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Unique ImpactondividualfactorsontheEntrepreneurialattitudetowardschoosinga Sourceof Finance for businessNarayanaMaharana,ResearchScholar,Dept -

Unique ofBusinessAdministration,BerhampurUniversity,Berhampur,Odisha -

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Unique Chaudhury,FacultyMember,Dept -

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Unique FinancialSupportandAvailabilityofCreditaremostvitalelementsforstartinganyventure -

Unique TheowonstitutionalnancetotheMSMEsectorinthefastgrowingeconomyofGanjamdistrictisaseriousmatterofconcernfor thedevelopmentofstart-ups -

InthisbackdropastudyisconductedindierentcitiesofGanjamdistricttondouthowtheinstitutionalnanceisbeingavailedtothebuddingentrepreneursandanattemptis
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beingmadetondouttheissuesandchallengesfacedbytheentrepreneursofGanjamdistrictofOdishaforacquiringfundtostarttheirbusiness

Unique Moreoverthestudyisalsofocusedontheperceptionoftheentrepreneurstowardsinstitutionalnance -

Unique Thisisadescriptivestudywhichiscarriedoutwith218smallandmediumentrepreneursbyusingastructuredquestionnaireinthreemaincitiesofGanjamdist -

Unique Thesamplesarechosenusingsimplerandomsampling -

Thendingsofthestudysuggeststhathighereducationlevelandpriorbusinessexperienceofentrepreneursplayamajorroleinchoosinginstitutionalnancefortheirbusinesscomparedtotheentrepreneurswithloweducati
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Unique Commercial banksare playingavitalroleinthedevelopmentondustrialsectorintherural andurban areasofourcountry.Commercialbanksarethemainsources fornancingawiderangeofprojects -

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Unique On the other hand, gender of the respondents has no signicant role in choosing a source of nance and both male and female entrepreneurs have identical approach towards dierent sources of -

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ImpactondividualfactorsontheEntrepreneurialattitudetowardschoosinga Sourceof Finance for businessNarayanaMaharana,ResearchScholar,Dept.ofBusinessAdministration,BerhampurUniversity,Berhampur,Odisha.Email:maharana.narayan@gmail.com & Dr.S.K.Chaudhury,FacultyMember,Dept.ofBusinessAdministration,BerhampurUniversity,Berhampur,Odisha.Abstract: FinancialSupportandAvailabilityofCreditaremostvitalelementsforstartinganyventure.TheowonstitutionalnancetotheMSMEsectorinthefastgrowingeconomyofGanjamdistrictisaseriousmatterofconcernfor thedevelopmentofstart-

ups.InthisbackdropastudyisconductedindierentcitiesofGanjamdistricttondouthowtheinstitutionalnanceisbeingavailedtothebuddingentrepreneursandanattemptis
beingmadetondouttheissuesandchallengesfacedbytheentrepreneursofGanjamdistrictofOdishaforacquiringfundtostarttheirbusiness.Moreoverthestudyisalsofocusedontheperceptionoftheentrepreneurstowardsinstitutionalnance.Thisisadescriptivestudywhichiscarriedoutwith218smallandmediumentrepreneursbyusingastructuredquestionnaireinthreemaincitiesofGanjamdist.Thesamplesarechosenusingsimplerandomsampling.Thendingsofthestudysuggeststhathighereducationlevelandpriorbusinessexperienceofentrepreneursplayamajorroleinchoosinginstitutionalnancefortheirbusinesscomparedtotheentrepreneurswithloweducationlevelandnoorlesspriorbusinessexposure.
On the other hand, gender of the respondents has no signicant role in choosing a source of nance and both male and female entrepreneurs have identical approach towards dierent sources of nance. Keywords:InstitutionalFinance,FinancialSupport,Start-up,GanjamDist.,Entrepreneurs.Introduction: Commercial banksare playingavitalroleinthedevelopmentondustrialsectorintherural andurban areasofourcountry.Commercialbanksarethemainsources fornancingawiderangeofprojects.Moreand more numberofbankbranchesare beingestablishedintheruralandsemi-urbanareasundernancialinclusionmovementtoprovidebanking service toeach and everyIndian
citizen.Ontheco