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APPROVAL SHEET

This thesis entitled “A HAND TO MOUTH LIVING: FINANCIAL

PRACTICES THROUGH THE LENS OF INFORMAL SECTORS” prepared and
submitted by Dona Jean L. Espinosa, Glen Joy M. Ganancial, and Ma. Baby
Leah L. Olaer in partial fulfillment of the requirement for the degree, Bachelor of
Science in Accountancy has been examined and hereby endorsed.

MARIA GUADALUPE M. DE LEON, EdD

Adviser

PANEL OF EXAMINERS
Approved by the Thesis Committee on Oral Examination with a Grade of
______.

MARCK LESTER L. NAVALES, CPA, MBA

Chairman

HELEN F. FUNGO, EdD MARIA TERESA A. OZOA, CPA, MBA

Member Member

Accepted and Approved in partial fulfillment of the requirements for the

degree, Bachelor of Science in Accountancy.

MARY CRIS L. LUZADA, CPA, MSA

Program Head- BSA

MARCK LESTER L. NAVALES, CPA, MBA

Department Head- Accounting Education

GINA FE G. ISRAEL, EdD

Dean of College