Limit or Liability:
Unlimited.and as per the judgement of the competent courts
(provided it does not contradict with sharia provisions), and in
accordance with Article (89) of the executive regulation for the
Traffic Law No.(19) of 2007, including bodily injury to
passengers in the insured vehicle including the driver.
Geographical Area: The State of Qatar territory
e itional Cover:
(a) Compulsory in accordance with the provisions of Article
(59) of the Executive Memorandum of Traffic Law No.
(10) of the year 1979.
(b) Optional
Right or Recourse:
‘The insurance Company shall have the right of recourse against
the insured for whate ver it has paid as indemnity to Third Party
in the cases defined in Article (72) of the Executive
Memorandum of Traffic Law No. (to) of the year 1979,
Restrictions of Use:
For the Licensed purposes under the vehicle 's license book.
IMPORTANT NOTICES
1, Every claim arising out of this policy shall be in writing and
accompanied with a report from the Police
2. The participant shall notify the Company after the occurrence of
the accident and at most within a period not exceeding (72)hours.
‘The participant shall bear any additional losses which may arise out
of the breach of this condition
3. The Insured shall not have any rights to bind himself with any act
fo promise or admit liability prior to obtaining a written consent
from the Company.
‘The Insurance granted under this policy is subject to the
Company's Memorandum and Articles of Association which
provide interalia that the Company shall transact business on a
co-operative basis in accordance with and subject to the
ISLAMIC SHARIA,
SURPLUS DISTRIDUTION
‘The Company accordingly maintains a distinet and separate
-count for its policy holders known as Policy Holder's Account
‘The Policy Holder's Account credited withthe contributions prem:
tums paid by them gratuitously together investment profits
generated by policy holder's fund debited with
However . part of the excess . if any , shall be distributed annually
to the Policy Holders Proportionate to their paid contribution in
accordance with the decision of the Sharia Board.
“The mudaraba for shareholders 75%
Wakala Fee 22%
Note:
‘The surplus due, isto be collected within five years from the policy
expiry date. Failing to do so, will deprive the right of policy holder
to claim such surplus
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