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    14 views6 pages

    Tremen Fore Das PDF

    Uploaded by

    Nihar K

    Copyright:

    © All Rights Reserved
    Download as PDF or read online from Scribd
    Flag for inappropriate content
    of 6
    | i HDFC| With you, right through Fag Ofc: Rano Hone, MT Pah is, roar 8000 20122. F 02.284 205, 24689, abt wal com Ce LTotoouerT cores HOC oftrs you Loans for Homes fr buying or consuing your home, refinance ‘ahamolvanavaled om ahr insttutons a even a extend a morove your oxi hme. HDFC wil aso fnance purchase of pl, fom approved agencies to hap you canst hom of your cote. You coud acquit a sal-contaed fain an xing proposed co-operative soc nan apartment owners’ assocaton or even an lndperiont sing Lary or multfam bungalow or row house Whatisthemaximumioan eanavallof? ‘You can aya ofa maximum loan voto 8% ofthe cost of he property, cudng the cost ofthe plo This is however subject oa valuation of the proparty as assossad by HOFC, How wil HDFC decide theloan amount am ligiblefor? Subject othe above, your repayment capacity as delemined by HOFC wil hep decde how much you can borow. Repayment capacity takes into consideraton factorssuch asincom, age, qualiiatons, numberof dependants, spoue'sincome, assets, lables, stably and connuty of occupation and savings history. And, of ‘cause, HDFC's rain concom sto make sure you can confoaby repay the arcu youbera, When cant makean application? You.an make anappcaton at ary time ateryouhavedosded to acquteanstuct propery, even ifthe propery has nol been selected or he constucton has not How dolmake an application? its sigie! Compete the appcabon fam tached otis brochure or eat one from any of our oes o dwrioad one ftom our websto and submit ong with ‘supporting documents t ny HDFC offce tals conveientio you, Onreceptofthe capieted appcaton form with the processing fees, HOFC wil consider your ‘applcaton, make enguris 2st deems necessary an conve is econo yeu, DFC aso fers you the opto of applying for alan rom he conforofyourhome or ofceJustog ono wwhde.com and api for your housing loan one. Aer its approved wai into the solcod HDFC ofc for ubmission of documents and furor processing ‘Can| apply fraloantorepayahousing loan avid by me rom anotherbank/ housing nance company? Yes, you can aval of HDFC's home loan to rpay a loan aval by you frm your employerernoterbank/housng hance corgany. What are the fees and charges for Home Loans, Home Improvement Loans, Home Extension Loans, Short Term Bridging Loans & Rural Housing Loans and when arethey payable? FEES: ‘Aone ime non refundable fe of 15% is payable onthe loan amount applied fo. ‘This esis in respect of costs nena othe appicaon and payable at hs tne of submstng be aplicaton Taxes as aplicable ibe chargedon tees colected HOME LOANS FOR INDIVIDUALS \Whatis the rata of introst that wil be charged on my loan and wha willbe the Equated Monthy instalment EMI? Forth curentraosoftrestandEMIs please conlactournearetofce ‘rs curwab stowwatocam, Under te rary reat pon, niles calculated an many rest. Prop repayments are ceed ale ee of everyman, [AUHDFC, you may choose between the FHL andARHL You ca alo aval partfthe lean Under FRHLandalance under ARH. HFC aso offers youthe optntosutch between schemes fora nominal fe. Forcurent applcablefoe, kn rufertocurwebste wa haf.com. intarostraos on fe ARHL lb Inked oi Reta Prime Lending Rate [RPLR), Theo onyouroan wl be evisod reset over thee moths om he dale of te fist sbuseman iftbereis a change in RPLR. ote arose on your loan ay change, However, the EM! ‘on he Home Loan dsbursed wil ot change. (he interest rate increases, the ntoest cmgonent in an EMI wil increase andthe pnial component wil reduce, esting in an ‘extension othe emo! eoar, and ve versa when tha leresate decrees + Subject totems ard conatons Se eo Improvement, Home Extension & Top-up Loans may use the “Facilites for existing customers” brochure cum application form. \Whatare the supporting documents tobe submited alongwithan application? FOR ALL APPLICANTS: 1 _Aoimenteti othe co-operative society association of apartmentowners. 