Janefer V.

Magistrado
UM Public Bank
157 Ponciano Street
Davao City, Davao Del Sur

December 23, 2018

Rowena Cinco
8021 Bolton Street
Davao City, Davao Del Sur

Dear Ma’am:

Re: Overdue Account

Recently, we called your attention to your past due account balance on the following
invoices:

Invoice No. December 11, 2018 ₱45,745.75

Invoice No. December 18, 2018 ₱45,995.50
Invoice No. December 23, 2018 ₱46,345.35

Total Due: ₱46,345.35

According to our records, we have not received a reply to our letters nor any remittance
to clear this account. We extended credit to you in good faith and expected payment
under our normal, reasonable, thirty-day terms. In addition, your account is still on hold.
We are unable to perform any additional work for you until the outstanding invoices are
paid in full.
So that no further action on our part will be necessary, we expect a remittance of the
outstanding items immediately. Please remit payment in full or contact us in our
accounts receivable department immediately.

Sincerely yours,

Janefer V. Maigstrado
Finance Manager
Tel. #234-5678
jmagistrado@umpb.com