Bussiness Communication

BUSSINESS COMMUNICATION
NAME :- AADIL GAFARBHAI THEBA
ENROLLMENT 91800323038
NUMBER :-
SUBJECT CODE :- 03BM0110
CLASS :- M.B.A.(MU)
PROJECT :- COMPANY PROFILE AND

RECRUITEMENT PROCESS
Marwadi university, Rajkot Page 1

State bank of India:-
About SBI:-
Founded in 1806, Bank of Calcutta was the first bank

established in India and over a period of time evolved into State
Bank of India (SBI). SBI represents a sterling legacy of over 200
years. It is the oldest commercial bank in the Indian
subcontinent, strengthening the nation’s trillion-dollar economy
and serving the aspirations of its vast population. The Bank is
India’s largest commercial Bank in terms of assets, deposits,
branches, number of customers and employees, enjoying the
continuing faith of millions of customers across the social
spectrum.
Vision:-
MY SBI.
MY CUSTOMER FIRST.
MY SBI: FIRST IN CUSTOMER SATISFACTION.
Mission:-
We will be prompt, polite and proactive with our customers.
We will speak the language of young India.
We will create products and services that help our customers
achieve their goals.
We will go beyond the call of duty to make our customers feel
valued.
We will be of service even in the remotest part of our country.
We will offer excellence in services to those abroad as much as
we do to those in India.
We will imbibe state-of-the-art technology to drive excellence.
Values:-
We will always be honest, transparent and ethical.
We will respect our customers and fellow associates.
We will be knowledge driven.
We will learn and we will share our learning.
We will never take the easy way out.
We will do everything we can to contribute to the community
we work in.
We will nurture pride in India.
Type Public
Traded as  NSE: SBIN

 BSE: 500112
 LSE: SBID
 BSE SENSEX Constituent
 CNX Nifty Constituent
Industry Banking, financial services
Founded  2 June 1806, Bank of Calcutta

 27 January 1921, Imperial Bank of

India
 1 July 1955, State Bank of India
 2 June 1956, nationalization
Headquarters Mumbai, Maharashtra
Area served Worldwide
Key people Rajnish Kumar (Chairman)
Products Consumer banking, corporate

banking, finance and
insurance, investment banking, loans,
private, private equity,
savings, securities, asset
management, wealth management,
credit cards
Owner Government of India
Number of 278,872 (2017)

employees
Website sbi.co.in
Achievements:-
1
“Best Executive” Award to the Chairman by Asia Money.
State Bank of India also improved its ranking in “Fortune” 500
Global List, “Forbes” list of 2000 largest companies in the
world, “Banker” list of top 1000 world banks, Brand Finance –
Global 500 Financial Brand recognition, to name a few. • “Most
Admired Infrastructure Financier” Award by KPMG, • “Top
Public Sector Bank under SME Financing” by Dun and
Bradstreet
2
The Bank was voted, for the third year in a row, as the “Most
Preferred Housing Loan” and “Most Preferred Bank” in the
CNBC AWAAZ Consumer Awards in a survey conducted by
CNBC TV18 in association with AG Nielsen & Company.
The Bank was also awarded the “Best Home Loan Provider” as
well as “The Best Bank” – by Outlook Money Awards, 2008.
3
SBI has been rated as the Best Public Sector Bank for Rural
Reach by Dun & Bradstreet.
The Bank has won awards for topping SHG-Bank Credit linkage
in Orissa, Jharkhand, Maharashtra, Uttarakhand, Tamil Nadu
and Uttar Pradesh.
4

The Bank was awarded Reader’s Digest “Pegasus Corporate
Social Responsibility Award 2007” in recognition of its
contribution towards Rural Community Development.
5
The Bank was conferred the following National awards by the
Government of India (GOI), Ministry of Micro Small and
Medium Enterprises for the FY 200708: (i) First under
"National Awards for excellence in lending to Micro
Enterprises". (ii)Second under "National Awards for Excellence
in MSE Lending". (iii) The Bank was also presented an award
for outstanding performance in the area of finance to SMEs by
Dun & Bradstreet.
6
State Bank of India Voted THE BEST BANK in Cash
Management Services in local currency by Asia Money.
7
State Bank of India wins 2 awards for Best Rural Banking
Initiative and Best IT Architecture

State Bank of India’s CSR initiatives:-
SBI has a comprehensive CSR policy approved by the Board
and the focus areas are Supporting Education, Entrepreneur
development & Health care, Assistance to Poor and under
privileged, Environmental protection, clean energy, and help in
National calamities.
PratipChaudhuri, Chairman, State Bank of India, under State
Bank’s Corporate Social Responsibility Activity (CSR), donated
a School Bus to Ramakrishna Math SaradhaVidyalaya, Madurai.
The school is run by Ramakrishna Math, Madurai. The school
was started in the year 2000, and having classes from KG to 5th
standard with 627 inmates. PratipChaudhuri, Chairman also
donated an Ambulance van to Sacred Heart Hospital, Tuticorin.
The hospital provides high quality health care to the needy and
downtrodden in Tuticorin, in a befitting function arranged today
at State Bank of India, Zonal Office, Madurai in the presence of
A.Krishna Kumar, Managing Director & Group Executive (NB),
Corporate Centre, Mumbai, VarshaPurandare Chief General
Manager, ShriS.Krithivasan, Shri Sanjiv Chadha, General

Managers, Local Head Office Chennai and Shri Sundar Rajan
Deputy General Manager, Madurai.
SBI has a comprehensive CSR policy approved by the Board
and the focus areas are Supporting Education, Entrepreneur
development & Health care, Assistance to Poor and under
privileged, Environmental protection, Clean energy, and help in
National calamities.
For the financial year 2012-13, SBI earmarked Rs.117.07 core
i.e. 1% of SBI’s previous year profit for CSR activity. During
the current financial year, the Bank has extended financial
assistance for 300 Ambulance Vans to needy and service
organizations, 42,000 water purifiers and 1, 40,000 ceiling fans
to more than fifty thousand schools to provide clean water and
conducive climate to school children. Under health care
activities SBI has extended assistance to a tune of Rs. 14 cores
for support to hospitals in the form of Medical equipment’s and
others.
SBI is always in forefront to help states affected by natural
calamities. During the current fiscal SBI has lent its helping
hand to the States of Assam, Sikkim, Uttarakhand, Maharashtra
etc. with donation to Chief Minister’s Relief fund to respective
States to provide succor to the people affected by flood to a tune
of Rs.9.00 core.
The Bank has constituted SBI’s Children’s Welfare scheme as a
trust in 1983.The corpus of the fund is made up of contribution
by staff members with equal contribution by the Bank. The
Bank extends grants from this fund to institutions engaged in the
welfare of under privileged / downtrodden children like orphans,
destitute, challenged and deprived etc.

SBI Recruitment - Selection Procedure:-
Stage -I
Preliminary Exam: Preliminary Examination (Online)
consisting of Objective Tests for 100 marks will be conducted
online. This test would be of one-hour duration consisting of 3
Sections as follows:
i.English Language 30 No. of Questions; 30 Marks and 20
Minutes
ii. Numerical Ability 35 No. of Questions; 35 Marks and 20
Minutes
iii. Reasoning Ability 35 No. of Questions; 35 Marks and 20
Minutes
Total 100 No. of Questions; 100 Marks
Duration: 1 Hour
Stage-II
Main Exam:
The Structure of Main examination (online objective type)
would be as follows:
i.General / Financial Awareness: 50 Questions & 50 Marks
ii. General English: 40 Questions & 40 Marks
iii. Quantitative Aptitude: 50 Questions & 50 Marks

i.Reasoning Ability & Computer Aptitude: 50 Questions & 60
Marks
Total: 190 Questions & 200 Marks
Duration: 2 Hours & 40 minutes
The questions in objective tests, except for the test of General
English, will be bilingual i.e. English & Hindi. There will be
negative marks for wrong answers in the Objective tests. 1/4th
of mark assigned for question will be deducted for each wrong
answer.
Test of specified opted local language: Those who qualify for
selection & produce 10th & 12th standard mark sheet certificate
evidencing having studied opted local language will not be
subjected to any Language test.
Stage 3 - Test of knowledge of official/ local language

Candidates in addition to the prelims and mains exam will have
to produce 10th standard mark sheet/certificate showing that
they have studied official (local) language. Such candidates will
not be subjected to a language test. Those candidates who are
unable to produce a certificate will have to qualify a language
test will be conducted before final selection. Candidates not
found to be proficient in official and/or local language would be
disqualified.

Stage 4: Selection Procedure
SBI will prepare a final merit of all the qualified candidates.
Marks secured by the candidates in the preliminary exam will
not be counted as it is qualifying in nature and the merit list will
be based on candidate’s scores in the mains exam. Candidates
who stand sufficiently high in the merit will be provided an
appointment.

Important Group Discussion Topics for SBI:-
Is right to freedom being misused?
Cleanliness should be the fundamental duty of every citizen.
What are the merits and de-merits of One Rank One Pension
scheme?
What measures should be adopted for avoiding NPA?
SBI Merger: Pros and cons?
What do you think about reservations in education and jobs?
How is Swaach Bharat Abhiyan currently important for India?
NSG is the need of the hour for India.
Rail budget should have merged into general budget much
earlier.
Women employment is possible through mass awareness rather
than launching programs.
Public sector banks are the backbone of Indian rural economy
since private sector banks only focus on profit maximization.
Indian Bureaucracy needs to be more accountable to the public
otherwise it will not be empathetic to the problems of Indian
people.
Wind power Vs. Solar Energy?
Is government just renaming the old schemes?
How useful is the Moderation policy in CBSE?
Cultural reforms, strict laws or Educational Reform what is
more important for Women Empowerment?
Should Capital Punishment be abolished?
How can we improve our performance in Rio Olympics?
In what way Payment Banks are useful?
What will be the impact of GST on Indian Economy?
How does US Presidential Elections affect us?
Air Traffic Controllers should be more concerned about the
safety of passengers.
Fasal Bima Yojna.
In what way Beti Bachao Beti Padhao scheme helped our
society?
Smart cities in India.
Impacts of Man Ki Baat?
Educational System in India is suitable or needs modification?
SAARC conferences.
Should India have One Child Policy?
How is 7th pay commission making government employees
more responsible?

How helpful is the Demonetarization Drive?
South China Sea is an area where India should focus more now
rather than Pakistan.
Surgical Strike issues?
What is the role of Social Media?
Are gold investments profitable?
Beauty contests degrade womanhood?
Food bill – is it really something India needs?
Is inflation always harmful?
Is underemployment more harmful than unemployment?
Hard work or Smart works what is important?
Interview Questions:-
 Introduce yourself?
 Tell me about your strengths and weakness?
 Why should we Hire you as a Banker ?
 Why are you opting for Banking Sector?
 Do you have any family constraints or you can be located
anywhere?
 Where do you see yourself after five years from now?
 Tell me something about the concept of finance
accounting?
 What is the current repo rate?
 Tell me something about the concept of finance
accounting?
 What are NPA (Non-Performing Assets), how can you
use your knowledge in reducing them?
 What is the difference b/w FDI (Foreign direct
investment) and FII (Foreign institutional investors).
 What is the GST Bill All About?
 What is bank? What are the types of banks?
 What is investment banking?
 What is commercial bank?
 What are the types of accounts in banks?
 What are the different ways you can operate your
accounts?
 What is ‘Crossed Cheque’?
 What is (APR) Annual Percentage Rate?
 What is ‘prime rate’?
 What is the ‘cost of debt’?
 What is ‘Fixed’ APR and ‘Variable’ APR?

SBI PREVIOUS YEAR PAPER:-
ENGLISH LANGUAGE
Directions (1-5) : Rearrange the given six sentences/group of
sentences (A), (B), (C), (D), (E) and (F) in a proper sequence, so
as to form a meaningful paragraph and then answer the given
questions. A. Apart from these, the care provided in these
facilities is also not up to the mark. B. For instance, in 2015,
there was one government hospital bed for every 1,833 people
compared with 2,336 persons in decade earlier which is a good
sign. C. India has made strides in the expansion of public
services. D. For example, six out of every ten hospitals in the
less developed States did not provide intensive care and a
quarter of them struggled with issues like sanitation and
drainage. E. For instance, there is one government hospital bed
for every 614 people in Goa compared with one every 8,789
people in Bihar. F. However, as Lancet points out, this
availability of beds has been inequitably distributed within the
country.
1. Which of the following should be the FIRST sentence after
rearrangement ? (1) A (2) C (3) B (4) F (5) E Solution : 2
2. Which of the following should be the FIFTH sentence after
rearrangement ? (1) A (2) D (3) E (4) F (5) C Solution : 2
3. Which of the following should be the SECOND sentence after
rearrangement ? (1) A (2) B (3) F (4) D (5) E Solution : 2

4. Which of the following should be the FOURTH sentence after
rearrangement ? (1) E (2) B (3) C (4) F (5) D Solution : 1
5. Which of the following should be the SIXTH (LAST)
sentence after rearrangement? (1) C (2) B (3) A (4) D (5) F
Solution : 3
Directions (6-15) : Read the following passage carefully and
answer the questions. Certain words/phrases are given in bold to
help you locate them while answering some of the questions.
Most of the declarations of the Fourth World Conference on
Women in Beijing in 1995 have faded from memory. But the
linkage made there between women’s rights and poverty and the
assumption that discrimination actually impedes progress-has
survived. Since then the promotion of equal rights has become a
central economic priority for international aid aeencies. The
World Bank has declared the enfranchisement of women. the
single most important issue for effective development. A
sweeping statement, perhaps, but since 1805 the bank has lent
billions of dollars on programmes that encourage, girls’
education, better maternal health and on micro-credit initiatives
that funnel money directly into the hands of women. This is a
substantial sum dedicated to women. If not, most developing
countries, women produce more food than men
and bear primary responsibility for feeding, sheltering and
educating the young. But lack of education coupled with social
customs which treat women as secondclass citizens restrict their
participation in the economy. The figures are starting. Globally
those women who do work are concentrated at the bottom end of
the labour market and receive far less pay. A significant
proportion of the world’s illiterate are women and women
account for half of all refugees. Anything that helps women
catch up with men should be welcomed on grounds of equity
alone. But fairer treatment of women is also one of the most
effective ways to improve an economy’s efficiency as well. It is
widely recognised educating more women in developing
countries and specifically making education available to men
and women equally is likely to raise the productive potential of
an economy significantly. As education levels rise, so do
household incomes. In Sub-Saharan Africa, for instance, 70% of
young children whose mothers have secondary information
receive their vaccinations, as opposed to just 30% of those
whose mothers have no formal schooling at all. A cross-country
analysis concluded that gains in women’s education made the
single largest contribution to declines in malnutrition in 13
countries between 1970 and 1995. Some researchers reckon that,
if female farmers in places like Cameron or Kenya were
afforded the same schooling and other opportunities as male
farmers, crop yields would rise quite hefty. One economic
analysis estimates that, if countries in South Asia, Africa and the
Middle East had closed the gender gap in schooling at the same
rate as East Asia after 1960. Income per head could have grown
substantially over the actual growth rates achieved. But one
country’s gender bias is another’s ancient tradition, entrenched
in laws and institutions. Some South American Countries, like
Bolivia and Guatemala restrict wives employment outside the
home in South African nations like Botswana, women have no
independent right to manage of own land but now girls are
offered stipends for secondary education- a long standing
programme now holstered by multilateral aid. Elsewhere in
Africa in Ghana, peripatetic bankers act as lenders and financial
advisors, often helping women as particular to set up small
businesses. Part of the rationale for micro-finance (small icons)
that caters to women is that some studies have shown women
tend to spend money more prudently on vital goods and services
that benefit families, men often squander it. This finding may
seem implausible to many men. Not many women would be
surprised.
6. Which of the following is an appropriate title for the passage
? (1) Enabling Asia- The Long Road Ahead (2) Catching Lip
with Africa (3) Raising Children in the 21st Century (4)
Poverty-A Matter of Geography ?
(5) Gender Fairness Equals Economic Development Solution :
5
7. Which of the following is/are (a) hindrance(s) in the
economic development of the countries mentioned in the
passage ? A. Time-honoured traditions in these countries B.
Women’s limited access to education C. Population explosion in
the 1960s (1) Only (A) (2) Only (B) (3) All (A), (B) and (C) (4)
Both (A) and (C) (5) Both (A) and (B) Solution : 5

8. What do the statistics in the passage indicate ? (1) The female
infanticide rate in African countries has dropped significantly.
(2) Maternal health and life expectancy of women has improved
since 1995. (3) Education of mothers has improved health and
immunisation in Sub-Saharan Africa. (4) Much of the World
Bank aid for health has been utilised effectively. (5) Economic
development in Africa is on the rise. Solution : 2
9. Which of the following best describes the author’s opinion
regarding international aid efforts ? (1) These have been
ineffective on account of rampant corruption in aided countries.
(2) Aid will soon dry up as donors are facing economic troubles
of their own. (3) Aid should be withdrawn from countries which
do not promote equal opportunities. (4) The goals are unrealistic
as many of aided countries are facing political conflicts. (5)
These are generous but effectiveness is hampered by prevailing
local factors. Solution : 3
10. Choose the word/group of words which is most nearly the
same in meaning as the word FADED given in bold as used in
the passage. (1) Tainted (2) Disappeared (3) Darkened
(4) Drooped (5) Deepened Solution : 2
11. Choose the word/group of words which is most nearly the
same in meaning as the word CATERS given in bold ds used in
the passage. (1) Is cooked (2) Available (3) Subjects (4)
Pampers (5) Plans Solution : 4

12. Which of the following is true in the context of the passage ?
(1) Women in Asia and Africa have access to primary but not
higher education. (2) International conferences on gender
equality have not resulted in any concrete aid and action. (3)
There has been much focus on the issue of gender equality in the
past two decades. (4) Over half the women in sub Saharan
Africa are illiterate. (5) All of the given statements are true in
the context of the passage. Solution : 3
13. Choose the word which is most opposite in meaning to the
word FAIRER given in bold as used in the passage. (1) Dimmer
(2) Mysterious (3) Depressing (4) Biased (5) Dusty Solution : 4
14. Choose the word which is most opposite in meaning to the
word IMPLAUSIBLE given in bold as used in the passage. (1)
Questionable (2) Open (3) Hypocritical (4) Credible (5) Fake
Solution : 4
15. According to the passage, what can be said with regard to
Africa ? (1) It is struggling to improve the situation with regard
to discrimination against women. (2) While cultural attitudes are
changing fast, gender equal policies lag behind. (3) Today there
is parity between men and women in terms of property rights.
(4) Micro-credit programmes here have not enjoyed the same
success as they did in Asia. (5) None of the given options can be
said. Solution : 1
Directions (16-20) : In these questions, the sentence has. two
blanks, each blank indicating that something has been omitted.

