Analysis Summary

Date and Time

Date: Monday, September 4, 2017

Time: 12:10:37 AM

Title

wid: Monday, September 4, 2017 12:10 AM

Groups

Group number 1 (Group number 1)

Notes for Group (Group number 1)

The model is recursive.

Sample size = 150

Variable Summary (Group number 1)

Your model contains the following variables (Group number 1)

Observed, endogenous variables
IUSE3
IUSE2
IUSE1
CRED3
CRED2
CRED1
TRST4
TRST3
TRST2
TRST1
RISK3
RISK2
RISK1
USEF1
USEF2
USEF3
USEF4
IPAY1
IPAY2
IPAY3
EUSE4
EUSE3
EUSE2
EUSE1
Unobserved, endogenous variables
Trust
Risk
Usefulness
Ease_ofUse
Intention_2online
Unobserved, exogenous variables
Credibility
Internet_Use
e1
e2
e3
e4
e5
e6
e7
e8
e9
e10
e11
e12
e13
e14
e15
e16
e17
e18
e19
e20
e21
e22
e23
e24
e29
e30
e27
e26
e28

Variable counts (Group number 1)

Number of variables in your model: 60

Number of observed variables: 24
Number of unobserved variables: 36
Number of exogenous variables: 31
Number of endogenous variables: 29

Parameter Summary (Group number 1)

Weights Covariances Variances Means Intercepts Total

Fixed 36 0 0 0 0 36
Labeled 0 0 0 0 0 0
Unlabeled 30 1 31 0 0 62
Total 66 1 31 0 0 98

Models

Default model (Default model)

Notes for Model (Default model)

Computation of degrees of freedom (Default model)

Number of distinct sample moments: 300

Number of distinct parameters to be estimated: 62
Degrees of freedom (300 - 62): 238

Result (Default model)

Minimum was achieved

Chi-square = 422.016
Degrees of freedom = 238
Probability level = .000

Group number 1 (Group number 1 - Default model)

Estimates (Group number 1 - Default model)

Scalar Estimates (Group number 1 - Default model)

Maximum Likelihood Estimates

Regression Weights: (Group number 1 - Default model)

Estimate S.E. C.R. P Label

Trust <--- Credibility .722 .074 9.730 *** par_1
Risk <--- Trust .816 .093 8.762 *** par_2
Ease_ofUse <--- Internet_Use .078 .071 1.093 .274 par_7
Ease_ofUse <--- Credibility .247 .096 2.562 .010 par_8
Ease_ofUse <--- Trust .729 .167 4.356 *** par_9
Ease_ofUse <--- Risk -.089 .121 -.738 .461 par_10
Usefulness <--- Internet_Use -.045 .083 -.536 .592 par_3
Usefulness <--- Credibility .241 .117 2.068 .039 par_4
Usefulness <--- Trust -.799 .247 -3.235 .001 par_5
Usefulness <--- Risk .282 .147 1.916 .055 par_6
Usefulness <--- Ease_ofUse .860 .170 5.059 *** par_11
Intention_2online <--- Usefulness -.158 .114 -1.386 .166 par_12
Intention_2online <--- Ease_ofUse 1.036 .112 9.243 *** par_13
IUSE3 <--- Internet_Use 1.000
IUSE2 <--- Internet_Use .643 .102 6.322 *** par_14
IUSE1 <--- Internet_Use .623 .096 6.471 *** par_15
CRED3 <--- Credibility 1.000
CRED2 <--- Credibility 1.083 .064 17.046 *** par_16
CRED1 <--- Credibility .967 .070 13.854 *** par_17
TRST4 <--- Trust 1.000
TRST3 <--- Trust 1.205 .099 12.201 *** par_18
TRST2 <--- Trust 1.044 .084 12.498 *** par_19
TRST1 <--- Trust 1.051 .094 11.241 *** par_20
RISK3 <--- Risk 1.000
RISK2 <--- Risk 1.101 .092 11.933 *** par_21
RISK1 <--- Risk .891 .094 9.514 *** par_22
USEF1 <--- Usefulness 1.000
USEF2 <--- Usefulness .867 .136 6.383 *** par_23
USEF3 <--- Usefulness 1.078 .159 6.801 *** par_24
USEF4 <--- Usefulness .968 .140 6.891 *** par_25
IPAY1 <--- Intention_2online 1.000
IPAY2 <--- Intention_2online .956 .080 11.956 *** par_26
IPAY3 <--- Intention_2online 1.043 .086 12.103 *** par_27
EUSE4 <--- Ease_ofUse 1.000
EUSE3 <--- Ease_ofUse .913 .088 10.410 *** par_28
EUSE2 <--- Ease_ofUse .950 .072 13.168 *** par_29
EUSE1 <--- Ease_ofUse 1.049 .074 14.219 *** par_30
Standardized Regression Weights: (Group number 1 - Default model)

