( @ VISION IAS | a www.visionias.in | GENERAL STUDIES (TEST CODE : 706) ist coat eal Medium Hindi/Eng. | ENGLISH | Registration Number | 13773 Center RN. | Date 24-15 | INDEX TABLE INSTRUCTIONS 1 T - Q.No, | Maximum Marks | Marks Obtained | 1 0 furnish the appropriate details in the answer sheet (vi t+ TE Name, Registration Number and Test Code) | Te fo Tre gem Here wer ane # me, wee 2 is d | | tet is ont 3 125 am) 5 Le: 2. There are TWENTY questions printed in HIND! and ENGLISH 4 125 cal ate aes # an fest he fist de a wd th s [2s] | 2. amano cn zt Ta nit wer sifrard 7 se 4. The number of marks carried by a question/part is indicated fo against 8 12.5 wee weve F ste see area feo oF 12.5 5. Answers must be written in the medium authorized in the i De Admission Certiticate, which must be stated clearly on the _—_ = over ofthis Question-Cum-Answer (QCA) Booklet in the space | 2s dium other that the authorized one. i 5 7 iS sae wet re fer an afi fat een a = | se wen aa farm rar & othe ger ane a exe gc oe se CapiI) seen # ye ys we fi ff ; as } ari firm rar afeey afeafera stom afafeay oF | ia - Freeh rom fer me sree RE Set et = a 6. Word limit in questions, if specified, should be adhered to 4 weit A weg vin, oat PR ore Fen ara 2s 1 ‘tee 2 125 7. Any page oF portion of the page left blank in the Question Cum-Answer Booklet must be clearly struck off Total Marks Obtained: ve fern cat ate gon yes se ee Lm aaa arn afew Signature of Examiner i493) 1" Floor, B/1-2, Ansal Building, Behind UCO Bank, Dr. Mukherjee Nagar, Delhi— 110009EVALUATION INDICATORS Alignment Competence Context Competence Content Competence Language Competence Introduction Competence Structure - Presentation Competence Conclusion Competence Overall Macro Comments / feedback / suggestions on Answer Booklet: All the Best706 VISION IAS" All the questions are compulsory and carry 12.5 marks each. NOT MORE THAN. 200 WORDS 1. Even though the Pradhan Mantri Jan-Dhan Yojana is an accelerated effort towards financial indusion, mere opening of bank accounts will not transform into finaneie! inclusion in india. Analyse. waht warn spas arora ahha aaraart At eer a oH afr gar a, afer waa teat dire area Fo anfite aaraert ¥ afeatta at at repr Paar FF Ow 26 pememniee Tamuoty 2015 5 tre Guntess Book of WOrLdl Recorols declared tre Peadhow Mamfou Jam Dhan Yezamo Cpmspy) to howe arhieredl the single Lorgst initiative to have auececolcal sw getting 12:5 enore bank acesunts But us the momentum wth whwely PMIDY ue Bear gnamncial Banking penuration rw India vis quete Low . Miles gua 40-45% population having bale accounts, many! new goertenment schemes whith mandate] a bom arcoumt arweet ‘ thomsen ( comy tramsper) ore faelorg wrist. However, netperts new Sheu ste stimoruo has net mth - Many bamle acteurs hare Fo deposits Call us : 9650617807, 9968020039 Visit us : warn. visionias.in Blog : www visionias. wordpress.com Email ajay.visionias@gmail.com Page 1 of 60VISION IAS" ah rmormy ase vpn umuntilized . THs 5 O& Mme A bam spensipea ie Ormeumt, wel net S—dve Hie Fimanciol Inclusion tw tre tauc Munse, Had di, people utidioing preemie oppo by bane ( deposits , by FINANCIAL LITERACY. Famamecol, Literacy ib Surclal . Omby wher people umdurstamd He bemstite amd comvimimer try would enjoy forme Guremeial subitasin, wall Hong tualy potter actnely. ue the gorrnment has to” eee cae paar all ocr foes dined 7 3 Sad and ett b nent taamepers ; Call us : 9650617807, 968029039 it us : wwewvisionias.in Blog : www.isionis wordpress.com | 49 Email: alay.sionias@gmall.com Page 2 of Don't write anything this margn gamma706 VISION IAS" Don't mite anyting this ‘macgn cart ce afr Call us : 9650617807, 9968020039 Blog: wor visionias wordpress.com of 60 Visit us : www. visionias.in Email : ajay.visionias@gmail.comVISION IAS” 2. Discuss che importarce of unorganised sector in the Indian economy. Examine the measures taken by the governmext to overcome the challenges faced by tre unorganized sector in the country. aredia sforren # weinfa aH get A wat Th her H onda da aren a are pa a eet are are Pm Tar ar ao Fe Don't wie anything bis magn game apaire) Tht Unorganized ceoter ut Pubpensuole ermmploiping over 92%, a India's Semin pepulotow . The ARIUN SEN GUPTA COMMITTEE ON INFORMAL SECTOR. Hag pewnrted( et cate) uae ‘2otvon of Wrerdos ee” ame oabualicabin ep werlfesce”s wetrtol WAPLOSL diy tne Callus : 9650617807, 9968029039 Visit us : wwavisioniasn Blog ! wirwvisionias wordpress.com, | 54 Email: ayssionias@gmal com Page 4 ofo Bank accounts . Lack of banking pemeBrallon vs stten a hurdle - -| Atol Bama Yeyane touunched 4m Budget 2015 -1b to encour