Eric, the maker, executed a promissory note which reads,I promise to pay Irene the sum

of Php 1million.Life does not begin and end within the confines of a classroom. It begins
outside, sobreathe and enjoy life—prinsesa talulot

SGD.___________ He was a busy man so he forgot the note and put it inside his
drawer. His secretary,Maritess, suddenly found it, signed the instrument using Eric’s
signature andnegotiated the instrument to Christopher, then to Allan and to Pokwang.
Pokwang isa holder in due course. Can Eric be held liable on the instrument? This
instrument isincomplete and undelivered.