fuekZ.k IAS Xokfy;j
Currant
eè;çns'k lelkef;dh Hkkx &1
10oka fo'o fgUnh lEesyu&Hkksiky es
vk;ksftr] 10 ls 12 flracj 2015 rdA
& blls igys Hkkjr es 1983 ubZ fnYyh es
vk;ksftr gqvk Fkk ,oa igyk lEesyu
1975 esa ukxiqj esa gqvk FkkA
& bl lEesyu dk eq[; fo"k; ^^fgUnh
txr% foLrkj ,oa lEHkkou,¡** FkkA
& bl lEesyu ds yksxks dk fuekZ.k caxyq:
dh [;kfr xqIrk us fd;k Fkk] rFkk fgUnh
xku ds jfp;rk egs'k JhokLro FksA
& ;g lEesyu eq[;r% Hkk"kk dh mÂfr ij
Fkk] blesa lEesyu dh Lekfjdk
^^xaxukapy** if=kdk dk foekspu fd;kA
& uok lEesyu tksgkUlcxZ (2012) es gqvk FkkA
Mk;y&100 & eè;çns'k dh LFkkiuk fnol
1 uoEcj 2015 ds volj ij ns'k dh
igyh ^^Mk;y&100** ;kstuk 'kq:A
& rRdky iqfyl lgk;rk gsrq Hkksiky lfgr
lkr ftyksa bankSj] tcyiqj] Xokfy;j]
mTtSu] lkxj ,oa jhok esa gqvkA
& 'kgjh {ks=k es 5 feuV o xzkeh.k {ks=k es
30 feuV es iqfyl lgk;rk iQLVZ fjLikal
feysxkA
24 ?k.Vs ek'kZy vkVZ& fo'o dhfrZeku
& nsokl es fiQftdy ,tqds'ku ,.M gsYFk
vkxZukbZts'ku ,oa ;wfuo'kZy ek'kZy vkVZ
,dsM+eh bf.M;k ds l;qÙkQ rRok/ku es
24 ?k.Vs ek'kZy vkVZ dk çn'kZuA
& phu ds 16 ?k.Vs dk fo'o fjdkMZ rksM+k
x;kA
gLrdyk esa jk"Vªh; iqjLdkj&çns'k ds ck?k
dyk f'kYyh eksgEen nkÅn [k=kh (ck?k fçaV
BIik NikbZ) ,oa Xokfy;j ds ewfrZf'kYidkj
nhid fo'odekZ dks çnku fd;k x;kA
& o"kZ 2012 o 2014 gsrq iqjLdkj forfjr
fd;s x;sA
Xykscy ckWl lfeV&ns'k dh igyh bl
lfeV dks bankSj es e-ç- ckWl fe'ku vkSj
bf.M;u iQsMsj'ku vkWiQ xzhu ,uthZ }kjk
vk;ksftrA
gks'kaxkckn&bl fty dks iquokZl lsok çnku
djus okyk loZJs"B ftyk ?kksf"kr dj jk"Vªh;
iqjLdkj ls lEekfur fd;k x;kA
efgyk vkj{k.k&jkT; ç'kklu us ou foHkkx
dks NksMdj lHkh inks ds fy, efgykvksa gsrq
33» vkj{k.k fu/kZfjr fd;k gSA
fljiqj rkykc& bankSj ds bl rkykc dks
cksEcs uspj fgLVªh lkslk;Vh }kjk fo'ks"k i{kh
{ks=k (çns'k dk 18oka) ?kksf"kr fd;k x;kA
vkWijs'ku ey;q¼ ,oa cznj uacj&1&gjnk
ftys esa py jgs LoPN Hkkjr vfHk;ku gsrq
bu nksuksa uokpkjksa dh ç/kea=kh us ^eu dh
ckr* es bldh ppkZ dhA
& vkijs'ku ey ;q¼ es ftys dks [kqys es
'kkSp eqDr djus dk ladYi fd;k ogh
cznj&1 es HkkbZ viuh cguksa dks j{kkca/u
ij Vk;ysV cukdj HksV djsA
fuekZ.k IAS Xokfy;j
LekVZ flVh ;kstuk& bl ;kstuk dh lwph es
çns'k es lkr 'kgjksa banksj] Hkksiky] tcyiqj]
Xokfy;j] lkxj] lruk vkSj mTtSu dks
'kkfey fd;k gSA
,Mfejy dksgyh vokMZ&lsfyax [ksy ds
csgrj lapkyu gsrq e-ç- dks feykA
dEiksftV ykWftfLVd gc& ikoj [ksMk
(gks'kaxkckn) es fdlkuksa ds dY;k.k gsrq
fo'o&Lrjh; lqfo/kvksa ls ;qDr dEiksftV
ykaftfLVd gcA
& ihihih ds lkFk eaMhcksMZ ds rgr dk;Z
djsaxkA
nwljh efgyk iapk;r&19 ebZ 2015 dks
Hkksiky es vk;ksftr] çFke 2006 es gqbZ FkhA
& v:.kk 'kkuckt ds uke ls u;s iqjLdkj
(efgykfglka ds fo:¼ csgrj dke gsrq)
dh ?kks"k.kkA
& iqfyl es 33» vkj{k.k] vf[ky Hkkjrh;
lsokvksa gsrq dksfpax O;oLFkkA
ck.klkxj cka/&nsoyksn ('kgMksy)] e-ç- o
m-ç- es fookfnrA
& mekHkkjrh ds gLr{ksi ds ckn fookn
lqy>k] e-ç- }kjk m-ç- dks ikuh fn;k
tk,sA
FkeZy ikoj LVs'ku& Hksy (Hkkjr gSoh
bysfDVªdy fyfeVasM) }kjk 8 vxLr 2015
dks flaxjkSyh es foè;kpy fLFkfr FkeZy ikoj