Choose the set of words for the blanks which best fits the
meaning of the sentence as a whole.
16. There is no clear………… as to why so many companies
start at the same time with broadly the …………… ideas. (1)
signal, aloof (2) indication, same (3) explanation, related (4)
clues, equal (5) prove, like Solution : 2
17. Everything from our plastic water bottles and cosmetics to
our non-stick frying pans,………. chemicals that ………..in our
bodies. (1) has, stays (2) contains, accumulate (3) produces,
dissolves (4) have, dilute (5) comprises, harm Solution : 2
18. Doctors-in training……………. a lot about the workings of
the human body…………………. medical school and residency.
(1) acquire, while (2) receives, throughout (3) study, for (4)
trained, from
(5) learn, during Solution : 5
19. There is a common ……………that runs……………..
many of these ventures. (1) fiber, on (2) cord, by (3) wired,
between (4) strand, next (5) thread, through Solution : 5
20. World economic growth, which was anyway
…………………., will be further dampened ……………..to
Brexit. (1) stumbling, thank (2) groom, owing (3) low, as (4)
sputtering, due (5) slowed, now Solution : 4
Directions (21-25) : In these questions, read the sentence to find
out whether there is any grammatical error in it. The error, if
any, will be in one part of the sentence. Mark the part with the
error as your answer. If there is no error, mark ‘No error’ as
your answer. (Igno’re the errors of punctuation, if any).
21. The progress of the southwest monsoon (1)/ is relatively
‘slow as it is (2)/ not getting a favourable system (3)/ for move
forward. (4) No error (5). Solution : 4
22. Authorities have (1)/ derived requests (2)/ for private
hospital care (3)/ to the accuse. (4) No error (5). Solution : 4
23. The drive intended to creating (1)/ an awareness of (2)/ the
perks of riding two wheelers (3)/ without a helmet. (4) No error
(5). Solution : 1
24. Gold continued its rising streak (1)/ for the fourth straight
session (2)/ to reclaim the (3)/
psychologically significant thirty thousand mark. (4) No error
(5) Solution : 1
25. The system, which keeps (1)/ a record for personal and
professional details (2)/ of all community members, (3)/ was
hacked. (4) No error (5) Solution : 1
Directions (26-30) : In the following passage, there are blanks,
each of which has been numbered. These numbers are printed
below the passage and against each, five words/phrases are
suggested, one of which fits the blank appropriately. Find out
the appropriate word/phrase in each case.

Technology is the technical …(26)… people use to …(27)…
their surroundings. It also means knowledge of using tools and
machines to do tasks …(28)… . We use technology to control
the world in which we live. Technology is people using
knowledge, tools, and systems to make their lives easier and
better. People use technology to refine their ability to do work.
…(29)… technology, people communicates better. Technology
allows them to make more and better products. Our buildings
are better through the use of technology. We travel in more
comfort and speed as a …(30)… of technology. Yes, technology
is everywhere and can make life better.
26. (1) data (2) manpower (3) sound (4) humans (5) means
Solution : 5
27. (1) relate (2) capture (3) improve (4) grow (5) built Solution
: 3
28. (1) locally (2) centrally (3) efficiently
(4) deeply (5) vaguely Solution : 3
29. (1) Through (2) Without (3) Since (4) Help (5) Although
Solution : 1
30. (1) source (2) result (3) matter (4) precursor (5) fortune
Solution : 2
QUANTITATIVE APTITUDE

1. The cost price of item B is Rs. 150/- more than the cost price
of item A. Item A was sold at a profit of 10% and item B was
sold at a loss of 20%. If the respective ratio of selling prices of
items A and B is 11 : 12, what is the cost price of item B? (1)
Rs. 450/(2) Rs. 420/(3) Rs. 400/(4) Rs. 350/(5) Rs. 480/Solution
: 1
2. A vessel contains a mixture of milk and water in the
respective ratio of 10 : 3. Twenty-six litre of this mixture was
taken out and replaced with 8 litre of water. If the resultant
respective ratio of milk and water in the mixture was 5 : 2, what
was the initial quantity of mixture in the vessel ? (inlitre) (1) 143
(2) 182 (3) 169 (4) 156 (5) 130 Solution : 5
Directions (3-7) : What approximate value will come in place of
the question mark(?) in the given questions ? (You are not
expected to calculate the exact value
3. ?% of 750.11 × 34.90 + 6.995 = 3000 (1) 12 (2) 15 (3) 18 (4)
75 (5) 60 Solution : 1
4. 815.002 + 29.98 —53.998 + 3.01² = ? (1) 820 (2) 880 (3) 840
(4) 800 (5) 750 Solution : 4
5. 40.1% of 360.2 —59.98% of ? =12 (1) 220 (2) 228 (3) 300
(4) 325 (5) 200 Solution : 1
6. 96.894 + 33.002 + 15.02 × 7.99 = ? (1) 180 (2) 200 (3) 250
(4) 169 (5) 170 Solution : 3
7. (42.11 × 5.006) – √7 × 15.08 = ? (1) 250 (2) 150
(3) 45 (4) 200 (5) 125 Solution : 2
8. There are 6 consecutive odd numbers. The difference between
the square of the average of the first three numbers and the
square of the average of the last three numbers is 288. What is
the last odd number ? (1) 31 (2) 27 (3) 29 (4) 25 (5) 33 Solution
: 3
9. In a bag, there are 6 red balls and 9 green balls. Two balls are
drawn at random, what is the probability that at least one of the
balls drawn is red ? (1) 29/35 (2) 7/15 (3) 23/35 (4) 2/5 (5)
19/35 Solution : 3
Directions (10-14) : Refer to the bar graph and answer the given
questions. Data related to the number of students enrolled for a
vocational course in two institutes (A and B) during 5 years
10. What is the difference between average number of students
enrolled in institute A in 2009 and 2010 and that in institute B in
2011 and 2012 ? (1) 20 (2) 40 (3) 30 (4) 10 (5) 60 Solution : 2
11. If the number of enrolled students in institute A in 2013 is
25% less than that in 2014, how many students were enrolled in
Institute A in 2014 ? (1) 450 (2) 480
(3) 440 (4) 460 (5) 470 Solution : 3
12. In 2009, 65% of students enrolled in institute B were male.
If the respective ratio between number of male students enrolled
in institutes A and B in 2009 was 3 : 4, what was the number of

male students enrolled in institute A in the same year ? (1) 111
(2) 117 (3) 123 (4) 114 (5) 105 Solution : 2
13. Number of students enrolled in institute A in 2011 is what
percent of that enrolled in institute B in the same year ? (1)
50.75% (2) 60.25% (3) 58.5% (4) 54.75% (5) 56.25% Solution :
5
14. Number of students enrolled in institute B decreased by what
percent from 2010 to 2013 ? (1) 41 2/3 (2) 36 2/3 (3) 43 1/3
(4) 29 1/3 (5) Solution : 1
15. A is thrice as efficient as B. A started working and after 4
days he was replaced by B. B then worked for 15 days and left.
If A and B together finished 75% of the total work, in how many
days B alone can finish the whole work ? (1) 27 (2) 45 (3) 24 (4)
36 (5) 42 Solution : 4
16. Raman invested P for 2 years in scheme A which offered
20% p.a. compound interest (compounded annually). He lent the
interest earned from scheme A to Shubh, at the rate of 7.5% p.a.
simple interest. If at the end of 2 years, Shubh gave Rs.3,036/- to
Raman and thereby repaid the whole amount (actual loan +
interest), what is the value of P ? (1) Rs. 6,000/(2) Rs. 5,800/(3)
Rs. 6,800/(4) Rs. 5,400/(5) Rs. 6,400/Solution : 1
Directions ( 17- 21 ) : Study the following table carefully and
answer the questions.

17. What is the respective ratio between the total number of
students who have enrolled for coaching institutes A and C
together from school P and the total number of students who
have enrolled for the same coaching institutes together from
school Q ? (1) 9 : 4
(2) 3 : 1 (3) 6 : 5 (4) 3 : 2 (5) 7 : 2 Solution : 4
18. In coaching institute B, the total number of students who
have enrolled from schools P and R together is what percent less
than the ‘total number of students enrolled from schools Q and S
together ? (1) 20 1/13% (2) 17 3/11% (3) 19 2/11% (4) 19 1/5%
(5) 16 2/5% Solution : 3
19. What is the average number of students who have enrolled in
coaching institutes A, C and D from school R ? (1) 32 (2) 33 (3)
34 (4) 31 (5) 30 Solution : 1
20. what is the difference between the total number of students
who have enrolled from coaching institute A from schools P and
S together and the total number of students who have enrolled
for coaching institute C from the same school together ? (1) 78
(2) 64 (3) 38 (4) 74 (5) 67 Solution : 4
21. In coaching institute D, 42% are females. If 20% of the total
females are from school Q, what is the number of male students
from school Q who have enrolled from coaching institute D ?
(1) 5 (2) 7 (3) 6 (4) 3 (5) 4 Solution : 5

Directions (22-26) : In these questions, two equations numbered
I and II are given. You have to solve both the equations and
mark the appropriate option. Give answer : (1) If x > y (2) If x <
y (3) If x ≥ y (4) If x ≤ y (5) If x = y or the relationship cannot
be established
22. I. x² – 11x + 30 = 0 II. 2y² – 9y + 10 =0 Solution : 1
23. I. 15x² + 8x + 1 =0 II. 3y² + 14y + 8 = 0 Solution : 1
24. I. 4x² – 17x 4 + 18 = 0 II. 2y² – 21y + 40 = 0 Solution : 2
25. I. 6x² – 25x + 14 =0 II. 9y² -9y + 2 =0 Solution : 3
26. I.8x² + 25x + 3 =0 II. 2y² + 17y + 30 = 0 Solution : 1
Directions (27-31) : What will come in place of question mark
(?) in the given number series ?
27. 250 235 205 160 ? 25 (1) 110 (2) 150 (3) 75 (4) 100
(5) 120 Solution : 4
28. 20 ? 29 40 58 85 (1) 23 (2) 25 (3) 27 (4) 31 (5) 24
Solution : 1
29. 5 7 17 55 225 ? (1) 971 (2) 1131 (3) 1253 (4) 1435
(5) 956 Solution : 2
30. 10 6 8 15 34 ? (1) 95 (2) 90 (3) 110 (4) 75 (5) 85
Solution : 2
31. 85 53 33 22 17 ? (1) 5
(2) 9 (3) 10 (4) 8 (5) 15 Solution : 5
32. A started a business by investing Rs. 25,000/-. At the end of
4th month from the start of the business, B joined with
Rs.15,000/-and at the end of 6th month from the start of the
business, C joined with Rs.20,000/-. If A’s share in profit at the
end of year was Rs.27,750/-, what was the total profit received ?
(1) Rs.13,950/(2) Rs.13,810/(3) Rs.13,920/(4) Rs.12,780/(5)
Rs.14,040/Solution : 1
33. The respective ratio of radii of two right circular cylinders
(A and B) is 3 : 2. The respective ratio of volumes of cylinders
A and B is 9 : 7, then what are the heights of cylinders A and B
? (1) 8 : 5 (2) 4 : 7 (3) 7 : 6 (4) 5 : 4 (5) 6 : 5 Solution : 2
34. Surf gave 25% of her monthly salary to her mother. From
the remaining salary, she paid 15% towards rent and 25%, she
kept aside for her monthly expenses. The remaining amount she
kept in bank account. The sum of the amount she kept in bank
and that she gave to her mother was Rs.42,000/-. What was her
monthly salary ? (1) Rs.50,000/(2) Rs.60,000/(3) Rs.65,000/(4)
Rs.64,000/(5) Rs.72,000/Solution : 2
35. At present, Ami’s age is twice Dio’s age and Cami is two
years older than Ami. Two years ago, the respective ratio
between Rio’s age at that time and Cami’s age at
that time was 4 : 9. What will be Ami’s age four years hence ?
(1) 40 years (2) 30 years (3) 42 years (4) 36 years (5) 48 years
Solution : 1

REASONING Directions (1-5) : In these questions, relationship
between different elements is shown in the statements. The
statements are followed by conclusions. Study the conclusions
based on the given statements and select the appropriate answer.
Give answer : (1) If only conclusion I is true. (2) If either
conclusion I or II is true (3) If only conclusion II is true. (4) If
neither conclusion I nor II is true (5) If both conclusions I and II
are true.
1. Statements : G ≥ R> O ≥ S; Y < O ≤ F Conclusions : I. G > Y
II. S ≤ F Solution : 5
2. Statements : W ≥ I = P > E ≥ S Conclusions : I. S < W II.
S=W Solution : 1
3. Statements : R ≤ C ≤ J = T ≤ P > Q ≥ H Conclusions :
I. R < P II. P = R Solution : 2
4. Statements : R ≤ O < A ≤ M; L=D ≥ A Conclusions : I. R < L
II.D > O Solution : 5
5. Statements : R ≤C ≤ J = T ≤ P > Q ≥ H Conclusions : I. H >
T II. C ≤ Q Solution : 4
Directions (6-11) : Study the following information and answer
the given questions. Seven people, namely C, D, E, F, G, H and
I like different cities namely, Surat, Kolkata, Bangalore,
Mumbai, Ranchi, Delhi and Pune. Each of them studies in either
of three schools viz. DAS, RIS and VCS with atleast two of
them in a school. (Note : None of the information given is
necessarily in the same order.) F studies with the one who likes
Bangalore in RIS. The one who likes Delhi studies only with H.
H does not like Bangalore. C studies with those who like Surat
and
Pune. C does not study with F. E studies only with the one who
likes Mumbai. The one who likes Mumbai does not study with
the one who likes Delhi. More than one person studies with D. D
does not like Pune. Both I and the one who likes Ranchi study in
the same school but not in DAS. H does not like Ranchi. –
6. Which of the following combinations represents the school in
which E studies and the city he likes ? (1) DAS-Bangalore (2)
RIS-Bangalore (3) DAS-Kolkata (4) VCS Delhi (5) RIS-Delhi
Solution : 2 Q. No. 6-11
7. Which of the following cities does G like ? (1) Pune (2)
Ranchi (3) Mumbai (4) Delhi (5) SuratSolution : 4
8. Four of the following five arealike in a certain way as per the
given arrangementand hence form a group. Which of the
tollowing does not belong to that group (1) DF (2) CI (3) HG
(4) FE (5) ID Solution : 1
9. Who amongst the following likes Kolkata ? (1) F (2) H (3) I
(4) C (5) D Solution : 2
10. Which of the following combinations represents the
combination of people studying in VCS ? (1) The one who likes
Delhi and Bangalore (2) The one who likes Ranchi and Mumbai
(3) The one who likes Delhi, Mumbai and Kolkata (4) The one
who likes Pune, Surat and Kolkata (5) The one who likes Surat,
Pune and Ranchi Solution : 5
11. Which , of the following statements is not true ? (1) F
studies in the same school inn which D studies. (2) Both D and
C study in the same school. (3) G studies with only the one who
likes Kolkata. (4) C likes Ranchi. (5) All of the given statements
are true. Solution : 1
the given questions. D is the mother of S. S is the sister of T. T
is the mother of. R. R is the only son of J. J is the father of U. U
is married to K.
12. How is J related to D ?
(1) Brother-in-law (2) Son-in-law (3) Grandson (4) Son (5)
Nephew Solution : 2 Q. No 12-14
13. If R is the father of X, then how is K related to X ? (1)
Father (2) Aunt (3) Uncle (4) Father-in-law (5) Mother Solution
: 3
14. How is S related to R ? (1) Sister-in-law (2) Mother-in-law
(3) Grandmother (4) Aunt (5) Mother Solution : 4
Directions (15-19) : Study the given information carefully to
answer the given questions. Seven boxes— J, K, L; M, N, 0 and
P are kept one above the other, but not necessarily in the same
order. Each box contains different elements — Cookies, Pencils,
Spoons, Diaries, Colours, Jewellery and Watches, but not
necessarily in the same order. Only two boxes are kept between
M and N. The Pencil box is kept immediately below M. Only
two boxes are kept between the Pencil box and the
Watch box. N is kept above the Watch box. The Diary box is
kept immediately below the Watch box. Only three boxes are
kept between the Diary box and J. The Jewellery box is kept
immediately above J. 0 is kept immediately above K. 0 is not a
Pencil box. P is kept immediately above the Cookie box. Only
one box is kept between P and the Spoon box.
15. Which of the following boxes is kept immediately above M
? (1) P (2) 0 (3) L (4) The Diary box (5) The Jewellery box
Solution : 4 Q.No 15-19
16. What is the position of 0 in the given stack of boxes ? (1)
First from the top (2) Second from the top (3) Third from the
bottom (4) Fifth from the bottom (5) Fourth from the top
Solution : 2
17. Which of the following boxes contains Spoons ? (1) Other
than those given as options (2) K (3) M (4) N
(5) L Solution : 3
18. Four of the following five are alike in a certain way and
hence form a group. Which of the following does not belong to
the group ? (1) N — Diaries (2) P — Spoons (3) K — Colours
(4) L — Pepcils (5) 0 — Spoons Solution : 4

