BAL-BHARTI'S

M.J.PANCHOLIA
COLLEGE OF COMMERCE.

SUB - COOPERATIVES AND RURAL MARKETS

TOPIC-NABARAD
 Ankish maurya
Dharmisth padia
Kishan panchal
Niyati pandya
Anisha patel
Kinjal patel
 INTRODUCTION
 HISTORY
 VISION AND MISSION
 ORGANIZATION STRUCTURE
 OBJECTIVES
 ROLES AND FUNCTIONS
 PROMOTIONAL EFFORTS BY NABARD
 MODEL BANKABLE PROJECTS
 SCHEME OF PROVIDING TECHNOLOGY
SUPPORT TO NGOS
 INNOVATIVE PROJECTS
 NABARD is set up as an apex Development Bank with
a mandate for facilitating credit flow for promotion
and development of agriculture, small-scale
industries, cottage and village industries, handicrafts
and other rural crafts. It also has the mandate to
support all other allied economic activities in rural
areas, promote integrated and sustainable rural
development and secure prosperity of rural areas.
 The Committee to Review
Arrangements for Institutional
Credit for Agriculture and Rural
Development (CRAFICARD), set up
by the Reserve Bank of India (RBI)
under the Chairmanship of SHRI B.
SIVARAMAN, conceived and
recommended the establishment of
the National Bank for Agriculture and
Rural Development (NABARD). It was
established on 12 July 1982 by a
special act by the parliament and its
main focus was to uplift rural India
by increasing the credit flow for
elevation of agriculture .
 Vision:
Empowerment of rural poor by
improving their access to the formal
credit system through various MF
innovations in a cost effective and
sustainable manner .
Mission:
Promoting sustainable and equitable
agriculture and rural development
through effective credit support,
related services, institution building
and other innovative initiatives.
 The national bank will be
an apex organization in
respect of all matters
relating to policy, planning
operational aspects in the
field of credit for
promotion of agriculture,
small scale industries,
cottage and village
industries, handicrafts and
other rural crafts and other
allied economic activities in
rural areas.
 The Bank will also provide direct
lending to any institution as may
approved by the Central Government.
 The Bank will have organic links with
the Reserve Bank and maintain a
close link with in.
 The Bank will serve as a refinancing
institution for institutional credit
such as long-term, short-term for the
promotion of activities in the rural
areas.
• Credit Functions

• Developmental and Promotional Functions

• Supervisory Functions

• Institutional and Capacity building

• Role in Training
 Framing policy and
guidelines for rural
financial institutions

 Providing credit facilities

to issuing organizations

 Monitoring the flow of

ground level rural credit
 Help cooperative banks and
Regional Rural Banks to
prepare development
actions plans for
themselves
 Monitor implementation
of development action
plans of banks and
fulfillment of obligations
under MoUs
 Provide financial support
for the training institutes
of cooperative banks
 Undertakes inspection of
Regional Rural Banks (RRBs)
and Cooperative Banks
(other than urban/primary
cooperative banks) under the
provisions of Banking
Regulation Act, 1949.

 Undertakes inspection of
State Cooperative
Agriculture and Rural
Development Banks
(SCARDBs) and apex non-
credit cooperative societies
on a voluntary basis
 That’s help full for more
development .
 •Help cooperative banks and RRBs to prepare development
actions plans for themselves •
 •Monitor implementation of development action plans of
banks and fulfillment of obligations under Moue.
 •Provide financial assistance to cooperatives and RRBs for
establishment of technical, monitoring and evaluations cells.
 •Provide organization development intervention
(ODI) through reputed training institutes like Bankers
Institute of Rural Development (BIRD), Lucknow,
National Bank Staff College, Lucknow, College of Agriculture
Banking, Pune, etc.
 •Provide financial support for the training institutes of
cooperative banks
 •Provide training for senior and middle level executives of
commercial banks, RRBs and cooperative banks
Section 38 of the NABARD Act provides that the
Bank shall:
 •Maintain expert staff to study all problems relating to agriculture and rural
development and be available for consultation to the central government, the
reserve bank, the state governments and the other institutions engaged in the
field of rural development.
 •Provide facilities for training, for dissemination of information and the
promotion of research including the undertaking of studies, researches,
techno-economic and other surveys in the field of rural banking, agriculture
and rural development.
 •May provide consultancy services in the field of agriculture and rural
development.
 The role of training in nabard and the role played by it for capacity building in
client institutions, partner agencies and other developmental agencies is
important.
NABARD Refinance Support to Banks
NABARD provides refinance support to banks to the extent of 100% of
the bank loans disbursed to SHGs. The total refinance disbursed to
banks against their loans to SHGs during the year 2007-08 was
Rs.1615.50 core as against Rs.1292.86 core during the year 2006-07 with
a growth rate of 30%.
 The Technical Services Department of NABARD is
preparing and bringing model bankable agricultural
projects in the areas of:-
 Minor Irrigation
 Land Development
 Plantation & Horticulture
 Agricultural Engineering
 Forestry and Wasteland
 Fisheries
 Animal Husbandry and
 Biotechnology
 Grant Assistance up to Rs.50,000
 Purchase of PC
 NGO should have completed 3 years
 Should have promoted minimum 500 SHGs
 Should not have been black-listed

Self Help Groups

 Setting up of grain
banks
 Project on processers
cards
 Project on e-gram
 Joint Liability Groups
 Setting up of
computer machines
 Micro enterprise
promotion by SHGs
VISIT IN NABARD HEAD OFFICE
https://www.google.com
https://www.wikipedia.org
http://www.nabard.org