2. conjtaprowed evs cosconpucasteson ounces ‘3. Agreement for sale / sale deed / detailed cost estimate from architect! engineer for the Prepayment Care Depa beat nscale ooo Ata Raton Loa ARAL] 4. Nelo Prange. Nopupayrert cage habe pote paler a pupaynes esrece 6 Pl of Reser Alea cipy lay on of on’) Rlon Cat othe Oj Past asa Stone Care Teper Ne Bac Bt Fund ate Home Loon FUL] Fowd Ft Hone Loan (Ong inal fxd) far Cas Cx one pc by pr al pocie rapa) DpH gous Da Los Cae sed Po Oe sg rt rola salle pay pepe aefamoan emu afes Copycf a Loe& Leow Agere at! ee ty arte ene eee eT oihycugoing bis fom registered Co-operative Housing Soci) Dat Account ‘iene expanse pups tee ay ea oer tantorontgfon aac oF renal ar Strona fon fT Gr) Cay Te teas Peery Was rs Racp ) Commer Gn Caran Ca Sok The pepemet chap shale 2%, pple seco xan suche ot fe eT Bl | ecole) Comer Ge Comecon Ca cn re nd surcharge, of) identity Card containing adress (f employed in Sate! Cental Govt. or sted Pubic ‘be outstanding amounts being so prepaid through refnance from any Bank / HFC Limited Company): 4) For Defence Personnel : Transfer / Movement / House Allotment {Sicotrnslanentumemrnsaraneamansyeptai — steps, Dover 6. Prt ery: Ales cop ano lo) Pai) Dig Fores cages onalaher pod hePtLoan NEHER Topps, ° (ino Ca ey coannsdy empty fenpaenncae (enne referto our; Rewww-nefe-com 4 Central Govt o listed Public Limited Company), ¢) PAN / TAN Card) Cerbficate from Yaussle reuse snterepomenieaetitirdoawioestieu topseller ape bmarpenctedy ss san Ge SanSabrentyaryotedoumennanorcaensreccaywanoranne eoeinleaitey pelmapencindy 0 9) scum ; ; ee HAI eoandchevey hone ratod-Paesexcunt 7 cose eo Osan nb helosfefara cae) 8. yar emaicreingeaeayer cast tates an last cn” drawn ona bark na oly where HOFC has an fies or by demand dat (payable star avouingHOFCLid HOFCinappralsingtnecan proposal ALuRu 41183000; S088 4439933; BhvsaveswaR 2396060; Cranolcash 3989123; CHens) 28599300; |xToRe 4301100; Devfeoun 6672222, 18604204222; Guat 6118888; Hyoctaskd 67699000; Incone 4483333; Jarun 9675088868; ocr 9387766686; Kouaia GBB88655; Luccwow 3989128; Muar: 6636000; Naswx 6606000; Nacour 2566000; New Osu AttHStH; Parma 6890669; Pune 28605000; Raspun 4243100; Sucay 6711800; Tekan Aru 9996998000; ViocoARd 2808400. Se oe select et Ua Cue oR cu eee CRN -itonaly, IF YOUAREEMPLOYED: 1 Last3months original salar sipisairycerifeate showing al deductions. 2. tyourjobs vanserabe, permanent adress whee correspondence eating othe application can bermaled, 3. Aeter rom yourempoyer groin to deduct he loan rom yoursiany. 4, Your updated orignal Bank Pass Books or Original Bark Statements showing salary 2d savings eis forth lest sx mont, 5. A photocopy of your Form-16 (sued by your employer forthe las Assessment Yea IF YOU ARE SELF-EMPLOYED: 1. Belane Shes and Prof & Loss Accounts of he business profession along wth oples of inaual Income Tax Reto or the lal tee yaare cared by & CharteredAecountant 2. A nate ging information on the natu of your businessipofessen, frm of ‘nganisaion cats, suppose 3. Copies otinvidualTaxChalansfortelasttree years, 4. CopyotAdvanceTaxChakan (fan) 5 Your updsio original Bark Pass Book's or Original Ban Stsement’s showing ‘ransagtonsfortelast Zon, Whocan be coapplicants? Proposed owners ofthe propery, in respect of wich you are sacking nancial assetance wit have to be coapplcants. However, all co-appcants need not be What i the maximum period in which | ean repay the loan? ‘The maximum paid of repayment ofa loan shal be upto 3M years under the ARHL product. depending upon he Spetifrepayment scheme asray be opted ‘The maximum pored a lan sal be upo 20 years under ‘heFRHLprodut towards repayment of he ‘erent youre employed oron reaching 0 years ape, lnhcheveris eter, weve HDFC wi endeavour determine therepayment prod {osuiyourconenience “june renetsiova OFC reat weal nh ‘When do start repaying te principalamount? ‘You pay ho lean nEMIscomersng principal andinerest Repayment by way of EMI

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