Felipe Cceres

Dmaris Campo
Sebastin Villegas

42)
i= 2%
vp= 10A 10A =

0.2*(1,02^n) =
1=
1.25 =
log 1.25 =
11.2683811081 =

43)
n 60 A =
G $ 20,000 A =
B $ 120,000
i 2% VA =
VA =

VP =
VP =

45)
P $ 80,000,000 VA =
n 120 A =
i 1.50%
B $ 400,000 G =
FF120 =
ndice 42.5185074339

52)
FF10 $ 200,000 B =
FF15 $ 220,816 B =

200000/(1+j)^9 =
0.9057314687 =
a) 2.0% =

b) FF0 o B =
FF54 =

=[1/(())]{[(1+)/(1+)]^1}
 =[1/(())]{[(1+)/(1+)]^1}
c)
i 2.5%
n 54 VP =
VP =

d) B =
B =

63)

OLGADA $ 500,000,000 i 6%
ENRICO $ 500,000,000 i 18%
NORMA $ 500,000,000 i 9%
A) periodo 1 periodo 2
periodo 3 7 VF
1
OLGADA $ 595,508,000.00
ENRICO $ 821,516,000.00
NORMA T1 T2 T3
$ 545,000,000.00 $ 599,500,000.00 $ 665,445,000.00
R/ AL CABO DE 3 AOS ENRICO FUE LA PERSONA QUE MAS ACUMUL
B)

OLGADA $ 751,815,129.50
ENRICO $ 1,202,781,575.60
NORMA T3 T4 T5 T6
$ 665,445,000.00 $ 745,298,400.00 $ 842,187,192.00 $ 960,093,398.88

R/ AL CABO DE 6 AOS ENRICO SIGUE SIENDO LA PERSONA QUE MS ACUMUL

A*((1+2%)^n)-1)
2%*(1+2%)^n

(1,02^n)-1
0.8 (1.02^n)
1.02^n
n*log 1.02
n

$ 20,000 * $ 24
$ 473,922

$ 120,000 + $ 473,922
$ 593,922

$ 593,922 * $ 35
$ 20,645,257

$ 1,441,482
$ 1,041,482

$ 24,495
$ 3,314,879

200000/(1+j)^9
220816/(1+j)^14

220816/(1+j)^14
(1+J)^-5
J

$ 167,351
$ 478,008
 167,351 * -199.99406391 * -0.232078
$ 7,767,478

VP*(i-J)
$ 38,839

AHORRO
BONO (3 AOS) 10%
CDTs (AUMEN. 1% CADA AO)

T7
$ 1,104,107,408.71
6)
a. 28% a.t.v. a efectiva

ipv = 7.00% t.v

ie = 31.08% e.a

b. 28% a.t.v. a s.a

ipv = 7.00% t.v

ie = 31.08% e.a

ipv2 = 14.49% s.a

c. 22% efectiva a a.m.v

ipv = 1.67% m.v

inv = 20.05% a.m.v

d. 30% Efectiva a trimestral

ipv = 6.78% t.v

e. 30% Efectiva a bimestral

ipv = 4.47% b.v

f. 26% a.s.v a a.m.a

ipv = 13.00% s.v

ea = 27.69% ea

ipv = 2.06% m.v

ipa = 2.02% m.a

ina = 24.20% a.m.a

g. 26% a.s.v a a.b.a

ipv = 13.00% s.v

ea = 27.69% ea

ipv = 4.16% b.v

ipa = 3.99% b.a

ina = 23.95% a.b.a

h. 26% a.s.v a a.s.a

ipv = 13.00% s.v

ea = 27.69% ea

ipv = 13.00% s.v

ipa = 11.50% s.a

ina = 23.01% a.s.a

i. 26% a.s.v a a.a

ipv = 13.00% s.v

ea = 27.69% ea

ipv = 27.69% a.v

ipa = 21.69% a.a

j. 26% a.s.v a efectiva

ipv = 13.00% s.v

ea = 27.69% efectiva
k. 26% a.s.v a a.b.v

ipv = 13.00% s.v

ea = 27.69% ea

ipv = 4.16% b.v

inv = 24.95% a.b.v

l. 26% a.s.v a a.m.v

ipv = 13.00% s.v

ea = 27.69% ea

ipv = 2.06% m.v

inv = 24.69% a.m.v

m. 14% a 90 das a efectiva

iea = 68.90% ea

n. 2% a 22 das a Efectiva

iea = 0.12% ea

. 0.09% diario a mensual

ipv = 2.74% mensual

o. 0.09% diario a Efectiva

iea = 38.24459% ea

p. 0.09% diario a a.m.v

 iea = 38.24459% ea

ipv = 2.74% m.v

inv = 32.83% a.m.v

q. 40% a.m.v a Efectiva

ipv = 3.33% m.v

iea = 48.21% efectiva

r. 40% a.m.v a a.s.v

ipv = 3.33% m.v

iea = 48.21% ea

ipv = 21.74% s.v

inv = 43.49% a.s.v

8)