LVs'ku (500mw) dk 'kqHkkjaHkA
çoklh Hkkjrh; foHkkx&vçSy 2015 dks
xfBr ;g çoklh Hkkjrh;ksa ds jkT; ls
lcaf/r lHkh ekeyksa dks ns[ksxkA
& fuos'k çksRlkgu gsrq Hkh dk;Z djsxkA
xksiky nkl ^uhjt*&çns'k ljdkj dk u;k
jk"Vªh; lEeku mÙkjçns'k ds çfl¼ xhrdkj
xksikynkl dks fn;k x;kA
& 2 yk[k dk ;g e-ç- ljdkj dk igyk
iqjLdkj gSA
pakojIkkBk&[kqys esa 'kkSp eqDr çns'k dk
igyk fodkl[k..kA
& ujflagiqj ftys esa vofLFkr fodkl[k..kA
x<+kdksVk (lkxj) &çns'k dh igyh
okbZ&iQkbZ flVhA
Vkbxj liQkjh&dkUgk] ck/ox<+ o isp
us'kuy ikdZ es 400 gsDVs;j es Vkbxj liQkjh
cukbZ tk jgh gSA
& ns'k dh lcls cM+h Vkbxj liQkjhA
jk"Vªh; fd'kksj dqekj lEeku&o"kZ
2013&14 dk ;g iqjLdkj fnyhi dqekj o
lbZ ijktis dks fn;k x;kA
ekuo jfgr jsyos Økflax tksu&
if'pe&eè; jsyos (tcyiqj)A
isVykon tkap vk;ksx&>kcqvk ftys ds
isVykon esa 12 flracj 2015 dks ftysfVu
NM+ksa ls /ekdksa dh tkap gsrq U;k;ewfrZ v;sZUnz
dqekj lDlsuk vk;ksx xfBrA
mLrkn yrhiQ [kk¡ lEeku&o"kZ 2015&16
;g lEeku cgkmíhu Mkxj (:nzoh.kk oknd)
dks fn;k x;kA
1 lat; xqIrk
M.P.
/eZ&/Ee lEesyu&bankSj es vk;kssftr
(vDVwcj&2015)A
vkWVksesfVo VsLV VªSDl&ihFkeiqj es dkj o
vU; pkj ifg;k okguksa dh VsfLVax gsrq
us'kuy vkVkseksfVd VsLV VªSDl (usVjsDl) dh
LFkkiuk dh tk jgh gSA
i;ZVu iqfyl pkSdh&iape<+h esa çns'k dh
igyh i;ZVu iqfyl pkSdh LFkkfirA
& KkrO; gS fd o"kZ&2015 dks çns'k ljdkj
us i;ZVu o"kZ ?kksf"kr fd;k gSA
IykfLVd ikdZ&RkkeksV xzke (jk;lsu) esa
çns'k igyk IykfLVd ikdZ cusxkA
Ckk?k vkadyu fjiksVZ&2014&jk"Vªh; ck?k
laj{k.k çkf/dj.k }kjk tkjhA
& dqy ck?k&2226 (2010 esa&1706)A
& e-ç- rhljs LFkku ij gS (308)A
& çFke&dukZVd (408)] f}rh; mÙkjk[k.M
340A
laink (SMPDA) &lHkh ftyksa esa lEifÙk
dh bZ&iath;u ifj;kstukA
& Stamps and Management of Property
and Document Application.
& ns'k dk igyk jkT;A
dkyhnkl lEeku (57ok¡)&gSLuke
dUgkbZyky (ef.kiqj ds jaxdehZ)A
& ;g e-ç- 'kklu dk jk"Vªh; iqjLdkj gSA
lar flaxkth ikoj IykaV& [k.Mok ftys esa
fLFkr 1200mw ds bl IykaV dks PM eksnh
us ekpZ&2015 dks yksdkiZ.k fd;kA
& vc flxkath ls 2720mw fctyh bl
IykaV ls cusxhA
& vc [k.Mok çns'k dk lokZf/d ÅtkZ
mRiknu okyk ftyk cu x;kA gSA
mPp f'k{kk& ns'k esa 12oha ds ckn i<+kbZ
NksMus okyks esa e-ç- lokZf/dA
eykt[k.M&ckyk?kkV ftys esa rkez v;Ld
dh [kkuA
& ,f'k;k dh lcls cM+h Hkwfexr [knkuA
o"kZ&2016&xjhc dY;k.k o"kZ] çns'k ljdkj
}kjk ?kksf"krA
bZ&'kfDr&Nk=kkvksa o efgykvksa dk dEI;wVj
o baVjusV mi;ksx gsrq tkx:d o çf'kf{krA
& 7 tqykbZ&2015 ls nwljk pj.k 'kq:A
fuekZ.k IAS Xokfy;j
eè;çns'k lelkef;dh Hkkx&2
& Fkac bEçs'ku ,ao oscdSe ls pquko&
lqokljk uxj ifj"kn (eanlkSj) es iQthZ
ernku jksdus gsrq ns'k es igyh ckj
ck;ksafefVªd fMokbl rFkk osc dSejs ds
chp ernku djk;kA
& Mk;e.M ikdZ& jaxoklk xkao (bankSj) es
LFkkfir fd;k tk jgk gSA
& fNanokM+k& dsUnz ljdkj ds LoPNrk
vfHk;ku dh liQyrk dks ekius gsrq losZ
es fNanokM+k dk eè;çns'k dk lcls lkiQ
'kgj ?kksf"kr fd;kA ogh neksg dks jkT;
dk lcls xank 'kgj ?kksf"kr fd;k x;kA
& Ñf"k{ks=k es iqjLdkj& e-ç- dks Ñf"k{ks=k
es mYys[kuh; dk;ksZ o miyfC;ksa ds fy,
