JaxWorks Small Business Spreadsheet Factory

Since 1996, JaxWorks has offered a suite of Free Excel workbooks and spreadsheets, and associated MS Word, PDF and
HTML documents, that cover a number of financial, accounting and sales functions. These are invaluable small business
tools.

Also included Free are:

- Business plan tools, including spreadsheets and excellent instructions
- Excel functions glossary and guide;
- Free training courses for most Microsoft Office applications. These guides are in PDF format and rival
commercial books.
- Comprehensive list of acronyms, ratios and formulas in customer financial analysis, and financial terms;
- Suite of online calculators, including, breakeven analysis, productivity analysis, business evaluation;
- Altman Z-Score (covering publicly and privately held firms, and small businesses);
- and payroll analysis.

If you are involved in financial analysis at any level, or want to learn more about MS Excel and other applications in the
Office suite this site is invaluable.

Copyright, 2014, Jaxworks, All Rights Reserved.

 Cash Flow Sensitivity Analysis
August 16, 2017
For the year ended 12/31/2013

% change in receipts and disbursements 5.0%

Expected Pessimistic Optimistic

Beginning Cash Balance $20,000 $20,000 $20,000
Cash Inflows (Income):
Accounts Receivable Collections 30,000 28,500 31,500
Loan Proceeds 20,000 19,000 21,000
Sales & Receipts 10,000 9,500 10,500
Other:

Total Cash Inflows $60,000 $57,000 $63,000

Available Cash Balance $80,000 $77,000 $83,000
Cash Outflows (Expenses):
Advertising $15,000 $14,250 $15,750
Bank Service Charges 1,000 950 1,050
Contingencies 3,000 2,850 3,150
Credit Card Fees 4,000 3,800 4,200
Delivery Charges
Deposits
Dues & Subscriptions
Health Insurance
Insurance
Interest
Inventory Purchases
Lease Payments
Licenses & Permits
Miscellaneous
Office
Payroll
Payroll Taxes
Professional Fees
Rent or Lease
Repairs & Maintenance
Sales tax
Services
Signs
Supplies
Taxes & Licenses
Utilities & Telephone 1,000 950 1,050
Other:

Subtotal $24,000 $22,800 $25,200

Other Cash Out Flows:
Capital Purchases $100,000 $95,000 $105,000
Building Construction
Decorating
Fixtures & Equipment
Install Fixtures & Equip.
Remodeling
Lease Payments
Loan Principal
Owner's Draw $1,000 $950 $1,050
Other:

Subtotal $101,000 $95,950 $106,050

Total Cash Outflows $125,000 $118,750 $131,250
Ending Cash Balance ($45,000) ($41,750) ($48,250)

Copyright, 2014, JaxWorks, All Rights Reserved.

Copyright, 2010, JaxWorks, All Rights Reserved.