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Yojanas - Consolidated E Book PDF
Yojanas - Consolidated E Book PDF
Government Schemes or Yojanas are the most important topic in all kind of competitive
exams. This PDF comprises the list of 39 important Yojanas announced by the Central
Government in the last one year.
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CONTENTS
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Key features
Beneficiaries will get RuPay Debit card having inbuilt accident insurance cover of 1
lakh- will be provided by 'HDFC Ergo'.
Beneficiary can open the account with Zero balance. However, if the account-holder
wishes to get cheque book, he/she will have to fulfill minimum balance criteria.
Beneficiary who open their accounts by January 26, 2015 over and above the 1 lakh
accident, they will be given life insurance cover of 30,000.(to be given by LIC).
After satisfactory operation of the account for 6 months, an overdraft facility will be
permitted up to Rs. 5000 in only one account per household.
Accidental Insurance Cover, RuPay Debit Card must be used at least once in 45 days.
The plan also envisages channeling all Government benefits (from Centre / State /
Local Body) to the beneficiaries accounts and pushing the Direct Benefits Transfer
(DBT) scheme of the Union Government.
Mobile banking for the poor would be available through National Unified USSD
Platform (NUUP) for which all banks and mobile companies have come together.
The financial inclusion campaign was launched by the Prime Minister of India Mr.
NarendraModi, on 28 August 2014.
Achievements
On the inauguration day, 1.5 Crore (15 million) bank accounts were opened.
Guinness World Records Recognizes the Achievements made under PMJDY.
By 05 August 2015, 17.45 crore accounts were opened, with
around 22032.68 crore (US$3.3 billion) were deposited under the scheme.
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Aim:
Key features
Achievements
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Aim: The main aim is to provide training 0.5 million people in urban area per annum from
2016 and in rural area it is training 1 million people by 2017
Date: 25-September-2014
Key Features:
The minimum age for entry under the Yojana is 15 years compared to 18 years under
the Aajeevika Skills Programme.
Skill development training centres to be launched so as to address the
unemployment problem in the rural area.
Imparting skills with an expenditure of Rs.15,000 Rs.18,000 on each urban poor.
Promotion of self-employment through setting up individual micro-enterprises and
group enterprises with interest subsidy for individual projects costing Rs.2.00 lakhs
and Rs.10.00 lakhs for group enterprises. Subsidized interest rate will be 7%;
Training urban poor to meet the huge demand from urban citizens by imparting
market oriented skills through City Livelihood Centres.
Each Centre would be given a capital grant of Rs.10.00 lakhs.
Enabling urban poor form Self-Help Groups for meeting financial and social needs
with a support of Rs.10,000/- per each group who would in turn would be helped
with bank linkages;
Development of vendor markets besides promotion of skills of vendors; and
Construction of permanent shelters for urban homeless and provision of other
essential services.
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Aim: The program proposes to build 2 crore houses across the Nation by 2022.
Re-launched: It was renamed as Pradhan mantra Awas yojana on 25th June 2015.
Key Features
The government would provide an interest subsidy of 6.5% on housing loans availed
by the beneficiaries for a period of 15 years from the start of loan.
The houses under Pradhan Mantri Awas Yojana would be allotted to preferably the
female member of the family. Along with this, preference would be given to the
female applicants, in general. This scheme could well be termed as a pro-women
scheme.
While allotting ground floors in any housing scheme under the PMAY, preference
would be given to differently-abled and older people.
The construction of houses under PMAY would be carried out through technology
that is eco-friendly.
The scheme will cover entire urban area consisting of 4041 statutory towns with
initial focus on 500 Class I cities in three phases.
It comes in 3 Phases
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Aim: The Prime Minister said that MUDRA scheme is aimed at funding the unfunded
Key features
MUDRA Bank has rightly classified the borrowers into three segments:
- the starters
- the mid-stage finance seekers
- the next level growth seekers.
To address the three segments, MUDRA Bank has launched three loan instruments:
- Shishu: covers loans upto Rs 50,000/-
- Kishor: covers loans above Rs 50,000/- and uptoRs 5 lakh
- Tarun: covers loans above Rs 5 lakh and upto Rs 10 lakh
Initially, sector-specific schemes will be confined to Land Transport, Community,
Social & Personal Services, Food Product and Textile Product sectors.
Some of the Offerings Planned for the Future:
- MUDRA Card
- Portfolio Credit Guarantee
- Credit Enhancement
Achievements
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Aim: The aim is to develop three Adarsh Grams by March 2019, of which one would be
achieved by 2016. Thereafter, five such Adarsh Grams (one per year) will be selected and
developed by 2024.
