NEDBANK GROUP RISK

Click click boom: viruses

Malware, or malicious software, is software created to disrupt computers, steal sensitive information and hack private
systems. It can take the form of code, scripts or most other software – and it always has devious intentions.

Viruses, worms, spyware and other cyberbugs are not ‘defective software’ (genuine software containing glitches
not noticed upon release), but malware is often disguised as genuine software. It may arrive in a legitimate-looking
e-mail or as a software package in a big, shiny box ‘from a well-known brand‘. Sometimes malware is even slipped
into a genuine software package while en-route from depot to end user.

Let’s meet the usual malware suspects.

COMP TER VIR S .

Destructive code embedded in a data file.
In most respects, macro viruses are like other
Often hidden within a genuine " viruses, except they are attached to individual
programme. Makes copies of $ data files (eg documents) rather than
itself and inserts them into 3 to programmes.
other files, turning your data 0 CR
O
MA
to fudge. Computer viruses 7 L
MA
are always man-made but can * N O R
spread like a natural flu virus. 3
6
4

Like the wooden horse of Troy,

WORM
today’s Trojan horse looks completely
harmless – often it may be a new
screensaver or a helpful tool for
A stand-alone critter that your PC – but when you log
send copies of itself to off at night, the soldiers
other computer systems emerge and wreak havoc…
via network connections.
Unlike a virus, it travels
without the need for a
‘host’ programme or file.

..
UH.
INBOX
Storm Worm is a Trojan horse that NEWEST ON TOP
zaps computers into ‘zombies’; TODAY (1)
as computers become infected, V.RUS “SUGARMAN’ WINS OSCAR
they fall under remote control
from the worm’s sender.
Some hackers spread The hacker changes the subject of the e-mail to reflect
Storm Worm via current events, making it look legit. For example, during
infected e-mails to the Olympics in Beijing, e-mails circulated with subject
thousands of end users. lines like ‘Catastrophe at the Olympics – see video’.
Opening the e-mail unleashed our wriggly friend.

GOLDEN RULES
Don’t open email from people or
companies you don’t know
Never click on a link in a strange e-mail
If software lands on your desk make
sure IT ordered it
Check that the package seal is unbroken
Regularly run anti-virus software
like Norton
Ask IT to check your system’s firewalls MALWARE: DON’T BE NEXT.
THIS IS OUR WORLD.
Nedbank Wealth. With so many products and services, it really
does feel like a world in one cluster! How best can we, as
Nedbankers, navigate all of those products and services, easily
and effectively? To answer that question, Nedbank Wealth
spent many months developing a pioneering a new ‘product
map’, which we call Our World.

In essence an intuitive online search facility for Nedbank

Wealth products and services, it will allow you to filter
through Nedbank Wealth offerings via an intelligent 'sifter'
system, and identify the things that might benefit a particular
client or target market segment. It's also an aid to stimulate
cross-selling among Nedbank clusters, in the name of
collaboration and client-centricity.

BACKGROUND:
In essence, Our World represents have, or could benefit from having. or perhaps a car loan to get a
our financial world. The world structure allows the user bigger car? New parents want an
to identify ‘gaps’ in a client’s life education policy, and so on. We
The client is always and ‘populate’ them with relevant can now assess clients’ needs from

at the centre, be- products – or come up with com-

cause we're proudly
client-centric.
Around the client revolve various
financial products they already
plementary products to those the
client already has. It opens up new
thinking, new possibilities. A debit
card holder may be ready for credit.
A credit card client may be a candi-
date for a home loan. A home loan
client needs all kinds of insurance –
the POV of the client, whose finan-
cial needs might best be met by
several offerings (holistically)
meeting their needs in such a
manner also deepens and strength-
ens the relationship between Ned-
bank and client.

HOW IT WORKS:
For a basic search, you would begin from the viewpoint of a client, at
the centre of Our World.

Now let’s say you want to look into vehicle finance for them.
Moving outwards, you would click on ‘Individual’, and
then ‘Finance’ zones on Our World. That would open
Asset Finance and Vehicle Finance sub-sections, so
you'd click on ‘Vehicle Finance’ to open a product
window with detailed information,
documentation, contact details and so on (you
can open as many different product windows as
you want, and just close them to go back to Our
World).

For fast, tailored product results, use the highly

intuitive Express Travel filters to the right of Our
World. If you enter any particular client’s situation,
eg ‘Just bought a house’, their income level, and the
relevant business channel applicable, Express Travel will
instantly re-sort the spread of products visible in Our
World. You may be amazed how much you find in there to
offer your client and how fast you can now tailor new solutions.
Our World is a wealth of knowledge at your fingertips.

Enjoy exploring Our World, and we hope you will find it a highly
useful and valuable business tool.
If you have any feedback on Our World, or queries, please call XXX or email XXXX.
THIS IS OUR WORLD.
Nedbank Wealth. With so many products and services, it really
does feel like a world in one cluster! How best can we, as
Nedbankers, navigate all of those products and services, easily
and effectively? To answer that question, Nedbank Wealth
spent many months developing a pioneering a new ‘product
map’, which we call Our World.

