Listing of all debts

Debt Rate Principal # of Pmts $ / mth Real Debt

Credit Card #3 12.0% $840.00 12 $74.63 $895.56
Credit Card #1 12.0% $1,500.00 24 $70.61 $1,694.64
Credit Card #2 18.0% $3,500.00 36 $126.53 $4,555.08
Furniture Loan 10.0% $5,500.00 48 $139.49 $6,695.52
Home Equity Loan 11.0% $9,000.00 84 $154.10 $12,944.40
Car Loan 9.0% $22,500.00 60 $467.06 $28,023.60
Mortgage 7.0% $165,000.00 360 $1,097.75 $395,190.00

Total Debt $207,840.00 $2,130.17 $449,998.80

Monthly Income Needed??? $6,086.20

Annual Income Needed??? $73,034.40

How many years to get completely out of debt?

How much in the back when you complete 30 years of payments?
1. Develop a budget
2. Cut up the credit cards
3. Find an extra $50 / month
4. Put together a "roll over plan"
Listing of all debts

Debt Rate Principal # of Pmts $ / mth Real Debt

Credit Card #1 12.0% $6,000.00 48 $158.00 $7,584.00
Credit Card #2 15.0% $1,000.00 36 $34.67 $1,248.12
Credit Card #3 11.0% $12,619.08 60 $274.37 $16,462.20
Credit Union Loan 6.0% $19,225.00 84 $280.85 $23,591.40
Car Loan 7.0% $5,200.00 28 $200.00 $5,600.00
Gas Credit Card 12.0% $1,969.78 24 $92.72 $2,225.28
Medical Bill 15.0% $1,876.97 36 $65.07 $2,342.52
1st Mortgage 6% $119,412.57 147 $1,149.00 168903
2nd Mortgage 9.5% $49,612.40 142 $582.82 $82,760.44
Total Debt 216915.8 2837.5 310716.96

Monthly Income Needed??? $8,107.14

Annual Income Needed??? 97285.71429
 First Debt = $34.67 + $187.50 = $222.17

15.0% $1,000.00
Month Payment Interest Principal Remaining Balance
1 $222.17 $12.50 $209.67 $790.33
2 $222.17 $9.88 $212.29 $578.04
3 $222.17 $7.23 $214.94 $363.09
4 $222.17 $4.54 $217.63 $145.46
5 $222.17 $1.82 $220.35 ($74.89)
Listing of all debts

Debt Rate Principal # of Pmts $ / mth Real Debt

Credit Card #1 12.0% $6,000.00 48 $158.00 $7,584.00
Credit Card #2 15.0% $1,000.00 36 $34.67 $1,248.12
Credit Card #3 11.0% $12,619.08 60 $274.37 $16,462.20
Credit Union Loan 6.0% $19,225.00 84 $280.85 $23,591.40
Car Loan 7.0% $5,200.00 28 $200.00 $5,600.00
Gas Credit Card 12.0% $1,969.78 24 $92.72 $2,225.28
Medical Bill 15.0% $1,876.97 36 $65.07 $2,342.52
1st Mortgage 6% $119,412.57 147 $1,149.00 168903
2nd Mortgage 10% $49,612.40 142 $582.82 $82,760.44
Total Debt 216915.8 2837.5 310716.96
Monthly Income Needed??? $1,665.20
Annual Income Needed??? $19,982.40
 Second Debt, after 7 mths payment goes to $70.61 + $124.63 = $195.24

15.0% $1,876.97
Month Payment Interest Principal Remaining Balance
1 $65.07 $23.46 $41.61 $1,835.36
2 $65.07 $22.94 $42.13 $1,793.23
3 $65.07 $22.42 $42.65 $1,750.58
4 $65.07 $21.88 $43.19 $1,707.39
5 $65.07 $21.34 $43.73 $1,663.66
6 $287.24 $20.80 $266.44 $1,397.22
7 $287.24 $17.47 $269.77 $1,127.45
8 $287.24 $14.09 $273.15 $854.30
9 $287.24 $10.68 $276.56 $577.74
10 $287.24 $7.22 $280.02 $297.72
11 $287.24 $3.72 $283.52 $14.20
12 $287.24 $0.18 $287.06 ($272.86)
287.24
Listing of all debts

Debt Rate Principal # of Pmts $ / mth Real Debt

Credit Card #1 12.0% $6,000.00 48 $158.00 $7,584.00
Credit Card #2 15.0% $1,000.00 36 $34.67 $1,248.12
Credit Card #3 11.0% $12,619.08 60 $274.37 $16,462.20
Credit Union Loan 6.0% $19,225.00 84 $280.85 $23,591.40
Car Loan 7.0% $5,200.00 28 $200.00 $5,600.00
Gas Credit Card 12.0% $1,969.78 24 $92.72 $2,225.28
Medical Bill 15.0% $1,876.97 36 $65.07 $2,342.52
1st Mortgage 6% $119,412.57 147 $1,149.00 168903
2nd Mortgage 9.5% $49,612.40 142 $582.82 $82,760.44
Total Debt 216915.8 2837.5 310716.96
Monthly Income Needed??? $1,665.20
Annual Income Needed??? $19,982.40
 3rd Debt, after 13 mths payment goes to $126.53 + $195.24 = $321.77

12.0% $6,000.00
Month Payment Interest Principal Remaining Balance
1 $158.00 $60.00 $98.00 $5,902.00
2 $158.00 $59.02 $98.98 $5,803.02
3 $158.00 $58.03 $99.97 $5,703.05
4 $158.00 $57.03 $100.97 $5,602.08
5 $158.00 $56.02 $101.98 $5,500.10
6 $158.00 $55.00 $103.00 $5,397.10
7 $158.00 $53.97 $104.03 $5,293.07
8 $158.00 $52.93 $105.07 $5,188.00
9 $158.00 $51.88 $106.12 $5,081.88
10 $158.00 $50.82 $107.18 $4,974.70
11 $158.00 $49.75 $108.25 $4,866.45
12 $158.00 $48.66 $109.34 $4,757.11
13 $380.17 $47.57 $332.60 $4,424.52
14 $380.17 $44.25 $335.92 $4,088.59
15 $380.17 $40.89 $339.28 $3,749.31
16 $380.17 $37.49 $342.68 $3,406.63
17 $380.17 $34.07 $346.10 $3,060.53
18 $380.17 $30.61 $349.56 $2,710.96
19 $380.17 $27.11 $353.06 $2,357.90
20 $380.17 $23.58 $356.59 $2,001.31
21 $380.17 $20.01 $360.16 $1,641.15
22 $380.17 $16.41 $363.76 $1,277.39
23 $380.17 $12.77 $367.40 $910.00
24 $380.17 $9.10 $371.07 $538.93
25 $380.17 $5.39 $374.78 $164.15
26 $380.17 $1.64 $378.53 ($214.38)
380.17
Listing of all debts