Launched: 11 October 2014 on the birth anniversary of Jayaprakash Narayan at New Delhi.
Key Features
Each member of parliament needs to choose one village each from the constituency.
Then they should fix parameters and make it a model village by 2016. Thereafter,
they can take on two or three more villages and do the same by the time the next
general elections come along in 2019, and thereafter, set themselves ten-year-long
village or rural improvement projects.
Villages will be offered smart schools, universal access to basic health facilities
and Pucca housing to homeless villagers.
Links
- CURRENT AFFAIRS PDFs
- CURRENT AFFAIRS QUIZ PDFS (1000 PLUS MCQs)
- GENERAL KNOWLEDGE INDIA - PDF
- QUICK GYAN
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About: Garib Kalyan Yojana is a Poverty Alleviation Scheme, which is primarily a work shop
that you can pay and attend.
Aim: The objective of the workshop is to revive the governments pro-poor welfare
programs.
Key Features:
Aim: It aims at creating a common platform for Indian citizens to "crowdsource governance
ideas from citizens".
Key Features:
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Achievements
My Gov received 100,000 registered users, barely two weeks after its initiation.
Google, the search giant became the first multinational firm to collaborate with
MyGov.
This programme would skill the youth with an emphasis on employability and entrepreneur
skills.
Aim
The main goal is to create opportunities, space and scope for the development of the talent
of the Indian youth and to develop more of those sectors which have already been put
under skill development for the last so many years.
Features:
The emphasis is to skill the youths in such a way so that they get employment and
also improve entrepreneurship.
Provides training, support and guidance for all occupations that were of traditional
type like carpenters, cobblers, welders, blacksmiths, masons, nurses, tailors, weavers
etc.
More emphasis will be given on new areas like real estate, construction,
transportation, textile, gem industry, jewellery designing, banking, tourism and
various other sectors, where skill development is inadequate or nil.
The training programmes would be on the lines of international level so that the
youths of our country can not only meet the domestic demands but also of other
countries like the US, Japan, China, Germany, Russia and those in the West Asia.
Another remarkable feature of the Skill India programme would be to create a
hallmark called Rural India Skill, so as to standardise and certify the training
process.
Tailor-made, need-based programmes would be initiated for specific age groups
which can be like language and communication skills, life and positive thinking skills,
personality development skills, management skills, behavioural skills, including job
and employability skills.
The course methodology of Skill India would be innovative, which would include
games, group discussions, brainstorming sessions, practical experiences, case studies
etc.
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Key features
The Government of India has initiated a giant leap forward to transform the country
into a digitally empowered knowledge economy.
The initiative also includes plan to connect rural areas with high-speed
internet networks.
DI will help in leveraging India's globally acclaimed IT competence for the benefit of
120 Crore Indians.
It will help in reducing corruption, getting things done quickly and will help in
reducing paper work.
Some of the facilities which would be available through this initiative are Digital
Locker, e-education, e-health, Digital Signature and national scholarship portal.
The initiative also includes plan to connect rural areas with high-speed internet
networks. Digital India has three core components.
11. Digilocker
About: Digital Locker is one of the key initiatives under the Digital India Programme.
Aim: It is aimed at minimizing the usage of physical documents and enable sharing of e-
documents across agencies.
Key Features
The sharing of the e-documents will be done through registered repositories thereby
ensuring the authenticity of the documents online.
Residents can also upload their own electronic documents and digitally sign them
using the e-sign facility.
These digitally signed documents can be shared with Government organizations or
other entities.
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12. e-Basta
About: The platform, eBasta, is merely not a library of books, but a collaborative platform
where school Book publishers, School teachers, students and even various etailers can
participate..
Aim: It aims to bring various publishers (free as well as commercial) and schools together on
one platform.
Key Features
Aim:
The major objective behind the initiative is to focus on 25 sectors of the economy for
job creation and skill enhancement.
The initiative also aims at high quality standards and minimising the impact on the
environment.
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Key features
Before the initiative was launched, foreign equity caps in various sectors had been
relaxed .
The application for licenses was made available online and the validity of licenses
was increased to 3 years.
Various other norms and procedures were also relaxed.
In August 2014, the Cabinet of India allowed 49% foreign direct investment (FDI) in
the defence sector and 100% in railways infrastructure.
Achievements
Between September 2014 and August 2015, the government received 1.10
lakh crore (US$17 billion) worth of proposals from companies interested in
manufacturing electronics in India. 24.8% of smart phones shipped in the country in
the April-June quarter of 2015 were made in India, up from 19.9% the previous
quarter.
