Chapter 1: Introduction to the

Financial System in Malaysia

 Chapter Outline
Structure of the Malaysian Financial System
Agent Banking Services
Concept of Financial Intermediation
Deposits Depository
Institutions

Individual Purchase Finance

Surplus Units Securities Companies

Purchase
Shares
Mutual funds Deficit Units

Premiums Insurance
Policyholders Companies

Employers and Employee Contributions Pension

Employees Funds
 The Malaysian Financial System

Non-Bank Financial
Banking System Financial Markets
Intermediaries
 The Malaysian Banking System

Banking
System

Bank Negara
Malaysia
(BNM)

Commercial Investment Offshore

Islamic Banks
Banks Banks Banks
Non-Bank Financial Intermediaries

Non-Bank
Financial
Intermediaries

Development Special
Savings Insurance Housing Credit Provident and
Finance Investment Others Unit Trust
Institutions Companies Institutions Pension Funds
Institutions Agencies
 The Malaysian Financial Markets

Financial
Markets

Securities
Commission

Money and
Derivatives
Foreign Exchange Capital Market Offshore Market
Market
Market
End of Chapter 1

ANY QUESTION