates are st fom ‘me tote by Regions management ane are subject to change Regions may escontinue or change the requirements far elationshp interes ale programe al any ime, and subject lo nolicaton requirements impored by applicable law or regulation, Regans nas no abigalan lo continue afelalionshin interest ale program le any Time Deposit or Cericate renewal term. It you shoule fal to meet any Relaionshio Reouirement at any time duting the Time Depositerificate texm or renewal term, as apalcabe, Regions may reset the intrest at forthe Time DeposiiCeriate tote standard Region interest at ‘or Time Depos'siCertiiates that was in eect atthe time the Time DeposivGertfeate account was opened or renewed, as apalcable. You wil be noted I this occurs, Any such interest rate eset wl take effect no earlier then ‘the day following the day an which Regions determines that you Nave falled to meet any Restonship Requrement, and the standard interest rate wil apply or ‘the remaincer a the Time Depos ¥Gerfeate term o* renewal tem, as appieable, Relationship Checking Account Ownership Requirements: (Ths section apps to LiteGreen Prefered Checking) To quai or elaionship icing, the fllowing ownership requiements must ae mek +The primaty (person listed frst onthe account} or secondary (person listed second onthe account) owner of the relationship checking account must be ‘he primary or secondary omner ofthe related depost accounts. The primary (person Isted fst onthe account or secondary (person lsiec second on ‘he account nner af the eatonship checking account must bathe primary ner of related crect accounts +The related account must be established wth ane of the folowing ownership csigraions: + Sole ourer * Joint + oo Trustee + Joint Tenant Without Right of Sunivership + Primary Ouser ——* Joint And * Grantor + Maker * Secondary Owner * Joint Tenant Joint Tenors By Entirely + co-maker + owner * Joint in Comman + Joint Tenant With Right of Suriworship—¢ Principal * co-owner + Trosee Check-fr-Less Pricing Information: Monthly Fee $10.00 Minimum Balance to Avoid Monthly Fee Not applicable Excessive Wihcrawalltem Fee $0.50 per checkin excess of 10 pe statement period LifeGreen Preferred Checking Accounts /Amonthly fee based on account aalances provides owners of UfeGreen Prefered Checking accounts with certain serices and bene, You agree that we may restict or mit any oa of these services and benefits to primary and secondary account Moers, even f your account hs aditona int account holders. Individual Retirement Accounts (IRAs) + Atranstr fee of $15 per account wil apply if you transfer any IRA to anater institution, + Inthe even of an earty withdrawal rom an IRA wih a stated mtuty Gate, the Cary Withcrawal Penalty cescribe inthe Deposit Agreement will apa [Consult our financial or fax adnsor about taxes and tax penaltes that may apy upon withdrawal of IRA proceeds. Current Rate Information Yeu may always obtain the current interest rate and Annual Percentage Yield (APY) being paid on your account simply by contacting any Regions ofc, Information Call your oval Regions otic for more information about these or any of our other inaneia services, ‘Additional Terms and Conditions A proeucs and services described inthe Pricing Schedule are subject tothe terms and conkitons set forth in the applicable customer agreements ard disclosures for such products and services, Products and services may be subject Io credit aporeval an eligiyrequiemen's ‘Te terms and information eet forth in this document ate subject to chang ras required by applicable law. We wil noity you of changes at provided in the applicable customer agreement and/ Peace Retain For Your Recocs a Md REGIONS EJ Menber FO (ree 37