Estimate
Trust <--- Credibility .799
Risk <--- Trust .820
Ease_ofUse <--- Internet_Use .060
Ease_ofUse <--- Credibility .262
Ease_ofUse <--- Trust .698
Ease_ofUse <--- Risk -.085
Usefulness <--- Internet_Use -.043
Usefulness <--- Credibility .315
Usefulness <--- Trust -.941
Usefulness <--- Risk .331
Usefulness <--- Ease_ofUse 1.059
Intention_2online <--- Usefulness -.129
Intention_2online <--- Ease_ofUse 1.039
IUSE3 <--- Internet_Use .678
IUSE2 <--- Internet_Use .903
IUSE1 <--- Internet_Use .606
CRED3 <--- Credibility .898
CRED2 <--- Credibility .924
CRED1 <--- Credibility .831
TRST4 <--- Trust .799
TRST3 <--- Trust .862
TRST2 <--- Trust .876
TRST1 <--- Trust .812
RISK3 <--- Risk .796
RISK2 <--- Risk .910
RISK1 <--- Risk .736
USEF1 <--- Usefulness .713
USEF2 <--- Usefulness .607
USEF3 <--- Usefulness .653
USEF4 <--- Usefulness .663
IPAY1 <--- Intention_2online .819
IPAY2 <--- Intention_2online .837
IPAY3 <--- Intention_2online .844
EUSE4 <--- Ease_ofUse .846
EUSE3 <--- Ease_ofUse .728
EUSE2 <--- Ease_ofUse .846
EUSE1 <--- Ease_ofUse .884

Covariances: (Group number 1 - Default model)

Estimate S.E. C.R. P Label

Credibility <--> Internet_Use .092 .097 .945 .345 par_31
Correlations: (Group number 1 - Default model)

Estimate
Credibility <--> Internet_Use .088

Variances: (Group number 1 - Default model)

Estimate S.E. C.R. P Label

Credibility 1.436 .207 6.927 *** par_32
Internet_Use .765 .191 4.001 *** par_33
e26 .424 .085 4.987 *** par_34
e27 .379 .084 4.532 *** par_35
e30 .334 .067 5.002 *** par_36
e28 .287 .097 2.956 .003 par_37
e29 .124 .052 2.359 .018 par_38
e1 .901 .145 6.201 *** par_39
e2 .072 .043 1.693 .090 par_40
e3 .513 .071 7.192 *** par_41
e4 .347 .060 5.819 *** par_42
e5 .290 .060 4.802 *** par_43
e6 .601 .084 7.193 *** par_44
e7 .664 .087 7.595 *** par_45
e8 .591 .085 6.920 *** par_46
e9 .386 .058 6.657 *** par_47
e10 .669 .089 7.493 *** par_48
e11 .672 .098 6.843 *** par_49
e12 .293 .074 3.954 *** par_50
e13 .779 .104 7.457 *** par_51
e14 .814 .126 6.477 *** par_52
e15 1.090 .147 7.436 *** par_53
e16 1.321 .186 7.099 *** par_54
e17 1.007 .144 7.009 *** par_55
e18 .623 .088 7.047 *** par_56
e19 .499 .073 6.807 *** par_57
e20 .561 .084 6.690 *** par_58
e21 .509 .069 7.343 *** par_59
e22 .944 .117 8.060 *** par_60
e23 .458 .062 7.341 *** par_61
e24 .394 .058 6.786 *** par_62

Squared Multiple Correlations: (Group number 1 - Default model)

Estimate
Trust .638
Risk .673
Ease_ofUse .739
 Estimate
Usefulness .660
Intention_2online .903
EUSE1 .782
EUSE2 .716
EUSE3 .530
EUSE4 .716
IPAY3 .712
IPAY2 .700
IPAY1 .671
USEF4 .440
USEF3 .426
USEF2 .368
USEF1 .509
RISK1 .541
RISK2 .827
RISK3 .633
TRST1 .659
TRST2 .768
TRST3 .742
TRST4 .638
CRED1 .691
CRED2 .853
CRED3 .806
IUSE1 .367
IUSE2 .815
IUSE3 .459