8. Calcule la tasa efectiva anual correspondiente a cada una de

las siguientes tasas mixtas

DTF 10.37% a.t.v

DTF 10.78% e.a
Prime 8.75% e.a
Libor 5.50% a.s.a

a DTF (ea) 10.78% Tasa fija (ea) 6% Tasa mixta (ea) 16.78%
b DTF (atv) 10.37% Tasa fija (atv) 6% Tasa mixta (atv) 16.37%
c DTF (ea) 10.78% DTF (mv) 0.86% DTF (amv) 10.28%
d DTF (atv) 10.37% Tasa fija (atv) 0% Tasa mixta (atv) 10.37%
e Prime (ea) 8.75% Tasa fija (ea) 1% Tasa mixta (ea) 9.75%
f Prime (ea) 8.75% Prime (tv) 2.12% Prime (ta) 2.08%
g Prime (ea) 8.75% Prime (sv) 4.28% Tasa fija (sv) 1.00%
h Libor (asa) 5.50% Libor (sa) 2.75% Libor (sv) 2.83%
i Libor (asa) 5.50% Libor (sa) 2.75% Libor (sv) 2.83%
j Libor (asa) 5.50% Tasa fija (asa) 3% Tasa mixta (asa) 8.50%
Tasa mixta (tv) 4.09% Tasa mixta (ea) 17.40%
Tasa fija (amv) 8% Tasa mixta (amv) 18.28% Tasa mixta (mv) 1.52% Tasa mixta (ea) 19.89%
Tasa mixta (tv) 2.59% Tasa mixta (ea) 10.78%

Prime (ata) 8.30% Tasa fija (ata) 3.00% Tasa mixta (ata) 11.30% Tasa mixta (ta) 2.83%
Tasa mixta (sv) 5.28% Tasa mixta (ea) 10.85%
Libor (ea) 5.74% Tasa fija (ea) 3.50% Tasa mixta (ea) 9.24%
Libor (asv) 5.66% Tasa fija (asv) 4.00% Tasa mixta (asv) 9.66% Tasa mixta (sv) 4.83%
Tasa mixta (sa) 4.25% Tasa mixta (sv) 4.44% Tasa mixta (ea) 9.07%
Tasa mixta (tv) 2.91% Tasa mixta (ea) 12.15%

Tasa mixta (ea) 9.89%

 B) Establecer la tabla de amortizacion y los correspondiente graficos de cuota,
intereses, abono y saldo final, para un prestamo de 125 millones en colombia,
1,35% mensal, por 3 aos, pagadero en cuotas mensuales, en la modalidad de:
Gradiente geometrico (j), con la primera cuota minima (B min)

P 125,000,000
J 5.24%
Bmn 1,687,500
i 1.35%
n 36

t INICIO FINAL
mes SALDO INTERESES CUOTA ABONO SALDO
1 125,000,000 1,687,500 1,687,500 0 125,000,000
8,000,000
2 125,000,000 1,687,500 1,775,962 88,462 124,911,538
3 124,911,538 Err:522 Err:522 Err:522 Err:522 7,000,000

4 Err:522 Err:522 Err:522 Err:522 Err:522 6,000,000

5 Err:522 Err:522 Err:522 Err:522 Err:522
5,000,000
6 Err:522 Err:522 Err:522 Err:522 Err:522

$/mes
7 Err:522 Err:522 Err:522 Err:522 Err:522 4,000,000
8 Err:522 Err:522 Err:522 Err:522 Err:522 3,000,000
9 Err:522 Err:522 Err:522 Err:522 Err:522
2,000,000
10 Err:522 Err:522 Err:522 Err:522 Err:522
11 Err:522 Err:522 Err:522 Err:522 Err:522 1,000,000
12 Err:522 Err:522 Err:522 Err:522 Err:522
0
13 Err:522 Err:522 Err:522 Err:522 Err:522 1 6
14 Err:522 Err:522 Err:522 Err:522 Err:522
15 Err:522 Err:522 Err:522 Err:522 Err:522
16 Err:522 Err:522 Err:522 Err:522 Err:522
17 Err:522 Err:522 Err:522 Err:522 Err:522
18 Err:522 Err:522 Err:522 Err:522 Err:522
19 Err:522 Err:522 Err:522 Err:522 Err:522
20 Err:522 Err:522 Err:522 Err:522 Err:522
21 Err:522 Err:522 Err:522 Err:522 Err:522
22 Err:522 Err:522 Err:522 Err:522 Err:522
23 Err:522 Err:522 Err:522 Err:522 Err:522
24 Err:522 Err:522 Err:522 Err:522 Err:522
25 Err:522 Err:522 Err:522 Err:522 Err:522
26 Err:522 Err:522 Err:522 Err:522 Err:522
27 Err:522 Err:522 Err:522 Err:522 Err:522
28 Err:522 Err:522 Err:522 Err:522 Err:522
29 Err:522 Err:522 Err:522 Err:522 Err:522
30 Err:522 Err:522 Err:522 Err:522 Err:522
31 Err:522 Err:522 Err:522 Err:522 Err:522
32 Err:522 Err:522 Err:522 Err:522 Err:522
33 Err:522 Err:522 Err:522 Err:522 Err:522
34 Err:522 Err:522 Err:522 Err:522 Err:522
35 Err:522 Err:522 Err:522 Err:522 Err:522
36 Err:522 Err:522 Err:522 Err:522 Err:522
 Amortizacin en CUOTA FIJA
8,000,000 140,000,000

7,000,000 120,000,000
6,000,000
100,000,000
5,000,000
80,000,000
$/mes

4,000,000
$
60,000,000
3,000,000
40,000,000
2,000,000

1,000,000 20,000,000

0 0
1 6 11 16 21 26 31 36

mes