@ neice Public Insurance Estimate Summary ‘The information below summarizes the initial estimate of damage to your vehicle. This Estimate Summary is for your information only and Is not an authorization to repair. Your repair shop can access a detailed estimate electronically. 55091013 GLG 586 1073.96 Claim Number: Plate Number': Estimated Repair Cost: Deductibl NAS Estimated Betterment: Manitoba Public Insurance partners with the collision repair industry to ensure the highest quality of repairs. In Manitoba, MPI accredited repair shops have the right tooling, equipment and training to complete proper and safe repairs. Use the Find An Accredited Repair Shop online search tool at mpl.mb.ca to locate an accredited repair shop of your choice that is qualified to repair your specific vehicle, ‘Accredited shops have demonstrated that they meet stringent repair requirements and can properly and safely repair your vehicle to manufacturer standards, which is in the interest of all vehicle owners and policy holders. If you choose to take your vehicle to a repair shop that has not been accredited by MPI, we cannot confirm the repairs will meet original manufacturer standards. This is because we cannot verify the repair shop has the necessary tools, training, equipment ‘and access to repair procedures to repair your particular vehicle properly. This may Impact the overall quality of repair and could affect warranty coverage an the vehicle or lease returns, if applicable. Taking your vehicle to a shop that has not been accredited by MPI may also lead to delays in the repair process as the repair will be subject to mandatory MPI inspection before the vehicle is returned to you, Depending on the severity of damage sustained, mid-repair inspections may also be required. For more information on accredited repair shops, visit mpl.mb,ca, “If this field is blank, the repair shop must call Estimating Services (1-855-882-4313, ‘option 6) to have the claim manually assigned. ® Estimated Repair Cost and Estimated Betterment are preliminary amounts based on visible damage and accredited labour rates. See over for additional information that outlines costs and quality measures associated with your repair.The following information outlines the costs and quality measures associated with your repair. This is being provided for information purposes only and does not change, replace or modify any of the terms or conditions of your insurance policy. DEDUCTIBLE The deductible is the uninsured portion of the repair costs to your vehicle for which you are responsible. Once the repairs have been satisfactorily completed, the applicable deductible noted on the Estimate Summary must be paid to the repair shop. BETTERMENT ‘The purpose of your automobile insurance is to place you back into the same or similar position you were in prior to ‘an accident. If worn parts on your vehicle are replaced with new parts, you may have to pay a portion of the cost involved. For example, if a tire with 50% tread wear is replaced with a new tire, you would have to contribute 50% of the replacement cost, The same principle applies to all parts that had been previously damaged, rusted, worn, or deteriorated. When the betterment total is less than $50 including taxes, the customer is not responsible to pay. When the betterment total is $50 or greater including taxes, the customer is responsible for the full betterment amount. REPAIR ALLOWANCE Ifa previously damaged or rusted part sustains further claimable damage, the repair estimate may show a labour allowance towards repairing that item. The allowance represents how much will be contributed by Manitoba Public Insurance towards repairing the claimable damage. Any additional costs relating to the previous damage can be discussed with the repair shop and become the vehicle owner's responsibility. EXCLUSIONS ‘There is no insurance coverage for: parts that malfunction as a result of mechanical failure or breakdown, rust, corrosion, wear and tear, freezing or explosion within the combustion chamber, to vehicle contents, etc. (For further details on these and other exclusions, ask your adjuster.) PROPER REPAIR Random inspections of repaired vehicles are arranged to ensure that all repairs are properly completed in accordance with our estimate. If you visit a facility that Is not accredited, Manitoba Public Insurance must inspect and approve the repairs. If you have any questions or concerns regarding repairs, please contact your adjuster. RECYCLED, ALTERNATE AND AFTERMARKET PARTS: ‘Manitoba Public Insurance’s commitment is to place you back into the same position you were in prior to the loss. Installing recycled, alternate or aftermarket parts in conjunction with Manitoba Public Insurance's parts policies and business rules achieves this objective, ‘Where recycled parts are installed, betterment may not apply. In cases where recycled parts are not available, and new factory parts are installed, you would, where applicable, incur betterment (defined above). When a factory recycled, alternate or aftermarket part is installed, warranty protection will be equal to that provided by the original manufacturer. Recycled, alternate and aftermarket parts are purchased at prices lower than new parts. This helps save on repair costs and helps keeps insurance premiums low. Recycled parts are also environmentally friendly. TEAR DOWN OF MECHANICAL COMPONENTS: ‘Tear down of mechanical components such as engines, transmissions and differentials can only be authorized by the vehicle owner. Costs associated with tear down are the initial responsibility of the insured. If damages are loss related, all expenses, less depreciation, are paid by Manitoba Public Insurance. Should you have questions or require further details, please contact your adjuster.