List of assumptions:

 Project duration: 6 months.

 Main Contractor retainage to Sub-Contractor: 10% each payment. The total will
be pay with the last payment.

 Sub-Contractor retainage to Material Supplier: 10% each payment. The total will
be pay with the last payment.

 One Material Supplier for all materials

 Annual Interest rate: 10%

 Labor cost is paid at the end of each week

 No advance payment is made.

 The Cash Flow is going to be made by week, assuming each month has 4 weeks.

 Bonds are paid in week 1

 Material cost is paid after 1-month delay, every month after receive main
contractor payment

 Main contractor monthly payments are made after 4 weeks (at the end of the
week) the monthly bill is submitted.

 Interest is paid monthly at the end of each month before receive main contractor
payment and pay materials after pay labor of the fourth week of each month.

 Direct Cost is split equally among the 6 months to meet the requirement of 25%
completion of direct cost in the first three-month, 50% on the next three months
and 25% on the last three months.

Results
The total gross profit is $21,277.15 USD. (Without interest)

The total interest paid is $4,826.33 USD, which is 22,68% of the gross profit. (high
interest cost)

The net profit is $16,450.79 USD.

The maximum cash out flow is $136,761.75 USD before getting payment in the month 4

The peak financial requirement is $139,684.62 USD at the end of month 4