Debt Rate Principal # of Pmts $ / mth Real Debt

Credit Card #1 12.0% $6,000.00 48 $158.00 $7,584.00
Credit Card #2 15.0% $1,000.00 36 $34.67 $1,248.12
Credit Card #3 11.0% $12,619.08 60 $274.37 $16,462.20
Credit Union Loan 6.0% $19,225.00 84 $280.85 $23,591.40
Car Loan 7.0% $5,200.00 28 $200.00 $5,600.00
Gas Credit Card 12.0% $1,969.78 24 $92.72 $2,225.28
Medical Bill 15.0% $1,876.97 36 $65.07 $2,342.52
1st Mortgage 6% $119,412.57 147 $1,149.00 168903
2nd Mortgage 9.5% $49,612.40 142 $582.82 $82,760.44
Total Debt 216915.8 2837.5 310716.96
Monthly Income Needed??? $1,665.20
Annual Income Needed??? $19,982.40
 4th Debt, after 21 mths payment goes to $139.49 + $321.77 = $461.26

12.0% $1,969.78
Month Payment Interest Principal Remaining Balance
1 $92.72 $19.70 $73.02 $1,896.76
2 $92.72 $18.97 $73.75 $1,823.01
3 $92.72 $18.23 $74.49 $1,748.52
4 $92.72 $17.49 $75.23 $1,673.28
5 $92.72 $16.73 $75.99 $1,597.29
6 $92.72 $15.97 $76.75 $1,520.55
7 $92.72 $15.21 $77.51 $1,443.03
8 $92.72 $14.43 $78.29 $1,364.74
9 $92.72 $13.65 $79.07 $1,285.67
10 $92.72 $12.86 $79.86 $1,205.81
11 $92.72 $12.06 $80.66 $1,125.14
12 $92.72 $11.25 $81.47 $1,043.68
13 $92.72 $10.44 $82.28 $961.39
14 $92.72 $9.61 $83.11 $878.29
15 $92.72 $8.78 $83.94 $794.35
16 $92.72 $7.94 $84.78 $709.57
17 $92.72 $7.10 $85.62 $623.95
18 $92.72 $6.24 $86.48 $537.47
19 $92.72 $5.37 $87.35 $450.12
20 $92.72 $4.50 $88.22 $361.90
21 $92.72 $3.62 $89.10 $272.80
22 $92.72 $2.73 $89.99 $182.81
23 $92.72 $1.83 $90.89 $91.92
24 $92.72 $0.92 $91.80 $0.12
25 $92.72 $0.00 $92.72 ($92.60)
Listing of all debts

Debt Rate Principal # of Pmts $ / mth Real Debt

Credit Card #1 12.0% $6,000.00 48 $158.00 $7,584.00
Credit Card #2 15.0% $1,000.00 36 $34.67 $1,248.12
Credit Card #3 11.0% $12,619.08 60 $274.37 $16,462.20
Credit Union Loan 6.0% $19,225.00 84 $280.85 $23,591.40
Car Loan 7.0% $5,200.00 28 $200.00 $5,600.00
Gas Credit Card 12.0% $1,969.78 24 $92.72 $2,225.28
Medical Bill 15.0% $1,876.97 36 $65.07 $2,342.52
1st Mortgage 6% $119,412.57 147 $1,149.00 168903
2nd Mortgage 9.5% $49,612.40 142 $582.82 $82,760.44
Total Debt 216915.8 2837.5 310716.96
Monthly Income Needed??? $1,665.20
Annual Income Needed??? $19,982.40
 After 28 mths payment goes to $154.10 + $461.26 = $615.36

11.0% $12,619.08
Month Payment Interest Principal Remaining Balance
1 $274.37 $115.67 $158.70 $12,460.38
2 $274.37 $114.22 $160.15 $12,300.24
3 $274.37 $112.75 $161.62 $12,138.62
4 $274.37 $111.27 $163.10 $11,975.52
5 $274.37 $109.78 $164.59 $11,810.92
6 $274.37 $108.27 $166.10 $11,644.82
7 $274.37 $106.74 $167.63 $11,477.19
8 $274.37 $105.21 $169.16 $11,308.03
9 $274.37 $103.66 $170.71 $11,137.32
10 $274.37 $102.09 $172.28 $10,965.04
11 $274.37 $100.51 $173.86 $10,791.18
12 $274.37 $98.92 $175.45 $10,615.73
13 $274.37 $97.31 $177.06 $10,438.67
14 $274.37 $95.69 $178.68 $10,259.99
15 $274.37 $94.05 $180.32 $10,079.67
16 $274.37 $92.40 $181.97 $9,897.70
17 $274.37 $90.73 $183.64 $9,714.06
18 $274.37 $89.05 $185.32 $9,528.73
19 $274.37 $87.35 $187.02 $9,341.71
20 $274.37 $85.63 $188.74 $9,152.97
21 $274.37 $83.90 $190.47 $8,962.50
22 $274.37 $82.16 $192.21 $8,770.29
23 $274.37 $80.39 $193.98 $8,576.32
24 $274.37 $78.62 $195.75 $8,380.56
25 $274.37 $76.82 $197.55 $8,183.01
26 $274.37 $75.01 $199.36 $7,983.65
27 $496.54 $73.18 $423.36 $7,560.30
28 $496.54 $69.30 $427.24 $7,133.06
29 $496.54 $65.39 $431.15 $6,701.91
30 $496.54 $61.43 $435.11 $6,266.80
31 $496.54 $57.45 $439.09 $5,827.71
32 $496.54 $53.42 $443.12 $5,384.59
33 $496.54 $49.36 $447.18 $4,937.41
34 $496.54 $45.26 $451.28 $4,486.13
35 $496.54 $41.12 $455.42 $4,030.71
36 $496.54 $36.95 $459.59 $3,571.12
37 $496.54 $32.74 $463.80 $3,107.31
38 $496.54 $28.48 $468.06 $2,639.26
39 $496.54 $24.19 $472.35 $2,166.91
40 $496.54 $19.86 $476.68 $1,690.23
41 $496.54 $15.49 $481.05 $1,209.19
42 $496.54 $11.08 $485.46 $723.73
43 $496.54 $6.63 $489.91 $233.82
44 $496.54 $2.14 $494.40 ($260.57)
496.54
Listing of all debts

Debt Rate Principal # of Pmts $ / mth Real Debt

Credit Card #1 12.0% $6,000.00 48 $158.00 $7,584.00
Credit Card #2 15.0% $1,000.00 36 $34.67 $1,248.12
Credit Card #3 11.0% $12,619.08 60 $274.37 $16,462.20
Credit Union Loan 6.0% $19,225.00 84 $280.85 $23,591.40
Car Loan 7.0% $5,200.00 28 $200.00 $5,600.00
Gas Credit Card 12.0% $1,969.78 24 $92.72 $2,225.28
Medical Bill 15.0% $1,876.97 36 $65.07 $2,342.52
1st Mortgage 6% $119,412.57 147 $1,149.00 168903
2nd Mortgage 9.5% $49,612.40 142 $582.82 $82,760.44
Total Debt 216915.8 2837.5 310716.96

Monthly Income Needed??? $8,107.14

Annual Income Needed??? $97,285.71
 After 40 mths payment goes to $467.06 + $615.36 = $1,082.42