19. How many boxes are kept between K and the Watch box ?
(1) More than three (2) None (3) Three (4) One (5) Two
Solution : 2
Directions (20-24) : Study the following information to answer
the given questions. Eight Mends — A, B, C, D, L, M, N and 0
are seated in a straight line, but not necessarily in the same
order. Some of them are facing north while some are facing
south. Only three people sit to the left of N. B sits second to the
right of N. C sits third to the left of 0. 0 is not an immediate
neighbour of B. O does not sit at any of the extreme ends of the
line. C and 0 face same direction (i.e., if C faces north then 0
also faces north and viceversa.) Both the immediate neighbours
of D face north. D does not sit at any of the extreme ends of the
line. Person sitting at extreme ends face opposite directions (i.e.,
if one person faces north then the other faces south and vice-
versa.) Both the immediate neighbours of N face same direction
(i.e., if one neighbour faces north then the other also faces north
and vice
versa.) A sits second to the left of L. D faces a direction opposite
to L. (i.e. if L faces north then D faces south and vice-versa.)
20. How many people sit exactly between B and 0 ? (1) More
than four (2) One (3) Two (4) Four (5) Three Solution : 5 Q.
No. 20-24

21. Who amongst the following represent the immediate
neighbours of the persons sitting at the extreme ends of the line
? (1) D, O (2) C, D (3) D, M (4) A, L (5) A, M Solution : 4
22. Who amongst the following faces north ? (1) A (2) L (3) O
(4) N (5) C Solution : 4
23. Which of the following is true based on the given
arrangement ? (1) B and C face the same directions. (2) None of
the given options is true.
(3) B faces south. (4) Only three people face south. (5) M sits at
one of the extreme ends of the line. Solution : 5
24. Who amongst the following sits second to the right of C ?
(1) A (2) No one as only one person sits to the right of C. (3) M
(4) B (5) L Solution : 1
Directions (25-26) : Read the following information and answer
the given questions. Point J is 20m to the north of Point G. Point
G is 10m to the west of Point K. Point K is 15m to the south of
Point L. Ashish is standing at Point T which is 30m to the east
of Point L. He starts walking towards south and walks for 35m.
He takes a right turn and stops at Point M after walking for 40m.
25. How far and in which direction is Point G with respect to
Point M ? (1) 15m towards South (2) 15m towards West (3) 20m
towards South (4) 15m towards North (5) 20m towards North
Solution : 5

26. If Ashish walks for 10m towards north from his final
position to reach Point D, how much distance will he have to
cover in order to reach Point J ? (1) 10 m (2) 35 m (3) 25 m (4)
20m (5).30m Solution : 3
Directions (27-29) : Read the given information carefully and
answer the given questions. Each of the six friends, I, J, K, L, M
and N working in an office handles different number of projects
in a month. I handles the second lowest number of projects. K
handles more projects than L and M but less than J. J did not
handle the maximum number of projects. M did not handle the
minimum number of projects. The one who handle the third
highest number of projects handled 31 projects. L handled 12
projects.
27. How many projects did j possibly handle – (1) 28 (2) 10 (3)
36 (4) 9 (5) 15 Solution : 3
28. If the number of projects handled by (I + K) is only thirty-
three more than number of projects handled by L, how many
projects were handled by I ? (1) 22 (2) 14 (3) 19 (4) 9 (5) 32
Solution : 2
29. Which of the following is true regarding the number of
projects handled by N ? (1) No one handles more projects than
N. (2) Only J handled more number of projects than N. (3) N
possibly handled 24 projects. (4) N handled more number of
projects than only three. people. (5) The difference between
projects handled by N and L is less than 18. Solution : 1

the questions. Seven people, namely K, L, M, N, 0, P and Q
have to attend a concert but not necessarily in the same order, on
seven different months (of the same year) namely January,
February, April, May, June, September and November. Each of
them also likes a different movie namely X-Men, Transformers,
Frozen, Minions, Shrek, Tangled and Rio but not necessarily in
the same order. M will attend a concert in a month which has 31
days. Only two people will attend a concert between M and the
one who likes Frozen. The one who likes Frozen will attend a
concert on one of the months after M. Only two people will
attend a concert between the one who likes Frozen and the one
who likes Transformers. The one who likes Transformers will
attend a concert in a month which has 31 days. K will attend a
concert immediately after M. Only three people will attend a
concert between K and the one who likes Tangled. Only one
person will attend a concert between the one who likes Tangled
and L. Only two people will attend a concert between L and the
one who likes Rio. The one who likes X-Men will attend a
concert immediately before the one who likes Shrek. Only one
person will attend a concert between the one who likes Shrek
and P. Only three people will attend a concert between Q and 0.
Q will not attend a concert in a month which has 30 days.
30. Who amongst the following likes X-Men ? (1) M (2) K (3) O
(4) L (5) Q Solution : 5 Q . No 30-35

31. How many people will attend a concert after M ? (1) More
than three (2) One (3) None (4) Two (5) Three Solution: 5
32. Which of the following represents the people who will
attend a concert immediately before and immediately after Q ?
(1) M, N (2) P, L (3) L, N (4) P, N (5) N, M Solution: 2
33. As per the given arrangement, January is related to Q and
May is related to K following a certain pattern, which of the
following is April related to following the same pattern? (1) P
(2) O (3) M (4) L (5) N
Solution : 3
34. Which of the following represents the month in which K will
attend a concert ? (1) September (2) June (3) November (4)
April (5) Cannot be determined Solution : 2
35. Who amongst the following likes Minions? (1) M (2) L (3) P
(4) Other than those given as options (5) K Solution : 5

/HDFC bank:-
About:-
HDFC Bank Limited is an Indian banking and financial
services company headquartered in Mumbai, Maharashtra. It has
88,253 permanent employees as on 31 March 2018] and has a
presence in Bahrain, Hong Kong and Dubai. HDFC Bank is
India’s largest private sector lender by assets. It is the largest
bank in India by market capitalization as of February 2016. It
was ranked 69th in 2016 Brands’ Top 100 Most Valuable Global
Brands.
In 1994 HDFC Bank was incorporated, with its registered office
in Mumbai, India. Its first corporate office and a full service

branch at Sandoz House, World were inaugurated by the then
Union Finance Minister, Manmohan Singh.
As of October 9, 2018, the bank's distributions network was at
4,805 branches and 12,260 ATMs across 2,657 cities and towns.
The bank also installed 4.30 Lacs POS terminals and issued
235.7 Lacs debit cards and 85.4 Lacs credit card in FY 2017.
Core business:-
HDFC Bank provides a number of products and services
including wholesale banking, retail banking, treasury, auto
loans, two wheeler loans, personal loans, loans against property,
consumer durable loan, lifestyle loan and cards. Along with this
various digital products are Payzapp and Chill.
HDFC Bank merged with Times Bank in February 2000. This
was the first merger of two private banks in the New
Generation private sector banks category. IN 2008, Centurion
Bank was acquired by HDFC Bank. HDFC Bank Board
approved the acquisition of CBoP for 95.1 billion INR in one of
the largest mergers in the financial sector in India.
Type Public

Traded as BSE: 500180
NSE: HDFCBANK
NYSE: HDB
BSE SENSEX Constituent
CNX Nifty Constituent
Industry Banking, financial services
Founded August 1994
Headquarters Mumbai, Maharashtra, India
Area served India
Key people Aditya Puri (MD)[1]
Products Credit cards, consumer banking, banking,

insurance, investment, mortgage
loans, private banking, private
equity, wealth management[2]
Revenue ₹81,602 crore(US$11 billion) (2017)
Operating ₹25,732 crore(US$3.6 billion) (2017)

income
Net income ₹14,550 crore(US$2.0 billion) (2017)
Total assets ₹863,840 crore(US$120 billion) (2017)
Number of 84,325 (March 2017)

employees
Website HDFCBank.com
Awards and recognitions:-

 Best Banking Performer, India in 2016 by Global Brands
Magazine Award.
 Best Performing Branch in Microfinance among private
sector banks by NABARD, 2016
 Award for Best Performance in Microfinance
 Bank of the year & best digital banking initiative award
2016
 Business leader of the year- Aditya Puri
 Most Valued brand in India for third successive year
 Finance Asia poll on Asia's Best Companies 2015
 Best in class straight through processing rates
Mission and vision:-

HDFC Bank's mission is to be a World Class Indian Bank. The
objective is to build sound customer franchises across distinct
businesses so as to be the preferred provider of banking services
for target retail and wholesale customer segments, and to
achieve healthy growth in profitability, consistent with the

bank's risk appetite. The bank is committed to maintain the
highest level of ethical standards, professional integrity,
corporate governance and regulatory compliance. HDFC Bank’s
business philosophy is based on five core values: Operational
Excellence, Customer Focus, Product Leadership, People and
Sustainability.
HR policy:-
We believe that our employees are our most valuable asset. We

make an effort to develop the abilities and productivity of our
staff. We encourage a work culture, foster relationship with
them at every level in the organization. and make them to
express their views and share their ideas to bring about
improvements in the organization towards the achievement of
the common goal described in our vision and mission
statements. Our employees take pride in their work as they are
given due respect, and by being empathetic and sensitive to each
other’s needs. We could make every endeavor to foster a
productive culture throughout the Bank.
The Bank is a team –focused organization that is characterized
by
 Collaborative relationships;
 Approachable and open communications;
 Courteous ,efficient and effective services; and
 Flexibility and fairness

CSR activities:-
1. Corporate Social Responsibility Initiatives By
AparnaBansalArchana Singh Atul Kumar Pramey Zode
2. Betterment and advancement of society It is sector agnostic
Works across a range of social interventions Numerous
development initiatives across India
3. Financial Assistance to people from weaker sections of the
society Financial Products : Credit savings, overdraft
facilities Non Financial Products: Credit counselling and
livelihood development. Sustainable Livelihood Initiative
4. Financial Inclusion The bank believes in empowering
individuals by making them self reliant. They have
provided funding for various projects which help people
strive towards economic independence.
5. Education The Bank recognises its responsibility to spread
financial literacy and supports projects that aim at
inculcating the same amongst members of society.
Educational Crisis Scholarship Support (ECSS) Friends
Union for Emerging Lives(FUEL) Night School education
Vidya For Every Child Light of Life – Saath Charitable
Trust
6. Changing lives through training Making youth employable
Unnati in 70 days Skill based courses for the youth
Vocational training for the youth Enabling special people
towards a better lifestyle Providing employability based

training to students Educational support for underprivileged
children
7. Community initiatives
8. Environmental Sustainability and Go Green! Multi-
channel delivery Paperless banking Energy efficiency
Green infrastructure
9. HDFC Life CSR framework Educatio n Health Rural
Developmen t Environmen t Sustainability y Livelihood od
10. June 2013, devastating floods struck Uttarakhand.

Partnered with Habitat for Humanity India and FICCI
Provided long term sustainable shelters to affected families
Rebuilding Uttarakhand: A Flood Response Project funded
through the contribution made by the employees &
matching amount donated by the company. 75 transitional
shelter to address immediate needs & 50 permanent houses
were to be constructed. The project was to rehabilitate total
of 125 families. As on 31st March, 2014, 60 transitional
shelters have been constructed & handed over to
beneficiaries.
11. SOS children’s village project HDFC life believes
that education plays a significant role in an individual’s
life. It helps children living on the margins of the society to
break away from the cycle of poverty to a secure future.
The project supports the education of 300 vulnerable
children in four locations including Kolkata, Guwahati,
Bhubaneshwar and Rourkela. This project also has a
holistic engagement involving HDFC Life employees and
customers. The company also plans to create awareness
about the cause with the customers. The gift of knowledge
and education is the best we can give to our children, which
will come back to us in the form of a better next-
generation.
12. Teach for India HDFC Life believes in every child’s
right to quality education and believes that one of the long
term solutions to eradicate the ‘Education inequality’ is by
creating ‘Change Leaders’. HDFC Life has been partnering
with Teach for India, a non-profit organization engaged in
supporting education for underprivileged children since
2010 HDFC sponsored two fellows for the 2010-12
fellowship program, these employees have been
reintegrated in the company and remain active change
leaders within and outside the company. The project
provides the employees with the opportunity to have a
secure career while following their dream of giving back to
society.
13. Payroll Giving HDFC Life encourages its employees
to contribute a small part of their salary to establish their
own charity account through the Payroll Giving
programme. This initiative has been implemented in
partnership with GiveIndia, an organisation dedicated to
help individuals donate to credible NGOs. This programme
helps employees create a strong impact in the lives of the
underprivileged through small, yet effective contributions.
The employees are also able to follow up on the utilization
of their contribution. A number of enrolments since 2008
and till date, has effectively channelized more than INR 72
Lakhs through GiveIndia across 10 causes- Children,
Disabled, Education, Elderly, Employment, Environment,
Health, Women, and Youth.
14. AkshayaPatra School lunch programs across India
Distributes freshly cooked, healthy meals daily Funded a
vehicle for AkshayaPatra, Hyderabad usable for delivering
the midday meals at different school locations with more
efficiency and ensuring the freshness of food. 456 schools,
1.37 children across 11 mandals of Medak district in
Andhra Pradesh
15. Swabhimaan Careers Reaches out to the
policyholder’s dependants post settlement of a claim and
considers them for an employment opportunity at HDFC
Life based on their calibre and fitment.
16. Caring for environment Prohibiting on use of paper
cups completely ‘Printing on both sides’ as a default on
printers Desktops hibernating after 15 minutes Setting
usage hours for air conditioners Initiating internal
campaigns to save water, power and paper wastages
Environment friendly celebrations and festivities.
17. Tree plantation Partnered with ‘Plant a Tree Today
Foundation’ to plant 1,500 saplings in Mumbai in August
2013. Regularly monitor the growth of the saplings HDFC

Life aims to plant 3000 saplings in the financial year 2014-
15
Interview questions:-
HR
1. Tell me about yourself
2. Do you have any knowledge in this field
3. What are your strengths and weakness?
4. What is HDFC?
5. How much do you know about HDFC Ltd.’s business ?
6. Why do you want to join this bank ?
7. Have you faced any interview in the recent past?
8. Do you have any preference for location?
9. Do you have any doubts about the role?
10. Why should we hire you into our organization?
Technical
1. What is a demand draft?
2. What are mutual funds?
3. Comment on consumer credit card.
4. Explain sovereign wealth fund.
5. What is the difference between prop trading and market-
making?

6. What do you think is going to happen with interest rates over the
next six months?
7. Tell me about some stocks you follow. Why should I buy them?
8. What differentiates you from other candidates interested in this
position?
9. What was, or is, your best subject in school?
10. What is the difference between our checking and
savings account products?
11. What type of work environment do you prefer?
12. What irritates you about other people?
13. Where do you see the Euro in 2018?
14. Define Beta.
15. Define CAPM.
16. What is accretion and dilution?
17. What are the different methods of valuation and
what are their pros and cons?
18. What is working capital?
19. What is DDM?
20. Which is higher – the cost of equity or the cost
of debt, and why?
21. What is the riskiest thing you’ve ever done?
GD topics:-
1. Elections affect us?
2. Air Traffic Controllers should be more concerned about the
safety of passengers.
3. Fasal Bima Yojna.
4. In what way Beti Bachao Beti Padhao scheme helped our
society?
5. Smart cities in India.
6. Impacts of Mann Ki Baat?
7. Educational System in India is suitable or needs modification?
8. How can we deal with increasing Cyber Crimes?
9. Should India have One Child Policy?
10. How is 7th pay commission making government employees
more responsible?
11. How helpful is the Demonetarization Drive?
12. The South China Sea is an area where India should focus
more now rather than Pakistan.
13. Surgical Strike issues?
14. What is the role of Social Media?
15. Are gold investments profitable?
16. Beauty contests degrade womanhood?
17. Food bill – Does India really need it?
18. Is inflation always harmful?
19. Is underemployment more harmful than unemployment?
20. Rise of Patanjali – Marketing lessons to learn
Question papers:-
1. Praveen Kumar Tripathi took over as the Chief Secretary of
which of the following governments on 4 April 2011?
a. Delhi Government
b. Haryana Government
c. Uttar Pradesh Government
d. Uttarakhand Government
2. Which of the following companies bought the Pringles brand

from Procter & Gamble Co for $1.5 billion?
a. Diamond Foods Inc
b. PepsiCo's Frito-Lay
c. Emerald Nuts
d. Kettle Potato Chips
3. The Basic Customs Duty exemption was proposed to be

extended to which of the following sectors?
a. art and antiquities for exhibition or display in private art
galleries
b. Cinematographic film, factory-built ambulances
c. syringes and needles
d. agricultural machinery
4. Which super luxury carmaker on 7 April 2011 unveiled

Continental GT sedan in India?
a. Ferrati
b. Bentley
c. Maybach
d. Maserati
5. What amount of money was allocated for Bharat Nirman?

a. 1000 crore
b. 58000 crore
c. 55438 crore
d. 14362 crore

6. Who defeated TamarineTanasugarn on 15 Feb 2010 to retain
the Pattaya Open title?
a. Vera Zvonareva of Russia
b. Sabine Lisicki of Germany,
c. Ayumi Morita of Japan
d. Kimiko Date Krumm of Japan
7. Which of the following Indian cricket is the most heavily

insured player for the forthcoming Indian Premier League (IPL)
4 T-20 tournament which begins on 8 April 2011?
a. Sachin Tendulkar
b. Yuvraj Singh
c. M S Dhoni
d. VirenderSehwag
8. The Union Budget for 2011-12 proposed lowering of

qualifying age for tax relief for senior citizens from 65 years to
_?
a. 55
b. 58
c. 60
d. 62
9. When is the National Youth Day observed?

a. January 14
b. February 14
c. August 31
d. January 12
10 .What is Tejas?
a. Spacecraft
b. Missile
c. Submarine
d. Light combat aircraft
11. Mr. Rahul spends 30% of his monthly salary on domestic

expenses. He spends respectively 20% and 10% of the
remaining salary on education of children and conveyance. Of
the remaining amounts now he spends respectively 20% and
30% on entertainment and maintenance of house. He saves Rs.
5512.50. what is the monthly salary of Mr. Rahul?
a. Rs. 22,500
b. Rs. 20,000
c. Rs. 25,000
d. Rs. 24,500
12. The ratio of the present ages of Suman and Renu is 5: 7

respectively. Four years hence the ratio will become 3: 4
respectively. What is the present age of Renu in years?
a. 28
b. 24
c. 20
d. 21

13. A sample of milk contains 5% water. What quantity of pure
milk should be added to 10 liters of milk to reduce the water
content to 2%?
a. 5 liters
b. 7 litres
c. 15 litres
d. 12 litres
14. The difference between the compound interest and the

simple interest on a certain sum of money at 5% per annum for 2
years is Rs. 1.50. Find the sum.
a. Rs. 800
b. Rs. 1200
c. Rs. 400
d. Rs. 600
15. A, B and C contract a work for Rs. 550. Together A and B

are supposed to do 7/11th of the work. How much does C get?
a. Rs. 270
b. Rs. 200
c. Rs. 310
d. Rs. 175
16. Four of the following five are alike in a certain way and so
form a group. Which is the one that does not belong to that
group?
a. Earth
b. Moon
c. Saturn
d. Pluto
17. If water is called food, food is called drink, drink is called

blue, blue is called red, red is called white and white is called
brown, then what is the colour of blood?
a. Blue
b. Red
c. Brown
d. White
18. In a certain code language, the word ENQUIRY is written as

YRIUQNE. How will the word REQUIRE be written in the
code language?
a. QERUERI
b. REQUERI
c. ERIUQER
d. IREUQER
19. In a certain code language DESERT is written RTSEDE.