In essence an intuitive online search facility for Nedbank

Wealth products and services, it will allow you to filter
through Nedbank Wealth offerings via an intelligent 'sifter'
system, and identify the things that might benefit a particular
client or target market segment. It's also an aid to stimulate
cross-selling among Nedbank clusters, in the name of
collaboration and client-centricity.

BACKGROUND:
In essence, Our World represents have, or could benefit from having. or perhaps a car loan to get a
our financial world. The world structure allows the user bigger car? New parents want an
to identify ‘gaps’ in a client’s life education policy, and so on. We
The client is always and ‘populate’ them with relevant can now assess clients’ needs from

at the centre, be- products – or come up with com-

cause we're proudly
client-centric
Nedbank Limited, Reg No 1951/000009/06. Authorised financial services credit
Around the client revolve various
plementary products to those the
client already has. It opens up new
thinking, new possibilities. A debit
. card holder may be ready for credit.
Aand
card
registered client(NCRCP16).
credit provider may be a candi-
the POV of the client, whose finan-
cial needs might best be met by
several offerings (holistically)
meeting their needs in such a
manner also deepens and strength-
ens the relationship between Ned-
 MAKING OUR WORLD HAPPEN
HOME NEDBANK WEALTH INSURANCE MANAGEMENT AFRICA WORLD SEARCH...
ABOUT OUR WORLD LATEST PRODUCTS: NEWS:

MANAGMENT

MAKING
THIS IS OUR WORLD.
EMPLOYMENT

VEHICLE
MORE TITLES

SOMETHING

WHY USE IT INSURANCE

Nedbank Wealth. With so many products and services, it really
does feel like a world in one cluster! How best can we, as
Nedbankers, navigate all of those products and services, easily
MORE INFO
HAPPEN
and effectively? To answer that question, Nedbank Wealth
EASY CONTACT spent many months developing a pioneering a new ‘product Vehicle security: mandamus quo
map’, which we call Our World. ne, labores voluptatum eu.
Voluptaria eloquentiam ex vix,
In essence an intuitive online search facility for Nedbank nam delenit phaedrum ex. Est no
Wealth products and services, it will allow you to filter hinc mediocrem...

1
READ MORE
through Nedbank Wealth offerings via an intelligent 'sifter'

2
system, and identify the things that might benefit a particular
client or target market segment. It's also an aid to stimulate

3
cross-selling among Nedbank clusters, in the name of
collaboration and client-centricity.

STREAMLINED AUTOMATIC SECURE

BACKGROUND:
Vitae omnesque mandamus quo ne, labores
voluptatum cum eu. Voluptaria eloquentiam
ex vix, nam delenit phaedrum ex. Est no hinc
Vitae omnesque mandamus quo ne, labores
voluptatum cum eu. Phaedrum ex.
Vitae omnesque mandamus quo ne, labores
voluptatum cum eu. Voluptaria eloquentiam
ex vix, nam delenit phaedrum ex. Est no hinc
mediocrem.InSimul
essence,
dicamOur World represents
expetenda his te. Esthave, or could
no hinc benefit Simul
mediocrem. from having.
dicam expe-insurancemediocrem.
– or perhaps a cardicam
Simul loan expetenda his te.
our financial world.
Ut eam appareat suscipiantur, vis no quando The world structure allows the user
tenda his te. Ut eam appareat suscipiantur, to get a bigger car? New parents
Ut eam appareat suscipiantur, vis no quando
libris theophrastus. vistono quando
identify librisintheophrastus.
‘gaps’ a client’s life libris theophrastus.
want an education policy, and so Holiday insurance, omnesque
The client is always and ‘populate’ them with relevant on. We can now assess clients’ mandamus quo ne, labores
voluptatum eu. Voluptaria
at the centre, be- products – or come up with com-
plementary products to those the
needs from the POV of the client,
whose financial#nedbank
needs might best eloquentiam ex vix, nam delenit
phaedrum ex. Est no hinc ...
cause we're proudly
Nedbank believes in an interconnectedclient system.
already has. It opens up new be met by several offerings
Where can I find(holis-
a #NEDBANK ATM? Im in Cape READ MORE
thinking, new possibilities. A debit tically) meeting Town
theirCBD, @TRUTHCOFFEE
needs in such
client-centric . and provide your
We hope that you can help each other card knowledge
holder mayto beour
ready for
clients. a manner also deepens
HELP ME!! andOmnesque mandamus quo??
voluptatum simple???? #NEDBANK
Using the various methods within this portal. credit. A credit card client may be strengthens the relationship
Around the client revolve various
You can also supply support to our clients using the aNedbank
candidate Twitter Widget
for a home on A
loan. the right. between Nedbank Is it and
possibble to get car insurance?? My vehicle is
client.
important to me???? #NEDBANK
MORE

Nedbank Limited, Reg No 1951/000009/06. Authorised financial services and registered credit provider (NCRCP16).