AND 59 OTHER MONEY RULES You GAN’T AFFORD TO BREAKExtraordinary Praise for Dara Duguay and Don’t Spend Your Raise “If you quickly scan the chapter titles, you'll discover that you're doing the exact opposite of what Dara Duguay recommends in this book— which is exactly why you need to read it. If you adopt Duguay’s com- monsense ideas, you'll live a happier, richer life.” —Ric Edelman, anthor of the #1 New York Times bestseller Ordinary People, Extraordinary Wealth “I cannot think of an easier and better way to educate young, people financially than to read and discuss with them a ‘money rule’ a day for two months. Don’t Spend Your Raise is a uniquely valuable guide to financial well-being,” Stephen Brobeck, Executive Director, Consumer Federation of America “The author’s conversational narrative style, peppered with real-life anecdotes, makes this an easy yet informative read. You can pick and choose from the situations that sound familiar and learn from them. Reading and heeding the advice in this book is a great way to avoid making future money mistakes, without feeling judged.” —M. Kathryn Kelly, Assistant Director, American Bankers Association Education Foundation “As the NASDAQ Educational Foundation strives to promote education about financial markets, the free enterprise system, and smart invest- ing, it helps to find young consumers who already have a good under- standing and appreciation of basic personal finance. Dara Duguay’s frank and sensible new book goes a long way toward laying this foun- dation of financial knowledge. Through examples and anecdotes to which young people will surely relate, she offers advice and warnings that will resonate with anyone who has ever saved, spent, borrowed, or invested.” —Laura Levine, Director, NASDAQ Education FoundationThis page intentionally left blank.