Matrices (Group number 1 - Default model)

Total Effects (Group number 1 - Default model)

Internet_ Credibi Tru Ris Ease_of Usefuln Intention_2o

Use lity st k Use ess nline
.00 .00
Trust .000 .722 .000 .000 .000
0 0
.81 .00
Risk .000 .589 .000 .000 .000
6 0
-
.65
Ease_ofUse .078 .721 .08 .000 .000 .000
7
9
-
.20
Usefulness .022 .451 .00 .860 .000 .000
6
4
-
Intention_2o .68
.077 .675 .12 .900 -.158 .000
nline 0
5
 Internet_ Credibi Tru Ris Ease_of Usefuln Intention_2o
Use lity st k Use ess nline
-
.68
EUSE1 .082 .756 .09 1.049 .000 .000
9
4
-
.62
EUSE2 .074 .685 .08 .950 .000 .000
4
5
-
.59
EUSE3 .071 .658 .08 .913 .000 .000
9
1
-
.65
EUSE4 .078 .721 .08 1.000 .000 .000
7
9
-
.71
IPAY3 .080 .705 .13 .939 -.165 1.043
0
0
-
.65
IPAY2 .074 .645 .11 .860 -.151 .956
0
9
-
.68
IPAY1 .077 .675 .12 .900 -.158 1.000
0
5
-
.19
USEF4 .021 .437 .00 .832 .968 .000
9
4
-
.22
USEF3 .024 .486 .00 .927 1.078 .000
2
4
-
.17
USEF2 .019 .391 .00 .746 .867 .000
8
3
-
.20
USEF1 .022 .451 .00 .860 1.000 .000
6
4
.72 .89
RISK1 .000 .525 .000 .000 .000
7 1
.89 1.1
RISK2 .000 .648 .000 .000 .000
8 01
.81 1.0
RISK3 .000 .589 .000 .000 .000
6 00
1.0 .00
TRST1 .000 .759 .000 .000 .000
51 0
1.0 .00
TRST2 .000 .754 .000 .000 .000
44 0
1.2 .00
TRST3 .000 .870 .000 .000 .000
05 0
 Internet_ Credibi Tru Ris Ease_of Usefuln Intention_2o
Use lity st k Use ess nline
1.0 .00
TRST4 .000 .722 .000 .000 .000
00 0
.00 .00
CRED1 .000 .967 .000 .000 .000
0 0
.00 .00
CRED2 .000 1.083 .000 .000 .000
0 0
.00 .00
CRED3 .000 1.000 .000 .000 .000
0 0
.00 .00
IUSE1 .623 .000 .000 .000 .000
0 0
.00 .00
IUSE2 .643 .000 .000 .000 .000
0 0
.00 .00
IUSE3 1.000 .000 .000 .000 .000
0 0

Standardized Total Effects (Group number 1 - Default model)