bf.M;k VqMs LVsV vkWiQ vkt LVsV
dkWuDyso esa e-ç- dks Ñf"k {ks=k esa
iqjLdkjA
& jk"Vªh; dqekj xU/oZ lEeku& çns'k
ljdkj }kjk o"kZ&2012 gsrq lqJh
jekoS|ukFku (HkjrukV~;e) dks fn;k x;kA
& bleas lEeku if=kdk vkSj 1]25000 :i;s
dh lEeku fuf/ nh tkrh gSA
& 25 ls 45 o"kZ dh vk;q okys (fgUnqLrkuh
o dukZVd laxhr ,oa u`R;dyk) dks nh
tkrh gSA
& lseh daMDVj dkj[kkuk& Hkksiky ds IT
ikdZ es ns'k dk igyk lseh daMDVj
dkj[kkuk vesfjdh dEiuh }kjkA
& MkW- oh-vkj- vacsMdj lkekftd foKku
'kks/ laLFkku dks fo'ofo|ky; dk ntkZ
fn;k x;kA ;g laLFkku vacsMdj uxj
(egw) es vofLFkr gSA
& tqxuq& çns'k dh igyh pfyr vkaxuckM+h
(bankSj esa)
& VaV~;k ekek Lekjd& cMkSnk
(i/kuk&[k.Mok) es tuuk;d VaV~;k
ekek ds Lekjd dk yksdkiZ.kA
& bZt vkWiQ Mwabx fctusl esa e-ç-&
dsUnzh; m|ksx ea=kky;] fo'ocSad] CII,
KPMG o fiQDdh }kjk ewY;kfdar
^,Likbfjax yhMj LVsV~l* dh Js.kh esa e-
ç- dk ik¡pok LFkku feyk gS&
1- xqtjkrA 2- vka/zçns'kA
3- >kj[k.MA 4- NÙkhlx<+A
& lsVªy bLVhV`;wV vkWiQ IykfLVd
baftfu;fjax& Hkksiky ds lsejk dyk¡ esaA
& ikWyhej ikdZ& eqjSuk es çLrkfor (Hkkjr
ljdkj }kjk)A
& moZjd dkj[kkuk& tcyiqj o >kcqvk es
çLrkforA
& MkW- fç;ozr 'kqDy& egkjktk N=klky
cqnsy[k.M fo'ofo|ky;&Nrjiqj ds çFke
dqyifr fu;qDrA
& Jherh lyhuk flag& çns'k dh u;h
eq[; fuokZpu vf/dkjhA
& ftyk iapk;r Hkksiky& ISO vokMZ
fn;k x;kA
& vk;qosZn lEeku& vk;q"kfoHkkx (e-ç-
ljdkj) }kjk LFkkfirA ia- [kq'khyky 'kekZ
vk;qosZn egkfo|ky;] Hkksiky dks fn;k x;kA
fuekZ.k IAS Xokfy;j
& csLV LVsV iQkWj fifYxzest
VqfjTe&2015& e-ç- dks feykA
& xjhcksa ds fy, ?kj&dkuwu& e-ç- igyk
jkT;] dksbZ Hkh xjhc fcuk ?kj ds ugh jgsxk
bl ij dkuwu cukus okyk çFke jkT;A
& eq[;ea=kh dU;k fookg ;kstuk&
eq[;ea=kh dU;knku ;kstuk dk uke cnykA
& LdkWMk daVªksy lsVj& Hkksiky esa çns'k
dk igyk lsVj] eè;{ks=k fo|qr forj.k
diauh }kjk LFkfr bl lsaVj es fdlh Hkh
'kgj ds leLr 33@11kv ds midsUnz
33kv ykbu o 11kv ykbu ,d dsUnzh;
d{k ls Lopkfyr rduhd }kjk fu;af=krA
& fpfM+;k?kj&lg&mipkj dsUnz& eqdqUniqj
(lruk) es fo'o dk igyk dsUnz ogka
liQsn ck?k ,oa vU; oU;çf.k;ksa ds n'kZu
ds lkFk&lkFk liQsn ck?k liQkjh dk
vkuan Hkh fy;k tk ldsxkA
& gkse LVs ;kstuk& çns'k es ns'kh&fons'kh
lSykfu;ksa dks fdiQk;rh ?kj ij :dus dh
lgwfy;r eqgS;k djokus ds fy,A
& Hkkjrh; varjkZ"Vªh; O;kikj
esyk&2015& fnYyh es vk;ksftr bl
esys esa e-ç- e.Mi dks f}rh; LFkku
çkIr gqvkA
& vk'kkiqjh eafnj& xksgjxat (jk;lsu)
fty esa vofLFkr bu eafnjksa dk fczVsu
dkfMZd ;wfuoflZVh ,oa Ldwy vkWiQ
Iykfuax ,.M vkfdZVsDpj (Hkksiky) }kjk
vè;;uA bu eafnjksa ds fuekZ.k es yxHkx
200 o"kZ yxs FksA
& MkW- gjhflag xkSj eafnj& lkxj ftys es
vofLFkr MkW- gfjflag xkSj fo'ofo|ky;
es deZpkfj;ksa }kjk eafnj cuok;kA
& efgyk ikdZ& bankSj es ns'k dk nwljk
efgyk ikdZ LFkkfir fd;k tk jgk gSA
igyk& futkeqíhu fnYyhA
& xzhuVsy lh-,l-vkj- xksYM
vokMZ&2014& e-ç- jkT; ou fuxe dks
fn;k x;kA
& oYMZ fjdkMZ& fo'o gkFk /qykbZ
fnol&15 vDVwcj 2014 dks çns'k ds
51 ftyksa es 13196 LFkkuksa ij ,d lkFk
gkFk /qykbZ dk;ZØe dks fxfut cqd
vkWiQ oYMZ fjdkMZ es ntZA
