Rata-Rata Dana Pihak Ketiga Bank Syariah Kesuma : Data Pendapatan Bank Syariah Kesuma :

Tabungan Mudharabah 12,000,000,000 Bagi Hasil Pembiayaan 5,040,000,000

Tabungan Wadiah 30,000,000,000 Margin 11,760,000,000
Deposito Mudharabah 64,000,000,000 Bagi Hasil Penempatan 650,000,000
Giro Wadiah 10,000,000,000 Pendapatan Lainnya 100,000,000
Total 116,000,000,000 Total 17,550,000,000

Data Aktiva Bank Syariah Kesuma :

Kas 3,000,000,000 Nisbah 50%
Penempatan 13,000,000,000
Pembiayaan 112,000,000,000
Inventaris 65,000,000,000 Saldo Deposito Bp. Sutarjo
Aktiva Lainnya 4,500,000,000 500,000,000
Total 197,500,000,000
Rata2 DPK Mdb 76,000,000,000 X= 10,670,400,000
Aktiva Menghasilkan 125,000,000,000
Total Pendapatan 17,550,000,000 X1 = 10,136,880,000

X2 = 8,536,320,000

X3 = 4,268,160,000

X4 = 33,345,000

X5 = 6.67%
Jumlah Pinjaman 500,000,000

Proyeksi Pendapatan/bulan 15,000,000

Eq. Rate yang diinginkan Bank 15%

6,250,000 41.67%
15,000,000