Internet_ Credibil Tru Ris Ease_of Usefuln Intention_2o

Use ity st k Use ess nline
.00 .00
Trust .000 .799 .000 .000 .000
0 0
.82 .00
Risk .000 .655 .000 .000 .000
0 0
-
.62
Ease_ofUse .060 .763 .08 .000 .000 .000
8
5
-
.24
Usefulness .021 .588 .00 1.059 .000 .000
1
5
-
Intention_2o .65
.060 .717 .11 .903 -.129 .000
nline 3
9
-
.55
EUSE1 .053 .675 .07 .884 .000 .000
5
5
-
.53
EUSE2 .051 .646 .07 .846 .000 .000
1
2
-
.45
EUSE3 .044 .556 .06 .728 .000 .000
7
2
-
.53
EUSE4 .051 .646 .07 .846 .000 .000
1
2
 Internet_ Credibil Tru Ris Ease_of Usefuln Intention_2o
Use ity st k Use ess nline
-
.55
IPAY3 .050 .605 .10 .762 -.108 .844
1
0
-
.54
IPAY2 .050 .600 .10 .755 -.108 .837
6
0
-
.53
IPAY1 .049 .588 .09 .740 -.105 .819
5
8
-
.16
USEF4 .014 .390 .00 .702 .663 .000
0
3
-
.15
USEF3 .014 .384 .00 .691 .653 .000
7
3
-
.14
USEF2 .013 .357 .00 .642 .607 .000
6
3
-
.17
USEF1 .015 .420 .00 .755 .713 .000
2
3
.60 .73
RISK1 .000 .482 .000 .000 .000
4 6
.74 .91
RISK2 .000 .596 .000 .000 .000
6 0
.65 .79
RISK3 .000 .521 .000 .000 .000
3 6
.81 .00
TRST1 .000 .649 .000 .000 .000
2 0
.87 .00
TRST2 .000 .700 .000 .000 .000
6 0
.86 .00
TRST3 .000 .688 .000 .000 .000
2 0
.79 .00
TRST4 .000 .638 .000 .000 .000
9 0
.00 .00
CRED1 .000 .831 .000 .000 .000
0 0
.00 .00
CRED2 .000 .924 .000 .000 .000
0 0
.00 .00
CRED3 .000 .898 .000 .000 .000
0 0
.00 .00
IUSE1 .606 .000 .000 .000 .000
0 0
.00 .00
IUSE2 .903 .000 .000 .000 .000
0 0
 Internet_ Credibil Tru Ris Ease_of Usefuln Intention_2o
Use ity st k Use ess nline
.00 .00
IUSE3 .678 .000 .000 .000 .000
0 0

Direct Effects (Group number 1 - Default model)

Internet_ Credibi Tru Ris Ease_of Usefuln Intention_2o

Use lity st k Use ess nline
.00 .00
Trust .000 .722 .000 .000 .000
0 0
.81 .00
Risk .000 .000 .000 .000 .000
6 0
-
.72
Ease_ofUse .078 .247 .08 .000 .000 .000
9
9
-
.28
Usefulness -.045 .241 .79 .860 .000 .000
2
9
Intention_2o .00 .00
.000 .000 1.036 -.158 .000
nline 0 0
.00 .00
EUSE1 .000 .000 1.049 .000 .000
0 0
.00 .00
EUSE2 .000 .000 .950 .000 .000
0 0
.00 .00
EUSE3 .000 .000 .913 .000 .000
0 0
.00 .00
EUSE4 .000 .000 1.000 .000 .000
0 0
.00 .00
IPAY3 .000 .000 .000 .000 1.043
0 0
.00 .00
IPAY2 .000 .000 .000 .000 .956
0 0
.00 .00
IPAY1 .000 .000 .000 .000 1.000
0 0
.00 .00
USEF4 .000 .000 .000 .968 .000
0 0
.00 .00
USEF3 .000 .000 .000 1.078 .000
0 0
.00 .00
USEF2 .000 .000 .000 .867 .000
0 0
.00 .00
USEF1 .000 .000 .000 1.000 .000
0 0
.00 .89
RISK1 .000 .000 .000 .000 .000
0 1
.00 1.1
RISK2 .000 .000 .000 .000 .000
0 01
 Internet_ Credibi Tru Ris Ease_of Usefuln Intention_2o
Use lity st k Use ess nline
.00 1.0
RISK3 .000 .000 .000 .000 .000
0 00
1.0 .00
TRST1 .000 .000 .000 .000 .000
51 0
1.0 .00
TRST2 .000 .000 .000 .000 .000
44 0
1.2 .00
TRST3 .000 .000 .000 .000 .000
05 0
1.0 .00
TRST4 .000 .000 .000 .000 .000
00 0
.00 .00
CRED1 .000 .967 .000 .000 .000
0 0
.00 .00
CRED2 .000 1.083 .000 .000 .000
0 0
.00 .00
CRED3 .000 1.000 .000 .000 .000
0 0
.00 .00
IUSE1 .623 .000 .000 .000 .000
0 0
.00 .00
IUSE2 .643 .000 .000 .000 .000
0 0
.00 .00
IUSE3 1.000 .000 .000 .000 .000
0 0

Standardized Direct Effects (Group number 1 - Default model)

