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‘Schedule of Charges ~ Silkbank Personal Loan
Mark-up Rate Grid
Segment
Markup Rate
Salaried and Self-employed Businessmen & Selfemployed Professionals | One year KIBOR + Predefined Spread
Note:
Miscellaneous Charges
‘+ Theapplicable rate will be adjusted every year based on prevailing KIBOR ~ One year rate (Ofer Side)
“Type of Charges ‘Amount
Processing Fee Up to 196 of lan amount or Rs. 5 000/- (whichever is higher, subject to
approval)
Pre-Payment Penalty Ful penalty charges as per the following gid
1 Year 2ed Year 3 Year
10%, %. 5%,
Partial payment penalty charges as per the following gr:
a Year 2d Year 318 Year
10% re 5%
Penalty will be charged on outstanding balance in case of fllettlement
‘and on adjusted amount in case of partial settlement. A year is equal to
{2 installments from the date of disbursal and only 1 partial payment is
allowed ina year and no partial payments are allowed in 1st year.
Late Payment Charges
Rs, 1,200/- per missed installment
‘At actual
Top-up Facity Upto 1% of loan amount oF Rs. 5,000/- (whichever is higher, subject 0
approval)
Tiigation Charges ‘Aactual
Pay Order Re-lssuance Rs. 500/-
Pay of Sheet Re-issuance Rs. 500/-
‘+ Allreqular branch banking charges will be applied forthe transactions through branches
SILKBANK 7
+ Inadaition tothe above, Commission/Servce Charges, Recovery of Courier/Postage/Fox Charges
‘ill cso be made according tothe prescribed tariff (where applicable)
In alton to the chorges above, all plicable Government levies, duties, FED will also be recovered
The above mentioned details have been given here for information purpose and is subject to
change from time to time. Please refer to the Schedule of Charges (SOC) placed on our
‘website (wwwsilkbank.com pt or at our branches for amendments
AB wsikbankcompk 111-100333,