In January 2015, the Spice Group said it would start a mobile phone manufacturing
unit in Uttar Pradesh with an investment of 500 crore.
Hitachi Said it would increase its employees in India from 10,000 to 13,000 and it
would try to increase its revenues from India from 100 billion in 2013
to 210 billion.
In February 2015, Huawei opened a new research and development (R&D) campus
in Bangalore.
Aim: The Government of India has set an ambitious target for providing skill training to 500
million of its youth by 2022.
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Key Features:
Enable Poor and Marginalized to Access Benefits: Demand led skill training at no cost
to the rural poor
Regional Focus : Greater emphasis on projects for poor rural youth in Jammu and
Kashmir (HIMAYAT), the North-East region and 27 Left-Wing Extremist (LWE) districts
(ROSHINI)
Minimum age: The minimum age for entry under the Yojana is 15 years compared to
18 years under the Aajeevika Skills Programme.
Aim: It main aim is to provide an umbrella framework to all skilling activities being carried
out within the country, to align them to common standards and link the skilling with
demand centers.
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Key features
About:The scheme has been formulated for talent identification in the age group of 8-12
years and nurturing of identified talented sportspersons.
Aim: Identification of sporting talent among students in the age group of 812 years
Key Features:
The Scheme will facilitate development of Indian sports, particularly rural sports.
The students in the age group of 8 12 years have to undertake Physical Efficiency
and Sports Aptitude Tests (PESAT).
tests may take place at 3 levels :
- school level
- block level
- district level through the state / UT machinery
From each school, 4 boys and 4 girls securing the total highest marks in all six tests
will be shortlisted and they will appear in the Block level tests again.
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They will participate in the Sport Talent search conducted at the block level in the
same 6 tests.
The total marks obtained by each of these 32 students per block in all 6 different
tests at district level will be compiled for all districts together and a common merit
list will be prepared.
k. Selected candidates should agree to the condition that they should be present for
training at least 22 days in a month on the prescribed play ground
Key Provisions:
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Key features:
Aim: is focusing attention on the health of soil in agricultural areas across the country, to
boost productivity and bring about increased prosperity.
Key Provision:
The Government plans to issue 14 crore Soil Health Cards to the farmers over the
next 3 years.
Soil card will carry crop-wise recommendations of nutrients and fertilisers required
for the individual farms to help farmers to improve productivity through judicious
use of inputs.
All soil samples are be tested in various soil testing labs across the country.
Thereafter the experts will analyse the strength and weaknesses (micro-nutrients
deficiency) of the soil and suggest measures to deal with it.
The result and suggestion will be displayed in the cards.
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Aim: aimed at ensuring access to water to every farm (HarKhetKoPani) round the year and
improving water use efficiency (Per Drop More Crop)
Key features:
The Scheme will take responsibility for various irrigation projects that were poorly
implemented by previous governments despite adequacy of funds.
About 1,300 watershed projects that have remained in limbo shall now be
completed.
If the scheme turns out to be a success, economists and rural managers believe that
the crop production could witness a manifold growth.
About: This includes Social Security Schemes, Pradhan Mantri Suraksha Bima Yojna, Atal
Pension Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojana.
Aim: protect an Indian citizen against illness, accidents, or penury in old age.
Key Features
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Key features
Key Features
Benefit
Fixed pension for the subscribers ranging between Rs. 1000 to Rs. 5000, if he joins and
contributes between the age of 18 years and 40 years. The contribution levels would
vary and would be low if subscriber joins early and increase if he joins.
Abbreviations: OROP
About: It is a scheme for same rank and for the same length of service, irrespective of the
date of retirement.
Points to Note
As per the announcement there would be revision of pension every five years as
against two years demanded by the ex-servicemen.
Pension will be re-fixed for all pensioners retiring in the same rank and with the same
length of service as the average of minimum and maximum pension in 2013.
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The Ex-servicemen who have taken voluntary retirement would not be eligible for the
scheme.
The government is also setting up a one-member judicial committee to work out details
of implementation of the OROP which will file a report in six months.
Arrears will be paid in four half-yearly installments. All widows, including war widows,
will be paid arrears in one installment.
Aim: to Conserve and Develop Indigenous cattle Breeds through professional farm
management and superior nutrition.
Key Features:
Objectives:
- To undertake breed improvement programme for indigenous cattle breeds so as
to improve the genetic makeup and increase the stock.
- To enhance milk production and productivity of indigenous bovines.
- To upgrade nondescript cattle using elite indigenous breeds like Gir, Sahiwal.
