Fig 1.

1 Categories & Products of Financial Services 2

Fig 1.2 SPA Group of Companies 5
Fig 1.3 Detailed overview of SPA Group 6
Fig 1.4 Services provided by SPA Group 8
Fig 1.5 Detailed overview of SPA Group services 11
Fig 2.1 Income Tax Slab for individuals below 60 years
Fig 2.2 Income Tax Slab for individuals above 60 years but below 80 years
Fig 2.3 Income Tax Slab for individuals above 80 years 19
Fig 2.4 Provisions under Sec. 80D 23
Fig 2.5 Sec 80 Deduction Table 24 25
Fig 2.6 Life Stages in Life Insurance 33
Fig 2.7 Working of a Mutual Fund 36
Fig 2.8 Mutual Fund Types 37
Fig 2.9 Risk Hierarchy of Mutual Fund 43
Fig 2.10 MF Risk Return Relationship 44

Table 4.1 Age Distribution of Respondents 59

Table 4.2 Income Distribution of Respondents 60
Table 4.3 Gender Distribution of Respondents 61
Table 4.3.1 Gender Wise Proportion of Investments 61
Table 4.4 Age Wise Proportion of Investments 62
Table 4.5 Investment Avenues 63
Table 4.6 Knowledge about Sec.80C Deductions 65
Table 4.7 Mediclaim Adoption 66

Chart 4.1 Age Distribution of Respondents 59

Chart 4.2 Income Distribution of Respondents 60
Chart 4.3 Gender Distribution of Respondents 61
Chart 4.3.1 Gender Wise Proportion of Investments 62
Chart 4.4 Investment Avenues 63
Chart 4.5 Relationship between Income & Investments 64
Chart 4.6 Knowledge about Sec.80C Deductions 65
Chart 4.7 Mediclaim Adoption 66