& u;s esa esfMdy dkWyst& nfr;k o
[k.Mok es çLrkforA
& ck¡l fuos'k ehV& ns'k dh igyh ehV
Hkksiky es vk;ksftrA
& xjks<+ fo/kulHkk& eanlkSj ftys dh bl
fo/kulHkk es mipquko esa ch-ts-ih-
fot;hA
& fx¼ la[;k& iUuk fjtoZ es fx¼ksa dh
la[;k c<+dj 1698 gqbZA ;g x.kuk
LVs.MZ vkWijs'ku çkslhtj (SOP) ds
rgr gqbZA
& çks- jes'k pUnz i.Mk& egf"kZ ikf.kuh
laLÑr ,oa oSfnd fo'ofo|ky; ds
dqyifr fu;qDrA
& e-ç- ds jk"Vªh; iqjLdkj & ,dhÑr
tyxzg.k {ks=k çca/u dk;ZØe gsrq A
2 lat; xqIrk
M.P. Currant
& rhljh ckj yxkrkj Ñf"k deZ.k iqjLdkjA
& vkfFkZd fodkl nj& 10-19» nj dk
vuqeku (2014&15) Ñf"k fodkl nj
2014&15 ds vxzhe vuqeku ds vuqlkj
21-04» jgus dh laHkkoukA
& dkyhnkl lEeku& o"kZ 2012&13 dk
çfl¼ fp=kdkj MkW- jk?ko dks fn;k x;kA
& 'kkL=kh; u`R; dk lEeku vksfMlh
u`R;kxuk dqedqe eksgUrh (dVd)A
& ,dhÑr VsDlVkby ifj/ku tksu&
Xokfy;j dks çLrkfor fo'o Lrjh; tksuA
& x.ks'k 'akdj fo|kFkhZ jk"Vªh;
i=kdkfjrk iqjLdkj
o"kZ 2011 & dSyk'k pUnz iar (Hkksiky)
o"kZ 2012 & egs'k JhokLro (Hkksiky)
o"kZ 2013 & 'kadj 'kj.k (fnYyh)
o"kZ 2014 & jtr 'kekZ (fnYyh)
& fo|kfuokl feJ jk"Vªh; i=kdkfjrk
iqjLdkj
o"kZ 2011 & jktukFk lw;Z (y[kuÅ)
o"kZ 2012 & vlhe dqekj (dksydkrk)
o"kZ 2013 & /hjsUnz ukFk (vle)
o"kZ 2014 & 'ks[kj xqIrk (fnYyn)
& ekfud pUnz oktis;h iqjLdkj jk"Vªh;
Ik=kdkfjrk iqjLdkj
o"kZ 2011 & ';ke [kkslyk (fnYyh)
o"kZ 2012 & iou çlkn feJ (jk;iqj)
o"kZ 2013 & jktsUnz flag (Hkksiky)
o"kZ 2014 & cynso HkkbZ (fnYyn)
& ckal cxhpk (cSEcwlsV~l)& çns'k dk
igyk ckal cxhpk Hkksiky ds ygkjiqj
bdksyksftdy xkMZu es fodflrA
& xksYMu ihdkWd vokMZ& lasVj iQkWj
fjlpZ ,.M b.MfLVª;y LVkWi ijiQkjesal
(fØLi) Hkksiky dks nqcbZ es vk;ksftr
dk;ZØe es lEekfurA
& ISO çek.k&i=k& vkj-lh-Ogh-Ikh- ujksUgk
ç'kklu ,oa çca/dh; vdkneh Hkksiky
dks ISO&9001%2008 çek.k i=k fn;k
x;kA
& dqank igkM+h& tSo&fofo/rk ds fy, bl
igkM+h dks oYMZ fjdkMZ es 'kkfey fd;k
x;k gSA
i;ZVu ds jk"Vªh; iqjLdkj
& i;ZVu ds lexz fudkl gsrq & f}rh;
iqjLdkjA
& loZJs"B fojklr 'kgj & Xokfy;jA
& V Js.kh i;ZVu LFkyksa es tulqfo/k
çca/u & esg'oj uxj ifj"kn
([kjxkSu)
& i;ZVdksa ds fy, vuqdwy jsyos
LVs'ku& gchc xatA
& csLV lsVsUM fMl,cYM ÚsMyh
ekU;wesV & f'koeafnj (Hkkstiqj)
& eksLV buksosfVo ,aM ;wfud VwfjTe
çkstsDV & lSjlikVk (Hkksiky)
& js'ke eaMh& çns'k dh igyh js'ke eaM+h
gks'kaxkckn ftys ds ckcbZ Ñf"k ç{ks=k es
[kqysxhA
& lqjax ugj (nwljh cM+h)& çns'k dh
nwljh lcls cM+h lqjax ugj Xokfy;j ds
fuekZ.k IAS Xokfy;j
ikl tkSjklh guqeku eafnj ds ikl cukbZ
x;hA igyh lcls cM+h ugj cMOkkuh
dh 'kghn Hkheuk;d ifj;kstuk gSA
& egs'oj IkkWoj çkstsDV& ueZnk unh ij
400mw dh bl ifj;kstuk ls futh daiuh
S&dqeklZ dk fu;a=k.k gVk;k x;kA
& lksyj ikdZ& xq<+k rglhy (jhok) ;s
ns'k dk lcls cM+k vYVªk esxk lksyj
ikdZ LFkkfir fd;k tk jgk gSA750mw
ds bl ikdZ esa xq<+ rglhy ds pkj
xkao cjlsVk] jkeuxj] yrkj o cM+okj
'kkfey gSA
& ykM+ks vfHk;ku& cky fookg dqjhfr
dks grksRlkfgr djus okys e-ç- ds bl
vfHk;u dks ç/kuea=kh mRÑ"Vrk iqjLdkj
ls uoktk x;kA
& datjos'ku fjtoZ& Ñ".k e`x ds
