Your date of retirement is closing in.

You want something that gives you an assured Return of Capital Annuity
income long after you’re retired. We at Bajaj Allianz Life Insurance are aware of this Age Purchase Price Band
need, and have come up with a plan that lasts you for a lifetime. Invest your savings
Less than 2 lacs to 5 lacs to 10 lacs to 15 lacs to 25 lacs &
in the Bajaj Allianz Pension Guarantee, a plan that gives you a guaranteed income, till
2 lacs less than less than less than less than aobve
your time comes. 5 lacs 10 lacs 15 lacs 25 lacs

The “Bajaj Allianz Pension Guarantee” Plan 55 6,697.97 6,744.40 6,772.80 6,869.40 6,886.08 6,921.09
60 6,724.31 6,772.87 6,802.61 6,908.60 6,925.77 6,958.68
With Bajaj Allianz Pension Guarantee, you can ensure a regular income after retirement.
The plan offers you a range of immediate annuities to choose from. The immediate Guaranteed: Annuity Guaranteed for 5 years and life thereafter
annuities available are:
Age Purchase Price Band
• Bajaj Allianz Pension Guarantee- Life Annuity: Annuity for Life
Less than 2 lacs to 5 lacs to 10 lacs to 15 lacs to 25 lacs &
• Bajaj Allianz Pension Guarantee-: Annuity Guaranteed for 5 years and life thereafter 2 lacs less than less than less than less than aobve
• Bajaj Allianz Pension Guarantee-: Annuity Guaranteed for 10 years and life thereafter 5 lacs 10 lacs 15 lacs 25 lacs
• Bajaj Allianz Pension Guarantee-: Annuity Guaranteed for 15 years and life thereafter 55 8,513.57 8,559.51 8,593.80 8,632.58 8,650.93 8,667.03

• Bajaj Allianz Pension Guarantee-: Annuity Guaranteed for 20 years and life thereafter 60 9,156.53 9,205.94 9,246.44 9,289.91 9,308.73 9,324.47

• Bajaj Allianz Pension Guarantee-Return of Capital: Annuity for life with Return of Guaranteed: Annuity Guaranteed for 10 years and life thereafter
Capital (Purchase Price)
Age Purchase Price Band
How does “Bajaj Allianz Pension Guarantee” work? Less than 2 lacs to 5 lacs to 10 lacs to 15 lacs to 25 lacs &
2 lacs less than less than less than less than aobve
All you have to do is pay a lumpsum amount to Bajaj Allianz Life Insurance Company,
5 lacs 10 lacs 15 lacs 25 lacs
and the annuity payments will start after expiry of monthly/quarterly/half-yearly/
55 8,321.63 8,366.53 8,404.60 8,442.41 8,460.49 8,476.39
yearly interval corresponding to the payment mode selected by you. Under all the
options, annuity is payable for life, so you do not have to worry about your income 60 8,863.24 8,911.06 8,948.67 8,990.75 9,009.22 9,024.74
stopping at any stage. Under the Return of Capital option (option 6 above), the amount
Guaranteed: Annuity Guaranteed for 15 years and life thereafter
used to purchase the annuity is paid to the nominee on the death of the annuitant.
Age Purchase Price Band
Important details of the “Bajaj Allianz Pension Guarantee” Plan Less than 2 lacs to 5 lacs to 10 lacs to 15 lacs to 25 lacs &
Minimum Age at Entry 45 2 lacs less than less than less than less than aobve
5 lacs 10 lacs 15 lacs 25 lacs
Maximum Age at Entry 80
55 8,113.66 8,157.43 8,188.35 8,224.67 8,242.48 8,258.20
Minimum Purchase Price Rs. 25,000
60 8,495.72 8,541.55 8,575.28 8,614.68 8,632.93 8,648.47
Minimum Annuity Instalment Rs. 1,000
Guaranteed: Annuity Guaranteed for 20 years and life thereafter
Annuity Frequency Mode
Age Purchase Price Band
For your convenience we have provided 4 Annuity Frequency Modes that can be Yearly,
Less than 2 lacs to 5 lacs to 10 lacs to 15 lacs to 25 lacs &
Half yearly, Quarterly or Monthly. The annuity will be payable one month/quarter/half 2 lacs less than less than less than less than aobve
year/year after the date of purchase depending on the mode selected. 5 lacs 10 lacs 15 lacs 25 lacs
The Sample Annuity Rate per annum per Rs.1 lac of purchase price is given below. The 55 7,875.81 7,918.30 7,947.39 7,981.63 7,999.19 8,014.75
annuity rate varies between different purchase price bands. 60 8,096.96 8,140.64 8,171.44 8,207.81 8,225.62 8,240.74