How will the word FAULTS the written in that code language?
a. TSULFA
b. AFLUST
c. LUAFST
d. UAFSTL

20. How many meaningful English word can be formed by using
the second, the fifth, the seventh and the tenth letters of the word
APPROPRIATION, each only once, but in different sequence ?
a. One
b. Two
c. Three
d. None of these.
21. 916.258 – 72.4 = 728.2 + ?

(a) 115.86
(b) 125.68
(c) 215.68
(d) 216.04
(e) None of these
22. 916.28 – 72.4 = 728.2 + ?

(a) 115.86
(b) 125.68
(c) 215.68
(d) 216.04
(e) None of these
23. 8994 – 4178-2094= ?

(a) 2720
(b) 2726
(c) 2730
(d) 2734
(e) None of these
24. 315 x 114 – 1565 = ?

(a) 34534
(b) 34435
(c) 34345
(d) 33445
(e) None of these
25. 1256÷(32x 0.25) = ?

(a) 160
(b) 154
(c) 165
(d) 157
(e) None of these
26. 69.2 x 18.4 x 4.5 = ?

(a) 5729.76
(b) 5972.76
(c) 5279.76
(d) 5792.76
(e) None of these
27. 58% of 960 -?% of 635 = 277.4

(a) 24
(b) 36
(c) 44
(d) 58
(e) None of these
28. 65% of 599= ?

(a) 345.65
(b) 389.35
(c) 413.75
(d) 436.85
(e) None of these
29. 36% of 4800 x 0.2% of 1320 = ?

(a) 4535.52
(b) 4551.36
(c) 4561.92
(d) 4572.48
(e) None of these
30.?% 35568 ÷ 650 = 456

(a) 12
(b) 16
(c) 18
(d) 14
(e) None of these
31. A long distance runner runs 9 laps of a 400 meters track

every day. His timings (in minutes) for four consecutive days
are 88,96,89 and 87 respectively. On an average how many
meters/minutes does the runner cover?
(a) 40 m/min
(b) 45 m/min
(c) 38 m/min
(d) 49 m/min
(e) None of these
32. Mohan travels 760 km to his home, partly by train and partly
by car. He takes 8 hours if he travels 160 km by train and the
rest by car, He takes 12 minutes more if he travels 240 km by
train and the rest by car. The speed of the train and the car,
Respectively are:
(a) 80 km/h, 100 km/h
(b) 100 km/h, 80 km/h
(c) 120 km/h, 120 km/h
(d) 100 km/h, 120 km/h
(e) None of these
33. A boy rows a boat against a stream flowing at 2 km/ph for a

distance of 9 km, and then turns round and rows back with the
current. If the whole trip occupies 6 hours, find the boy’s rowing
speed in still water.
(a) 4 kmph
(b) 3 kmph
(c) 2 kmph
(d) 5 kmph
(e) None of these
34. A telephone number, a birth date, and a customer name are
example of __________.
(a) a record
(b) data
(c) a file
(d) a database
(e) None of these
35. The human-readable version of a program is called

__________________
(a) source code
(b) program code
(c) human
(d) system code
(e) None of these
1.Four of the following five are alike in a certain way and hence
from a group.Which the following does not belong to that
group?
1) Walk
2) Cry
3) Play
4) Study
5) Alive
2.How many such pairs of letters are there in the word

'VIRTUAL', each of which has as many letters between them in
the word (in both forward and backward direction) as they have
between them in the English alphabetical series?
1) None
2) One
3) Two
4) Three
5) More than three
3.How many meaningful English words can be formed with the

letters 'ILP' using all the letters only once in each word?
1) None
2) One
3) Two
4) Three
5) Four
4.If each alternate letter in the word "FLIPPER" starting with F

is changed to the next letter in the English alphabetical series
and each of the remaining letters is changed to the previous
letters in the English alphabetical series, then how many letters
will appear more than once in the new arrangement?
1) None
2) One
3) Two
4) Three
5) Four
5.Pointing to a girl, Mr. Arun said, 'She is the daughter of my
mother's only child".How is the girl related to Mr. Arun?
1) Sister
2) Mother
3) Cousin
4) Daughter
5) Cannot be determined
6.In a certain code language, 'LISP' is coded as 'MJTQ',

similarly 'PLAN' is coded as 'QMBO'. How will 'FORT' be
coded in the same code language?
1) ENSQ
2) GPUS
3) ENQS
4) GPSU
5) None of these
7.'Artificial' is related to 'Natural' in the same way as 'Private' is

related to ----
1) Future
2) Personal
3) Public
4) Closed
5) Confidential
8.Four of the following five are alike on the basis of being

divisible by a particular number and hence form a group. Which
of the following does not belong to that group?
1) 21
2) 91
3) 65
4) 77
5) 35
9.In a class of 25 students, Lata's rank is 13th from the top and
Parul's rank is 19th from the bottom. If Vishal's rank is exactly
between Lata's and Parul's rank what is Vishal's rank from the
top?
1) 10th
2) 8th
3) 9th
4) 7th
5) Cannot be determined
10.What should come next in the number series given below?

112123123412345123456123456
1) 5
2) 2
3) 8
4) 1
5) None of these
Directions: (11 - 15): Study the following information to answer

the given questions.
Eight friends A, B, C, D, E, F, G and H are sitting around a
circle facing the centre, not necessarily in the same order. F sits
fourth to the left of B. A and H are immediate neighbours of F.
C sits third to the left of A. G sits third to the right of E.
11. What is D's position with respect to B?

1) Immediate left
2) Sixth to the right
3) Second to the left
4) Seventh to the left
5) Fifth to the right
12. What are the immediate neighbours of G?

1) F and H
2) A and F
3) C and H
4) A and B
5) B and C
13. If C is related to E in a certain way and similarly F is related

to B in the same way, to whom is A related to?
1) H
2) D
3) G
4) C
5) None of these
14. Four of the following five are alike in a certain way based on
their seating positions in the above arrangement and so form a
group. Which is the one that does not belong to the group?
1) FE
2) HA
3) DG
4) BE
5) CF
15. If all the eight friends are made to sit alphabetically in the
clockwise direction starting from A, positions of how many will
remain unchanged (excluding A)?
1) None
2) One
3) Two
4) Three
5) Four
Directions (16 - 20): In each question below are two statements

followed by two conclusions numbered I and II. You have to
take the two given statements to be true even if they seem to be
at variance from commonly known facts and then decide which
of the given conclusions logically follows from the given
statements disregarding commonly known facts.
Give answer (1) if only conclusion I follows Give answer (2) If
only conclusion II follows
Give answer (3) If either conclusion I or conclusion II follows.
Give answer (4) If neither conclusion I nor conclusion II follows
Give answer (5) if both conclusions I and II follow
16. Statements: Some windows are grills.

All glasses are grills.
Conclusions: I. All grills are windows.
II. At least some grills are glasses.
17. Statements: Some painters are artists.

Some dancers are painters.
Conclusions: I. All artists are dancers.
II. All painters are dancers.
18. Statements: All cabins are rooms.

All rooms are buildings.
Conclusions: I. All buildings are rooms.
II. All cabins are buildings.
19. Statements: All rings are necklaces.

No necklace is a bracelet.
Conclusions: I. No ring is a bracelet.
II. All necklaces are rings.
20. Statements: All hands are arms.

Some hands are muscles.
Conclusions: I. Some muscles are arms.
II. All muscles are arms.
Directions (21 -25): Study the following information to answer

the given questions:
Seven Friends - L, M, N, O, P, Q and R are sitting in a straight

line facing North, not necessarily in the same order. M sits fifth
to the right of O. P sits third to the right of L. Both L and P do
not sit at the extreme ends of the line. Q and R are immediate
neighbours of each other. N sits third to the left of Q.
21. What is O's position with respect of R?
1) Second to the right
2) Third to the left
3) Second the left
4) Third to the right
5) None of these
22. Which of the following represents the friends sitting at the

extreme ends of the line?
1) O, M
2) Q, O
3) N, M
4) O, N
5) None of these
23. If all the seven friends are made to sit in alphabetical order
from left to right, the position of how many will remain
unchanged?
1) Four
2) Three
3) One
4) Two
5) None
24. Who sits exactly in the middle of the row?

1) P
2) L
3) Q
4) R
5) None of these
25. Four of the following five are alike in a certain way based on
their seating positions in the above arrangement and so form a
group. Which is the one that does not belong to the group?
1) MP
2) RQ
3) ON
4) LN
5) QL
Directions (26 - 28): Study the following information carefully

and answer the questions given below:
Poverty measurement is an unsettled issue, both conceptually
and methodologically. Since poverty is a process as well as an
outcome; many come out of it while others may be falling into
it. The net effect of these two parallel processes is a proportion
commonly identified as the 'head count ratio', but these ratios
hide the fundamental dynamism that characterises poverty in
practice. The most recent poverty reestimates by an expert group
has also missed the 'crucial dynamism'. In a study conducted on
13,000 households which represented the entire country in 1993-
94 and again on 2004-05. It was found that in the ten-year
period 18.2% rural population moved out of poverty whereas
another 22.1% fell into it over this period. This net increase of
about four percentage points was seen to have a considerable
variation across states and regions.
26.Which of the following is a conclusion which can be drawn

from the facts stated in the above paragraph?
1) Accurate estimates of number of people living below poverty
line in India is possible to be made.
2) Many expert groups in India are not interested to measure
poverty objectively.
3) Process of poverty measurement needs to take into account
various factors to tackle its dynamic nature.
4) People living below poverty line remain in that position for a
very long time.
5) None of these
27.Which of the following is an assumption which is implicit in

the facts stated in the above paragraph?
1) It may not be possible to have an accurate poverty
measurement in India.
2) Level of poverty in India is static over the years.
3) Researchers avoid making conclusions on poverty
measurement data in India.
4) Government of India has a mechanism to measure level of
poverty effectively and accurately.
5) None of these
28. Which of the following is an inference which can be made

from the facts stated in the above paragraph?
1) Poverty measurement tools in India are outdated.
2) Increase in number of persons falling into poverty varies
considerably across the country over a period of time.
3) Government of India has stopped measuring poverty related
studies.
4) People living in rural areas are more susceptible to fall into
poverty over the time.
5) None of these
Directions (29 - 32): In these questions, relationships between

different elements is shown in the statements. These statements
are followed by two conclusions.
Give answer 1. if only conclusion I follows
Give answer 2. if only conclusion II follows
Give answer 3. if either, conclusion I or conclusion II follows
Give answer 4. if neither conclusion I nor conclusion II follows
Give answer 5. If both conclusions I and II follow.
29. Statement: A < L < T < R d H > K

Conclusions: I. H > L II. K > T
30. Statement: P = N > D e G < B = J

Conclusions: I. G < P II. G < J
31. Statement: F d C e V= Z < X = U

Conclusions: I. V < U II. Z < F
32. Statement: Q d E = I > N e R e S

Conclusions: I. E = S II. S d N
Directions (33 - 35): Study the following arrangement of

consonants, vowels, numbers and symbols carefully and answer
the questions given below:
H @ F !3 U 6 % G I T * P L 8 $ 9 S 2 7 & A M K + J é D 4 # 5
&E
33. Which of the following is ninth to the right of the twentieth

from the right end of the above arrangement?
1) K
2) M
3) U
4) A
5) None of these
34. How many such consonants are there in the above
arrangement, each of which is immediately preceded by a
symbol and also immediately followed by a symbol?
1) None
2) One
3) Two
4) Three
5) More than three
35.If all the symbols are dropped from the arrangement, which
of the following will be the twelfth from the left end?
1) 9
2) 2
3) S
4) 7
5) None of these

Axis bank:-
About:-
Axis Bank is the third largest of the private-sector banks in
India offering a comprehensive suite of financial products. The
bank has its head office in Mumbai, Maharashtra. It has 3,703
branches, 13,814 ATMs, and nine international offices. The
bank employs over 55,000 people and had a market
capitalization of₹1.31 trillion (US$18 billion) (as on March 31,
2018). It sells financial services to large and mid-size
corporates, SME, and retail businesses.
As of 30 Jun. 2016, 30.81% shares are owned by promoters and

promoter group (United India Insurance Company
Limited, Oriental Insurance Company Limited, National
Insurance Company Limited, New India Assurance Company
Ltd, GIC, LIC and UTI). The remaining 69.19% shares are
owned by mutual funds, FIIs, banks, insurance companies,
corporate bodies, and individual investors among others.
History:-
UTI Bank opened its registered office in Ahmedabad and
corporate office in Mumbai in December 1993. The first branch
was inaugurated on 2 April 1994 in Ahmedabad by
Dr. Manmohan Singh, the Finance Minister of India. UTI Bank
began its operations in 1993, after the Government of
India allowed new private banks to be established. The Bank
was promoted in 1993 jointly by the Administrator of the Unit
Trust of India (UTI-I), Life Insurance Corporation of
India (LIC), General Insurance Corporation, National Insurance
Company, The New India Assurance Company, The Oriental
Insurance Corporation and United India Insurance Company.
In 2001 UTI Bank agreed to merge with and amalgamate Global
Trust Bank, but the Reserve Bank of India (RBI) withheld
approval and nothing came of this. In 2004 the RBI put Global
Trust into moratorium and supervised its merger into Oriental
Bank of Commerce.
In 2003 UTI Bank became the first Indian bank to launch the
travel currency card.
In 2005, UTI bank got listed on London Stock Exchange.
UTI Bank opened its first overseas branch in 2006 Singapore.
That same year it opened a representative office in Shanghai,
China. UTI Bank opened a branch in the Dubai International
Financial Centre in 2007. That same year it began branch

operations in Hong Kong. In 2008 it opened a representative
office in Dubai.
With effect from July 30, 2007, UTI Bank changed its name to
Axis Bank.
Axis Bank opened a branch in Colombo in October 2011, as a
Licensed Commercial Bank supervised by the Central Bank of
Sri Lanka.Also in 2011; Axis Bank opened a representative
office in Abu Dhabi. In 2011, Axis bank inaugurated Axis
House, its new corporate office in World, Mumbai.
In 2013, Axis Bank's subsidiary, Axis Bank UK commenced
banking operations. Axis Bank UK has a branch in London
The bank has over 50,000 employees (as of 31 March 2016).
The bank incurred ₹26.7 billion (US$370 million) on employee
benefits during the FY 2012–13.The average age of an Axis
Bank employee is 29 years. The attrition rate in Axis Bank is
approximately 9% per year.

