The changing context of financial development raises question of what happens

next. Be it on stock trading or banking or doing day-to-day money-business,

recklessness is rampant amongst financial stakeholders. Innovative technology
now confines emerging youth and adolescents to the quick-doing syndrome. This
shows how quickly it can transform education through technology (Giri, 2017),
The prevailing usage of financial literacy these days is often targeted to children
and youth. For instance, the basics of saving mechanism and value of money
transaction are elementary to be taught to students. Banking curriculum on
secondary or higher secondary level needs to incorporate this. For economic
growth, financial accessibility and inclusion, the definitions, action plan and modus
operandi of financial literacy campaigns need attention and deliberate planning.

https://thehimalayantimes.com/opinion/financial-literacy-paradox-banking-
curriculum/

The market economy is usually characterized by a fluctuation which regularly

brings upturns and downturns. Each cycle of economy (from upturn to downturn)
influences important macroeconomic factorsgross domestic product, inflation,
deflation, level of unemployment, rate of interest, taxes etc. Increasingly recurring
economic and financial crises in the world show that there are no answers to many
important questions causing current structural economic problems.