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Bank Name S1

Quarterly Performance Q2 Growth


Particulars(Rs Crore) Q2' 17 Q1'18 Q2'18 Q2/Q1 YOY
PROFIT/ LOSS
INTEREST EARNED 11830 12136 12299 1.3 4.0
1 (a+b+c+d)
Interest/discount on 8467 8145 8058 -1.1 -4.8
a advances/bills
b Income on Investments 2909 3404 3527 3.6 21.2

c Interest on balances with 253 551 623 12.9 145.9


RBI and others
d Others 201 37 92 150.3 -54.3
2 NON INTEREST INCOME 1808 2332 1906 -18.3 5.4
3 TOTAL INCOME 13639 14468 14205 -1.8 4.2
4 Interest expended 7951 8281 8284 0.0 4.2
5 NET INTEREST INCOME 3880 3855 4015 4.2 3.5
6 OPERATING EXPENSES 2956 2970 2642 -11.0 -10.6
i Employees cost 1967 1937 1590 -17.9 -19.2
Other operating 989 1032 1052 1.9 6.4
ii expenses
7 TOTAL EXPENDITURE 10906 11251 10926 -2.9 0.2
8 OPERATING PROFIT 2732 3217 3279 1.9 20.0
Provisions &
i Contigencies 1954 2609 2441 -6.4 24.9
(other than tax)
ii Exceptional Items 0 0 0 0.0 0.0
ii Tax Provisions 229 265 278 4.7 21.3
9 TOTAL PROVISIONS 2183 2874 2719 -5.4 24.5
10 NET PROFIT 549 343 561 63.2 2.0
11 CAR- Basel III 11.65 11.64 11.56 -8 -9
12 Return on Assets (bps) 0.32 0.18 0.30 12 -2

13 NPA
a Gross NPAs (Amt.) 56466 57721 57630 -0.16 2.06
b Net NPAs (Amt.) 35722 34573 34570 -0.01 -3.23
c Gross NPAs(%) (bps) 13.63 13.66 13.31 -35 -32
d Net NPAs(%) (bps) 9.10 8.67 8.44 -23 -66
Bank Name S2 w1
Quarterly Performance Q2 Growth
Particulars(Rs Crore) Q2' 17 Q1'18 Q2'18 Q2/Q1 YOY
PROFIT/ LOSS
INTEREST EARNED 10485 10553 10753 1.9 2.6
1 (a+b+c+d)
Interest/discount on 6840 6935 7146 3.0 4.5
a advances/bills
b Income on Investments 2533 2427 2492 2.7 -1.6

c Interest on balances with 392 845 759 -10.2 93.6


RBI and others
d Others 721 347 357 3.0 -50.5
2 NON INTEREST INCOME 1561 1551 1737 12.0 11.2
3 TOTAL INCOME 12047 12104 12490 3.2 3.7
4 Interest expended 7059 7148 7033 -1.6 -0.4
5 NET INTEREST INCOME 3426 3405 3720 9.3 8.6
6 OPERATING EXPENSES 2297 2308 2416 4.7 5.2
i Employees cost 1169 1015 1213 19.5 3.8
Other operating 1129 1293 1203 -7.0 6.5
ii expenses
7 TOTAL EXPENDITURE 9356 9456 9449 -0.1 1.0
8 OPERATING PROFIT 2690 2648 3042 14.9 13.1
Provisions &
i Contigencies 1796 2368 2329 -1.6 29.7
(other than tax)
ii Exceptional Items 0 0 0 0.0 0.0
ii Tax Provisions 342 77 357 365.8 4.4
9 TOTAL PROVISIONS 2138 2445 2686 9.9 25.6
10 NET PROFIT 552 203 355 74.6 -35.7
11 CAR- Basel III 12.94 11.81 11.64 -17 -130
12 Return on Assets (bps) 0.33 0.12 0.21 9 -12