Core business:-
Retail banking
In the retail category, the bank offers services such as lending to
individuals and small businesses subject to the orientation,
product and granularity criterion, along with liability products,
card services, Internet banking, automated teller
machines (ATM) services, depository, financial advisory
services, and Non-resident Indian (NRI) services. Axis bank is a
participant in RBI's NEFT enabled participating banks list.
Corporate banking
Credit: The Bank offers various loan and fee-based products
and services to large and mid-corporate customers and small and
medium Enterprise (SME) businesses. These products and
services include cash credit facilities, demand and short-term
loans, project finance, export credit, factoring, channel
financing, structured products, discounting of bills, documentary
credits, guarantees, foreign exchange and derivative products.
Liability products including current accounts, certificates and
deposits and time deposits are also offered to large and mid-
corporate segments.
Transaction banking: Formed in April 2015, TX provides
integrated products and services to customers in areas of current
accounts, cash management services, capital market services,
trade, foreign exchange and derivatives, cross-border trade and
correspondent banking services and tax collections on behalf of
the Government and various State Governments in India.
Treasury: The treasury manages the funding position of the
Bank and also manages and maintains its regulatory reserve

requirements. It invests in sovereign and corporate debt
instruments and engages in proprietary trading in equity and
fixed income securities, foreign exchange, currency futures and
options. It also invests in commercial papers, mutual funds and
floating rate instruments as part of the management of short-
term surplus liquidity. In addition, it also offers a wide range of
treasury products and services to corporate customers.
Syndication: The bank also provides services of placement and
syndication in the form of local currency bonds, rupee and
foreign term loans and external commercial borrowings.
Investment banking and trustee services: The bank provides
investment banking and trusteeship services through its owned
subsidiaries. Axis Capital Limited provides investment banking
services relating to equity capital markets, institutional stock
broking besides M&A advisory. Axis Trustee Services Limited
is engaged in trusteeship activities, acting as debenture trustee
and as trustee to various securitization trusts.
International banking
The bank continues to offer corporate banking, trade finance,
treasury and risk management through the branches at
Singapore, Hong Kong, DIFC, Shanghai and Colombo, and also
retail liability products from its branches at Hong Kong and
Colombo. The representative office at Dhaka was inaugurated
during the current financial year.
Type Private

Traded as BSE: 532215
LSE: AXBC
NSE: AXISBANK
Industry Banking, Financial services
Founded 1993; 25 years ago
Headquarters Mumbai, Maharashtra, India
Number of 3,703 branches (31 March 2018)

locations
Area served Worldwide
Key people Sanjiv Mishra

(Chairman)
Shikha Sharma
(MD & CEO)
Products Retail banking, corporate

banking, banking, mortgage, private
banking, management, credit, finance
and insurance
Revenue ₹58,476 crore (US$8.1 billion) (2018)
Operating ₹15,594 crore (US$2.2 billion) (2018)

income
Net income ₹276 crore (US$38 million) (2018)

Total assets ₹6.91 trillion (US$96 billion) (2018)
Number of 59,600 (2018)

employees
Website www.axisbank.com
Vision of the Bank:-

To be the preferred financial solutions provider excelling in
customer delivery through insight, empowered employees and
smart use of technology
Core Values:-
 Customer Centricity
 Ethics
 Transparency
 Teamwork
 Ownership
Awards:-
 IDC I.C.O.N.I.C Insight Awards 2017 for Excellence in

Operations

 Grand Jury Award – Institutional at the UTI Mutual Fund
and CNBC TV18 Financial Advisor Awards 2016-17
 Best Use of Digital and Channels Technology at the IBA

Banking Technology Awards 2018
 CX Innovator Best Omni channel Customer Success Story

at the 2017 Genesis Customer Innovation Awards 2017
 FICCI CSR Award 2016-17 in the Women Empowerment

category
 Dale Carnegie Global Leadership Award for 2017

Rules & Regulations:-
Guidelines for discipline during and after the course
duration
AXIS BANK is a well-known Private Sector Bank. Manipal
Group is the national leader in the field of education. Therefore,
it is imperative that all students of the Axis Bank Young
Bankers Program maintain the image of the Academy as a
premier professional organization and to impose on themselves a
good conduct. It is incumbent upon all to maintain consistent
standards of personal conduct. The participants would be
expected to maintain proper decorum both in the Academic
Block and in the Hostel. They would also be required to behave
in a responsible manner when they are outside the school.
List of Prohibited Articles/Acts:
 Consumption of Alcoholic beverages, cigarettes, tobacco in any
form is strictly prohibited in the Campus and also in the Hostel.
Participants are also not permitted to come to the hostel after
consuming alcohol from outside.
 Fireworks are not permitted in the campus or the hostel.
 Holi colors’ are not permitted inside any building. Holi will be
celebrated only in open spaces nominated by the authorities.
 Possession, consumption and offering of narcotic drugs in any
form is totally prohibited. Any violation will invite severe
disciplinary action.
 Stealing or unauthorized possession of items belonging to any
other person would be viewed seriously.
 Possession, accessing it over the internet or displaying of any
pornographic material in any form will invite severe disciplinary
action.
 No private conveyance like motorcycle/scooter/car, etc. is
permitted in the School.
 Sexual harassment in any form would be viewed very seriously
and will entail immediate disciplinary action, including removal,
without notice.
 Ragging in any form is prohibited both in the precincts of the
campus as well as in the precincts of the Hostel and during the
entire duration of the course. This would also entail removal
from the rolls without notice.
 Use of violence or physical manhandling of another PO or any
other person will invite severest disciplinary action.
HOSTEL RULES
There will be separate wardens for the gentlemen's and the
ladies' hostels. The wardens would be responsible for the
discipline in the hostel and for allotment of the rooms. The
concerned Warden heads the Hostel Management Committee.
The wardens will be assisted by hostel supervisors and other
staff who will be responsible for maintenance of the buildings
and other assets. In addition, floors in charge would be
nominated to join the management Committee who will assist
the wardens in the day to day functioning of the hostels.
Similarly, a Mess Committee would be formed to assist the
warden in smooth running of the hostel mess. Aim of setting up
the management committee is to ensure a clean and secure living
environment that is conducive for the academic advancement.
Gentlemen are not permitted to visit the floors of the hostels
earmarked for the Ladies. Similarly, ladies are not permitted to
visit the Gentlemen's rooms or the floors occupied by them.
All residents are expected to be properly dressed before they
come out of their rooms. They should not be found roaming
around in the corridors improperly dressed.
Allotment and Vacating the Hostels
Rooms would be allotted to the residents by the warden. The
allotment would be valid for the complete duration of the
Programme. Residents shall not change over to any other room
except with the written permission of the warden. Residents may
be required to shift to other blocks/rooms in organizational
interest, as and when directed by the hostel authorities.
Residents are advised to check all fixtures and fitments in their
respective rooms as per the inventory at the time of occupation.
Residents would be required to vacate the hostel at the time of
proceeding for the internship during the fourth trimester. Any
damage to the hostel property in their respective rooms would
have to be made good by the Residents.
Maintenance and Upkeep
Residents must tidy up their rooms every day before leaving for
classes or going out of the hostel.
Any request for repair or maintenance should be entered in the
registers specifically kept for this purpose with the hostel
warden. Residents must bring to the notice of the supervisory
staff any failure or breakdown in electric supply. They should
not attempt to repair the defects in the mains or in the
distribution system.
When leaving their rooms, the residents must switch off all
lights, fans and water taps.
Bed linen would be changed at stipulated intervals by the
supervisory staff.
Residents are advised not to deface the walls of the hostels by
pasting posters etc. Similarly, no alterations of any nature are
permitted.
The rooms and surroundings must be kept neat and clean.
Services of cleaners would be provided by the hostel.
Cooking in the hostel rooms is not permitted.
Pets of any kind are not permitted in the hostel premises.
Feeding of stray dogs and cats or any other animals is not
permitted in the hostel premises.
All residents would be necessarily required to dine in the
Resident's Mess. They would be expected to adhere to the laid
down timings.
General Conduct
Playing of loud music and disturbing other residents is not
permitted. Any absence from the hostel at night must be with the
specific permission of the warden.
Residents are not permitted to allow their rooms to be used by
any other person.
Visitors must be entertained in the areas specifically earmarked
for them.
All residents must inform the warden about any disciplinary or
other problems concerning them or their roommates / neighbors.
No television is permitted to be kept in any hostel room.
Playing of any outdoor games in the corridors of the hostels is
not permitted.
The Wardens or their representatives may enter any room for
verification at any time of the day or night.
All residents must return to the hostel latest by 7.30 pm (girls) /
10 pm (boys).
Residents are advised not to keep any valuables or jewelry, etc.
in their rooms. All expensive items must be kept under lock and
key when the residents are not in their rooms. The management
will not be held responsible for loss of any valuables. All rooms
when the residents are not present must be locked and the key
handed over to the security by the last occupant leaving the
room. Residents are not permitted to bring any type of private
conveyance to the hostel.
Complaints and Representations
All complaints shall be made in writing and addressed to the
warden.
Residents are not permitted to convene meeting of any sort in
the hostel premises without the prior permission of the warden.
CSR Focus Areas & Programs:-

The CSR Focus Areas of the Bank are aligned to the Schedule
VII (list of permissible CSR activities) of the Companies Act,
2013.
These include:
 Creating meaningful socio-economic impact in the lives of
vulnerable and underprivileged sections of the society that
include amongst others, differently-abled, street children,
destitute women, children of sexually exploited women,

economically weaker sections and victims of natural and other
disasters including war and acts of terrorism.
 Enhancing sustainable livelihood through interventions in the
areas of natural resource management, agriculture, horticulture
and livestock development, rural development, traditional arts
and handicrafts, micro-enterprise, vocational training and skill
development.
 Promoting measures to eradicate hunger, poverty and
malnutrition, and promoting preventive health care and
sanitation.
 Promoting education, including special education and
employment enhancing vocation skills especially among
children, women, elderly and the differently-abled, and
livelihood enhancement projects. This would also include
initiatives to promote financial literacy, consumer education and
awareness, and capacity and skill building in various sectors of
the economy in alignment with the various Government
initiatives.
 Promoting environmental sustainability, ecological balance and
conservation of natural resources and maintaining quality of
soil, air and water through various initiatives such as resource
conservation, renewable energy and energy efficiency amongst
others.
 Contributing to the Prime Minister’s National Relief Fund or
any other fund set up by the Government for socio-economic
development.
The Bank undertakes several CSR programs guided by its Policy
on Corporate Social Responsibility. The activities are
implemented by the Bank or by the Axis Bank Foundation or
through any other Trust or agencies and entities as deemed
suitable.
Eligibility Criteria
The eligibility criteria for applying for admission are:
Age: Born on or after 1st April, 1988
a. Minimum Age Limit 21 Years
b. Maximum Age Limit 30 Years
Qualification: Only Graduates from any stream with:
a. 50% and above in their FINAL year of graduation OR
b. Aggregate of 50% and above in all years of Graduation
Selection Process
1. The selection will be through a two stage selection process,
which is aimed at selecting candidates who are most likely to
succeed at various Branch banking roles offered by the Bank.
2. Post Selection, the candidate will have to submit a “self-
declaration” medical fitness form. Upon being found medically
fit, the candidates will be considered for employment in the
bank.
The student's education qualifications and background will be
verified by the Bank through an external agency. The details
provided by the student at the time of selection need to be
authentic which are subject to verification. Once the Agency
confirms the authenticity of these details only then the candidate
will be considered for employment in the Bank.
3. The selected applicants will be issued Admission &

Provisional Letter of Appointment from Axis Bank towards their
future employment.
Disclaimer: In case, it is detected at any stage of the selection
that a candidate does not fulfill the eligibility norms and/or that

he/she has furnished any incorrect/false
information/certificate/documents or has suppressed any
material fact(s), his/her candidature will stand cancelled. If any
of these shortcoming/s is/are detected even after admission /
appointment, his/ her admission / services are liable to be
terminated.
Before applying, the candidate should ensure that he/she fulfills
the eligibility and other norms mentioned. Decision of the Bank
in all matters regarding eligibility of the candidate, the stages at
which such scrutiny of eligibility is to be undertaken, the
documents to be produced for the purpose at the time of conduct
of examination, interview, selection and any other matter
relating to recruitment will be final and binding on the
candidate. No correspondence or personal enquiries will be
entertained by the bank in this behalf.
22. Tell something about yourself.
23. Tell something about your previous job.
24. What is your passion?
25. Why do you want to join Axis bank?
26. What have you learned from your mistakes?
27. What challenges are you looking in this job position?
28. What is your biggest weakness?
29. Why should we hire you?
30. What do you know about this job?
31. What is the meaning of your first name and surname.
32. Why are you joining private bank in spite of getting a good
job?

33. Why not Govt. job based on your technical background?
34. How will your degree be useful in this job?
35. What qualities you have for this job and why do you think we
should select you? Convince us.
36. What are your interests and Hobbies?
37. To which district do you belong to?
38. When did you complete your degree and what did you do
after that?
39. Did you attend campus Interviews?
40. Which college are you from?
41. What you want to be in life?
42. What will you do, if you are not selected?
43. What kind of lifestyle do you expect to have in banking?
44. What would you be doing if you weren’t in finance?
45. What are some of the most significant deals this bank has
completed in the last 12 months?
46. What is our current stock price?
47. What do you think this bank’s biggest regulatory threats are at
the moment?
48. What is difference between nominal and real account?
49. What is the concept of finance accounting?
50. What is explosure?
51. How to reduce axis bank EMI?
52. What is accounting for bank accounts?
53. Why sales is required?
54. In which department you would like to go : Operations or
Sales?
55. What is CRR and SLR?
56. Are you comfortable with relocation (Mobility)?
57. Tell about Kotak bank’s top management and awards?

58. Something about yourself which you do not mention in your
resume ie., describe yourself as a person?
59. What are the qualities of a good banker?
60. How many bank exams(or)interviews have you attended so
far?
61. Expand MSR.
62. Define repo rate?
63. What is reverse repo rate?
64. Why banks are nationalized?
65. Expand MCC.
66. What do you mean by demand deposit?
67. What is a stale Cheque?
68. Explain the term currency chest.
69. What do you know about PACs?
70. What is inflation?
71. Comment on limited liability.
GD topics:-
21. Cleanliness - The fundamental duty of every citizen
22. One Rank One Pension scheme: Merits and demerits
23. What measures should be adopted for avoiding NPA?
24. Pros and cons of SBI merger?
25. Reservations in education and jobs - Is it justified?
26. Swatch Bharat Abhiyan: Success or failure?
27. NSG - the need of the hour for India.
28. Impact of Demonetization on Indian Economy
29. Women employment is possible through mass awareness
rather than launching programmes.

30. Public sector banks are true backbone of Indian rural
economy since private sector banks only focus on profit
maximization.
31. Indian Bureaucracy should be more accountable to the public
or else it will not be empathetic to the problems of Indian
people.
32. Wind power Vs. Solar Energy?
33. Is government just renaming the old schemes?
34. How useful is the Moderation policy in CBSE?
35. Cultural reforms, Strict laws or Educational Reform what is
more important for Women Empowerment?
36. Should Capital Punishment be abolished?
37. Banks levying charges on cash transactions – Is it a good
move?
38. In what way Payment Banks are useful?
39. What will be the impact of GST on Indian Economy?
How does US Presidential
Question papers:-
1 .Direction : Answer these questions referring to the symbol-
letter-number sequence given below :
N8B@5AR(36YL»3AF$4G£?TV9yaH7SJ1
©D
Four of the following five are similar in respect of their
positions in the above sequence and hence form a group. Which
one does not belong to the group ?

A. GVoc
B. YAG
C. @pL
D. $Ty

©D
How many symbol in the sequence are either immediately
followed by a letter belonging to the first half of the English
alphabet or immediately followed by a number ?
A. 5
B. 6
C. 7
D. 8

©D
If the positions of the letters in the sequence are reoccupied by
the letters theselves after getting arranged alphabetically from
left, which of the following will indicate the position of 'J' in the
arrangement ?
A. Between G and
B. Between 4 and £
C. 15th from the right
D. 7th to the left or R

©D
If the position of the letters in the sequence are reccupied by the
letters themselves after getting arranged alphabeticallyfrom left,
Which of the following will not change its position after the
change ?
A. Only N
B. Only R and N
C.Only F
D. None of these

©D
What is the total number of 'the numbers immediately followed
by a letter' and 'the symbols immediately preceded by a letter'
together in the given sequence ?
A. 10
B. 11
C. 9
D. 12
6 . In a certa|n code language the word BREAKDOWN is
written as DQGCJFQVP. How will the word MENSTRUAL be
written1 in that code language ?
A. ODPRVQWZN
B. ODPUSTWZN
C. OPDUSTWZN
D. OPDUSWTZN
7 . Four of the following five are similar in relation to their

positions in the English alphabet and hence form a group. Which
one does not belong to that group ?
A. PKSOV
B. HPKTN
C. ARDUG
D. JTMXP
8 . If each alphabet is assigned a sequential numerical value in

terms of even numbers on the basis of their position in the
English alphabet, viz. A = 2, B = 4,C = 6 and so on, what will be
the value of the word LOCATION ?
A. 180
B. 182
C. 186
D. 178
9 .Direction : In each question below is given a statement

followed by two assumptions numbered I and II. An assumption
is something supposed or taken for granted. You have to
consider the statement and the following assumptions and decide
which of the assumptions is implicit in the statement.
Statement: Politicians turning into ministers is a natural
transformation even if the quality of performance rarely matches
expectations.
Assumptions: I. No ministers have adequate quality and, skills.
II. Ministers should be able to handle their job efficiently.
A. if only assumption I is implicit.

B. if only assumption II is implicit.
C. if either I or II is implicit.
D. if neither I nor II is implicit.
10 .Direction : In each question below is given a statement

followed by two assumptions numbered I and II. An assumption
is something supposed or taken for granted. You have to
consider the statement and the following assumptions and decide
which of the assumptions is implicit in the statement.
Statement: Some ambitious political leaders themselves use

grievances of minorities as empty slogans to grab political
power.
Assumptions: I. Such leaders have no mass base nor genuine
support, except for an occasional emotional upsurge.
II. Playing with the minority cards gives some leaders political
berth but the status of their subjects remains unchanged.
A. if only assumption I is implicit.

B. if only assumption II is implicit.
C. if either I or II is implicit.
D. if neither I nor II is implicit.
11 .Direction : Read the following information carefully and

answer the questions given below:
Five Indian players Sachin, Bhutia, Leandef, Anand and
Gopichand are related with the advertisement of different
products of different companies — Nike, Reebok, Pepsi, Coca
Cola and Adidas — , though not respectively . Sachin advertises
neither for Sportswear nor for Rackets. Leander advertises for
Shoes but not for the company Coca Cola. Pepsi and Adidas
produce neither Diet Coke nor Sportswear. Gopichand
advertises for the company Nike but neither for Mineral Water
nor for Diet Coke. Bhutia and Anand advertise for Adidas and
Pepsi, though not necessarily respectively. Coca Cola does not
produce Mineral Water.
For Which product does Gopichandadvertise ?

