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19. SELL YOUR PHOTOGRAPHY TO THE WEB.

Sites like INSIDER always need good photos for our content, like the one above.

Sometimes we take our photos ourselves, sometimes we get them from news-wire services like
Reuters and Getty, and sometimes we get them from stock image services, like Shutterstock and
iStock.

For Shutterstock and iStock, anyone can submit their photos to be included in the service. You
just have tofollow theirguidelines and upload your photos. Then when someone (like INSIDER)
downloads your photos through them, they'll pay you a fee. If you're a photography hobbyist, it's
a relatively simple way to make some money from your photographs

20. GET CASH BACK ON CREDIT CARDS.

Credit cards often offer cash back as a reward for making purchases. What this means is, for
every purchase you make, the credit card company will give you a small percentage of the
money back.

The percentage differs between credit cards and categories. So, for example, one type of credit
card might offer 1.5% cash back on all purchases. Another might offer 1% back on most
purchases, but 5% back on gas and travel purchases. An app called Birch can help you figure out
which credit card is best for a particular category.

You also often have to reach a certain threshold of payment to be able to cash in. And cards will
often allow you to redeem your cash back as "points" to purchase things directly from the credit
card company's website instead.

21. INVEST IN REAL ESTATE.

This one takes more cash upfront and more management, but the payout could be significant.

If you can invest in a real estate venture, you can make a lot of rental money. Of course, there are
a lot of obstacles to hurdle. Most importantly, you need a lot of capital to invest in the first place.
And secondly, you need to make sure the place you're investing in will have a steady stream of
rent-paying tenants.
But once you have a property that's established and has tenants, it's just a matter of upkeep.

If you invest in a venture with a full-time property manager, the job becomes much more
passive. Renting out real estate is a considerably more simple and stable way to get extra cash
flow every month with relatively little effort compared to other investment opportunities.