Doors 2 and 3, Second Floor, Lam Building,

F. Torres St., Davao City

Telefax: (082) 222-0240
Email Address: mnm.lawoffice@gmail.com

30 October 2018

Sir/Madame:

My client, Mr. Bernardo, has referred to my office your past due

account pertaining to various_________ to which you issued your personal
checks for every ____________.

Security Bank No. 1930710 – P 200,000.00 dated December 29, 2017

Security Bank No. 1884637 – P 100,000.00 dated January 15, 2018
Security Bank No. 1967504 – P 50,000.00 dated January 17, 2018
Security Bank No. 1855944 – P 400,000.00 dated March 22, 2018

_________________
TOTAL P 750,000.00

Despite several demands made to you by my client, however, you

have refused to settle these past due account to date.

In connection therewith, my client through my office is formally

serving you with this FINAL DEMAND to settle your aforestated obligation
plus 25% attorney’s fees within FIVE (5) DAYS from receipt hereof.

Otherwise, much to my regret, my client shall have no other choice

but to file his contemplated legal action(s) against you in order to protect
her best interests. Pursuant to the provisions of Batas Pambansa No. 22 in
conjunction with Republic Act 4885, I would ask you to make the necessary
arrangement for the payment in full by the drawee bank of your check within
five (5) banking days after receipt of this notice. Needless to state, in this
connection, your failure to do so is a prima facie evidence of deceit
constituting false pretense or fraudulent act punishable under the law.

Your preferential attention on this matter will be deeply appreciated.

Thank you

If you have any concerns and questions, please coordinate with our
law firm at the address above or you may call us at (082) 222-0240. Thank
you.

Truly yours,

ATTY. JENNIFER M. MELENDEZ