A. Rackets
B. Sportswear
C. Rackets or Sportswear
D. Data inadequate

12 .Direction : In the following questions, the symbols ?, ?, ?, ?
and ?are used with the following meaning:
P ? Q means P is not smaller than Q.

P ? Q menas P is neither greater than nor smaller than Q
P ? Q means P is not greater than Q
P ? Q means P is neither smaller than nor equal to Q.
P ? Q means P is neither greater than nor equal to Q.
Now in each of the following questions.assuming the given

statements to be true, find which of the two conclusions l all ll
given below them is/are definetely true.
Statements : M ? N, ll ? Q, Q ? M
Conclusions : l. ll ? M ll. Q ? N
A. if only conclusion l is true
B. if only conclusion ll is true
C. if only conclusion l or ll is true
D. if neither l nor ll is true
13 . Direction : In the following questions, the symbols ?, ?, ?, ?


Statements : C ? B, l ? S, S ? C
Conclusions : l. B ? S ll. C ? L


Statements : l ? H, E ? F, l ? F
Conclusions : l. E ? l ll. H ? E
C. if only conclusion l or ll is true or if neither l nor ll is true
D. if both l and ll are true.
15 .Direction : In the following questions, the symbols ?, ?, ?, ?

Statements : V ? O, R ? V, O ? B
Conclusions : l. R ? B ll. R ? B


Statements : L ? U, T ? L, U ? W
Conclusions : l. T ? W ll. U ? W
17 . Direction : In each question below, there are three

statements followed by four conclusions numbered I, II, HI and
IV. You have to take the given statements to be true even if they
seem to be at variance with commonly known facts and then
decide which of the given conclusions logically follow(s) from
the given statements.
Statements: a. Some chairs are tables.
b. All tables are keys.
c. All locks are keys.
Conclusions: I. Some tables are not chairs.
II. All keys are chairs.
III. Some locks are tables.
IV. Some locks are chairs.
A. Only I follows
B. Only II follows
C. Only III follows
D. None of these
18 .Direction : In each question below, there are three statements
followed by four conclusions numbered I, II, HI and IV. You
have to take the given statements to be true even if they seem to
be at variance with commonly known facts and then decide
which of the given conclusions logically follow(s) from the
given statements.
Statements: a. All cups are books.
b. Some books are bikes,
c. No bike is a scooter.
Conclusions: l. Some books are cups.
II. Some bikes are cups.
III. Some cups are scooters.
IV. No cup is a scooter.
A. Only I follows
B. Only I and III follow
C. Only I and either III or IV follow
D. Either III or IV follows

given statements.
Statements: a. All stands are papers.
b. Some pins are papers.
c. All pins are phones.
Conclusions: I. Some phones are not papers.
II. Some stands are phones.
III. Some pins are stands.
IV. Some phones are not stands.
A. Only either II or III follows
B. Only I and II follow
C. Only either II or IV follows
D. Only I and II or IV follow

given statements.
Statements: a. No page is a copy.
b. Some cards are not rectangles.
c. Some copies are rectangles.
Conclusions: I. Some pages are not rectangles.
II. No rectangles are pages.
III. Some copies are not pages.
IV. Some rectangles are not pages.
A. Only either II or IV follows
B. Only IV follows
C. Only either I or II follows
D. Only III and IV follow
31 . Direction (Q. 1-5) : Read the following information and
answer the questions that follow.
P, Q, R, S, T, U, V and W are eight friends. There of them play
Hockey and Tennis each two of them play Gold. They all are of
different heights. The shortest does not play Hockey and the
tallest does not play Gold. U is taller than P and S, but shorter
than Q and W. T, who does not play Hockey, is taller than Q and
is second tallest. V is shorter than S, but taller than P. W plays
Tennis with S, and is fourth from the top. V does not play either
Hockey or Gold. Q does not play Gold.
Who is the shortest ?

A. V
B. S
C. P
D. Data inadequate
32 . Who is the tallest ?

A. Q
B. W
C. R
D. Data inadequate
33 . Which of the following pairs of friends plays Golf ?

A. TU
B. TW
C. WU
D. None of these
34 . What is U's position from the top, when they are arranged in
descending order of their height ?
A. Fifth
B. Fourth
C. Sixth
D. Can't be determined
35 . Which of the following groups of friends plays Hockey ?

A. RTP
B. RQU
C. RQP
D. RPU
36 . Direction (Q. 6-10) : Read the following in information to

answer the questions:
'P + Q' means P is the father of Q.
'P - Q' means P is the sister of Q.
'P x Q' means P is the husband of Q.
'P ÷ Q' means P is the wife of Q.
Which of the following menas P is the mother-in-law of R ?

A. P ÷ V + T - W x R - S
B. P x M + N x R - S
C. P - S ÷ L + M x R
D. V x P - S ÷ L + M - R
37 . What should come in place of question mark (?) in the given

expression to make 'X is the great-aunt of Z' definitely true ?
X-W÷V+Y?L+M-Z
A. +
B. X
C. -
D. Either - or ÷
38 . Which of the following means 'C is the niece of R' ?

A. R + P - S + X + C - L
B. P - R + Q x S - C - N
C. B x R - P ÷ Q + C - M
D. R x S - Q - P ÷ M x C
39 . If P ÷ Q + R - C -s- W + L is true, which of the following is

true ?
A. L is the niece of R.
B. Q is the maternal uncle of L.
C. P is the paternal great-aunt of L.
D. Q is the maternal grandfather of L.
40 . In a coded language "come at once mother very sick" is

written as "XLNV ZG LMXV NLGSVI EVIB WJXP". What is
the code for 'sister' ?
A. WJWMXI
B. WJWGVI
C. WJWSVI
D. WJWLVI
1. An account holder draws a cheque on a?
(1) Banker of the Payee
(2) Banker of the Drawee
(3) Banker of the Drawer
(4) Banker of the Endorsee
(5) None of the above
2. The Bank should comply and intimate the compliance of

Award to Ombudsman?
(1) Within Two Months
(2) Within 3 months
(3) Within one month
(4) Within one year
(5) None
3. Capital adequacy is worked out based on?

(1) Total demand and time liabilities
(2) Net demand and time assets
(3) Risk weighted assets
(4) Risk weighted liabilities
4. Statutory Liquidity Ratio (SLR) can be maintained in the

following ways?
(1) Cash
(2) Gold
(3) Unencumbered approved securities
(4) All of these
5. What was the deposits criteria of 14 Banks nationalized on

19th July 1969?
(1) Rs.1000 Crore
(2) Rs. 500 Crore
(3) Rs. 100 Crore
(4) Rs. 50 Crore
6. What are the features of selective credit control?

(1) They distinguish between essential and non-essential uses of
Bank credit
(2) Only non-essential uses are brought under the scope of
Credit Bank controls
(3) They effect not only the lenders but also the borrowers
(4) All the above
7. Which of the following are the targets for different categories

of priority sector?
(1) Overall target 40% of net Bank credit
(2) Agriculture loans (direct and indirect) 18%
(3) Priority sector target for foreign Banks is 32%
(4) All the above
8. Benefits in core Banking is ?

(1) Reliable centralized data recovery
(2) Data warehousing and data mining technologies
(3) Integrated customer centric services
(4) All the above
(5)None
9. Cheque truncation can be done by?

(1) Using MICR data
(2) Sending cheque by speed post
(3) Using image processing
(4) 1 & 3
10. Bank rate is decided by?

(1) Indian bank association
(2) Individual commercial bank
(3) Finance ministry
(4) Any one of the above can decide
11. What is nomination?

(1) A facility given to depositors by the Government
(2) It confers a right to the nominee to receive payment of a
deposit after death of depositors
(3) It is a process of appointing legal heir by the depositors
(4) It is a part of will on behalf of a depositor
12. BFS- Board for Financial Supervision constituted in 1994 by

RBI to undertake consolidated supervision of?
(1) Commercial Banks
(2) Financial Institutions
(3) Non Banking Finance Companies
(4) All the above
13. 'One Family one Bank' is the tagline of which Bank?

(1) Bank of India
(2) Indian Bank
(3) Bank of Maharashtra
(4) Union Bank of India
14. Research Institutions set up by Reserve Bank of India are?

(1) IDRBT (Institute for Development and Research in Ban-
king Technology), Hyderabad
(2) IGIDR(Indira Gandhi Institute of Development Research),
Mumbai
(3) NIBM (National Institute of Bank Management), Pune
(4) Only a & b
(5) All the above
15. Who is the Chairman of the Technical Committee formed to

make a study on improvement in Mobile Banking:
(1) BimalJalan
(2) RahuramRajan
(3) B Sambamurthy
(4) Pulak Kumar Sinha
16. In “NEFT” E stands for –

(1) Election
(2) Email
(3) Enlisted
(4) Ecstasy
(5) Electronic
17. The Basic Savings Bank Deposit Account (BSBDA) issued

by banks is offered to which of the following customers?
1) Farmers
2) Daily wage earners
3) Self Help Group members
4) Students
5) All the customers

18. What is the validity of “Kisan Credit Card”?
(1) 1 year
(2) 2 year
(3) 10 years
(4) 5 years
(5) 3 years
19. The Negotiable instrument is _____.

(1) Cheque
(2) Demand Draft
(3) Bill of Exchange
(4) All of the above
(5) Deposit Slip
20. The minimum paid up capital required for both small and
payment banks is –
(1) Rs 500 Crore
(2) Rs 50 Crore
(3) Rs 100 crores
(4) Rs 200 Crore
(5) None of these
21. Bring out the only incorrect statement:

(A) Reserve Repo operation by RBI aims are
injecting/increasing liquidity
(B) SDR refers to special drawing
(C) Rupee appreciation results in decrease in imports
(D) Increase in inflation rate leads to decline in real interest rate
22. What is a Repo Rate?

(A) It is a rate at which RBI sell government securities to banks
(B) It is a rate at which banks borrow rupees from RBI
(C) It is a rate at which RBI allows small loans in the market
(D) It is a rate which is offered by Banks to their most valued
customers or prime customers
(E) None of these
23. Which of the following cannot be called as a Debt

Instrument as referred in financial transactions?
(A) Certificate of Deposits
(B) Bonds
(C) Stocks
(D) Commercial Papers
(E) Loans
24. Whenever RBI does some Open Market Operation

Transaction, actually it wishes to regulate which of the
following?
(A) Inflation only
(B) liquidity in economy
(C) Borrowing powers of the banks
(D) Flow of Foreign Direct Investments
(E) None of these

25. The maximum amount of the total Revenue earned by the
government of India comes from:
(A) Income Tax
(B) Customs Duty
(C) Excise Duty
(D) Value Added Tax
(E) Corporate Tax
26. In economics it is generally believed that the main objective

of a Public Sector Financial Company like Bank is to:
(A) Employ more and more people
(B) Maximize total profits
(C) Maximize total production
(D) Provide financial service to the people of the nation of its
origin across the country
(E) Sell the goods at subsidized cost
27. Capital Market Regulator is—

(A) RBI
(B) IRDA
(C) NSE
(D) BSE
(E) SEBI
28. Which is the first Indian company to be listed in NASDAQ ?

(A) Reliance
(B) TCS
(C) HCL
(D) Infosys
(E) None of these
29. What is Call Money ?

(A) Money borrowed or lent for a day or over night
(B) Money borrowed for more than one day but upto 3 days
(C) Money borrowed for more than one day but upto 7 days
(D) Money borrowed for more than one day but upto 14 days
(E) None of these
30. The Bank of Calcutta, Bank of Bombay and Bank of Madras

were merged in 1921 to form
(A) Reserve Bank of India
(B) Imperial Bank of India
(C) Bank of India
(D) Union Bank of
(E) None of these

Paytm:-
About:-
Established in 2010, Paytm (Pay through mobile) is a largest
platform of mobile payments and e-commerce in India. One 97
Communications is its parent organization. The company started
its business with online bill payments and prepaid mobile
recharge but nowadays it becomes a marketplace for customers.
The company provides products similar to Flipkart, Myntra,
Amazon, Voonik, Snapdeal.
Core business:-
In 2014, the organization launched a Paytm Wallet that became
the mobile payment service platform in India. In November
2016, there are more than 150 million users who are using this
service. ThePaytm wallet becomes a boon at the time of
demonetization where a large number of users used this feature.
In 2015, Paytm expanded its business by adding some new
features like air, taxis and bus tickets booking and also booking
of movie tickets. In a very short time period, there are 164
million registered users and more than 90 million monthly
transactions.
Head Quarters:
Noida, Uttar Pradesh, India
Key People:
Chief Executive Officer – Vijay Shekhar Sharma
Logo:

The logo of the firm contains the name of the company in two
shades of blue color.
Net Revenue:
Undisclosed by the company
Total Number of Employees
more than 5000 employees
Official Website:
www.paytm.com
Mission:-
100 Million user product from India.

This is one of the greatest journeys we have undertaken. While
we are focused on this mission,
we are working equally hard to be the most trusted mobile
commerce brand in the country.
Objectives:-
Paytm’s objective has been to increase the market share of the
Wallet, capturing the market.
To achieve this, it had to overcome several hurdles, the biggest
of which is that the adoption of the Wallet as a way of keeping
money online and transacting using mobile phones is a
challenge for many people in India. The brand also had to figure
out how to increase the number of Paytm Wallets, since success
depends on volumes.
Paytm’s target market is all of India’s internet users and smart
phone users. The Paytm mobile app is available on all possible
platforms including Android, IOS and Windows.
The publicity strategy was uniform and aimed at mass audiences
across all cities. To truly reach everyone, including those in
regional markets, the brand even began using local vernacular
with its press ads, in an attempt to reach out to regional markets.
Achievements:
 The CEO, Vijay Shekhar Sharma of the company has won
the Impact Person of the Year Award 2016.
 The company won the FT Future of Fintech Award in
2016.
 In 2015, Paytm got the Best Digital Wallet Award at
IAMAI India Digital Award in Delhi.

 Paytm was the winner of Indian Express IT Award in 2014.
 The company was the Gold Winner at the MMA Smarties
under the category of Mobile App in 2014.
 Paytm was recognized by Knowledge Fabre Best Mobile
Wallet Program Award in 2013.
 In 2012, the company was awarded with Most Innovative
Startup of the Year Award by Franchise India.
Our Vision
“A company is worth the company it keeps.” – Vijay Shekhar
Sharma
We are on the road to making an enormous impact to the
economic foundation of the country. We want
millions to accompany us and benefit from this journey.
We want to make a positive difference by empowering the lives
that we touch.
Our Approach
We intend to reach every inch of the country and en-route,
empower small enterprises. We commit
to operate in an economically, socially and environmentally
responsible manner. We hope to use

our influence to garner financial & other support for disaster
victims & the underprivileged.
We do our best to compensate negative effect on the
environment. We wish to share our technical
knowledge with the deserving to empower them.
We believe in providing equal opportunity for all our people, as
well as those whom we come
across in our course of work
CSR activities:-
 Donation to Bhopal Gas Tragedy Survivors
 Independence Day Campaign for the future of India- Skill
training of youth
 Blood Donation Camp
 Joy of Giving Week
 Micro loans for the underprivileged
 Blanket Donation drive
 Carbon Credits system for our e-Waste
 J&K Floods Campaign
 Republic Day Campaign for the underprivileged soldiers &
families

 Uttarakhand Floods Campaign
 Diwali Campaign for the Blind
Selection process:-
The company conducts recruitment process every year to select
new candidates. The selection process of the company consists
of 4 rounds. These rounds are as follows:
 Written Exam
 Technical Interview I
 Technical Interview II
 HR Interview
Academic Criteria:
 A total of 60 percent throughout (Class X, XII and
Graduation).
 Education gap of not more than one year.
Pattern of Written Exam:

Section No. of questions Time allotted(in minutes)
Aptitude + Technical 18
Coding 2 45
Total 20
Time allotted for the written exam is 45 minutes.

Details:
 Technical section consists of questions from the areas like
OS, C language, Computer Organization, Networks, etc.
 Coding section consists of questions from data structure,
C/C++, etc.
Overall the level of the paper is moderate to difficult. Only those
candidates who clear the written exam will qualify for the next
round.
*The Company reserves the right to make changes in the written
exam.
Apply directly at https://paytm.com/about-us/workwithus/

Technical interview I:
 How will you balance a binary search tree?
 Write a program to implement two stack in an array.
 A number is given , find the next greatest palindrome.
 On a given database, design a SQL query.
Technical interview II:
 Tell me how Face book maintained the friend’s list.
 Write a code to create mirror image of tree.
 Questions based on binary and ternary search tree.
 Give an example of an O (n) algorithm and O (n*n)
algorithm such that the algorithm is slower.
HR interview:
 Introduce yourself.
 Are you ready to handle a team under pressure?
 What challenges are you facing presently and how are you
dealing with them?
 Basic puzzles questions
 What do you know about our competitors?
Technical interview I:
 Write a program of advanced Fibonacci series.
 Tell me the difference between process and thread.
 Puzzles based questions.
 On a clicking a node in a tree, all the adjacent edges are
turned on. Calculate min of clicks such that all the edges
are turned on.
 Where to store local variables?
Technical interview II:
 How will you store a series of mobile number in memory
efficiently (less space)?
 Write a code of a general series where the next element is
the sum of last k terms.
 Write a code to find angle between clock’s two ends.
 Write a program to print all interleaving of given two
strings.
HR interview:
 Rate yourself on a scale from 1 to 10? Justify the score?
 Which type of dance does you like the most?
 Tell me about your family background.
 Why Paytm?
 How would your dream day at Paytm?