- To distribute disease free high genetic merit bulls of indigenous breeds for
natural service
Scheme is proposed to be implemented on 100% grant-in-aid basis.
Rashtriya Gokul Mission will be implemented through the State Implementing
Agency (SIA viz Livestock Development Boards).
Achievements
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Aim: The channel has been dedicated to agriculture and allied sectors, which disseminates
real-time inputs to farmers on new farming techniques, water conservation and organic
farming among other information.
Key features
Aim: To end female feticide and discrimination against girl child Prime Minister
NarendraModi launched BetiBachao, BetiPadhaoAbhiyan.
Key Features:
According to census data, the child sex Ratio (0-6 years) in India was 927 girls per
1,000 boys in 2001, which dropped drastically to 918 girls for every 1,000 boys in
2011.
A 2012 UNICEF report has ranked India 41st among 195 countries.
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Key Features:
Aim: To instil confidence in women, to help women in distress and to ensure their safety in
Delhi.
Key Features: The app is freely available for Android mobile phones and can be downloaded
from Delhi Police website
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Aim: to transfer subsidies directly to the people through their bank accounts. It will be
implemented in 2 phases.
Key features:
Consumers will need a bank account to join the scheme and receive LPG subsidy
Consumers will also get one time permanent advance in their bank account prior to
buying the first market priced LPG cylinder
Consumers will receive subsidy in their bank account as per their entitlement of
subsidized cylinders
Till consumers join the scheme they will get cylinders at:
Subsidized price for 3 months w.e.f 15.11.2014 till 14.02.2015
Market price for next 3 months, but the subsidy due will be given to them if they join
the scheme within these 3 months i,e till 14.05.2015
W.e.f 15.05.2015 all LPG consumers will get cylinders at market price and only those
who join the scheme will receive one time permanent advance & subsidy from the
date of joining
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Key Features:
Construction of individual sanitary (mostly pit latrines) for households below the
poverty line with subsidy (80%) where demand exists.
Conversion of dry latrines (pit latrines without a water seal) into low-cost sanitary
latrines.
Construction of exclusive village sanitary complexes for women providing facilities for
hand pumping, bathing, sanitation and washing on a selective basis where there is not
adequate land or space within houses and where village panchayats are willing to
maintain the facilities.
Setting up of sanitary marts.
Total sanitation of villages through the construction of drains, soakage pits, solid and
liquid waste disposal.
Intensive campaign for awareness generation and health education to create a felt need
for personal, household and environmental sanitation facilities.
End of manual scavenging of garbage.
Objectives:
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Key Features:
When a customer brings in gold to the counter of specified agency or bank, the
purity of gold is determined and exact quantity of gold is credited in the metal
account. Customers may be asked to complete KYC (know-your-customer) process.
The deposited gold will be lent by banks to jewellers at an interest rate little higher
than the interest paid to customer.
Interest:
Both principal and interest to be paid to the depositors of gold, will be valued in
gold.
The interest rate is decided by the banks concerned.
Tenure:
Minimum: 1 year
Minimum Quantity: 30 gram
Type: The gold can be in any form, bullion or jewellery.
About: NITI Aayog will seek to provide a critical directional and strategic input into the
development process.
Key Features:
NITI Aayog will seek to provide a critical directional and strategic input into the
development process.
The centre-to-state one-way flow of policy, that was the hallmark of the Planning
Commission era, is now sought to be replaced by a genuine and continuing
partnership of states.
The NITI Aayog will also seek to put an end to slow and tardy implementation of
policy, by fostering better Inter-Ministry coordination and better Centre-State
coordination.
It will help evolve a shared vision of national development priorities, and foster
cooperative federalism, recognizing that strong states make a strong nation.
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In addition, the NITI Aayog will monitor and evaluate the implementation of
programmes, and focus on technology upgradation and capacity building.
Aim: at providing shelters equipped with essential services to the urban homeless in a
phased manner.
About: PMKKKY is a revolutionary and unprecedented scheme of its kind, which will
transform the lives of people living in areas which are affected directly or indirectly by
mining.
Aim: is to provide for the welfare of areas and people affected by mining related operations,
using the funds generated by District Mineral Foundations (DMFs).
Key features:
The Mines and Minerals (Development & Regulation) Amendment Act, 2015, mandated
the setting up of District Mineral Foundations (DMFs) in all districts in the country
affected by mining related operations.