Life Annuity 15 days Free Look Period

Age Purchase Price Band Within 15 days from the date of receipt of the policy, you have the option to review the
Less than 2 lacs to 5 lacs to 10 lacs to 15 lacs to 25 lacs & terms and conditions and return the policy, if you disagree to any of the terms &
2 lacs less than less than less than less than aobve conditions, stating the reasons for your objections. You will be entitled to a refund of the
5 lacs 10 lacs 15 lacs 25 lacs premium paid, subject only to a deduction of the cost of stamp duty.
55 8,601.29 8,656.99 8,692.97 8,728.85 8,747.95 8,760.75 Tax Benefits
60 9,299.94 9,360.16 9,404.05 9,443.30 9,462.50 9,474.90 The policy will be eligible for tax benefits under Section 80C of the Income Tax Act as
of now.
 Life
Why Bajaj Allianz Life Insurance?
Individual
Bajaj Allianz Life Insurance Company Limited is a union between Allianz SE, the world’s
leading insurer and Bajaj Auto, one of India’s most respected names. Allianz SE is a leading
insurance conglomerate globally and one of the largest asset managers in the world, managing
assets worth over a Trillion Euros (over Rs. 55,00,000 crores). At Bajaj Allianz, we realize that
you seek an insurer you can trust your hard earned money with. Allianz SE has more than
110 years of financial experience in over 70 countries and Bajaj Auto, trusted for over 55
years in the Indian market, are committed to offering you financial solutions that provide
all the security you need for your family and yourself.
At Bajaj Allianz , customer delight is our guiding principle. Ensuring world class solutions
by offering you customized products with transparent benefits supported by the best
technology is our business philosophy.

This product brochure gives the salient features of the plan only. The policy document
is the conclusive evidence of the contract, and provides in detail all the conditions,
exclusions related to the ‘Bajaj Allianz Pension Guarantee’ Plan.

Prohibition of Rebate: Section 41 of the Insurance Act, 1938 states:

1) No person shall allow or offer to allow, either directly or indirectly, as an inducement to
any person to take out or renew or continue an insurance in respect of any kind of risk
relating to lives or property in India, any rebate of the whole or part of the commission
payable or any rebate of the premium shown on the policy, nor shall any person taking
out or renewing or continuing a policy accept any rebate, except such rebate as may be
allowed in accordance with the published prospectuses or tables of the insurer.
2) Any person making default in complying with the provisions of this section shall be
punishable with fine which may extend to five hundred rupees.

Contact Details :
Bajaj Allianz Life Insurance Company Limited, G.E. Plaza, Airport Road, Yerawada,
Pune - 411 006. Tel: (020) 6602 6777. Fax: (020) 6602 6789.

BSNL Tata Bharti Reliance

Toll free
1800 233 7272 1800 209 7272 1800 103 7272 1800 3000 7272
email : life@bajajallianz.co.in
For any other
chat : bajajallianzlife.co.in/chat
Tel. : 020-30587888 Standard STD charges apply
url : www.bajajallianzlife.co.in
For More Information : Kindly consult our “Insurance Consultant” or call us today on the numbers
mentioned above.
This brochure should be read in conjunction with the Benefit Illustration and Policy Exclusions.
Please ask for the same along with the quotation.

Section 45 of the Insurance Act, 1938

“No Policy of life insurance effected after the coming into force of this Act shall, after the
expiry of two years from the date on which it was effected, be called in question by an insurer
Pension Guarantee
on the ground that a statement made in the proposal for insurance or in any report of a
Bajaj Allianz Pension Guarantee
medical officer, or referee, or friend of the insured, or in any other document leading to the A plan that provides you with regular income … for life.
issue of the policy, was inaccurate or false, unless the insurer shows that such statement was
on a material matter or suppressed facts which it was material to disclose and that it was
fraudulently made by the policy-holder and that the policy holder knew at the time of making
it that the statement was false or that it suppressed facts which it was material to disclose.”

Unique Identification Number (UIN) : 116N036V02

BJAZ-B-0070\20-Mar-08

Insurance is the subject matter of the solicitation.

Bajaj Allianz Life Insurance Company Limited