Question papers:-
1. What is route poisoning?
A. It sends back the protocol received from a router as a
poison pill, which stops the regular updates.
B. It is information received from a router that can't be
sent back to the originating router.
C. It prevents regular update messages from reinstating a
route that has just come up.
D. It describes when a router sets the metric for a downed
link to infinity.
2. Which of the following is true regarding RIPv2?
A. It has a lower administrative distance than RIPv1.
B. It converges faster than RIPv1.
C. It has the same timers as RIPv1.
D. It is harder to configure than RIPv1.
3. The area in the main memory that can hold one page is
called as ______
A. Page entry
B. Page frame
C. Frame
D. Block
4. The starting address of the page table is stored in ______
A. TLB
B. R0
C. Page table base register
D. None of the above
5. Which one is true about clustered index?
A. Clustered index is not associated with table
B. Clustered index is built by default on unique key
columns
C. Clustered index is not built on unique key columns
D. None of the mentioned
1. Approximate value of Square root of 2412 – 1592= ?
A. 320
B. 75
C. 150
D. 180

E. 210
2. (364 + 514 - ?) ¸ 4 = 200
A. 62
B. 82
C. 78
D. 68
E. 72
3. In the month of March, Hiten spent 45% of his monthly
salary on paying bill and rent. Out of the remaining salary,
he invested 60% in PPF and the remaining he deposited in
bank. He deposited Rs. 15,400 in bank. If in April, he got
an increment of 10%, what was his salary in April?
A. Rs. 84,000
B. Rs. 77,000
C. Rs. 1,10,000
D. Rs. 59,000
E. Rs. 68,000
4. A person covers a certain distance by travelling at a
uniform speed of 120 km/h for 90 minutes. At what speed
will he have to travel in order to cover the same distance in
1 hour 20 minutes? (in km/h)

A. 135
B. 125
C. 140
D. 130
E. 145
5. The average weight of 8 person's increases by 2.5 kg when
a new person comes in place of one of them weighing 65
kg. What will be the weight of the new person?
A. 76
B. 76.5
C. 85
D. 80
E. 90
50% of a number is 18 less than two-third of that number. Find
the number?
A. 123
B. 115
C. 119
D. 108
E. 101

4. Running at the same constant rate, 6 identical machines can
produce a total of 270 bottles per minute. At this rate, how
many bottles could 10 such machines produce in 4
minutes?
A. 648
B. 1800
C. 2700
D. 2000
E. 3080
5. A boat, whose speed in 15 km/hr in still water goes 30 km
downstream and comes back in a total of 4 hours 30
minutes. What is the speed of the stream? (in km/hr)
A. 10
B. 6
C. 5
D. 4
E. 15
6. Six years ago, the ratio of the ages of Kunal and Sagar was
6 : 5. Four years hence, the ratio of their ages will be 11:10.
What is Sagar's present age?
A. 16 years

B. 18 years
C. 20 years
D. 22 years
E. 25 years
7. A number X is 150 more than a second number, Y. If the
sum of X and Y is 5 times Y, what is the value of Y.
A. 50
B. 40
C. 80
D. 60
E. 70
DIRECTIONS for questions 1-3: What should come in place of
question mark (?) in the following number/alphabetic series.
1. 12 34 54 71 84 ?
A. 89
B. 92
C. 124
D. 102
E. 110
2. 360 72 18 6 ? 3
A. 3
B. 5
C. 4
D. 4.5
E. 6
3. 382 380 374 356 302 ?
A. 212
B. 240
C. 140
D. 201
E. 158
DIRECTIONS for questions 4 to 6: The questions below has
two/three statements followed by two conclusions numbered I
and II. You have to take the given statements to be true even if
they seem to be at variance with commonly known facts. Read
all the conclusions and then decide which of the given
conclusions logically follow from the given statements
disregarding commonly known facts.
A. If only (1) conclusion follows
B. If only (2) conclusion follows
C. If either (1) or (2) follows
D. If neither (1) nor (2) follows
E. If both (1) and (2) follow
4. Statements: All features are attributes. All attributes are
traits.
Conclusion I: All traits are attributes.
Conclusion II: All features are traits
Statements: Some rates are prices. All prices are charges.
Conclusion I: Atleast some rates are charges.
Conclusion II: All charges are prices
Statements: Some costs are tariffs. Some tariffs are fees
Conclusion I: Some costs are fees.
Conclusion II: All costs are fees.
What should come in place of the question mark (?) in the
following series based on the given arrangement?
#3 CF ©E 4Z ?
A. EZ
B. LV
C. EL
D. @L
E. 6L

4. The following series is based on a particular combination
of English alphabets and numbers. Which of the following
will come in place of question mark (?) in the given series?
9Z-20 11A-18 13Y-16 15B-14 ?
A. 14D-10
B. 16B-12
C. 17X-12
D. 16X-10
E. 17D-10
5. How many such pairs of digits are there in the number
31748296 (both in forward and backward directions), each
of which has as many digits between them as in the
arithmetic series?
A. Three
B. More than three
C. One
D. None
E. Two

Essar:-
About:-
Essar is a multinational construction, manufacturing, retails and
sales company founded by Mr.ShashiRuia& Ravi Ruia in 1969.
The company has offices on over 29 countries with endowments
in the sectors of Steel, Energy and Infrastructure. The
Construction of outer breakwater in Chennai port marked the
beginning of its operations. Essar entered the Steel production
sector in 1990s and set up an iron plant in Gujarat. With time
Essar diversified its shipping fleet, and started oil & gas
exploration and production. Also Essar Steel is among the
largest market players in the export of flat steel in India and
abroad.
Our vision:
We will be a respected global entrepreneur, through the power

of positive action.
Our mission:
We are committed to innovative growth, through our personal

passion, reinforced by a professional mindset, creating value for
all those we touch.
Core business:-
Essar Global Fund Limited (“EGFL”) is a global investor,
controlling a number of world-class assets diversified across the
core sectors of Energy, Infrastructure (comprising Ports and
EPC businesses), Metals & Mining, and Services (Shipping, IT
and Retail businesses). EGFL invests long-term capital into the
portfolio companies and holds near 100% stake in all its
investments. EGFL invests with a sense of active ownership,
which involves direct engagement with the management of the
respective businesses.
The portfolio companies have aggregate revenues of about USD
11 billion and employ over 4,500 people. We identify
opportunities, build & nurture world-class assets, monetize it
and re-invest, thereby constantly creating value for all
stakeholders.
The key assets in EGFL’s portfolio are:

Stanlow refinery in
United Kingdom (UK)
Refining supplies 16% of UK’s
road transport fuel
requirements
18 TCF coal bed
methane (CBM)
Oil & Gas
reserves & resources in
ENERGY Exploration
India. Has 700 mmboe
& Production
of conventional
resources
3,830 MW of power
generation capacity in
Power India and Canada,
further 1,260 MW
under construction
India’s 2nd largest
private port company
INFRASTRUCTURE Ports
with total capacity
of 115 MTPA, targeting

expansion to 162
MTPA
50-year track record of
Projects handling over 100 large
scale projects globally
70 mntonnes of coal
METALS AND MINING Mining
reserves in Indonesia
12 ships including
VLCC, Mini-
Shipping
Capesize, Panamax and
SERVICES Supramax
15 land rigs, 1 semi-
Oilfield
submersible offshore
Services
rig
Head Quarters:
 Maharashtra, India
Key People:
 ShashiRuia (Chairman)
 Ravi Ruia (Vice-Chairman)
 PrashantRuia (CEO)
Logo
 The logo of the company is the name of the company itself.
Net Revenue:

 US$ 35 billion (2015)
 Over 60,000 employees (2015)
Official Website:
 http://www.Essar.com
Achievements:-
 Greentech Environment Silver Award
 Essar Projects – Hydrocarbons, Abu Dhabi, recognized for
outperforming other contractors in HSE standards
 The Hydrocarbons Strategic Business Unit (SBU) won the
award for the best Health, Safety and Environment (HSE)
 Essar Projects M & M - British Safety Council awards for
EPL projects in Odisha
 Offshore Services of the year 2013at at Asia Oil and Gas
Summit, Bangkok, November 2013
 AEPC World – EPC Company of the Year 2013
 EPC Company of the Year 2012 – EPC World

HR policy:-
Engagement and Employee ship
We at Essar strongly believe that the employee – organization
relationship is a two-way street. That is, both parties have an
equal role to play in adding to the journey forward and making
the experience mutually and meaningfully beneficial. To this
extent, we invest in identifying and addressing key drivers of
employee engagement such as career opportunities, learning,
rewards and recognition and employee welfare, among others. In
the same breath, our employees are expected to display
fundamental employee ship behavior of responsibility, loyalty
and initiative. It is this mutual covenant that binds the Essar
family, taking individual and organizational growth forward,
together.
Our vision for human capital:
“Emotionally Connecting people to +vely Engage in Value
Creation”
Our engagement initiatives at Essar are designed around the
philosophy of Engage for Success under two platforms: Essar-
Beyond Work and Essar-Cares
Essar-Beyond Work

Essar-Beyond Work serves our endeavour to strive incessantly
towards building a more participative, motivated, enthusiastic
culture at Essar. It is an attempt towards increasing the
“happiness & satisfaction quotient” at Essar and to capture the
hearts and minds of employees/ families helping employees Re-
live their passion at workplace.
With the objective of creating a socialization platform that helps
Essarites bond, build camaraderie and break through silos and
experience fun and joy at work and re-live their passion beyond
work various initiatives have been designed around Hobby,
Sports, Arts, Culture and Festivals.
In current times where we spend more time in office, what a
delight it is to get a platform to RE- LIVE your passion in the
office space itself. With the aim of re-living your passion and
enhancing personal fulfilment, Essar -Beyond Work has
launched various clubs such as:
Runner’s Club
Adventure Club
Photography Club
Food & Drinks Club
This forum helps you to:

Pursue an old hobby or learn a new hobby or interest and be
creative
Open new lines of communication, Collaborate-Networking and
meeting new colleagues
Challenge yourself & build Confidence for learning new things
Most importantly helps in relieving/ reducing negative stress
Festivals and other celebrations at Essar
Essar-Cares
Essar-Cares is an initiative under the Health and Wellness
banner designed for providing/enabling employees to lead
healthier and risk free lives. Offers a wide range of wellness
initiatives for employees and families thus creating a HAPPY
and HEALTHY ESSAR !
Some of the ongoing programs are:
Health talk organized on Managing Arthritis
Regular Yoga Workshops
Ergonomics session during World Health Day
Health Camp – BMI reports with consultation with nutritionists
Interactive session on Child Psychology

Celebrated World Tobacco Day – Health Talk and Pulmonary
Function Test (PFT) camp
The essence of these programs is to encourage Essarites to take
preventive measures to avert the onset or worsening of an illness
or disease and to adopt a healthier lifestyle.
Mighty Mascara
At Essar, Mighty Mascara is a platform designed to share the
story of secrets, second chances, stories of triumph and the
hidden connections that unite our lives. It promises to
comprehend amazing untold tales that will grip with its
emotional power and mesmerize with its magic!
It aims to shed away the inhibitions and share with the world the
story of strength, courage, as every woman has a story to share
and every story is inspirational.
CSR activities:-
ENVIRONMENT

The Essar Foundation is helping rural communities become self-
sufficient and sustainable by providing training in self-
employment and supporting entrepreneurship
HEALTH
LIVELIHOODS AND ENTREPRENEURSHIP

INFRASTRUCTURE
EDUCATION

Entrepreneurship The Essar Foundation is helping rural
communities become self-sufficient and sustainable by
providing training in self-employment and supporting
WOMEN’S EMPOWERMENT
Selection Process:
 Written Exam
 Group Discussion
 Technical Interview
 HR Interview
Academic Criteria:
 CGPA should be greater than 6.0.
 No backlogs at the time of applying for placement.
 Maximum gap of one year is allowed in Academics.
Section No. of questions Time Limit
Mechanical Comprehension 40 25 mins
Technical 50 30 mins
Total 90 55 mins
The total time allotted to the written exam is 90 minutes.

Details:
 Mechanical Comprehension section is generally figurative
in nature.
 Technical section involves questions from core subjects of
mechanical, electronic, electrical and civil. This section
was tough and required thorough preparation. A person
whose basics are clear could easily excel in this section.
Overall the level of the paper is moderate to difficult Only those
round.
exam.
Apply directly at https://www.essar.com/careers/

Technical Interview:
 What is the critical speed of shaft?
 What is combine power generation?
 What is select miller cutter?
 What is calibration of an instrument?
HR Interview:
 Can you define yourself in one word?
 Are you willing to work nights and weekends?
 What attracted you to this company?
 What is the meaning of your name?
 What is the value of a property, which has been insured at
the rate of 1/6% of its value, if the annual premium paid on
it is Rs. 83.33 (in Rs.)?
 What is your greatest strength?
 What kind of salary are you looking for?
 What major problem have you had to deal with recently?
Technical interview:
 Define surge tank.
 What is a gray surface?
 Can you explain the refrigeration cycle?
 What is a master gauge ?
 What Is cold working of metals? Give some of its principal
methods.
 Define stiffness.
 What is a cat head in production engineering?
 What is tack welding?
 What is hot working of metals? Give some of its principal
methods.
 Classify driling machines.
HR Interview:
 Introduce yourself.
 Do you have plans for any further studies?
 How do you handle yourself when you're extremely
stressed?
 Why Essar?
 Do you have any questions?
 Tell me about some of your recent goals and what you did
to achieve them.

 How much training do you think you'll need to become a
productive employee?
 A farmer built a fence around his 17 cows, in a square
shaped region. He used 27 fence poles on each side of the
square. How many poles did he need altogether?
 Tell me about a time when you were forced to make an
unpopular decision.
 What changes would you make at your college?
GD topics:-
Democracy is the only way to sustain economy growth
Should Indian youth involving Politics
Foreign investment should allow directly to India
Foods come first ethics come later
TV channels can be regional, International
Question paper:-
1. The simple interest on Rs. 4000 in 3 years at the rate of x%
per annum equals the simple interest on Rs. 5000 at the rate
of 12% per annum in 2 years. The value of x is
A. 8%
B. 9%
C. 10%
D. 6%
2. If x2 – 3x + 1 = 0, then the value of x2 + x + 1/x + 1/x2 is
A. 6
B. 8
C. 10
D. 2
3. If (4x - 3)/x + (4y - 3)/y + (4z - 3)/z = 0, then the value of
1/x + 1/y + 1/z is
A. 4
B. 6
C. 9
D. 3
4. Find the simplest value of 2√50 + √18 - √72 (given √2 =
1.414)
A. 10.312
B. 8.484
C. 4.242
D. 9.898
5. If a2 + b2 + 4c2 = 2(a + b – 2c) – 3 and a, b, c are real, then
the value of (a2 + b2 + c2) is
A. 2
B. 2 1/4
C. 3
D. 3 1/4
A number x when divided by 289 leaves 18 as a remainder. The
same number when divided by 17 leaves y as a remainder. The
value of y is
A. 3
B. 1
C. 5
D. 2
3. An equation of the form ax + by + c = 0 where a ≠ 0, b ≠ 0,
c = 0 represents a straight line which passes through
A. (0,0)
B. (3,2)
C. (2,4)
D. None of these

4. The numerator of a fraction is 4 less than its denominator.
If the numerator is decreased by 2 and the denominator is
increased by 1, then the denominator becomes eight times
the numerator. Find the fraction.
A. -4/8
B. 2/7
C. 3/8
D. 3/7
5. If x2 = y + z, y2 = z + x and z2 = x + y then the value of
1/(1+x) + 1/(1+y) + 1/(1+z) is
A. 2
B. 0
C. -1
D. 1
6. In a triangle ABC, ∠A = 90°, ∠C = 55°, AD bar ⊥ BC bar.
What is the value of ∠BAD?
A. 45°
B. 55°
C. 35°
D. 60°

1. Starting from a point S, Ritesh walks a distance of 5 km
South, then turns to his right and walks 3 km. From there
he again turns right and walks 5 km. He then turns to his
left and walks 5 km. How far is he from the starting point
and in which direction?
A. 5 km west
B. 3 km North
C. 3 km East
D. 8 km West
2. If both the statements "Some toys are boxes" and "All
boxes are jeeps" are true, then which of the following can
definitely be inferred?
A. All jeeps are boxes
B. All toys are boxes
C. Some toys are jeeps
D. All toys are jeeps
3. If the password is "some men not great writers are" for the
keyword "some writers are not great men", what will be the
password for the keyword "children like to play and read"?
A. children play and read like to
B. children to play and like read

C. children read and play to like
D. children read play and like to
4. In a class, Mohit ranks 14th from the top and 21st from the
bottom. How many students are there in the class?
A. 34
B. 35
C. 33
D. 36
5. If it is possible to make a meaningful word with the third,
the fifth, the sixth and the ninth letters of the word
FIGURATION using each letter only once, mark last letter
of that word as your answer. If more than one word can be
made mark 'X' as your answer and if no such word can be
made mark 'M' as your answer.
A. X
B. M
C. O
D. R
In a certain code language "lik dye pin" means "eat and drink",
"pin bit sem" means, "drink hot milk" and "liksemani" means
"milk and curd". What is the code for "eat"

A. lik
B. dye
C. pin
D. Data inadequate
There are six members - P, Q, R, S, T and U - in a family. Each
member of the family has two jobs; one main job and other part
time job. Painting is the part-time job of S, but two members
pursue it as main job. Q,T and U do electrical works as one of
their jobs. U's main job is computer programming and R and T
do it as their part time job. P is both painter and typist and the
part-time job of P is the main job of S and vice-versa. Career
counseling is the part time job of only one member. The only
female member in the family has typing as her main job.
2. Which of the following groups has painting as their main
job?
A. P, R & S only
B. Q, R & S only
C. R & S only
D. Q & R only
E. P & R only