7.0% $5,200.00
Month Payment Interest Principal Remaining Balance
1 $200.00 $30.33 $169.67 $5,030.33
2 $200.00 $29.34 $170.66 $4,859.68
3 $200.00 $28.35 $171.65 $4,688.03
4 $200.00 $27.35 $172.65 $4,515.37
5 $200.00 $26.34 $173.66 $4,341.71
6 $200.00 $25.33 $174.67 $4,167.04
7 $200.00 $24.31 $175.69 $3,991.35
8 $200.00 $23.28 $176.72 $3,814.63
9 $200.00 $22.25 $177.75 $3,636.88
10 $200.00 $21.22 $178.78 $3,458.10
11 $200.00 $20.17 $179.83 $3,278.27
12 $200.00 $19.12 $180.88 $3,097.39
13 $200.00 $18.07 $181.93 $2,915.46
14 $200.00 $17.01 $182.99 $2,732.47
15 $200.00 $15.94 $184.06 $2,548.41
16 $200.00 $14.87 $185.13 $2,363.27
17 $200.00 $13.79 $186.21 $2,177.06
18 $200.00 $12.70 $187.30 $1,989.76
19 $200.00 $11.61 $188.39 $1,801.36
20 $200.00 $10.51 $189.49 $1,611.87
21 $200.00 $9.40 $190.60 $1,421.27
22 $200.00 $8.29 $191.71 $1,229.56
23 $200.00 $7.17 $192.83 $1,036.74
24 $200.00 $6.05 $193.95 $842.78
25 $200.00 $4.92 $195.08 $647.70
26 $200.00 $3.78 $196.22 $451.48
27 $200.00 $2.63 $197.37 $254.11
28 $200.00 $1.48 $198.52 $55.60
29 $200.00 $0.32 $199.68 ($144.08)
422.17
Listing of all debts After 48 mths payment g

Debt Rate Principal # of Pmts $ / mth Real Debt

Credit Card 12.0% $6,000.00 48 $158.00 $7,584.00 Month Payment
Credit Card 15.0% $1,000.00 36 $34.67 $1,248.12 1 $582.82
Credit Card 11.0% $12,619.08 60 $274.37 $16,462.20 2 $582.82
Credit Uni 6.0% $19,225.00 84 $280.85 $23,591.40 3 $582.82
Car Loan 7.0% $5,200.00 28 $200.00 $5,600.00 4 $582.82
Gas Credit 12.0% $1,969.78 24 $92.72 $2,225.28 5 $582.82
Medical Bil 15.0% $1,876.97 36 $65.07 $2,342.52 6 $582.82
1st Mortga 6% $119,412.57 147 $1,149.00 168903 7 $582.82
2nd Mortga 9.5% $49,612.40 142 $582.82 $82,760.44 8 $582.82
Total Debt 216915.8 2837.5 310716.96 9 $582.82
10 $582.82
Monthly Income Needed??? $8,107.14 11 $582.82
Annual Income Needed??? $97,285.71 12 $582.82
13 $582.82
14 $582.82
15 $582.82
16 $582.82
17 $582.82
18 $582.82
19 $582.82
20 $582.82
21 $582.82
22 $582.82
23 $582.82
24 $582.82
25 $582.82
26 $582.82
27 $582.82
28 $582.82
29 $582.82
30 $582.82
31 $582.82
32 $582.82
33 $582.82
34 $582.82
35 $582.82
36 $582.82
37 $582.82
38 $582.82
39 $582.82
40 $582.82
41 $582.82
42 $582.82
43 $582.82
44 $582.82
45 $582.82
46 $582.82
47 $582.82
48 $582.82
49 $582.82
50 $582.82
51 $582.82
52 $582.82
53 $582.82
54 $582.82
55 $582.82
56 $582.82
57 $582.82
58 $582.82
59 $804.99
60 $804.99
61 $804.99
62 $804.99
63 $804.99
64 $804.99
65 $804.99
66 $804.99
67 $804.99
68 $804.99
69 $804.99
70 $804.99
71 $804.99
72 $804.99
73 $804.99
74 $804.99
75 $804.99
76 $804.99
77 $804.99
78 $804.99
79 $804.99
80 $804.99
81 $804.99
82 $804.99
 83 $804.99
84 $804.99
85 $804.99
86 $804.99
87 $804.99
88 $804.99
89 $804.99
90 $804.99
91 $804.99
92 $804.99
93 $804.99
94 $804.99
95 $804.99
96 $804.99
97 $804.99
98 $804.99
99 $804.99
100 $804.99
101 $804.99
102 $804.99
103 $804.99
104 $804.99
105 $804.99
106 $804.99
107 $804.99
108 $804.99
109 $804.99
110 $804.99
111 $804.99
112 $804.99
113 $804.99
After 48 mths payment goes to $1,097.75 + $1,082.42 = $2,180.17

9.5% $49,612.40
Interest Principal Remaining Balance
$392.76 $190.06 $49,422.34
$391.26 $191.56 $49,230.79
$389.74 $193.08 $49,037.71
$388.22 $194.60 $48,843.10
$386.67 $196.15 $48,646.96
$385.12 $197.70 $48,449.26
$383.56 $199.26 $48,250.00 59 804.99
$381.98 $200.84 $48,049.16
$380.39 $202.43 $47,846.73
$378.79 $204.03 $47,642.69
$377.17 $205.65 $47,437.04
$375.54 $207.28 $47,229.77
$373.90 $208.92 $47,020.85
$372.25 $210.57 $46,810.28
$370.58 $212.24 $46,598.04
$368.90 $213.92 $46,384.12
$367.21 $215.61 $46,168.51
$365.50 $217.32 $45,951.19
$363.78 $219.04 $45,732.15
$362.05 $220.77 $45,511.37
$360.30 $222.52 $45,288.85
$358.54 $224.28 $45,064.57
$356.76 $226.06 $44,838.51
$354.97 $227.85 $44,610.66
$353.17 $229.65 $44,381.01
$351.35 $231.47 $44,149.54
$349.52 $233.30 $43,916.24
$347.67 $235.15 $43,681.09
$345.81 $237.01 $43,444.08
$343.93 $238.89 $43,205.19
$342.04 $240.78 $42,964.41
$340.13 $242.69 $42,721.72
$338.21 $244.61 $42,477.12
$336.28 $246.54 $42,230.57
$334.33 $248.49 $41,982.08
$332.36 $250.46 $41,731.62
$330.38 $252.44 $41,479.17
$328.38 $254.44 $41,224.73
$326.36 $256.46 $40,968.27
$324.33 $258.49 $40,709.78
$322.29 $260.53 $40,449.25
$320.22 $262.60 $40,186.65
$318.14 $264.68 $39,921.98
$316.05 $266.77 $39,655.21
$313.94 $268.88 $39,386.32
$311.81 $271.01 $39,115.31
$309.66 $273.16 $38,842.16
$307.50 $275.32 $38,566.84
$305.32 $277.50 $38,289.34
$303.12 $279.70 $38,009.64
$300.91 $281.91 $37,727.73
$298.68 $284.14 $37,443.59
$296.43 $286.39 $37,157.20
$294.16 $288.66 $36,868.54
$291.88 $290.94 $36,577.59
$289.57 $293.25 $36,284.35
$287.25 $295.57 $35,988.78
$284.91 $297.91 $35,690.87
$282.55 $522.44 $35,168.43
$278.42 $526.57 $34,641.86
$274.25 $530.74 $34,111.12
$270.05 $534.94 $33,576.17
$265.81 $539.18 $33,036.99
$261.54 $543.45 $32,493.55
$257.24 $547.75 $31,945.80
$252.90 $552.09 $31,393.71
$248.53 $556.46 $30,837.25
$244.13 $560.86 $30,276.39
$239.69 $565.30 $29,711.09
$235.21 $569.78 $29,141.31
$230.70 $574.29 $28,567.03
$226.16 $578.83 $27,988.19
$221.57 $583.42 $27,404.77
$216.95 $588.04 $26,816.74
$212.30 $592.69 $26,224.05
$207.61 $597.38 $25,626.67
$202.88 $602.11 $25,024.55
$198.11 $606.88 $24,417.67
$193.31 $611.68 $23,805.99
$188.46 $616.53 $23,189.47
$183.58 $621.41 $22,568.06
$178.66 $626.33 $21,941.73
$173.71 $631.28 $21,310.45
$168.71 $636.28 $20,674.17
$163.67 $641.32 $20,032.85
$158.59 $646.40 $19,386.45
$153.48 $651.51 $18,734.94
$148.32 $656.67 $18,078.26
$143.12 $661.87 $17,416.39
$137.88 $667.11 $16,749.28
$132.60 $672.39 $16,076.89
$127.28 $677.71 $15,399.18
$121.91 $683.08 $14,716.10
$116.50 $688.49 $14,027.61
$111.05 $693.94 $13,333.67
$105.56 $699.43 $12,634.24
$100.02 $704.97 $11,929.27
$94.44 $710.55 $11,218.72
$88.81 $716.18 $10,502.55
$83.15 $721.84 $9,780.70
$77.43 $727.56 $9,053.14
$71.67 $733.32 $8,319.82
$65.87 $739.12 $7,580.70
$60.01 $744.98 $6,835.72
$54.12 $750.87 $6,084.85
$48.17 $756.82 $5,328.03
$42.18 $762.81 $4,565.22
$36.14 $768.85 $3,796.37
$30.05 $774.94 $3,021.43
$23.92 $781.07 $2,240.36
$17.74 $787.25 $1,453.11
$11.50 $793.49 $659.62
$5.22 $799.77 ($140.14)
Listing of all debts After 48 mths payment g