Internet_ Credibil Tru Ris Ease_of Usefuln Intention_2o

Use ity st k Use ess nline
.00 .00
Trust .000 .799 .000 .000 .000
0 0
.82 .00
Risk .000 .000 .000 .000 .000
0 0
-
.69
Ease_ofUse .060 .262 .08 .000 .000 .000
8
5
-
.33
Usefulness -.043 .315 .94 1.059 .000 .000
1
1
Intention_2o .00 .00
.000 .000 1.039 -.129 .000
nline 0 0
.00 .00
EUSE1 .000 .000 .884 .000 .000
0 0
.00 .00
EUSE2 .000 .000 .846 .000 .000
0 0
.00 .00
EUSE3 .000 .000 .728 .000 .000
0 0
 Internet_ Credibil Tru Ris Ease_of Usefuln Intention_2o
Use ity st k Use ess nline
.00 .00
EUSE4 .000 .000 .846 .000 .000
0 0
.00 .00
IPAY3 .000 .000 .000 .000 .844
0 0
.00 .00
IPAY2 .000 .000 .000 .000 .837
0 0
.00 .00
IPAY1 .000 .000 .000 .000 .819
0 0
.00 .00
USEF4 .000 .000 .000 .663 .000
0 0
.00 .00
USEF3 .000 .000 .000 .653 .000
0 0
.00 .00
USEF2 .000 .000 .000 .607 .000
0 0
.00 .00
USEF1 .000 .000 .000 .713 .000
0 0
.00 .73
RISK1 .000 .000 .000 .000 .000
0 6
.00 .91
RISK2 .000 .000 .000 .000 .000
0 0
.00 .79
RISK3 .000 .000 .000 .000 .000
0 6
.81 .00
TRST1 .000 .000 .000 .000 .000
2 0
.87 .00
TRST2 .000 .000 .000 .000 .000
6 0
.86 .00
TRST3 .000 .000 .000 .000 .000
2 0
.79 .00
TRST4 .000 .000 .000 .000 .000
9 0
.00 .00
CRED1 .000 .831 .000 .000 .000
0 0
.00 .00
CRED2 .000 .924 .000 .000 .000
0 0
.00 .00
CRED3 .000 .898 .000 .000 .000
0 0
.00 .00
IUSE1 .606 .000 .000 .000 .000
0 0
.00 .00
IUSE2 .903 .000 .000 .000 .000
0 0
.00 .00
IUSE3 .678 .000 .000 .000 .000
0 0

Indirect Effects (Group number 1 - Default model)

 Internet_ Credibil Tru Ris Ease_of Usefuln Intention_2o
Use ity st k Use ess nline
.00 .00
Trust .000 .000 .000 .000 .000
0 0
.00 .00
Risk .000 .589 .000 .000 .000
0 0
-
.00
Ease_ofUse .000 .474 .07 .000 .000 .000
0
3
-
.79
Usefulness .067 .210 .07 .000 .000 .000
5
7
-
Intention_2o .68
.077 .675 .12 -.136 .000 .000
nline 0
5
-
.68
EUSE1 .082 .756 .09 .000 .000 .000
9
4
-
.62
EUSE2 .074 .685 .08 .000 .000 .000
4
5
-
.59
EUSE3 .071 .658 .08 .000 .000 .000
9
1
-
.65
EUSE4 .078 .721 .08 .000 .000 .000
7
9
-
.71
IPAY3 .080 .705 .13 .939 -.165 .000
0
0
-
.65
IPAY2 .074 .645 .11 .860 -.151 .000
0
9
-
.68
IPAY1 .077 .675 .12 .900 -.158 .000
0
5
-
.19
USEF4 .021 .437 .00 .832 .000 .000
9
4
-
.22
USEF3 .024 .486 .00 .927 .000 .000
2
4
-
.17
USEF2 .019 .391 .00 .746 .000 .000
8
3
-
.20
USEF1 .022 .451 .00 .860 .000 .000
6
4
 Internet_ Credibil Tru Ris Ease_of Usefuln Intention_2o
Use ity st k Use ess nline
.72 .00
RISK1 .000 .525 .000 .000 .000
7 0
.89 .00
RISK2 .000 .648 .000 .000 .000
8 0
.81 .00
RISK3 .000 .589 .000 .000 .000
6 0
.00 .00
TRST1 .000 .759 .000 .000 .000
0 0
.00 .00
TRST2 .000 .754 .000 .000 .000
0 0
.00 .00
TRST3 .000 .870 .000 .000 .000
0 0
.00 .00
TRST4 .000 .722 .000 .000 .000
0 0
.00 .00
CRED1 .000 .000 .000 .000 .000
0 0
.00 .00
CRED2 .000 .000 .000 .000 .000
0 0
.00 .00
CRED3 .000 .000 .000 .000 .000
0 0
.00 .00
IUSE1 .000 .000 .000 .000 .000
0 0
.00 .00
IUSE2 .000 .000 .000 .000 .000
0 0
.00 .00
IUSE3 .000 .000 .000 .000 .000
0 0

