eCircular

Department: ABU-PRODUCT DEVELOPMENT AND

MANAGEMENT DEPARTMENT
Sl.No.: 1332/2017 - 18
Circular No.: NBG/ABU/PDM-DAIRY FI/50/2017 - 18
Date: Wed 7 Feb 2018

All Branches/Offices

Madam/Dear Sir

AGRI BUSINESS: NEW AGRI LOAN PRODUCT

MUDRA DAIRY LOAN SCHEME

Please refer to e-Circular No. 647/2017-18 dated 13.09.2017 advising the details of “Mudra
Dairy Loan Scheme “

2. The “Mudra Dairy Loan Scheme” is an innovative credit delivery scheme for the dairy
farmers wherein a loan limit up to Rs.1.00 lakh can be given as a running OD facility which is
renewable annually and the loan limit beyond Rs.1.00 lakh can be extended under Drop-line
Overdraft to capture the cashflows from the sale of milk into the loan account. It is a hassle-free
loan facility for dairy farmer to service the debt. All other scheme features are the same as Mudra
Allied Agri Product.

3. The details of “Mudra Dairy Loan Scheme” are as under:

Annexure-I Mudra Dairy Loan Scheme

Annexure-II Standard Operating Procedure (SOP)
Annexure-III Model Scheme on Dairy Finance
Annexure-IV Frequently Asked Questions (FAQs)

4. Please be guided accordingly.

Yours faithfully

(M. Krishna Rao)

For Chief General Manger
(Rural Business)