Debt Rate Principal # of Pmts $ / mth Real Debt

Credit Card 12.0% $6,000.00 48 $158.00 $7,584.00 Month Payment
Credit Card 15.0% $1,000.00 36 $34.67 $1,248.12 1 $280.85
Credit Card 11.0% $12,619.08 60 $274.37 $16,462.20 2 $280.85
Credit Uni 6.0% $19,225.00 84 $280.85 $23,591.40 3 $280.85
Car Loan 7.0% $5,200.00 28 $200.00 $5,600.00 4 $280.85
Gas Credit 12.0% $1,969.78 24 $92.72 $2,225.28 5 $280.85
Medical Bil 15.0% $1,876.97 36 $65.07 $2,342.52 6 $280.85
1st Mortga 6% $119,412.57 147 $1,149.00 168903 7 $280.85
2nd Mortga 9.5% $49,612.40 142 $582.82 $82,760.44 8 $280.85
Total Debt 216915.8 2837.5 310716.96 9 $280.85
10 $280.85
Monthly Income Needed??? $8,107.14 11 $280.85
Annual Income Needed??? $97,285.71 12 $280.85
13 $280.85
14 $280.85
15 $280.85
16 $280.85
17 $280.85
18 $280.85
19 $280.85
20 $280.85
21 $280.85
22 $280.85
23 $280.85
24 $280.85
25 $280.85
26 $280.85
27 $280.85
28 $280.85
29 $280.85
30 $280.85
31 $280.85
32 $280.85
33 $280.85
34 $280.85
35 $280.85
36 $280.85
37 $280.85
38 $280.85
39 $280.85
40 $280.85
41 $280.85
42 $280.85
43 $280.85
44 $280.85
45 $280.85
46 $280.85
47 $280.85
48 $280.85
49 $280.85
50 $280.85
51 $280.85
52 $280.85
53 $280.85
54 $280.85
55 $280.85
56 $280.85
57 $280.85
58 $280.85
59 $280.85
60 $280.85
61 $280.85
62 $280.85
63 $280.85
64 $280.85
65 $280.85
66 $280.85
67 $280.85
68 $280.85
69 $280.85
70 $280.85
71 $280.85
72 $280.85
73 $280.85
74 $280.85
75 $280.85
76 $280.85
77 $280.85
78 $280.85
79 $280.85
80 $280.85
81 $280.85
82 $280.85
83 $280.85
84 $280.85
After 48 mths payment goes to $1,097.75 + $1,082.42 = $2,180.17

6.0% $19,225.00
Interest Principal Remaining Balance
$96.13 $184.73 $19,040.28
$95.20 $185.65 $18,854.63 114 Months 503.02
$94.27 $186.58 $18,668.05
$93.34 $187.51 $18,480.54
$92.40 $188.45 $18,292.09
$91.46 $189.39 $18,102.70
$90.51 $190.34 $17,912.37
$89.56 $191.29 $17,721.08
$88.61 $192.24 $17,528.83
$87.64 $193.21 $17,335.63
$86.68 $194.17 $17,141.46
$85.71 $195.14 $16,946.31
$84.73 $196.12 $16,750.19
$83.75 $197.10 $16,553.10
$82.77 $198.08 $16,355.01
$81.78 $199.07 $16,155.94
$80.78 $200.07 $15,955.87
$79.78 $201.07 $15,754.80
$78.77 $202.08 $15,552.72
$77.76 $203.09 $15,349.63
$76.75 $204.10 $15,145.53
$75.73 $205.12 $14,940.41
$74.70 $206.15 $14,734.26
$73.67 $207.18 $14,527.08
$72.64 $208.21 $14,318.87
$71.59 $209.26 $14,109.61
$70.55 $210.30 $13,899.31
$69.50 $211.35 $13,687.96
$68.44 $212.41 $13,475.55
$67.38 $213.47 $13,262.07
$66.31 $214.54 $13,047.53
$65.24 $215.61 $12,831.92
$64.16 $216.69 $12,615.23
$63.08 $217.77 $12,397.46
$61.99 $218.86 $12,178.60
$60.89 $219.96 $11,958.64
$59.79 $221.06 $11,737.58
$58.69 $222.16 $11,515.42
$57.58 $223.27 $11,292.15
$56.46 $224.39 $11,067.76
$55.34 $225.51 $10,842.25
$54.21 $226.64 $10,615.61
$53.08 $227.77 $10,387.83
$51.94 $228.91 $10,158.92
$50.79 $230.06 $9,928.87
$49.64 $231.21 $9,697.66
$48.49 $232.36 $9,465.30
$47.33 $233.52 $9,231.78
$46.16 $234.69 $8,997.09
$44.99 $235.86 $8,761.22
$43.81 $237.04 $8,524.18
$42.62 $238.23 $8,285.95
$41.43 $239.42 $8,046.53
$40.23 $240.62 $7,805.91
$39.03 $241.82 $7,564.09
$37.82 $243.03 $7,321.06
$36.61 $244.24 $7,076.82
$35.38 $245.47 $6,831.35
$34.16 $246.69 $6,584.66
$32.92 $247.93 $6,336.73
$31.68 $249.17 $6,087.56
$30.44 $250.41 $5,837.15
$29.19 $251.66 $5,585.49
$27.93 $252.92 $5,332.57
$26.66 $254.19 $5,078.38
$25.39 $255.46 $4,822.92
$24.11 $256.74 $4,566.19
$22.83 $258.02 $4,308.17
$21.54 $259.31 $4,048.86
$20.24 $260.61 $3,788.25
$18.94 $261.91 $3,526.34
$17.63 $263.22 $3,263.12
$16.32 $264.53 $2,998.59
$14.99 $265.86 $2,732.73
$13.66 $267.19 $2,465.55
$12.33 $268.52 $2,197.02
$10.99 $269.86 $1,927.16
$9.64 $271.21 $1,655.95
$8.28 $272.57 $1,383.37
$6.92 $273.93 $1,109.44
$5.55 $275.30 $834.14
$4.17 $276.68 $557.46
$2.79 $278.06 $279.40
$1.40 $279.45 ($0.06)
Listing of all debts After 48 mths payment g