13 NPA
a Gross NPAs (Amt.) 42949 46173 46307 0.29 7.82
b Net NPAs (Amt.) 19342 19519 19573 0.27 1.19
c Gross NPAs(%) (bps) 11.35 11.40 11.16 -24 -19
d Net NPAs(%) (bps) 5.46 5.17 5.05 -12 -41
Bank Name S3 w1
Quarterly Performance Q2 Growth
Particulars(Rs Crore) Q2' 17 Q1'18 Q2'18 Q2/Q1 YOY
PROFIT/ LOSS
INTEREST EARNED 9458 9496 9894 4.2 4.6
1 (a+b+c+d)
Interest/discount on 6928 6349 6696 5.5 -3.4
a advances/bills
b Income on Investments 2126 2208 2240 1.5 5.4

c Interest on balances with 296 795 777 -2.2 162.2


RBI and others
d Others 108 144 181 25.6 68.0
2 NON INTEREST INCOME 2011 1611 1706 5.9 -15.1
3 TOTAL INCOME 11469 11107 11600 4.4 1.1
4 Interest expended 6739 6963 6986 0.3 3.7
5 NET INTEREST INCOME 2720 2533 2908 14.8 6.9
6 OPERATING EXPENSES 2238 1765 2382 35.0 6.4
i Employees cost 1395 922 1269 37.7 -9.0
Other operating 843 843 1113 32.0 32.0
ii expenses
7 TOTAL EXPENDITURE 8977 8727 9367 7.3 4.4
8 OPERATING PROFIT 2493 2379 2233 -6.2 -10.4
Provisions &
i Contigencies 2296 2245 1953 -13.0 -14.9
(other than tax)
ii Exceptional Items 0 0 0 0.0 0.0
ii Tax Provisions 70 46 101 116.8 44.3
9 TOTAL PROVISIONS 2366 2292 2054 -10.4 -13.2
10 NET PROFIT 127 88 179 104.2 41.6
11 CAR- Basel III 12.50 12.38 12.23 -15 -27
12 Return on Assets (bps) 0.10 0.05 0.11 6 1

13 NPA
a Gross NPAs (Amt.) 52262 51019 49307 -3.36 -5.65
b Net NPAs (Amt.) 27467 24370 23566 -3.30 -14.20
c Gross NPAs(%) (bps) 13.45 13.05 12.62 -43 -83
d Net NPAs(%) (bps) 7.56 6.70 6.47 -23 -109
Bank Name W1 w1
Quarterly Performance Q2 Growth
Particulars(Rs Crore) Q2' 17 Q1'18 Q2'18 Q2/Q1 YOY
PROFIT/ LOSS
INTEREST EARNED 4992 4187 4646 10.9 -6.9
1 (a+b+c+d)
Interest/discount on 3649 2819 3336 18.3 -8.6
a advances/bills
b Income on Investments 1221 1288 1214 -5.7 -0.6

c Interest on balances with 122 81 96 18.4 -21.4


RBI and others
d Others 0 0 0 #DIV/0! #DIV/0!
2 NON INTEREST INCOME 970 987 965 -2.3 -0.5
3 TOTAL INCOME 5962 5175 5610 8.4 -5.9
4 Interest expended 3706 3163 3125 -1.2 -15.7
5 NET INTEREST INCOME 1286 1025 1520 48.4 18.2
6 OPERATING EXPENSES 1191 1235 1446 17.1 21.4
i Employees cost 730 791 709 -10.3 -2.8
Other operating 462 444 737 65.9 59.7
ii expenses
7 TOTAL EXPENDITURE 4898 4398 4572 4.0 -6.7
8 OPERATING PROFIT 1064 777 1038 33.7 -2.4
Provisions &
i Contigencies 1698 1608 2238 39.2 31.8
(other than tax)
ii Exceptional Items 0 0 0 0.0 0.0
ii Tax Provisions 131 -332 23 -106.9 -82.5
9 TOTAL PROVISIONS 1829 1276 2261 77.2 23.6
10 NET PROFIT -765 -499 -1223 145.0 59.9
11 CAR- Basel III 10.15 10.64 10.32 -32 17
12 Return on Assets (bps) -1.10 -0.74 -1.82 -108 -72

13 NPA
a Gross NPAs (Amt.) 34724 35453 34709 -2.10 -0.04
b Net NPAs (Amt.) 20765 20166 18950 -6.03 -8.74
c Gross NPAs(%) (bps) 21.77 23.60 22.73 -87 96
d Net NPAs(%) (bps) 14.30 14.97 13.86 -111 -44

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