vkokl gsrq 'kktkiqj es çns'k dk Ikgyk
lkeqnkf;d lajf{kr {ks=k LFkkfir gksxkA
& e-ç- mPp U;k;ky;& dh ubZ o rhljh
[k.MihB Hkksiky es LFkkfir dh tk jgh
gSA (igys Xokfy;j] bankSj)
& fiijbZ&v'kksduxj ftys dh ubZ rglhyA
dkyhnkl lEeku& mTtSu es v;ksftr 57
os vf[ky Hkkjrh; bl lekjksg esa iqjLdkj
fn;s x;s&
& o"kZ 2013&14 & eksgu egf"kZ
(jaxdehZ&fnYyh)
& o"kZ 2014&15 & egs'k ,y dqapdkj
& e-ç- laLÑfr foHkkx }kjkA
& çHkk"k tks'kh vokMZ& g"kZ ;kno
(mTtSu)] ey[kEHkA
& ykbiQVkbe vphoesaV [ksy vokMZ&
fprkae.k d';i & tcyiqjA
& uohu cSad uksV ykbu& gkS'kxkckn es
fo'ks"k ,l-ih-,l- rduhd dh ubZ iYi
ykbu ;wfuV dk çkjaHkA
& LdkWp esfjV vkWiQ vkMZj vokMZ& çns'k
dh eq[;ea=kh efgyk l'kfDrdj.k ;kstuk
,oa rstfLouh dk;ZØe dks feykA lkFk gh
eq[; fuokpZu vf/dkj S-S clay dks
pquko es efgyk Hkkxhnkjh gsrqA
& flagLFk es HkhM+ çca/u ij nqfu;k dk
igyk vè;;u uhnjyS.M] :l]
vesfjdk] o cSXyq: ds oSKkfudksa }kjk
fd;k tk jgk gSA
& ikWoj bf.M;k vokMZ&2015& e-ç-
ikWoj Vªklfe'ku daiuh dksA
& eqnzk yksu esxk dSi& ns'k ds igys
ç/kuea=kh eqnzk ;kstuk ds varxZr dSia
dks bykgkckn cSad }kjk yxk;kA
& uekfe nsoh ueZns& ckal O;olk; dks
c<+kok nsus gsrq vfHk;ku] ftysa eas ueZnk
unh ds fdukjs ouksa esa ckal yxsxsA
& VsLV fØdsV lasVj& BCCI }kjk bankSj
dk gksYdj LVfM;e VsLV fØdsV lsaVj
dk ntkZ Ikkus okyk çns'k dk igyk
LVsfM;eA
& MkWfYiQu lwpuk] dsUnz& ns'k dk igyk]
cjgh ?kkV (fHk.M) es LFkkfirA
& esfMdy LekVZ flVh& fo'o Lrjh;
LekVZ flVh fVukflVh lewg (USA)
}kjk lk¡ph esa LFkkfir gksxhA
fuekZ.k IAS Xokfy;j
& mTtSuh vkS|ksfxd dsUnz& /kj ftys ds
bl uohu vkS|ksfxd dsUnz es oSdesV
fyfeVsM daiuh dh ;wfuV LFkkfirA
& Jfed lEesyu& fofn'kk esa] 2 tqykbZ
2015 dksA
& ^^vkn'kZ eq[;ea=kh** iqjLdkj& Hkkjrh;
Nk=k laln iQkÅaMs'ku }kjk f'kojkt flag
pkSgku dksA
& 7oka e-ç- ,DliksVsZd&2015& y?kq
m|fe;ksa dks Xykscy cktkj es igpku o
O;kikj gsrq Xokfy;j es vk;ksftrA
& cjxh MkbotZu ifj;kstuk& ueZnk ?kkVh
bl ifj;kstuk jk"Vªh; ifj;kstuk ?kksf"kr
fd;k x;kA
& dkÅVj baljtslh ,.M ,VhVsjsfjLV
lsaVj& Hkksiky esa çLrkforA
& csVh cpkvksa ;kstuk& çns'k dh ;g
;kstuk vc jk"Vªh; ;kstuk cuhA
& jk"Vªh; xzhu Vsd lh-,l-vkj- vokMZ&
e-ç- dksA
& eujsxk es loZJs"B dk;ksZ gsrq e-ç- dks
jk"Vªh; iqjLdkjA
& eq[;ea=kh fons'k ;k=kk& FDI vkdf"kZr
djus grq CM us tkiku o nf{k.k
dksfj;k ;k=kk dhA
& Lons'k n'kZu& e-ç- bdksVwfjTe }kjk bl
;kstuk ds varxZr iUuk] ck/ox<+]
dkUgk] lat; o isap vH;kj.kksa ds ciQj
{ks=k esa i;ZVu fodkl gksxkA
& ou&LVsi vi ;kstuk& çkbejh o
fefMy Ldwyksa ds f'k{kdksa dh
'kS{kf.kd ;ksX;rk es o`f¼ ds volj
miyC/ djkus gsrqA
& ç/kuea=kh xzke lM+d ;kstuk& e-ç-
lcls T;knk lM+ds cukus okykA
& çksiQs'kuy ,Xtkfeus'ku cksMZ& O;kie
dk uke cnyA
& /kj dh dq{kh rglhy fuljiqj fodkl
2005 rd ueZnk unh igqphA
& lkfc=kh ckbZ iQqys Lo&lg;rk lewg
fodkl ;kstuk& vuqlwfpr tkfr dh
efgykvksa dks Lojkstxkj gsrqA
& foUè; {ks=k xzhu csYV ;kstuk& jhoh
ftys ds 100 xzke esa ikS/kjksi.kA
& eq[;ea=kh di& ijijkaxr [ksyks ls
;qokvksa dks :c: djkus gsrqA
& Y;qfyl fey (xzhl)& ;g dEiuh
çns'k esa [kk|&çlaLdj.k es fuos'k