poate rete, Were to OVE Call us : 9650617807, 9968029039 Visit us : www visionias in Blog : wow visionias. wordpress.com Email: ajay-visionias@gmail.com Page 5 of 60706 Don't write VISION IAS” = > "| [estar sei Visit us : www.visionias.in Blog : www-visionies. wordpress.com Email: ajay.isionias@gmall com 6 of 60 ae a706 Don't wite VISION IAS" aay ge fra) 3. "Labour reforms are often cited as the key to unlock the potential of Indian economy.” In this context discuss the importance of labour reforms in India, Enumerate the measures taken by the government recently in this regard. sonar quate ret anforreer At encrat a ATT A ht eT HT sey fear sre Brera er ge perder oe aah a ste aH carer eit a art gare ate I weld Bomk's Fate of Deimg Buavriss Report efter citer Incas Lolaour Lowes % ene st the forge Amvebtment + Thre ate over [44 odd Labour Lowes ox tation ww Trndia , epee Hour eperotion . Thiy generate a also Sboruct S EXIT? ef Companies wiun Hey WA. Foxeg:, the INDUSTRIAL DISPUTES ACT 1947 maondatis Hot gereruunint approval sis Acquired bifere Laging of) mere Hor 100 employers. Thurs , Compania often fess trovw 100 preptete estate this Law, whridy srndiauctly mpacte emplay mut qencration - Call us ; 9650617807, 9968029039 Visit us : www.visionias.in Blog : www visionias. wordpress.com Emal :ajay.vsionias@gmai.com Page 7 of 60VISION IAS" Thine ub a need +0 rationalise tre 144 Bolo Lowe amel come aut witty a single tobour Low lean vw its Scope , protecting tru tobeur but mat qurrng it enenpsstectiiny” | toluw o pone ete aw Hus Akgarol RANDOM INSPECTION SCHEME Tris is expected to enol *Imepector i, since inspection wll be dene gemrotedd Joey amd not ow personal wht amo fone of Imopertors : SHRAM SUVIDHA PORTAL Comparuts will now be eee to Comply witty 16 Lodonus Louwns orlinwe «Tg APPRENTICE PROTSAHAN YOTANA The gortrrment will, pay trv stipend, Fou te opprumvices tramecl by Company > to Aelewe tre Compo ‘of ht His buholery Call us : 9650617807, 9968029039 Visit us : wwas.visionias.in Blog: wwrwsvsionas wordpress.com £69 Email: ay zisionias@gmai.com Page 8 0706 VISION IAS" UNIVERSAL ACCOUNT NUMBER prevrdiont wd scheme frog beew ovode pombe SMART CARDS FOR RASHTRIYA SWASTHA BIMA YOTANA tare ben seltased fom ; the taamtamebione suloterd to Preoltly imittrante fer umongamized| Le ne distributor of Loma ete. True os nob bien able to bung about the thamapormabieny Hak Je wgentiy ned . Uaarcell Beaters tetas, yet al new on % Lome Consetccdaton — brungurnvg £0 a8 to eryou Coonemied scole 5 cae tang berets wD meeel to be undertaker Call us : 9650617807, 9968029039 Visit us : www.visionias.in .wordpress.com, Email : ajay.visionias@gmail.com Blog : www visionias.wordpr page S$ of 60 i706 yng VISION IAS" eae —|Sapieee eee a considehatier to he guew to ee nearly Water sesarces. Call us : 9650517807, 996a02¢039 Blog : wwwvisiorias.wordpress.com Page $6 of 60 Visit us : www. visionias.in Email : ajay visionias@gmail.com706 Don't site VISION IAS” = }— Call us : 9650617807, 9968029039 Visit us : ww visionias.in Blog : wwrwvisionias wordpress.com, 5 gy Ema ajay isionias@giacom Page 57 of 61706 VISION IAS" 20. In recent years, savngs rate in the Indian econcmy has witnessed a consistent decline. What are the factors responsible for this trend? How has the composition of savings changed in the last few years? Suggest measures to improve and better channelize household savings. aver eh Ht areca arborea i ara At xe Ht mer Prema Belt aft By cor Saft § fire sacar area strata & 2 Ret pa ait ita ate er sorre aftarda aan 82 weap araa at ant ate Eft Rear 2% ae gare wart) Unik USAbeconorng wiih Const vy abtriver, India £ us SAVINGS DRINBVEN Meenas to tre Hatred Demag Meclel pear sige ete a Indua, rught Yueh wvctep ‘ wal 10 trrestmend - 5 Sonim of hove declmedl Sick HOR panera eon dus to new unvetinent — FDIs amd FPIs Goremniments now Peeve tee wvestrent +o eee actirias RAbUA tran heuseholel songs Herseheotd Savings ores thy, Call us : 9650617807, 9968029039 Visit us : waw.visionias.in Blog : www.visionias. wordpress.com Email: ajazvision: al.com Page 58 of 60 ccsY &) HovSEHoLDS Ana NATIONAL SAVING CERTIFICATES - New wt p prod moriett (retal mvestors) - we shewlad ast Agnore the petentiol of route held aadag amd new means sroutld be devise to phannelize Here fA Callus : 9650617807, 9968020039 Visit us : www.visionias.in Blog : www.visionias. wordpress.com, Email : ajay-visionias@gmail.com Page $9 of 60706 Don't write VISION IAS” =e goonies Call us : 9650617807, s96a020039 Visit us : www. visionias in Blog : www.vision as.wordpress, com, Email: ajay visionias@gmail.com 60 cf 60 ee a