W H Y ATTEND LEARN HOW TO BE

COLLEGE?
Student with a bachelors degree earn
almost 60% more than a high school
student.
USEFUL LINKS
FREE
FROM YOUR
COLLEGE

DEBT
Students with a bachelors degree www.collegeboard.org
have at least 50% less chance of
being unemployed than a high school www.parchment.com
student.
fafsa.gov
Get more learning opportunities and
build the KNOWLEDGE that will www.ed.gov
prepare you for upcoming obstacles.
www.collegescholarships.org
Open many doors to NEW
OPPORTUNITIES for self growth and www.studentscholarships.org
life experiences.
www.scholarships.com
Make CONNECTIONS and bond with
new FRIENDS that will stick with you
bigfuture.collegeboard.org
for the rest of your life.

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Learn about your options on how
zinch.com to pay for your education and why
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College Degree vs
High School Diploma H O W T O PAY F O R C O L L E G E
High College Grad FAFSA (Free
School Application Types of Loans:
Grad for Federal Federal Perkins Loan - Colleges may
Unemployment 5.6% 2.5% Student Aid) - award these loans to students with the highest
Can provide students with aid annually financial need, using federal government money.
*according to CNN
money
depending on their eligibility such as The 5 percent fixed interest rate is low, and you
income and tax revenue. don't make any loan payments while in college.
Weekly Wages $678 $1,227
LOANS- A loan is the act of borrowing Federal Direct Subsidized Loan-
*according to CNN money with the intent of paying it back These need-based loans have a low interest rate
money
with interest. You usually barrow this of 4.29 percent, and the government pays the
Yearly Income ~$30,000 $50,000+ for money from a bank or the government interest charges while you're in college. This
bachelors interest rate is fixed, which means it will not
GRANTS- Grants are financial aid that you
$70,000+ for change over time.
*according to higher dont need to payback. The money is
teachthought
degrees usually given to you from the state or the Federal Direct Unsubsidized Loan-
government. Most grants or based on need These non-need-based government loans also
Living and More likely Chances of have a fixed interest rate of 4.29 percent. But
Healthy to smoke, depression
SCHOLARSHIPS- Scholarships like grants
they allow you to borrow more money than a
be obese are reduced, are not meant to be
Direct Subsidized Loan alone.
and live 9 likely to payed back. The
years less donate to Federal Direct Plus Loan- These non-
dierence is that they
than organizations need-based government loans allow parents (and
*according to
are based on academic
college and aid graduate students) to borrow the total cost of
cbd.edu or athletic talent.
graduates. groups. attending college, minus any other aid received.
WORK STUDY- Some colleges oer he They have a 6.84 percent fixed interest rate.
federal work study program. These are Private/ State Loans- These loans from
basically part time jobs that are payed by
banks, colleges, private organizations and state
the school or government. Not all jobs are government agencies usually are not need based
work study and the ones that are mostly or subsidized. They may require good credit.
based on campus. Interest rates on these loans are often higher
than on federal loans, and the rates may rise over
time.