Standardized Indirect Effects (Group number 1 - Default model)

Internet_ Credibil Tru Ris Ease_of Usefuln Intention_2o

Use ity st k Use ess nline
.00 .00
Trust .000 .000 .000 .000 .000
0 0
.00 .00
Risk .000 .655 .000 .000 .000
0 0
-
.00
Ease_ofUse .000 .502 .07 .000 .000 .000
0
0
-
.93
Usefulness .064 .273 .09 .000 .000 .000
6
0
-
Intention_2o .65
.060 .717 .11 -.136 .000 .000
nline 3
9
 Internet_ Credibil Tru Ris Ease_of Usefuln Intention_2o
Use ity st k Use ess nline
-
.55
EUSE1 .053 .675 .07 .000 .000 .000
5
5
-
.53
EUSE2 .051 .646 .07 .000 .000 .000
1
2
-
.45
EUSE3 .044 .556 .06 .000 .000 .000
7
2
-
.53
EUSE4 .051 .646 .07 .000 .000 .000
1
2
-
.55
IPAY3 .050 .605 .10 .762 -.108 .000
1
0
-
.54
IPAY2 .050 .600 .10 .755 -.108 .000
6
0
-
.53
IPAY1 .049 .588 .09 .740 -.105 .000
5
8
-
.16
USEF4 .014 .390 .00 .702 .000 .000
0
3
-
.15
USEF3 .014 .384 .00 .691 .000 .000
7
3
-
.14
USEF2 .013 .357 .00 .642 .000 .000
6
3
-
.17
USEF1 .015 .420 .00 .755 .000 .000
2
3
.60 .00
RISK1 .000 .482 .000 .000 .000
4 0
.74 .00
RISK2 .000 .596 .000 .000 .000
6 0
.65 .00
RISK3 .000 .521 .000 .000 .000
3 0
.00 .00
TRST1 .000 .649 .000 .000 .000
0 0
.00 .00
TRST2 .000 .700 .000 .000 .000
0 0
.00 .00
TRST3 .000 .688 .000 .000 .000
0 0
 Internet_ Credibil Tru Ris Ease_of Usefuln Intention_2o
Use ity st k Use ess nline
.00 .00
TRST4 .000 .638 .000 .000 .000
0 0
.00 .00
CRED1 .000 .000 .000 .000 .000
0 0
.00 .00
CRED2 .000 .000 .000 .000 .000
0 0
.00 .00
CRED3 .000 .000 .000 .000 .000
0 0
.00 .00
IUSE1 .000 .000 .000 .000 .000
0 0
.00 .00
IUSE2 .000 .000 .000 .000 .000
0 0
.00 .00
IUSE3 .000 .000 .000 .000 .000
0 0

Modification Indices (Group number 1 - Default model)

Covariances: (Group number 1 - Default model)

M.I. Par Change

e22 <--> e26 9.522 -.191
e21 <--> e22 5.976 .154
e20 <--> e29 13.590 -.145
e20 <--> e24 10.334 .153
e19 <--> e20 8.592 -.152
e18 <--> e29 5.408 .096
e18 <--> e23 4.057 -.103
e18 <--> e20 5.246 -.132
e18 <--> e19 30.464 .298
e16 <--> e24 4.870 -.157
e16 <--> e22 13.402 .373
e15 <--> e22 7.821 -.254
e15 <--> e20 4.404 .159
e15 <--> e18 4.243 -.161
e14 <--> e29 6.511 .133
e14 <--> e18 7.704 .197
e13 <--> e26 10.011 -.183
e11 <--> Internet_Use 4.211 -.143
e11 <--> e16 6.213 -.227
e10 <--> e30 4.249 -.100
e10 <--> e13 5.317 .155
e9 <--> e30 5.169 .087
e9 <--> e24 5.761 .096
e9 <--> e22 10.956 -.190
 M.I. Par Change
e9 <--> e15 5.802 .152
e8 <--> e27 4.921 -.116
e8 <--> e13 5.790 -.157
e8 <--> e10 5.708 -.143
e8 <--> e9 12.195 .165
e7 <--> e27 8.355 .154
e7 <--> e24 5.988 -.121
e7 <--> e16 5.490 .205
e7 <--> e10 5.596 .145
e7 <--> e9 5.435 -.113
e6 <--> e26 6.191 .128
e6 <--> e22 5.777 .166
e6 <--> e16 4.123 .173
e4 <--> e27 4.031 .086
e4 <--> e21 6.877 -.114
e4 <--> e18 4.615 -.105
e4 <--> e10 5.145 .112
e4 <--> e9 5.059 -.089
e3 <--> e29 4.756 .085
e2 <--> e14 4.534 .079

