COL EASY INVESTMENT PI Learn to build personal wealth - the easy way. Ld COL FINANCIAL Click here to start today.Ce Roe eRe sek ek com oad ae cl) ce click on any of the following topics: PPen LOM MMe ant eieree eT caed Pein 3. How does the peso-cost averaging method of nvesting in the stock market work? The COL Easy Investment Program is the latest 4, When should I start investing in the stock market? service from COL Financial (COL) that gives EMR na cere ed neue ace ei investors a simple and more convenient way offer? of investing in the stock market regardless of Ce Ngee ke age, income or experience, With a time-tested and 7. Contact us tojoin our free seminars or reliable investment method that is easy to Yee understand and apply, COL can help you build your personal wealth today. ep COL FINANCIAL COLEASY Sein INVESTMENT PROGRAMe) COL FINANCIAL INVESTING IN THE STOCK MARKET a Tabataterel CoM MUNI Sth History has proven than investing your money in solid growing companies over a period of time provides greater returns than regular savings. ee Tee Cr eat eee Tor ie eee d inflation or the steady increase in prices of goods and service: 5 5-YEAR EFFECTIVE ANNUAL YIELD (As of December 2010) 187 When you own shares of a stock, you own part of a company. “ The stock market is a venue for one to buy and sell shares of a publicly listed companies with the intention of benefiting from 10 a company’s growth through two ways: 8 6 43% 47% 1.An increase in stock price or capital appreciation. a | 2.Company earnings distributed to all shareholders Ae in the form of dividends. $ Previous NEXT. RETURN TO MAIN MENUCOL FINANCIAL NG-TERM IN THE STOCK MARKET Long-Term Investing | Set your investment clock from minutes to years. The Principle of Long-Term Investing : The longer you hold onte an investmentin a quality company, the ess chance of experiencing anegative return on your investment. Investing Php 100,000.00 with an Interest Rate of 7% Per Year through the act of reinvesting your profit and 7,000.00 7,490.00 dividends to further 7000.00 8,014.00 increase the income 676.00 generated by your 7 eons ue capital. The longer 7,000.00 9,175.00 you stay invested, the 7900.00 aT greater the returns. TOTAL terest EARNEDRe ne a Se ge ea) Do Rec ca Ceased eee ele with asmall amount of capital. Cee pete ig © CSEINANC TAN Bren ere Regordless of age, income or eee ey CR eae aa a ee ee COL Financial can help you build your personal wealth - with Peso-Cost Averaging. rrovous [J BY ser aeesromoeAVERAGIN © COL FINANCIAL We recommend Peso-Cost Averaging, a time-tested personal wealth-building strategy thathas been proven to work by investing a fixed amount of money in regular intervals over a period of time. Bia Deere) you want to invest Clee ee Siew pees Co Php 5,000 Deter) rata or ‘Amount Ces Creat ‘As the price of stock ABC drops, your Php 5,000 investment per month buys more shares and you purchase less shares as the price of stack ABC increases. nig ‘Number of Shares Purchased Every Month,PESO-COST AVERAGING © COL FINANCIAL Sample Peso-Cost Averaging Activity Peso-Cost Averaging fof Shares ee eae omens Pete tral [Pecot aes tard (oer: Wl eer aeseil Mareen : Bee lhe ie || ee lee coe eds Purchase Regularly (Php) Share (Php) Current Price}* Share (Php) 4 -4UN 5,000 40.00 500 40.00 Da Tes gle 4 -JUL 5,000 11.75 426 10.80 4-aus 5,000 41.50 435 41.03 1-SEP- 5,000 11.00 455 11.02 4-0ct 5,000 500 40.80 cary 1-NOV 5,000 556 10.45, ae 4-pec 5,000 7.50 667 9.90 1 -JAN, 5,000 8.00 625 9.61 4-FeB 5,000 9.00 556 9.54 By purchasing shares of stock in en 5,000 8.10 a8 9.49 SE ea ee ay 4-APR 5,000 9.50 526 9.49 ene a eetaetie toss aan 5,000 40.00 500 o53) i Sao eo le Uae * You buy less shares when prices are high and moreshares Thus, your ‘when prices arelow. (The no. of shares weed inthis example average cost dose net comply with minimum board lot aet by the PSE.) TaIneeaIOWS? Gaenain it AGU wine,COL FINANCIAL WHAT'S YOUR LONG-TERM INVESTMENT GOAL? Neel AL When it comes to investing in the stock market, time is your most precious asset. The longer your time horizon, the more time you have to make money. i > ig ; a | ! a staringage 25 Staring Age 35 StaringAge 45 Anrual investment Php 69,000 Annual investment Php 60,000 Anna Investment’ Php 60,000 ore Torey Sees eiogi 0 ‘Total Investment Php 600,000 ‘Total Investment Php 600,000 ‘Total Investment Php 600,000 Ending Value at age 65 (40 years): Ending Value at age 65 (30 years): Ending Value at age 65 (20 years): Php 20,189,953 Php 7,784,101 Php 3,001,108 NOTE: The above hypothetical examples are assumed to grow by 10% a year. This is for lustrative purposes only.COL FINANCIAL CoO) ral Veneer) FEATURES OF THE EIP ~ Have access to the COL recommended stack picks based on our comprehensive and updated research reports. COL Easy Investment Program is the ~ Automatically know when it's time Los eta for you to purchase shares of your Deu gene ere aed EIP stock and receive an email eee una with little time or financial reminder 2 days before your re preee anceo enc scheduled EIP order Eee Eads Prensa Tet once MLC LCR icy TH ~ For any questions or inquiries you may have regarding the COL EIP, CeO eo) our customer relations officers are aC Urea on call for you at 6-5: returns. Any timeis the best time to start ed Mee keer a Cie Ten eso a1 888(eooM aN ral Veet COL Financial is the leading and fastest-growing online stockbrokerage firm in the Philippines. In 2008, COL Financial was ranked as the Number 1 stockbroker by the Philippine Stock Exchange, outranking over 100 stockbrokers by having the highest number of transactions in the stock market. COL Financial is the largest capitalized stockbroker with over halfa billion in paid-up capital and the 1st and only broker to listn the Philippine Stock Exchange. Established in 1999, tis managed by a team of professionalsin the fields of finance and information technology industries as well as entrepreneurs with over 30 years n the stock brokerage industry. COL Financial is committed to empowering the Filipino investor to achieve financial independence by maximizing the opportunities offered by the stock market and making well-informed Investment decisions e) COL FINANCIAL Ta Superior and user-friendly online tools for efficient stock market investing eS ee Rene eur PE aCe) Investor Education ere aeseP your personal wealth with the COL Easy Investment Program. COL FINANCIAL PHILIPPINES Call our hotline at 6-515-888 for more information. COL FINANCIAL BUSINESS CENTER 2403-8 East Tower, PSE Centre. Exchange Road ‘Ortigas Center, Pasig City Phiippines 1605 helpdesk@colfinancial.com sree ser To anew