djsxhA
Ñf"k
& Ñf"k ;ksX; Hkwfe & 154-55 yk[k gsDVs;j
& iM+r Hkwfe & 8-68 yk[k gsDVs;j
& [kjhiQ {ks=k & 124-15 yk[k gsDVs;j
& dqy Ñf"k {ks=k & 232-33 yk[k gsDVs;j
& iQly l?kurk & 150»
& flafpr {ks=k (ugj] V;wcosy] dq,sa) & 90
yk[k gsDVs;j
tkiku fo'ks"k
& Hkksiky] bankSj ds chp jsyos ykbu ij
le>kSrkA
& ihFkeiqj (/kj) es tkikuh fuos'kdksa gsrq
fo'ks"k dyLVjA
3 lat; xqIrk
M.P. Currant
& jhok ds ikl ,d vkSj xkS&vH;kj.k
cuk;k tk,xkA
& jhok [ksy ifjlj tYn gh LiksV~l
dkEiysDl cuk,xkA
& eq[;ea=kh dU;knku ;kstuk es ljdkj
'kkSpky; Hkh cuok,xhA
& e-ç- dh yksd lsok çnk; dh O;oLFkk
dks UNO us nqfu;k dh loZJs"B
O;oLFkk ekuk gSA
& Mh&ofeZxMs&10 iQjojh] cPpks ds isV
esa dhMks dh jksdFkke gsrqA
& UGC ds Pokbl csl ØsfMV flLVe
(CBCS) ds tfj;s mPp f'k{kk nsus
okyk jktho xka/h çkS|ksfxdh
fo'ofo|ky; çns'k dk igykA
& e-ç- yksd lsok ds çnku xkjaVh
vf/fu;e&2010 es vc 23 foHkkxksa dh
161 lsok,as vf/lwfpr gSA
& Ñf"k m|kfudh esyk& jhokA
& ikliksVZ Hkou& HkksikyA
& çFke VsªE'ku vkYVjusVj batu
dkj[kkuk& fofn'kk
& us'kuy bDVhV~;wV vkWiQ esVy
fjgsCyhVs'ku& dksVjk lqyrkukckn
(Hkksiky)A
& eksgklk (ckcbZ) vkS|ksfxd {ks=k&
gks'kaxkcknA
& pqVdk ijek.kq la;=k& ukjk;.kxat
rglhy (e.Myk)
& cksjykax bLVhV~;wV& tcyiqjA
& varjkZ"Vªh; 'kq"d {ks=k vuqla/ku
(bdkjMk)& veykgk (flgksj)A
& Hkkjr jf{kr okfguh& ckyk ?kkV es
uDlyh xfrfof/;ksa ij csgrj fu;a=k.k gsrqA
& jk"Vªh; fo|qr çf'kf{kr laLFkku&
f'koiqjh es çLrkforA
& eq.Myk y?kqflpkbZ Ikfj-& jktx<+A
& xqykc lkxj (e?ku)ifj-& lh/hA
& vkxj&ekyok ftysa esa [ksy o ;qok
dY;k.k foHkkx ds dk;kZy; dh LFkkiuk
çLrkforA
& eè; izns'k esa Hkksiky ds dsjok ds ikl
fo'oLrjh; twykWftdy ikdZ (ou
fogkj isQt&2) cuk;k tk,xkA
& egk'khj eRL; laj{k.k& egk'khj eNyh&
oYMZ cSad ifj;kstuk ds varxZr Hkksiky
ftys ds dsjok tyk'k; dk p;u egk'khj
eRL; laj{k.k ds fy, fd;k x;kA
& [kku unh& bankSj esa izokfgr ;g unh
izns'k dh lcls iznwf"kr unh gSA
tcyiqj
& iQwM ØkÝV baLVhV;wV LFkkfir gksxkA
& j{kk is'ku vnkyr vizSy 2014 esa
vk;ksftrA
& vrjkZ"Vªh; ukeZu ckWjyksx laLFkkuA
& lSU; cy fVªC;wuy dh uo LFkkfir nks
ihBks es ls ,d] nwljh Jh uxj (J&K)A
& izFke fdlku fo|ky;A
& eè; izns'k dk igyk iks"k.k dsUnz vVy cky
vkjksX; fe'ku ds rgr usrkth lqHkk"kpUnz
esfMdy gkWLihVy (tcyiqj) esa LFkkfirA
& ojkgfefgj oS/'kkyk& Mksaxyk (efgniqj)
mTtSu ftykA
fuekZ.k IAS Xokfy;j
& XkkSjoh vfHk;ku& efgykvks ,oa
yM+fd;ksa ds izR;sd 'kkfjfjd o ekufld
vR;kpkj ls futkr fnykdj mUgs vkRe
lEeku ,oa fuMj gksdj thou thus dks
izsfjr djuk bldk mís'; gSA
& e-iz- LokLF; foHkkx ,oa ,aD'ku ,M
laLFkk uked NGO us 16 twu 2014
dks bls vfHkusrk vkfej [kku }kjk
'kqHkkjaHk djok;k x;kA
& ykMyh y{eh ;kstuk (PART-2)&
vizSy 2007 ls vkjaHk ykMyh y{eh
;kstuk esa izns'k dh mu cfPPk;ks dks
'kkfey fd;k x;k ftudk tUe 26
tuojh 2006 ds ckn gqvk gks vkSj
mlds ekrk&firk vk;djnkrk dh Js.kh esa
ugh vkrs gksA
& ,slh dU;kvksa ds fy, izns'k ljdkj
izfro"kZ 6000# ds dqy Ikk¡p o"kZ rd
(30000#-) jk"Vªh; cpr i=k [kjhnrh
Fkh vkSj ykMyh dh 18 o"kZ mez Ikwjh gksus
