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5daysago (0) (0) reply(0)

SundarVenkatasubramaniam
firstinflationtakecareofemi.EmIofsay20000maybeequalto5000in10yearsintodays
cost.Secondifyouareinhigertaxbracketandhouseisnotselfoccupied,thenitisbetterto
continue the loan than closing it faster as the interest we pay will be very less after tax
benefits.
Puttheextramoneyinaninvestmentwhichprovideshigherreturns.Soinsomecases,it
maynotbegoodideatoclosetheloanfaster.
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maynotbegoodideatoclosetheloanfaster.

5daysago (0) (0) reply(0)

Ramanathan
R Iclosedthehomeloanbyoption4( 4)reducedtheemiafter3yrs.Itook
10lloanemi10500.Everyyeariclosed3lakhintheprincipalamount.3rdyearmyemiwas
3000onlyin5thyeariclosedmyloan.I'malsohavingconsoderableinvestmentinmutual
funds.Itisallfin.planinginflowoutflowbudgeting.

10daysago (0) (0) reply(1)

Mandoos
M Addresspls
5665
6daysago (0) (0) reply(0)

Sakthivel
S Thisarticleisnothelpful.
105 1.YoucannotadjustEMIinmiddle

2.Noonetake30yearsEMI.15to20yearswillbeusefull.
SCROLLTOTOP
3.IfyoupayHomeloanearlieryoucannotclaimITbenefitsthrough80Cand24D

New
CurrentHomeloaninterestrateis9.7%IfthesameisusedforCalmingIT,reducedinterest

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ratewouldbe6to7%.SoIfyouhavemoneyinhandexcesstoclosetheloanearlier,Invest
www.vikatan.comwouldliketosendyoupushnotifications.
(http://www.vikatan.com/)
thesameamountingoodmutualfunds.Youwillgetreturns12to15%forlongperiodlet
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rajeshDownVoted

.

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13daysago (0) (0) reply(0)

Sundar
S Thisisnotpracticallypossibleinbanks.theyonlyallowustopaidtheminimumofonemonth
installmentpriornot1000or2000etc...whatyouaresayingiscorrectonly.

14daysago (2) (0) reply(0)

SakthivelsundarUpVoted

Dhileep
D Superthismsgitsveryusefulltothemiddleclassfamily...

14daysago (0) (0) reply(0)

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