Debt Rate Principal # of Pmts $ / mth Real Debt

Credit Card 12.0% $6,000.00 48 $158.00 $7,584.00 Month Payment
Credit Card 15.0% $1,000.00 36 $34.67 $1,248.12 1 $1,149.00
Credit Card 11.0% $12,619.08 60 $274.37 $16,462.20 2 $1,149.00
Credit Uni 6.0% $19,225.00 84 $280.85 $23,591.40 3 $1,149.00
Car Loan 7.0% $5,200.00 28 $200.00 $5,600.00 4 $1,149.00
Gas Credit 12.0% $1,969.78 24 $92.72 $2,225.28 5 $1,149.00
Medical Bil 15.0% $1,876.97 36 $65.07 $2,342.52 6 $1,149.00
1st Mortga 6% $119,412.57 147 $1,149.00 168903 7 $1,149.00
2nd Mortga 9.5% $49,612.40 142 $582.82 $82,760.44 8 $1,149.00
Total Debt 216915.8 2837.5 310716.96 9 $1,149.00
10 $1,149.00
Monthly Income Needed??? $8,107.14 11 $1,149.00
Annual Income Needed??? $97,285.71 12 $1,149.00
13 $1,149.00
14 $1,149.00
15 $1,149.00
16 $1,149.00
17 $1,149.00
18 $1,149.00
19 $1,149.00
20 $1,149.00
21 $1,149.00
22 $1,149.00
23 $1,149.00
24 $1,149.00
25 $1,149.00
26 $1,149.00
27 $1,149.00
28 $1,149.00
29 $1,149.00
30 $1,149.00
31 $1,149.00
32 $1,149.00
33 $1,149.00
34 $1,149.00
35 $1,149.00
36 $1,149.00
37 $1,149.00
38 $1,149.00
39 $1,149.00
40 $1,149.00
41 $1,149.00
42 $1,149.00
43 $1,149.00
44 $1,149.00
45 $1,149.00
46 $1,149.00
47 $1,149.00
48 $1,149.00
49 $1,149.00
50 $1,149.00
51 $1,149.00
52 $1,149.00
53 $1,149.00
54 $1,149.00
55 $1,149.00
56 $1,149.00
57 $1,149.00
58 $1,149.00
59 $1,149.00
60 $1,149.00
61 $1,149.00
62 $1,149.00
63 $1,149.00
64 $1,149.00
65 $1,149.00
66 $1,149.00
67 $1,149.00
68 $1,149.00
69 $1,149.00
70 $1,149.00
71 $1,149.00
72 $1,149.00
73 $1,149.00
74 $1,149.00
75 $1,149.00
76 $1,149.00
77 $1,149.00
78 $1,149.00
79 $1,149.00
80 $1,149.00
81 $1,149.00
82 $1,149.00
 83 $1,149.00
84 $1,149.00
85 $1,149.00
86 $1,149.00
87 $1,149.00
88 $1,149.00
89 $1,149.00
90 $1,149.00
91 $1,149.00
92 $1,149.00
93 $1,149.00
94 $1,149.00
95 $1,149.00
96 $1,149.00
97 $1,149.00
98 $1,149.00
99 $1,149.00
100 $1,149.00
101 $1,149.00
102 $1,149.00
103 $1,149.00
104 $1,149.00
105 $1,149.00
106 $1,149.00
107 $1,149.00
108 $1,149.00
109 $1,149.00
110 $1,149.00
111 $1,149.00
112 $1,149.00
113 $1,149.00
114 $1,371.17
115 $1,371.17
116 $1,371.17
117 $1,371.17
118 $1,371.17
119 $1,371.17
120 $1,371.17
121 $1,371.17
122 $1,371.17
123 $1,371.17
124 $1,371.17
125 $1,371.17
126 $1,371.17
127 $1,371.17
128 $1,371.17
129 $1,371.17
130 $1,371.17
131 $1,371.17
132 $1,371.17
133 $1,371.17
134 $1,371.17
135 $1,371.17
136 $1,371.17
137 $1,371.17
138 $1,371.17
139 $1,371.17
140 $1,371.17
141 $1,371.17
142 $1,371.17
After 48 mths payment goes to $1,097.75 + $1,082.42 = $2,180.17

