1. Strict implementation of Policies and Guidelines 1. No proper time of lunch break
2. Professionalism in delivering quality services and in meeting business programs and enforcing decisions 3. Competent Personnel 4. Mutual respect in relating fellow employees 5. have a formal compliance program with BSP and SEC laws and regulation 6. have a Electronic Disclosure Generation Technology 7. The operation of the teams every division is monitored every 6 months or annually.
OPPORTUNITIES THREAT
1. Have a merit-based performance incentive 1. Stock market is affected by the economic
program turbulence 2. Movement of the stock market can be volatile 3.