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Condiciones Generales Gastos Medicos Individual Familiar Agosto 2018 - tcm584 483729 PDF
Condiciones Generales Gastos Medicos Individual Familiar Agosto 2018 - tcm584 483729 PDF
MAYORES
INDIVIDUAL
Y/O FAMILIAR
Para efectos del presente contrato y conforme a las estipulaciones de éste también
se considerará accidente cubierto:
1.6 CENTRAL MÉDICA. Este servicio se otorga para cada integrante de la póliza
y consiste en ofrecer asistencia telefónica las 24 horas del día y durante los
365 días del año a nivel nacional.
1.10 COBERTURA BÁSICA. Es aquella que contempla los gastos cubiertos con
y sin períodos de espera, referidos en las secciones 4ª y 5ª de las presentes
condiciones generales.
CONDICIONES GENERALES GMM INDIVIDUAL Y/O FAMILIAR
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CONDICIONES GENERALES GMM INDIVIDUAL Y/O FAMILIAR
27
Si el Asegurado recibe atención en un hospital de clasificación inferior al
establecido en su póliza de acuerdo al plan contratado, se podrán reducir
como máximo de siete a diez puntos porcentuales del coaseguro contratado,
sobre los gastos de hospitalización; manteniéndose el tope de coaseguro
contratado de acuerdo al cuadro que a continuación se muestra; en este caso
podrá operar el Pago Directo y Cirugía Programada.
Hospitales
en el Nivel “AA” Nivel “A” Nivel “B”
Plan Hospitales en
Extranjero Nivel “A” Nivel “B” Nivel “C”
contratado el extranjero
Aplica el Aplica el Reducción hasta Reducción hasta Reducción hasta
HF Diamante coaseguro coaseguro de 7pp*, aplica de 10pp*, aplica de 10pp*, aplica
Internacional Aplica contratado sólo en el sólo en el sólo en el
contratado
el Reducción
gasto nacional hasta
gastode Reducción
nacional hasta de
Aplica el coaseguro gasto nacional
HF Oro coaseguro 7pp*, aplica sólo en el 10pp*, aplica sólo
Penalización
contratado Reducción hasta Reducción hasta
contratado
Aplica el de un gasto el
Aplica nacional de 7pp*, aplica
en el gasto nacional
de 10pp*, aplica
HF Oro coaseguro incremento coaseguro sólo en el sólo en el
contratado de 30pp* contratado gastodenacional gasto nacional
Reducción hasta Reducción hasta de
Aplica el coaseguro
HF N/A Aplica el 7pp*,
Reducción aplica
hasta sólo en el
Reducción 10pp*,
hasta aplica
Reducción sólo
hasta
HF Diamante contratado de gasto
7pp*, nacional
aplica de 10pp*, aplica de 10pp*, aplica
N/A coaseguro en el gasto nacional
Nacional contratado sólo en el sólo en el sólo en el
gasto nacional gasto nacional gasto nacional
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Aplica el coaseguro hasta Reducción
GMH Plus N/A unPenalización
incremento de Aplica el Reducción 7pp*, aplica sólohasta
en
contratado
30pp*de un coaseguro el gastodenacional
de 7pp*, aplica 10pp*, aplica
HF N/A incremento sólo en el sólo en el
de 30pp* contratado gasto nacional gasto nacional
Penalización de un Penalización
Penalización Penalización de Aplica un elAplica Reducción
el coasegurohasta
GMH N/A incremento
de un de de un de 7pp*, aplica
GMH PLUS N/A incremento de 30pp* contratado
coaseguro
30pp*
incremento incremento sólo en el
contratado
de 30pp* de 30pp* gasto nacional
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de 30pp* de 30pp* de 30pp*
*pp= Puntos
Puntos Porcentuales
porcentuales
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7. EXCLUSIONES
Esta póliza no cubre gastos médicos u hospitalarios, ni los
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CONDICIONES GENERALES GMM INDIVIDUAL Y/O FAMILIAR
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CONDICIONES GENERALES GMM INDIVIDUAL Y/O FAMILIAR
67
de los documentos. Si el asegurado y/o contratante no recibe, dentro de los 30
días naturales siguientes de haber contratado el seguro, los documentos a que
hace mención el párrafo anterior, deberá hacerlo del conocimiento de MAPFRE,
comunicándose a los teléfonos 5230 7000 en la Ciudad de México, o al 01
800 0 MAPFRE (627 373) para el resto de la República, para que a través de
correo electrónico o en la página de Internet www.mapfre.com.mx, obtenga las
condiciones generales de su producto.
MAPFRE México,
México, S.A., hace de su conocimiento que los datos personales
recabados, se tratarán para todos los fines vinculados con la relación jurídica
celebrada. Consulte al aviso íntegro en www.mapfre.com.mx
En cumplimiento
cumplimiento aa lo
lo dispuesto
dispuesto en
en el
el artículo
artículo 202
202 de
de la Ley de
de
Instituciones de Seguros y de Fianzas, la documentación contractual
Instituciones de Seguros y Fianzas, la documentación contractual
y la
la nota técnica
técnica que integran este producto
que integran producto de seguro,
seguro, quedaron
quedaron
registradas ante la Comisión Nacional de Seguros y Fianzas, a partir
del día 25 de Mayo de 2018 con el número PPAQ-S0041-0043-2018/
CONDUSEF-001459-04 y PPAQ-S0041-0042-2018/CONDUSEF-003240-01.
PPAQ-S0041-0042-2018/CONDUSEF-003240-01.
CONDICIONES GENERALES GMM INDIVIDUAL Y/O FAMILIAR
69
70
71
72
SEGUROS ACCIDENTES Y ENFERMEDADES