6.0% $119,412.57
Interest Principal Remaining Balance
$597.06 $551.94 $118,860.63
$594.30 $554.70 $118,305.94 114 Months 1371.17
$591.53 $557.47 $117,748.47
$588.74 $560.26 $117,188.21
$585.94 $563.06 $116,625.15
$583.13 $565.87 $116,059.27
$580.30 $568.70 $115,490.57
$577.45 $571.55 $114,919.02
$574.60 $574.40 $114,344.62
$571.72 $577.28 $113,767.34
$568.84 $580.16 $113,187.18
$565.94 $583.06 $112,604.11
$563.02 $585.98 $112,018.14
$560.09 $588.91 $111,429.23
$557.15 $591.85 $110,837.37
$554.19 $594.81 $110,242.56
$551.21 $597.79 $109,644.77
$548.22 $600.78 $109,044.00
$545.22 $603.78 $108,440.22
$542.20 $606.80 $107,833.42
$539.17 $609.83 $107,223.58
$536.12 $612.88 $106,610.70
$533.05 $615.95 $105,994.76
$529.97 $619.03 $105,375.73
$526.88 $622.12 $104,753.61
$523.77 $625.23 $104,128.38
$520.64 $628.36 $103,500.02
$517.50 $631.50 $102,868.52
$514.34 $634.66 $102,233.86
$511.17 $637.83 $101,596.03
$507.98 $641.02 $100,955.01
$504.78 $644.22 $100,310.78
$501.55 $647.45 $99,663.34
$498.32 $650.68 $99,012.66
$495.06 $653.94 $98,358.72
$491.79 $657.21 $97,701.51
$488.51 $660.49 $97,041.02
$485.21 $663.79 $96,377.22
$481.89 $667.11 $95,710.11
$478.55 $670.45 $95,039.66
$475.20 $673.80 $94,365.86
$471.83 $677.17 $93,688.69
$468.44 $680.56 $93,008.13
$465.04 $683.96 $92,324.17
$461.62 $687.38 $91,636.79
$458.18 $690.82 $90,945.98
$454.73 $694.27 $90,251.71
$451.26 $697.74 $89,553.97
$447.77 $701.23 $88,852.74
$444.26 $704.74 $88,148.00
$440.74 $708.26 $87,439.74
$437.20 $711.80 $86,727.94
$433.64 $715.36 $86,012.58
$430.06 $718.94 $85,293.64
$426.47 $722.53 $84,571.11
$422.86 $726.14 $83,844.97
$419.22 $729.78 $83,115.19
$415.58 $733.42 $82,381.77
$411.91 $737.09 $81,644.67
$408.22 $740.78 $80,903.90
$404.52 $744.48 $80,159.42
$400.80 $748.20 $79,411.21
$397.06 $751.94 $78,659.27
$393.30 $755.70 $77,903.57
$389.52 $759.48 $77,144.09
$385.72 $763.28 $76,380.81
$381.90 $767.10 $75,613.71
$378.07 $770.93 $74,842.78
$374.21 $774.79 $74,067.99
$370.34 $778.66 $73,289.33
$366.45 $782.55 $72,506.78
$362.53 $786.47 $71,720.31
$358.60 $790.40 $70,929.91
$354.65 $794.35 $70,135.56
$350.68 $798.32 $69,337.24
$346.69 $802.31 $68,534.93
$342.67 $806.33 $67,728.60
$338.64 $810.36 $66,918.25
$334.59 $814.41 $66,103.84
$330.52 $818.48 $65,285.36
$326.43 $822.57 $64,462.78
$322.31 $826.69 $63,636.10
$318.18 $830.82 $62,805.28
$314.03 $834.97 $61,970.30
$309.85 $839.15 $61,131.15
$305.66 $843.34 $60,287.81
$301.44 $847.56 $59,440.25
$297.20 $851.80 $58,588.45
$292.94 $856.06 $57,732.39
$288.66 $860.34 $56,872.06
$284.36 $864.64 $56,007.42
$280.04 $868.96 $55,138.45
$275.69 $873.31 $54,265.14
$271.33 $877.67 $53,387.47
$266.94 $882.06 $52,505.41
$262.53 $886.47 $51,618.93
$258.09 $890.91 $50,728.03
$253.64 $895.36 $49,832.67
$249.16 $899.84 $48,932.83
$244.66 $904.34 $48,028.50
$240.14 $908.86 $47,119.64
$235.60 $913.40 $46,206.24
$231.03 $917.97 $45,288.27
$226.44 $922.56 $44,365.71
$221.83 $927.17 $43,438.54
$217.19 $931.81 $42,506.73
$212.53 $936.47 $41,570.27
$207.85 $941.15 $40,629.12
$203.15 $945.85 $39,683.26
$198.42 $950.58 $38,732.68
$193.66 $955.34 $37,777.34
$188.89 $960.11 $36,817.23
$184.09 $964.91 $35,852.31
$179.26 $1,191.91 $34,660.41
$173.30 $1,197.87 $33,462.54
$167.31 $1,203.86 $32,258.68
$161.29 $1,209.88 $31,048.80
$155.24 $1,215.93 $29,832.88
$149.16 $1,222.01 $28,610.87
$143.05 $1,228.12 $27,382.76
$136.91 $1,234.26 $26,148.50
$130.74 $1,240.43 $24,908.07
$124.54 $1,246.63 $23,661.44
$118.31 $1,252.86 $22,408.58
$112.04 $1,259.13 $21,149.45
$105.75 $1,265.42 $19,884.03
$99.42 $1,271.75 $18,612.28
$93.06 $1,278.11 $17,334.17
$86.67 $1,284.50 $16,049.67
$80.25 $1,290.92 $14,758.75
$73.79 $1,297.38 $13,461.38
$67.31 $1,303.86 $12,157.51
$60.79 $1,310.38 $10,847.13
$54.24 $1,316.93 $9,530.20
$47.65 $1,323.52 $8,206.68
$41.03 $1,330.14 $6,876.54
$34.38 $1,336.79 $5,539.75
$27.70 $1,343.47 $4,196.28
$20.98 $1,350.19 $2,846.09
$14.23 $1,356.94 $1,489.15
$7.45 $1,363.72 $125.43
$0.63 $1,370.54 ($1,245.11)
No Debt left. Money goes into an investment at 10.0%

Debt Rate Principal # of Pmts $ / mth Real Debt

Credit Card #1 12.0% $6,000.00 48 $158.00 $7,584.00
Credit Card #2 15.0% $1,000.00 36 $34.67 $1,248.12
Credit Card #3 11.0% $12,619.08 60 $274.37 $16,462.20
Credit Union Loan 6.0% $19,225.00 84 $280.85 $23,591.40
Car Loan 7.0% $5,200.00 28 $200.00 $5,600.00
Gas Credit Card 12.0% $1,969.78 24 $92.72 $2,225.28
Medical Bill 15.0% $1,876.97 36 $65.07 $2,342.52
1st Mortgage 6.0% $119,412.57 147 $1,149.00 $168,903.00
2nd Mortgage 9.50% $49,612.40 142 $582.82 $82,760.44
Total Debt $216,915.80 $2,837.50 $310,716.96

Monthly Income Needed??? $8,107.14

Annual Income Needed??? $97,285.71
More interest
than payment
Totals
 After 142 mths payment of $2,180.17 goes into an investment until month 360.

10.0% $0.00
Month Payment Interest Ttl Investment Ending Balance
143 $2,180.17 $0.00 $2,180.17 $2,180.17
144 $2,180.17 $18.17 $2,198.34 $4,378.51
145 $2,180.17 $36.49 $2,216.66 $6,595.17
146 $2,180.17 $54.96 $2,235.13 $8,830.30
147 $2,180.17 $73.59 $2,253.76 $11,084.05
148 $2,180.17 $92.37 $2,272.54 $13,356.59
149 $2,180.17 $111.30 $2,291.47 $15,648.06

