Date]

Dear [name of recipient],

OBJECT: FINAL NOTICE BEFORE LEGAL ACTION

We have repeatedly advised you to pay your long overdue with an amount of
[amount]. We’ve been trying to contact you for several months to settle the payments,
but we haven’t heard anything for you.

Since you have not made any payments and you are not dealing with your overdue
account, we decided to turn your account to our lawyer with the instructions to
commence the lawsuit without delay. However, there is still time to stop this if you
will contact us within the next 5 days to deal with the amount.

We attached all of the information that you need about your overdue account. This
will be your final chance to resolve the matters without the need to be on a legal
proceeding.

Sincerely,

[Name of Sender]