Test dated 07.06.

2017

Q 1 which of the following is new addition to PS sector

Social infrastructure, renewable energy, medium enterprise

Only first of above

First and second of above

None of above

Q 2 a target of ___ % of ANBC or credit equivalent of off balance sheet exposure , whichever is
higher should go PS sector

30

10

40

41

Q 3 a target of ___ % of ANBC or credit equivalent of off balance sheet exposure , whichever is
higher should go to agriculture

12

15

10

18

Q 4 a target of ___ % of ANBC or credit equivalent of off balance sheet exposure , whichever is
higher within agriculture should go to ___________.

8, small farmers

8 small and marginal farmers

9 marginal farmers

9 small farmers
Q 5 a target of ___ % of ANBC or credit equivalent of off balance sheet exposure , whichever is
higher should go to Micro enterprises

7.5

Q 6 marginal farmer has land up to ____ hectares

Q 7 small farmer has land up to ____ hectares

Q8 a target of ___ % of ANBC or credit equivalent of off balance sheet exposure , whichever is
higher should go to weaker sector

10

Q 9 educational loan up to ____ lacs is under priority sector

11

20
10

12

Q 10 housing loan up to 28 lacs in _______ centre and up to ______ lacs in other centre is
considered under priority sector

Rural , 10

Semi urban , 15

Metro, 20

Metro , 10

Q 11 under social infrastructure bank loan can be covered up to _____ lacs / borrower

100

500

600

200

Q 12 under renewable energy bank loan can be covered up to _____ lacs / borrower

1200

1000

1500

1300

Q 13 full form of CIC in credit is

Credit informing corporation

Credit insurance company

Credit identification company

Credit information company

Q 14 through www://mca.gov.in we can check

Authenticity of documents

Directors information

Both

Only b

Q 15 Credir risk rating measures

Probability of interest risk

Probability of credit worthiness

Probability of default

A and b both

Q 16 as per prudential norms of exposure , to individual borrower we sholh not not give more
than _____ % of capital funds normally

10

15

20

25

Q 17 which of the loan is exempted from credit risk rating

Loans up to 50 lacs

New units up to 2 lacs

Both the above

None of the above

Q 18 quasi capital consists of

Secured loans

Share capital

Current liability
Unsecured loans

Q 19 what is the value of current liability , if current ratio is 3:1 and current assets are 90 lacs

60 lacs

40 lacs

20 lacs

30 lacs

Q 20 menu option for freezing account in Finten is

HALI

HAFSM

HALM

HAFFSM

Q 21 menu for bulk uploading of transactions is

HTTUM

HTV

HTM

HTT

Q 22 menu option for account selection is

HACS

HAACS

HCCAS

HASCC

Q 23 special mention account can have maximum ____ days irregularity

60
30

90

10

Q 24 If realizable value of security is less than ____ % of security it will directly go to doubtful
category

10

50

60

20

Q 25 If realizable value of security is less than ____ % of security it will directly go to loss
category

10

50

60

20

Q 26 in a cc account DP is allowed on stock statement older than 60 days , it is

NPA

Not NPA

May be

None of the above

Q 27 Subsequent mortagage is

Second mortagage

First mortage

Its not mortgage

None of the above

Q 28 cash credit is

Fund based

Non fund based

Any

None

Q 29 for pass book printing option is

PSP

PBP

PBB

PSS

Q 30 for statement of account printing option is

PSP

PBP

PBB

PSS

Answer

1a

2c

3d

4b

5d

6d

7a
8d

9c

10c

11b

12c

13d

14c

15c

16b

17d

18d

19d

20b

21 a

22a

23c

24b

25a

26b

27 a

28a

29b

30a