150 $2,180.17 $130.40 $2,310.57 $17,958.63

151 $2,180.17 $149.66 $2,329.83 $20,288.46
152 $2,180.17 $169.07 $2,349.24 $22,637.70
153 $2,180.17 $188.65 $2,368.82 $25,006.52
154 $2,180.17 $208.39 $2,388.56 $27,395.07
155 $2,180.17 $228.29 $2,408.46 $29,803.54
156 $2,180.17 $248.36 $2,428.53 $32,232.07
157 $2,180.17 $268.60 $2,448.77 $34,680.84
158 $2,180.17 $289.01 $2,469.18 $37,150.02
159 $2,180.17 $309.58 $2,489.75 $39,639.77
160 $2,180.17 $330.33 $2,510.50 $42,150.27
161 $2,180.17 $351.25 $2,531.42 $44,681.69
162 $2,180.17 $372.35 $2,552.52 $47,234.21
163 $2,180.17 $393.62 $2,573.79 $49,808.00
164 $2,180.17 $415.07 $2,595.24 $52,403.24
165 $2,180.17 $436.69 $2,616.86 $55,020.10
166 $2,180.17 $458.50 $2,638.67 $57,658.77
167 $2,180.17 $480.49 $2,660.66 $60,319.43
168 $2,180.17 $502.66 $2,682.83 $63,002.26
169 $2,180.17 $525.02 $2,705.19 $65,707.45
170 $2,180.17 $547.56 $2,727.73 $68,435.18
171 $2,180.17 $570.29 $2,750.46 $71,185.65
172 $2,180.17 $593.21 $2,773.38 $73,959.03
173 $2,180.17 $616.33 $2,796.50 $76,755.53
174 $2,180.17 $639.63 $2,819.80 $79,575.33
175 $2,180.17 $663.13 $2,843.30 $82,418.62
176 $2,180.17 $686.82 $2,866.99 $85,285.62
177 $2,180.17 $710.71 $2,890.88 $88,176.50
178 $2,180.17 $734.80 $2,914.97 $91,091.47
179 $2,180.17 $759.10 $2,939.27 $94,030.74
180 $2,180.17 $783.59 $2,963.76 $96,994.50
181 $2,180.17 $808.29 $2,988.46 $99,982.96
182 $2,180.17 $833.19 $3,013.36 $102,996.32
183 $2,180.17 $858.30 $3,038.47 $106,034.79
184 $2,180.17 $883.62 $3,063.79 $109,098.58
185 $2,180.17 $909.15 $3,089.32 $112,187.91
186 $2,180.17 $934.90 $3,115.07 $115,302.98
187 $2,180.17 $960.86 $3,141.03 $118,444.00
188 $2,180.17 $987.03 $3,167.20 $121,611.21
189 $2,180.17 $1,013.43 $3,193.60 $124,804.80
190 $2,180.17 $1,040.04 $3,220.21 $128,025.02
191 $2,180.17 $1,066.88 $3,247.05 $131,272.06
192 $2,180.17 $1,093.93 $3,274.10 $134,546.16
193 $2,180.17 $1,121.22 $3,301.39 $137,847.55
194 $2,180.17 $1,148.73 $3,328.90 $141,176.45
195 $2,180.17 $1,176.47 $3,356.64 $144,533.09
196 $2,180.17 $1,204.44 $3,384.61 $147,917.70
197 $2,180.17 $1,232.65 $3,412.82 $151,330.52
198 $2,180.17 $1,261.09 $3,441.26 $154,771.78
199 $2,180.17 $1,289.76 $3,469.93 $158,241.71
200 $2,180.17 $1,318.68 $3,498.85 $161,740.57
201 $2,180.17 $1,347.84 $3,528.01 $165,268.57
202 $2,180.17 $1,377.24 $3,557.41 $168,825.98
203 $2,180.17 $1,406.88 $3,587.05 $172,413.03
204 $2,180.17 $1,436.78 $3,616.95 $176,029.98
205 $2,180.17 $1,466.92 $3,647.09 $179,677.07
206 $2,180.17 $1,497.31 $3,677.48 $183,354.55
207 $2,180.17 $1,527.95 $3,708.12 $187,062.67
208 $2,180.17 $1,558.86 $3,739.03 $190,801.70
209 $2,180.17 $1,590.01 $3,770.18 $194,571.88
210 $2,180.17 $1,621.43 $3,801.60 $198,373.48
211 $2,180.17 $1,653.11 $3,833.28 $202,206.76
212 $2,180.17 $1,685.06 $3,865.23 $206,071.99
213 $2,180.17 $1,717.27 $3,897.44 $209,969.43
214 $2,180.17 $1,749.75 $3,929.92 $213,899.34
215 $2,180.17 $1,782.49 $3,962.66 $217,862.01
216 $2,180.17 $1,815.52 $3,995.69 $221,857.69
217 $2,180.17 $1,848.81 $4,028.98 $225,886.68
218 $2,180.17 $1,882.39 $4,062.56 $229,949.24
219 $2,180.17 $1,916.24 $4,096.41 $234,045.65
220 $2,180.17 $1,950.38 $4,130.55 $238,176.20
221 $2,180.17 $1,984.80 $4,164.97 $242,341.17
222 $2,180.17 $2,019.51 $4,199.68 $246,540.85
223 $2,180.17 $2,054.51 $4,234.68 $250,775.53
224 $2,180.17 $2,089.80 $4,269.97 $255,045.50
225 $2,180.17 $2,125.38 $4,305.55 $259,351.04
226 $2,180.17 $2,161.26 $4,341.43 $263,692.47
227 $2,180.17 $2,197.44 $4,377.61 $268,070.08
228 $2,180.17 $2,233.92 $4,414.09 $272,484.17
229 $2,180.17 $2,270.70 $4,450.87 $276,935.04
230 $2,180.17 $2,307.79 $4,487.96 $281,423.00
231 $2,180.17 $2,345.19 $4,525.36 $285,948.36
232 $2,180.17 $2,382.90 $4,563.07 $290,511.44
233 $2,180.17 $2,420.93 $4,601.10 $295,112.53
234 $2,180.17 $2,459.27 $4,639.44 $299,751.98
235 $2,180.17 $2,497.93 $4,678.10 $304,430.08
236 $2,180.17 $2,536.92 $4,717.09 $309,147.17
237 $2,180.17 $2,576.23 $4,756.40 $313,903.56
238 $2,180.17 $2,615.86 $4,796.03 $318,699.60
239 $2,180.17 $2,655.83 $4,836.00 $323,535.60
240 $2,180.17 $2,696.13 $4,876.30 $328,411.90
241 $2,180.17 $2,736.77 $4,916.94 $333,328.83
242 $2,180.17 $2,777.74 $4,957.91 $338,286.74
243 $2,180.17 $2,819.06 $4,999.23 $343,285.97
244 $2,180.17 $2,860.72 $5,040.89 $348,326.85
245 $2,180.17 $2,902.72 $5,082.89 $353,409.75
246 $2,180.17 $2,945.08 $5,125.25 $358,535.00
247 $2,180.17 $2,987.79 $5,167.96 $363,702.96
248 $2,180.17 $3,030.86 $5,211.03 $368,913.99
249 $2,180.17 $3,074.28 $5,254.45 $374,168.44
250 $2,180.17 $3,118.07 $5,298.24 $379,466.68
251 $2,180.17 $3,162.22 $5,342.39 $384,809.08
252 $2,180.17 $3,206.74 $5,386.91 $390,195.99
253 $2,180.17 $3,251.63 $5,431.80 $395,627.79
254 $2,180.17 $3,296.90 $5,477.07 $401,104.86
255 $2,180.17 $3,342.54 $5,522.71 $406,627.57
256 $2,180.17 $3,388.56 $5,568.73 $412,196.30
257 $2,180.17 $3,434.97 $5,615.14 $417,811.44
258 $2,180.17 $3,481.76 $5,661.93 $423,473.37
259 $2,180.17 $3,528.94 $5,709.11 $429,182.49
260 $2,180.17 $3,576.52 $5,756.69 $434,939.18
261 $2,180.17 $3,624.49 $5,804.66 $440,743.84
262 $2,180.17 $3,672.87 $5,853.04 $446,596.88
263 $2,180.17 $3,721.64 $5,901.81 $452,498.69
264 $2,180.17 $3,770.82 $5,950.99 $458,449.68