ij ,oa 12oh dh ijh{kk esa Hkkx ysus ij
1 yk[k # uxn jkf'k nsus dk izko/ku Fkk
& 16 fnlEcj 2014 dks bl ;kstuk ds ikVZ
2 dks eatwjh nh xbZA
& vc bles 18 o"kZ dh mez dks c<+kdj
21 o"kZ dj fn;k x;k vkSj 12oh d{kk
dh ijh{kk mÙkh.kZ gksus Ikj nh tk,xhA
& vc ljdkj Hkqxrku ds fy, jk"Vªh; cpr
i=k dh txg ljdkj dh xkjaVh okyk
izek.k Ik=k nsxhA
& ogh bl ;kstuk esa feyus okyh Nk=ko`fÙk
esa Hkh o`f¼ dh (4700#-)A orZeku esa
bl ;kstuk esa 6 ls 12oh rd dqy
18000#- feyrs gSA
& vkyacu ;kstuk&tyciqj esa o`¼tuksa dh
ns[kHkky ds fy, 'kq: dh xbZA
& Ikz/kuea=kh tu/u ;kstuk vkSj
eè;izns'k& bl ;kstuk ds fØ;kUo;u esa
izns'k ns'k ess vOoy jgk gSA izns'k es
vc ,d Hkh ifjokj ,slk ugh gS ftlds
Ikkl cSad [kkrk u gksA izns'k dk mTTkSu
ftyk lcls vkxs jgkA
O;fDrRo
& dSyk'k lR;kFkhZ
& fofn'kk (o"kZ 1954) esa tUes lektlsoh
dSyk'k lR;kFkhZ dks ikfdLrku dh eykyk
;qlqiQtbZ ds lkFk o"kZ 2014 dk ukscsy
'kkafr iqjLdkj fn;k x;kA
& ;s igys Hkkjrh; gS ftUgs 'kkafr dk uksscsy
iqjLdkj fn;k x;kA bldh ?kks"k.kk 10
vDVwcj 2014 dks dh xbZ vkSj 10 fnlEcj
2014 dks iqjLdkj iznku fd;k x;kA
& dSyk'k lR;kFkhZ cpiu cpkvks vkUnksyu
uked NGO ds tfj;s cky etnwjh ds
f[kykiQ dk;Z dj jgs gS bUgksus ;g NGO
1983 esa LFkkfir fd;k FkkA
& lR;kFkhZ ^^Xykscy ekpZ vxsULV pkbYM
yscj** ds vè;{k gSA
& lR;kFkhZ us 1971 esa rRdkyhu lkslkfyLV
ikVhZ dh ;qok 'kk[kk lektoknh ;qoktu
lHkk dk xBu fd;k FkkA
& bUgksus vk;Z dh lekt leL;kvks dks ysdj
^lR;kFkhZ* uke iqLrd Hkh fy[kh FkhA
fuekZ.k IAS Xokfy;j
& lqfe=kk egktu& 16oh yksdlHkk dh Lihdj A
& ehjk dqekj ds ckn nwljh efgyk Lihdj
pquh xbZ A
& 1989 ls 2014 rd yxkrkj vkWBoh ckj
bankSj yksdlHkk ls fot;hA
& 16oh yksdlHkk esa izns'k dh lHkh 29 lhVks
ess lokZf/d erks ls thrus okyh mEehnokjA
& chuk& chuk ds ikl ns'k dk igyk yS.M
ykWd dsfedy dkEiysDl cuk;k tk,xkA
& vkxklkSn (chuk) esa LFkkfir vkseku&chuk
rsy fjQk;ujh ds Vjckbu Ý;wy us xq.koRrk
izek.k i=k gkfly fd;kA
& /kj& xaxk egknso ty izikrA
& Mkcjh flpkabZ ifj;ksuk (vyhjktiqj)]
flgkaMk flapkbZ Ikfj;kstuk ([k.Mok)
dks eatwjhA
& eè; izns'k xhr ds jpukdkj& Jh egs'k
JhokLro
& e-iz- os;j&gkmflax ,oa ykWftfLVd ikWWfylh
cukus okyk ns'k dk igyk jkT; cukA
& ljnkj ljksoj cka/ (xqtjkr)& ueZnk
unh ij cu jgs bl cka/ dks 17 ehVj
vksj c<kus dh btkktr nsnh xbZA
& yksdk;qDr dk dk;Zdky vf/dre
lkr o"kZ& jkT; eaf=keaMy dh cSBd esa
eè;çns'k yksdk;qDr ,oa miyksdk;qDr
vf/fu;e&1981 dh /kjk&5 esa la'kks/u
dk fu.kZ; fy;k x;kA la'kks/u ds
vuqlkj yksdk;qDr] mudh inkof/
lekIr gks tkus ij Hkh rc rd in ij
cus jgsaxs tc rd mudk mÙkjkf/dkjh
fu;qDr u dj fn;k tk;s vkSj og viuk
inHkkj xzg.k u djys] fdUrq ;g c<+h
gqbZ dkykof/ fdlh Hkh n'kk esa ,d
o"kZ ls vf/d ugh gksxhA
& e-iz- ns'k esa igyk fcuk C;kt ds d`f"k
dtZ nsus okyk jkT; cukA
& VwfjTe fotu 2020
1- i;ZVu LFkyksa dh jksM+ dusfDVfoVh]
LoPNrk vkSj vkokl O;oLFkkvksa dks
fotu esa 'kkfeyA
2- lwjr] okjk.klh esa e-iz- i;ZVu
fuxe ds dk;kZy; 'kq: fd;s tk;sxsaA
3- izns'k ds izR;sd ftys esa esa i;ZVu
fuxe ds dk;kZy; 'kq: fd;s tk,saxsA