The Central Government today notified the rates of contribution payable by miners:
all mining leases executed before 12th January, 2015- miners will have to
contribute an amount equal to 30% of the royalty payable by them to the DMFs.
mining leases are granted after 12.01.2015- he rate of contribution would be 10%
of the royalty payable
By using these funds, the DMFs are expected to implement the PMKKKY.
The DMFs have also been directed to maintain the utmost transparency in their
functioning and provide periodic reports on the various projects and schemes taken
up by them.
Objective of the Yojana:
to implement various developmental and welfare projects/programs in mining affected
areas.
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to minimize the adverse or harmful impacts, during and after mining, on the
environment, health and socio-economics of people in mining districts
to protect the livelihoods for the affected people in mining areas.
skill development and environment conservation will get at least 60 % share of the
funds.
Attention will be giving in High Priority areas like sanitation, Drinking water etc
The funds will also be spent on making roads, bridges, railways, waterways projects,
irrigation and alternative energy sources to maintain a healthy environment.
Aim: It looks towards "transforming the existing Ports into modern world class Ports and
integrate the development of the Ports, the Industrial clusters and hinterland and efficient
evacuation systems through road, rail, inland and coastal waterways resulting in Ports
becoming the drivers of economic activity in coastal areas."
Key Features:
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Aim: to preserve and revitalise soul of the heritage city to reflect the citys unique character
by encouraging aesthetically appealing, accessible, informative & secured environment.
Key initiative
Aim: is to promote cities that provide core infrastructure and give a decent quality of life to
its citizens, a clean and sustainable environment and application of Smart Solutions.
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Key Initiative:
About: Rurban Mission for 300 clusters to be developed over the next three years across the
country, Commerce.
Investment: Rs 5142 Cr
Key features:
Development of Rurban growth clusters, which have latent potential for growth, in all
States and UTs to trigger overall development in the region. These clusters are essentially
Smart Villages.
Rural growth clusters would be developed by provisioning of economic activities,
developing skills & local entrepreneurship and providing infrastructure amenities.
Further, these clusters would be well delineated areas with planned layouts, which would
be duly notified by the State/UTs. These plans would be finally integrated with the District
Plans/Master Plans as the case may be.
The States would prepare Integrated Cluster Action Plans for Rurban Clusters in
accordance with the Framework for Implementation prepared by the Union Ministry of
Rural Development.
The clusters will be geographically contiguous to Gram Panchayats with a population of
about 25000 to 50000 in plain and coastal areas and a population of 5000 to 15000 in
desert, hilly or tribal areas.
There would be a separate approach for selection of clusters in Tribal and Non-Tribal
Districts.
As far as practicable, clusters of village would follow administrative convergence units of
Gram Panchayats.
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The Mission envisages institutional arrangements both at the State and Center to ensure
smooth implementation of the Mission.
The Mission also has an Innovation budget towards facilitating research, development
and capacity building.
38. Atal mission for Rejuvenation and Urban Transformation:
About: It provides basic services (e.g. water supply, sewerage, urban transport) to
households and build amenities in cities which will improve the quality of life for all,
especially the poor and the disadvantaged is a national priority.
Aim: the purpose of Atal Mission for Rejuvenation and Urban Transformation (AMRUT) is to
ensure that every household has access to a tap with assured supply of water and a
sewerage connection;
increase the amenity value of cities by developing greenery and well maintained
open spaces (e.g. parks);
reduce pollution by switching to public transport or constructing facilities for non-
motorized transport (e.g. walking and cycling).
Key features:
Aim: This project aims at Ganga Rejuvenation by combining the existing ongoing efforts and
planning under it to create a concrete action plan for future.
Investment: Rs. 2037 Crore
Key Features:
Over Rs. 20,000 crore has been sanctioned in 2014-2015 budget for the next 5 years.
It will cover 8 states, 47 towns & 12 rivers under the project. Over 1,632 gram
panchayats on the banks of Ganga to be made open defecation-free by 2022.
Several ministries are working with nodal Water Resources Ministry for this project
includes Environment, Urban Development, Shipping, Tourism & Rural
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Development Ministries. Prime focus will be on involving people living on the rivers
banks in this project.
Under the aegis of National Mission for Clean Ganga (NMCG) & State Programme
Management Groups (SPMGs) States and Urban Local Bodies and Panchayati Raj
institutions will be involved in this project.
Setting river centric urban planning process to facilitate better citizen connects,
through interventions at Ghats and River fronts.
Expansion of coverage of sewerage infrastructure in 118 urban habitations on banks
of Ganga. Enforcement of Ganga specific River Regulatory Zones.
Development of rational agricultural practices & efficient irrigation methods. Setting
Ganga Knowledge Centre.
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