265 $2,180.17 $3,820.41 $6,000.58 $464,450.26
266 $2,180.17 $3,870.42 $6,050.59 $470,500.85
267 $2,180.17 $3,920.84 $6,101.01 $476,601.86
268 $2,180.17 $3,971.68 $6,151.85 $482,753.72
269 $2,180.17 $4,022.95 $6,203.12 $488,956.83
270 $2,180.17 $4,074.64 $6,254.81 $495,211.64
271 $2,180.17 $4,126.76 $6,306.93 $501,518.58
272 $2,180.17 $4,179.32 $6,359.49 $507,878.07
273 $2,180.17 $4,232.32 $6,412.49 $514,290.56
274 $2,180.17 $4,285.75 $6,465.92 $520,756.48
275 $2,180.17 $4,339.64 $6,519.81 $527,276.29
276 $2,180.17 $4,393.97 $6,574.14 $533,850.43
277 $2,180.17 $4,448.75 $6,628.92 $540,479.35
278 $2,180.17 $4,503.99 $6,684.16 $547,163.52
279 $2,180.17 $4,559.70 $6,739.87 $553,903.38
280 $2,180.17 $4,615.86 $6,796.03 $560,699.41
281 $2,180.17 $4,672.50 $6,852.67 $567,552.08
282 $2,180.17 $4,729.60 $6,909.77 $574,461.85
283 $2,180.17 $4,787.18 $6,967.35 $581,429.20
284 $2,180.17 $4,845.24 $7,025.41 $588,454.61
285 $2,180.17 $4,903.79 $7,083.96 $595,538.57
286 $2,180.17 $4,962.82 $7,142.99 $602,681.56
287 $2,180.17 $5,022.35 $7,202.52 $609,884.08
288 $2,180.17 $5,082.37 $7,262.54 $617,146.62
289 $2,180.17 $5,142.89 $7,323.06 $624,469.68
290 $2,180.17 $5,203.91 $7,384.08 $631,853.76
291 $2,180.17 $5,265.45 $7,445.62 $639,299.38
292 $2,180.17 $5,327.49 $7,507.66 $646,807.04
293 $2,180.17 $5,390.06 $7,570.23 $654,377.27
294 $2,180.17 $5,453.14 $7,633.31 $662,010.59
295 $2,180.17 $5,516.75 $7,696.92 $669,707.51
296 $2,180.17 $5,580.90 $7,761.07 $677,468.58
297 $2,180.17 $5,645.57 $7,825.74 $685,294.32
298 $2,180.17 $5,710.79 $7,890.96 $693,185.27
299 $2,180.17 $5,776.54 $7,956.71 $701,141.99
300 $2,180.17 $5,842.85 $8,023.02 $709,165.01
301 $2,180.17 $5,909.71 $8,089.88 $717,254.89
302 $2,180.17 $5,977.12 $8,157.29 $725,412.18
303 $2,180.17 $6,045.10 $8,225.27 $733,637.45
304 $2,180.17 $6,113.65 $8,293.82 $741,931.27
305 $2,180.17 $6,182.76 $8,362.93 $750,294.20
306 $2,180.17 $6,252.45 $8,432.62 $758,726.82
307 $2,180.17 $6,322.72 $8,502.89 $767,229.71
308 $2,180.17 $6,393.58 $8,573.75 $775,803.46
309 $2,180.17 $6,465.03 $8,645.20 $784,448.66
310 $2,180.17 $6,537.07 $8,717.24 $793,165.91
311 $2,180.17 $6,609.72 $8,789.89 $801,955.79
312 $2,180.17 $6,682.96 $8,863.13 $810,818.93
313 $2,180.17 $6,756.82 $8,936.99 $819,755.92
314 $2,180.17 $6,831.30 $9,011.47 $828,767.39
315 $2,180.17 $6,906.39 $9,086.56 $837,853.95
316 $2,180.17 $6,982.12 $9,162.29 $847,016.24
317 $2,180.17 $7,058.47 $9,238.64 $856,254.88
318 $2,180.17 $7,135.46 $9,315.63 $865,570.51
319 $2,180.17 $7,213.09 $9,393.26 $874,963.76
320 $2,180.17 $7,291.36 $9,471.53 $884,435.30
321 $2,180.17 $7,370.29 $9,550.46 $893,985.76
322 $2,180.17 $7,449.88 $9,630.05 $903,615.81
323 $2,180.17 $7,530.13 $9,710.30 $913,326.12
324 $2,180.17 $7,611.05 $9,791.22 $923,117.34
325 $2,180.17 $7,692.64 $9,872.81 $932,990.15
326 $2,180.17 $7,774.92 $9,955.09 $942,945.24
327 $2,180.17 $7,857.88 $10,038.05 $952,983.29
328 $2,180.17 $7,941.53 $10,121.70 $963,104.98
329 $2,180.17 $8,025.87 $10,206.04 $973,311.03
330 $2,180.17 $8,110.93 $10,291.10 $983,602.12
331 $2,180.17 $8,196.68 $10,376.85 $993,978.98
332 $2,180.17 $8,283.16 $10,463.33 $1,004,442.31
333 $2,180.17 $8,370.35 $10,550.52 $1,014,992.83
334 $2,180.17 $8,458.27 $10,638.44 $1,025,631.27
335 $2,180.17 $8,546.93 $10,727.10 $1,036,358.37
336 $2,180.17 $8,636.32 $10,816.49 $1,047,174.86
337 $2,180.17 $8,726.46 $10,906.63 $1,058,081.49
338 $2,180.17 $8,817.35 $10,997.52 $1,069,079.00
339 $2,180.17 $8,908.99 $11,089.16 $1,080,168.16
340 $2,180.17 $9,001.40 $11,181.57 $1,091,349.74
341 $2,180.17 $9,094.58 $11,274.75 $1,102,624.49
342 $2,180.17 $9,188.54 $11,368.71 $1,113,993.19
343 $2,180.17 $9,283.28 $11,463.45 $1,125,456.64
344 $2,180.17 $9,378.81 $11,558.98 $1,137,015.62
345 $2,180.17 $9,475.13 $11,655.30 $1,148,670.92
346 $2,180.17 $9,572.26 $11,752.43 $1,160,423.34
347 $2,180.17 $9,670.19 $11,850.36 $1,172,273.71
348 $2,180.17 $9,768.95 $11,949.12 $1,184,222.83
349 $2,180.17 $9,868.52 $12,048.69 $1,196,271.52
350 $2,180.17 $9,968.93 $12,149.10 $1,208,420.62
351 $2,180.17 $10,070.17 $12,250.34 $1,220,670.96
352 $2,180.17 $10,172.26 $12,352.43 $1,233,023.39
353 $2,180.17 $10,275.19 $12,455.36 $1,245,478.75
354 $2,180.17 $10,378.99 $12,559.16 $1,258,037.91
355 $2,180.17 $10,483.65 $12,663.82 $1,270,701.73
356 $2,180.17 $10,589.18 $12,769.35 $1,283,471.08
357 $2,180.17 $10,695.59 $12,875.76 $1,296,346.85
358 $2,180.17 $10,802.89 $12,983.06 $1,309,329.91
359 $2,180.17 $10,911.08 $13,091.25 $1,322,421.16
360 $2,180.17 $11,020.18 $13,200.35 $1,335,621.51

$475,277.06
nt until month 360.

Amount APR % Current Payment Payments RDescription

$6,000.00 12.00% $158.00 48 Credit Card #1
$1,000.00 15.00% $34.67 36 Credit Card #2
$12,619.08 11.00% $274.37 60 Credit Card #3
$19,225.00 6.00% $280.85 84 Credit Union Loan
$5,200.00 7.00% $200.00 28 Car Loan

$1,969.78 12.00% $92.72 24 Gas Credit Card

$1,876.97 15.00% $65.07 36 Medical Bill
$49,612.40 9.50% $582.82 142 2nd Mortgage
$119,412.57 6.00% $1,149.00 147 1st Mortgage

$216,915.80 $2,837.50 Total debt

Description
Credit Card #1
Credit Card #2
Credit Card #3
Credit Union Loan

Gas Credit Card

Medical Bill
2nd Mortgage
1st Mortgage