4- iq"dj esys dh rjg vyhjktiqj vkSj
>kcqvk esa Hkxksfj;k mRlo eukus dh
;kstuk cuk;h xbZ gSaA
& oU;k ued & eè; izns'k esa lHkh 89
vuqlwfpr tutkfr cgqy CykWd esa
vk;ksMhu ;qDr miyC/ djk;k tk jgk gSaA
& ^iap i* vfHk;ku& (ifjokj] ifjos'k]
ijEijk] i;kZoj.k] ijkØe)
& eè; izns'k ds lHkh ljdkjh izkFkfed
vkSj ekè;fed Ldwyksa esa 9 tqykbZ ls
^iap i* vfHk;ku izkjEHk fd;k x;k tks
15 vxLr rd pykA
& dkerk fxfj eafnj& fp=kdwV (lruk)
es vofLFkr bl eafnj es vxLr] 2014
esa HkxnM eph FkhA
& rkjkx<+ % iQjojh] 2013 esa eè; izns'k
ds eaMyk ftys dsrkjkx<+ esa mTtSu vkSj
fnYyh ds tarj&earj ls Hkh izkphu
4 lat; xqIrk
M.P. Currant
os/'kkyk dh [kkst dh xbZ ftldk
fuekZ.k o?ksyoa'kh jktk d.kZnso us djk;k
Fkk tks 23 fMxzh v{kka'k ij gSA os/'kkyk
esa v"V ny dey Hkh izkIr gqvk gSA
& xohyx<+ igkM+h % 5 iQjojh] 2013 dks
Hkkjrh; iqjkrÙo losZ{k.k dh ukxiqj fLFkr
izkxSfrgkfld ,ao [kqnkbZ 'kk[kk us egkjk"Vª
,oa eè; izns'k dh lhek ij fLFkr cSrwy
ds ikl rkIrh iw.kkZ ?kkVh ds lhekbZ 'kgj esa
xohyx<+ igkM+h esa lriqM+k dh igkfM+;ksa
ij izkphu jkWd isafVaXl dh [kkst dh gSA
& uSuksn % bankSj ds uSuksn xkao esa nqfu;k
ds lcls HkO; tSu eafnj dk fuekZ.k
djk;k tk jgk gSA <kbZ nhi ;kfu tSu
n'kZu dk czãkaM esa 1038 izfrek,a gksaxh
vkSj bldh ykxr 60 djksM+ #i, gksxhA
& jrux<+ eafnj& jrux<+ eafnj eè;izns'k
ds nfr;k ftys esa fLFkr gS tgka 13
vDVwcj] 2013 dks HkxnM+ esa 115 ls
vf/d yksxksa dh e`R;q gks x;h FkhA
jrux<+ ekrk dk eafnj nfr;k ls 55
fdyksehVj nwj fla/ unh ds fdukjs
foaè;kpy ioZr esa fLFkr gSA
[kfut
& ns'k esa izFke LFkku& ghjk] rkWck] eSxuht
v;Ld] Ikk;jksfiQykbV] jkWdiQkLiQsV] 'kSyA
& ns'k esa f}rh; LFkku& Mk;Liksj] iQk;jDys
& ns'k esa r`rh; LFkku& pwukiRFkj] vksdlZ
& eè;izns'k [kfut ds mRiknu ewY; ,oa
[kfut ls jktLo IkzkfIr esa f}rh; LFkku
Ikj gS ogh ldy [kfut mRiknu dh
n`f"V ls pkSFks LFkku ij gSA
& Nrjiqj& bl ftys esa fj;ks fVUVks uked
dEiuh us ghjk /kfjr pV~Vku (fdEcj
ykbV) dh [kkst dh gS
& izkd`frd xSl HkaMkj& eè; izns'k ds
vuwiiqj vkSj 'kgMksy ftyksa esa dksy csM
feFksu xSl ds HkaMkj feys gSaA futh {ks=k
dh lcls cM+h daiuh fjyk;al baMLVªht
us bu ftyksa esa 36-5 [kjc ?kuQqV xSl
ds HkaMkj gksus dh iqf"V dh gSaA
& eè; izns'k xksoa'k o/ izfr"ks/
(la'kks/u) fo/s;d& xksoa'k o/ ds
vkjksfi;ksa dks vc [kqn lkfcr djuk gksxk
fd muds f[kykiQ yxk;k x;k vkjksi
xyr gSA 7 lky dh ltk vkSj U;wure
5000 #i;s ds tqekZus dk izko/ku fd;k
x;k gSA tqekZus dh vf/dre jkf'k
U;k;ky; r; djsxkA vc xksoa'k ds
voS/ ifjogu esa yxs okgu ds ekfyd
ij Hkh vkijkf/d izdj.k ntZ gks ldsxkA
blds vykok dksbZ Hkh O;fDr] fdUgha Hkh
lk/uksa ls] fdlh xks&oa'k dk u rks o/
djsxk] u o/ djok,xk] u mUgsa o/ ds
fy;s nsxk vkSj u gh fnyok,xkA
& gkWfVZdYpj dkWfjMksj& Hkksiky&bankSj
jk"Vªh; jktekxZ ij lajf{kr [ksrh dks
c<kok nsus gsrq bl dkWfjMksj dks fodflr
fd;k tk jgk gS blesa nsokl] 'kktkiqj
vkSj mTtSu ftys Hkh 'kkfey gSaA
& dchjk& e- iz- [kknh rFkk xzkeks|ksx
cksMZ mRiknks dk czkaM ukeA
fuekZ.k IAS Xokfy;j M.P. Currant

fuekZ.k IAS Xokfy;j 5 lat; xqIrk