Variances: (Group number 1 - Default model)

M.I. Par Change

Regression Weights: (Group number 1 - Default model)

M.I. Par Change

EUSE1 <--- USEF3 4.599 -.081
EUSE3 <--- USEF3 12.035 .188
EUSE3 <--- TRST2 4.462 -.135
EUSE3 <--- CRED1 4.333 .123
IPAY3 <--- RISK3 4.684 .109
IPAY3 <--- TRST2 4.860 .117
IPAY2 <--- IPAY1 8.767 .138
IPAY2 <--- RISK1 5.124 -.111
IPAY1 <--- IPAY2 7.794 .153
IPAY1 <--- CRED3 4.418 -.111
USEF2 <--- TRST2 4.171 .144
USEF1 <--- IPAY1 5.676 .143
RISK1 <--- USEF3 4.119 .103
RISK1 <--- CRED1 5.066 .124
RISK3 <--- Internet_Use 4.501 -.193
RISK3 <--- USEF3 5.897 -.118
RISK3 <--- IUSE2 4.635 -.254
 M.I. Par Change
TRST1 <--- RISK1 4.412 .115
TRST2 <--- USEF2 4.852 .096
TRST3 <--- RISK1 5.302 -.123
CRED1 <--- EUSE3 7.207 .130
CRED1 <--- EUSE4 5.039 .115
IUSE1 <--- IPAY3 4.091 .089

Minimization History (Default model)

Pairwise Parameter Comparisons (Default model)

Correlations of Estimates (Default model)

Model Fit Summary

CMIN

Model NPAR CMIN DF P CMIN/DF

Default model 62 422.016 238 .000 1.773
Saturated model 300 .000 0
Independence model 24 2814.690 276 .000 10.198

RMR, GFI

Model RMR GFI AGFI PGFI

Default model .095 .809 .759 .642
Saturated model .000 1.000
Independence model .789 .178 .106 .164

Baseline Comparisons

NFI RFI IFI TLI

Model CFI
Delta1 rho1 Delta2 rho2
Default model .850 .826 .929 .916 .928
Saturated model 1.000 1.000 1.000
Independence model .000 .000 .000 .000 .000

Parsimony-Adjusted Measures

Model PRATIO PNFI PCFI

Default model .862 .733 .800
Saturated model .000 .000 .000
Independence model 1.000 .000 .000

NCP
 Model NCP LO 90 HI 90
Default model 184.016 130.638 245.245
Saturated model .000 .000 .000
Independence model 2538.690 2372.120 2712.633

FMIN

Model FMIN F0 LO 90 HI 90
Default model 2.832 1.235 .877 1.646
Saturated model .000 .000 .000 .000
Independence model 18.891 17.038 15.920 18.206

RMSEA

Model RMSEA LO 90 HI 90 PCLOSE

Default model .072 .061 .083 .001
Independence model .248 .240 .257 .000

AIC

Model AIC BCC BIC CAIC

Default model 546.016 571.016 732.675 794.675
Saturated model 600.000 720.968 1503.191 1803.191
Independence model 2862.690 2872.368 2934.946 2958.946

ECVI

Model ECVI LO 90 HI 90 MECVI

Default model 3.665 3.306 4.075 3.832
Saturated model 4.027 4.027 4.027 4.839
Independence model 19.213 18.095 20.380 19.278

HOELTER

HOELTER HOELTER
Model
.05 .01
Default model 98 103
Independence model 17 18

Execution time summary

Minimization: .057
Miscellaneous: 2.427
Bootstrap: .000
Total: 2.484