kFeel_PolicySchedule_GHI Aicie!Eronbard 16. 18. Page 8 of 21 GROUP HEALTH (FLOATER) INSURANCE, speciied rupee amount in ease of indermity policies and for a spectiod numberof daysshours in case of hospital cash policies, which wal apply before eny benefits are payable by tho insurer “This o lary that a deductible does not reduce the sum ingured, Deductible shall be applcable ‘er your, per Ife or per event as sated in Part of tho Polity and specific deductible to be applied shall be 8 Pat lof the Poly. Domiciliary —hosptakzation means medical tuestment for an inssidiseasasnjury which nthe normal course would require caro and treatment at a hospital bute actualy taken wile confined at home under any the fllowing circumstances: ) the condion of the patent is such that hishe fs rot In a condition to be removed twahospta or 1b) the patient takes treatment at home on ‘account of non availabilty of room in 2 hospi Dental treatment is treatment carried out by a ental practioner including examinations, ings where’ appropriate), crowns, extractions and surgery excluding any form of cosmetic surgery/implats. Disclosure to information norm means the Policy habe void anal premium pala hereon shall be forteted. to the Company, in the event of rmistepresentation, mis-description of not aclomure of any matvial fact. Emergency Care means management for a severe ines or jury which results i symptoms which ‘occur suddonly and unexpectedly, and requires Immediate care by @ modical practioner to ‘prevent death or serious long term impairment of ‘the insured person’ heath, Grace Period means the specified porod of time immediatly folowing the premium due date during which a payment can be made to renew of fontinue 2 policy in force without loss of Continuity benefte such ae waiting pariods and Coverage of pre exiting diseases. Coverage is nt fvalabe fr the pariod for which no premium i received HosptalNursing home means any instution established for in- patient care and day care treatment of iness andr injuries and which has ‘been registered 9 @ hospital with the local ‘nttp://10.24.153.25/Configurator/HTML ReportSource/zrhsIbSSavnuuczy2hokfg4SUC_Loo. ‘uthorias under the Clini! Establishments (Registration and Regulations) Act 2010 or under ‘enactments specfied. under the Schedule of Section 561) of the sid Act OR comply with al ‘minimum eter 28 under: 4) Has at least 10 in-patient beds, in those towne having 2 population of less than 10,0,000 and 15 inpatont bods i all other ploces: 1b) Has qualified nursing staff under its ‘emmployment round the elock Hes qualified medical practitioners) in charge round the cock: 4), Has a fully equipped operation theatre of it ‘own wire surgical procedures are caried (2) Maintains dally records of patients and will make these accessible 10 the Insuronce Compeny's authorized personne. Hospitalization means sdmission in a Hospital for 4 minimum period of 28 In patient Care Consecutive hours except for specified Procedures/restments, where such admission ‘ould be for a period of less than 24 consecutive hour. Inpatient care means weatrent for which the insured person has to stayin a hospital for more than 24 hours for 9 covered event Mipess meant a sickness or disease or pathological condition lesding to the impsirment ‘6F normal physiological funtion which manifests isa during) the Policy Poriod and requires ‘medical reatment. 1) Acute canton is «disease, iiness or injury that is Bkely to respond qucky to treatment ‘which airs to retuen the parson to his or her ‘ate of heath immediately before suffering the disoaseflngssfnjury which loads to ful Chronic condition is defined as a diseaeo Ines, or injury that hes one or more of the folowing characterstics:- ‘tneade ongoing o long tem monitoring ‘through coneuations, examinations, check ups, and or tats ‘+ needs ongoing of long-arm control or rele of symptoms 9/9/2016