3. Disregarding the main job and part time job criteria, who
among the following pursue the same job combination as
that of U?
A. P
B. R
C. T
D. S
E. None of these
4. Who among the following is the only female member in the
family?
A. P
B. Q
C. T
D. S
E. None of these
5. What is the main job of R?
A. Painting
B. Electric Work
C. Computer programming
D. Career counseling

E. Typing
1. A fly cutter is used on (10.13)
A. Lathe
B. Shaper
C. Milling machine
D. Slotter
E. Planer
2. Brown and Sharpe taper is generally used in (10.64)
A. lathes
B. Drills
C. Shapers
D. Milling machines
E. Broaching Mach
3. Floating of a currency leads to (11.100)
A. Devaluation
B. Revaluation
C. Over valuation
D. Either devaluation or revaluation
E. Either revaluation or over-valuation

4. The mode is (12.42)
A. Same as median
B. The arithmetic average of the distribution
C. The geometric average of the distribution
D. The score with greatest frequency of distribution
5. Which one of the following materials will have lowest
cutting speed (10.50)
A. Mild steel
B. Aluminium
C. Brass
D. High carbon steel
Which adhesive is used for plywood work (9.297)
A. Gum
B. guar gum
C. fevicol
D. Castor oil

GOOGLE:-
Logo:-
Google has had many logos since its renaming from Backrub.
The first logo was created by Sergey Brin using GIMP, but the
current official Google logo was designed by Ruth Kedar, and is
a word mark based on the Catull typeface, an old style serif
typeface designed by Gustav Jaeger for the Berthold Type
Foundry in 1982. The company also includes various
modifications or humorous features, such as cartoon
modifications of their logo for use on holidays, birthdays of
famous people, and major events, such as the Olympics. These

special logos, some designed by Dennis Hwang, have become
known as Google Doodles.
Head Quarters:
Menlo Park, California
Key People:
Chief Executive Officer – Sundar Pichai

Ruth Porat (CFO)
Net Revenue:
US$66.001 billion (2014)
57,100 ( Q2 2015)
Official Website:

www.Google.com
Core business:-
Google is an American multinational technology company
specializing in Internet-related services and products. These
include online advertising technologies, search, cloud
computing, and software. Most of its profits are derived from Ad
Words, an online advertising service that places advertising near
the list of search results. Google was founded by Larry Page and
Sergey Brin while they were Ph.D. students at Stanford
University. Together they own about 14 percent of its shares but
control 56 percent of the stockholder voting power through
super voting stock. They incorporated Google as a privately held
company on September 4, 1998. An initial public offering
followed on August 19, 2004. Its mission statement from the
outset was "to organize the world's information and make it
universally accessible and useful," and its unofficial slogan was
"Don't be evil."In 2004, Google moved to its new headquarters
in Mountain View, California, nicknamed the Googolplex.
Rapid growth since incorporation has triggered a chain of
products, acquisitions and partnerships beyond Google's core
search engine. It offers online productivity software including
email (Gmail), a cloud storage service (Google Drive), an office
suite (Google Docs) and a social networking service (Google+).
Desktop products include applications for web browsing,
organizing and editing photos, and instant messaging. The

company leads the development of the Android mobile
operating system and the browser-only Chrome OS [15] for a
netbook known as a Chrome book. Google has moved
increasingly into communications hardware: it partners with
major electronics manufacturers in the production of its "high-
quality low-cost" Nexus devices and acquired Motorola
Mobility in May 2012. In 2012, a fiber-optic infrastructure was
installed in Kansas City to facilitate a Google Fiber broadband
service.
Google’s Corporate Mission Statement:-
Google’s corporate mission is “to organize the world’s

information and make it universally accessible and useful.”
Ever since its beginnings, the company has focused on
developing its proprietary algorithms to maximize effectiveness
in organizing online information. Google continues to focus on
ensuring people’s access to the information they need. The
company’s mission statement adheres to a utilitarian benefit that
the business provides to its users. In this regard, the following
are the primary elements of Google’s corporate mission:
1. World’s information
2. Organization
3. Universal accessibility
4. Usefulness

Google’s Corporate Vision Statement:-
Google’s corporate vision is “to provide access to the world’s

information in one click.” The company’s nature of business is
a direct manifestation of this vision statement. For example,
Google’s most popular product is its search engine service. This
product enables people to easily access information from around
the world. The company applies its vision together with the
mission statement to maintain dominance as an Internet
technology, software, and hardware business. The following are
the primary elements of the company’s corporate vision:
1. World’s information
2. Access
3. One click
Achievements:
 IDC Markets cape – “Leader” in Worldwide Business Analytics

BPO Services.
 Gartner 2014 Magic Quadrant for Global Finance and
Accounting BPO – “Leader” for fifth consecutive year
 Nelson Hall 2014 NEAT rankings:
 “Leader” in Global Property and Casualty Insurance BPO
Market
 “Leader” in Global Capital Markets BPO.

 HfS 2014 Blueprint rankings:
 “Winner’s Circle” in Global Insurance BPO Services Market.
 “High Performer” in Global Mortgage Services BPO Market
 Alsbridge Innovation Awards 2014 – Excellence and Innovation
Through Outsourcing, Google-GSK partnership on GSK “Brand
Love” program.
 American Society for Quality 2014 – International Excellence
Award, Bronze
 Shared Services Outsourcing Network (SSON) Asia Award -
“Excellence in Value Creation” category for contribution to a
US investment advisory major
 European Outsourcing Association Awards – End User of the
Year, Google and Momentive Specialty Chemicals Inc. and
Momentive Performance Materials Inc.
 National Association of Software and Services Companies
(NASSCOM) Corporate Awards for Excellence in Diversity and
Inclusion – Best BPO Company.
 NetApp India Innovation Awards – NetApp Trendsetter Award,
Enterprise Mobility and Innovative Use of Data Storage
 International Data Group 2013 CIO Awards, The Astute 100 –
Sanjeev Prasad, Google Chief Information Officer.
HR policy:-
Google revealed a new HR policy in an attempt to improve the
way employees communicated with each other and avoid
incidences of workplace harassment.
The policy aims to uphold its open culture of communication
while enforcing the need to be respectful. It comes on the back
of a rise in complaints about harassment and trolling taking

place on internal communication platforms, such as interest-
based mailing lists and other messaging avenues.
In an internal survey, Google employees said that the level of
respect in company-wide discussions had declined and that
incivility on internal communication platforms was on the rise.
“The increase in complaints isn’t surprising. We’re talking about
difficult things,” Google said in the newly-unveiled guidelines.
“Googlers are using Groups to sometimes discuss deeply
personal issues. And it’s hard to do so constructively in online
forums as our community grows larger across the globe, often
contributing to a feeling of impersonal rather than familiar, trust-
based interactions.”
Last year, former engineer James Damore had caused outrage
after posting a sexist, anti-diversity essay on one of the mailing
lists suggesting that women were genetically unsuited for tech
jobs. He was subsequently fired due to a violation of employee
code of conduct.
The new policy aims to avoid a recurrence of such controversial
posts by first giving employees who administer the mailing lists
the right to moderate the conversation taking place. Eventually
Google will provide moderation tools for the platform.
The guidelines also urge employees to keep an open mind to
different views and avoid making blanket statements, reported
Gizmodo.
“Trolling, name calling and ad hominem attacks will not be
tolerated,” the guidelines state. “It can help to be curious about –
and acknowledge – the emotions that come up during a tough
conversation... The goal should be to understand more, not to be
right.”
Besides enforcing good interpersonal communication among
employees, the new policy also clarifies what constitutes as
harassment and provides a transparent view of how HR
investigates complaints and resolves problems. Employees are
also outlined their rights to discuss working conditions.
CSR activities:-
Starting from 2015, Google issues environmental report that
contains the details of Google CSR programs and initiatives.
The following are the most noteworthy parts of Google
performance in important fronts of CSR taken from Google
Environmental Report 2016 and other sources.
Energy Consumption by Google

 Google data centers consume 50% less energy compared to a
typical data centre
 Google purchases or produces 24% of renewable energy and
the company has 11% renewable electricity already on the grid,
thus total use of renewable energy accounts to 35%. The use of
remaining 65% energy which is non-renewable is neutralized
by carbon offset projects.
 In Mountain View campus 1.9 MW solar panels generate more
than 3 million kWh clean energy

 Google has made an agreement to invest more than USD1.5
billion in renewable energy projects such as large-scale wind
and rooftop solar panels.
 More than 4 million square feet of Google buildings have
achieved green certification status by LEED.
 Alphabet Inc. Google’s parent company has committed to
invest USD2.5 billion in solar and wind projects[1]
 The average annual power usage effectiveness (PUE) for
Google’s global fleet of data centres was 1.12 in 2015,
compared with the industry average of 1.7
 To date, 854,000 square meters (9.2 million square feet) of
Google office facilities have achieved Leadership in Energy
and Environmental Design (LEED) certification.
Water Consumption by Google

 Google data centre in Berkeley County, South Carolina alone
uses about 4 million gallons of surface water per day[2]
 From 2013 to 2015, the internet giant reduced potable litres of
water used per employee by 30% at its Bay Area headquarters
 In total, six of Google’s operating data centres have achieved
100% landfill diversion, and one of these has reached Zero
Waste to Landfill
 The company has set regional water reduction targets for its
offices in 2017
Waste Reduction and Recycling by Google

 In 2015, Google has diverted 84% of waste from its global data
centre operations away from landfills, and so far in 2016, it has
diverted 86%.
 In 2015, 19% of the servers Google deployed were
remanufactured machines
 In 2015, 52% of the components Google used for machine
upgrades in company data centres were refurbished inventory
Carbon Emissions by Google

 The company has been carbon neutral since 2007
 Google’s ‘Commuting Sustainably’ program keeps 5,700 cars
out of the road and company shuttle program and electric
vehicle charging stations is equivalent to more than 87 million
vehicle miles annually.
 Google is increasing the range of its operations in cloud, a
platform that is carbon neutral with positive environmental
implications
 From 2009 to 2015, the company’s carbon intensity per revenue
(metric tones’ Scope 1 and 2 CO2e/million USUSD) and per
full-time equivalent employee both decreased by more than
50%.
Alphabet Inc. (Google) Report contains a full analysis of Google

corporate social responsibility including Google CSR issues.
The report illustrates the application of the major analytical
strategic frameworks in business studies such as SWOT,
PESTEL, Porter’s Five Forces, Value Chain analysis and
McKinsey 7S Model on Google. Moreover, the report contains
analyses of Alphabet leadership, business strategy,
organizational structure and organizational culture. The report
also comprises discussions of Alphabet marketing strategy and
addresses issues of corporate social responsibility.

Recruitment process:-
In case of job recruitment, selection is the process to choose
potential working persons for a company or organization.
Google Recruitment process includes a selection stage when
decisions are made as to the viability of a particular candidate's
job application. It directly affects the overall productivity of an
organization. A right selection may increase the overall
performance of a company & a wrong one may lead to material
and financial loss. A perfect selection process can help to pick
the most eligible candidates amongst all applicants. The Process
of selecting candidates focuses on abilities, knowledge, skills,
experience and various other related factors.
Stages of selection process to get recruited in Google:

 Written Exam/ Aptitude Test
 Coding Test
 Client Interview
 HR /Technical Interview
Written Exam
Academic Criteria
 Minimum 65 percent marks in Xth, XIIth, and Graduation.
 No backlogs at the time of applying.
Test Pattern
Aptitude Round

Testing Areas No. of questions Time Limit ( in mins)
Logical Reasoning 10
General Aptitude 10
Technical 15 50
General English 5
Total 40
Coding Round
Section No. of questions Time Limit ( in mins)
Coding 3 90
Test Description
 Logical Reasoning section consists of questions from topics
such as seating arrangement problems, finding the missing
numbers puzzle tests and theme detection.
 General Aptitude section covers topics such as percentage, A.P
& G.P, Prime Numbers, Problems on speed and averages.
 Technical section consists of questions from topics such as C,
C++, Java, Data Structure, and Computer Networks.

 General English section consists of questions from English
grammar topics like prepositions, antonyms, synonyms,
sentence completion and reading comprehensions.
 Coding section consists of questions from topics Data Structure,
C / C++ Language, Algorithms.
 Overall the level of the paper is moderate to difficult.
 Only those candidates who clear the written exam will qualify
for the next round.
Google Interview Process

Google Interview process consists of Client Interview, Technical
Interview and HR Interview. Following are the details of each
phase:
 Client interview
The purpose of client round interview is to interact with the new
team member and know more about the knowledge and
interviewee's experience and how interviewee can use his/her
knowledge in company projects.
 Technical interview
Questions related to specific technical fields are asked in this
round. Questions may be based on specific knowledge about the
company's technical activities; understanding of the technical
work required to be completed as part of the job applied for or
may enquire candidates to solve actual technical problems that
they would be likely to face if employed.
 HR Interview
Final step to select a candidate as an employee is Interview as it
helps to determine a candidate's personality. Questions can be of
wide range starting from your introduction, Qualification,

Experience, Industry specific experience, Courses done, your
strengths and weaknesses, salary expectations, friends, family
etc.
Apply directly at http://www.google.com/about/careers/
Interview process:-
Excerpts from Interview #1:
 Technical questions regarding various projects undertaken
during the course of engineering.
 Write a code to generate divisors of an integer.
 What do you understand by inheritance and explain its various
types?
 List different attributes in ER model of DBMS.
 What is jump statement in C++?
 What do you know about latest developments in IT industry?
 Give any two points of difference between C++ and Java.
HR Interview:
 How would you describe your ideal job?
 Why did you choose this career?
 When did you decide on this career?
 What goals do you have in your career?
 What do you think it takes to be successful in this career?

 What accomplishments have given you the most satisfaction in
your life?
 If you had to live your life over again, what would you change?
 How do you use a “Local Block”?
 Compare "Switch" statement and "Multiple-If" statements.
 What are the characteristics of modern DBMS?
 Describe your Final Year project. What was novelty in it?
 Explain RDBMS and how is it different from DBMS.
 What is nested loop? What is dangling else condition in it?
 Write a program to compare lengths of two strings.
 What keyword would you use for Development of a Software
Life Cycle? Define this keyword.
HR Interview:
 Tell me about some of your recent goals and what you did to
achieve them.
 What are your short-term goals?
 What is your long-range objective?
 What do you see yourself doing five years from now?
 Where do you want to be ten years from now?
 Do you have any plans for further education?
 How much training do you think you'll need to become a
productive employee?

Sample Technical questions:-
1. What will be the output of following code fragment?
a=60;
b=70;
i=j=10;
if(a<100){
if(b>50){
++i ;
else
++j ;
}}
cout<<i+j;
A. 21
B. 19
C. 20
D. None of the above
2. What is the error in the code?"
Char ch;
Int vowels=0,others=0;
Cin>>ch;
While((ch>= ‘A’ &&ch<+ ‘Z’) || (ch>=’a’ &&ch<= ‘z’)){
Switch(ch)
{
Case’a’:
Case’A’:
Case’e’:
Case’E’:
Case’i’:
Case’i’:
Case’o’:

Case’O’:
Case’u’:
Case’U’: ++vowels;
Break;
Default: ++others;
}}
Cout<< vowels<< ‘\n’<< others;
A. The while loop is an endless loop. Whatever value of ch has in
the beginning, will remain the same, as ch is not updated within
the loop.
B. There is no need to declare 'a' and 'A' and hence all other vowels
gain in switch as it is case insensitive.
C. The switch statement’s two case constants are identical case 'i'
and 'i' which is an error
D. More than one is correct from above.
3. Which of the following is not supported by Java?
A. Operator overloading
B. Multiple inheritances for classes
C. None of these
D. Both (a) and (b)
4. Which of the following are included in relational integrity
constraints in DBMS?
A. Key constraints
B. Domain constraints
C. Referential integrity constraints
D. All of these
5. What is the output of the following program?
#include
int g =20;
void func(int&x, int y)
{
x=x-y ; y=x*10 ;
cout<< x<<’,’<< y<< ‘\n’ }
void main()
{ int g=7 ;
func(g,::g);
cout<< g<< ‘,’ << :: g ;
}
A. -13,-130
33,330
B. -13,-130
-13,20
C. -13,20
33,330
D. None of these
Sample verbal questions:-

DIRECTIONS for the question 1 to 4: Study the passages below
carefully and answer the questions that follow passage
The National Institute of Oceanography (NIO) in Goa has

developed a real-time reporting and Internet-accessible coastal
sea-level monitoring system and it has been operational at
Verem jetty in the Mandovi estuary in Goa since September 24,
2005. The gauge uses a cellular modem to put on the Internet
real-time sea-level data, which can be accessed by authorized
personnel. By using a cellular phone network, coastal sea-level
changes are continuously updated on to a web-server. The sea-

level gauge web site can be made available to television
channels to broadcast real-time visualization of the coastal sea
level, particularly during oceanogenic hazards such as storm
surges or a tsunami. A network of such gauges along the coast
and the islands that lie on either side of the mainland would
provide data to disaster management agencies to disseminate
warnings to coastal communities and beach tourism centres.
The gauge incorporates a bottom pressure transducer as the

sensing element. The sea unit of the gauge, which houses the
pressure transducer, is mounted within a cylindrical protective
housing, which in turn is rigidly held within a mechanical
structure. This structure is secured to a jetty. The gauge is
powered by a battery, which is charged by solar panels. Battery,
electronics, solar panels, and cellular modems are mounted on
the top portion of this structure. The pressure sensor and the
logger are continuously powered on, and their electrical current
consumption is 30 mA and 15 mA respectively. The cellular
modem consumes 15 mA and 250 mA during standby and data
transmission modes, respectively. The pressure sensor located
below the low-tide level measures the hydrostatic pressure of the
overlying water layer. An indigenously designed and developed
microprocessor based data logger interrogates the pressure
transducer and acquires the pressure data at the rate of two
samples a second. The acquired pressure data is averaged over
an interval of five minutes to remove high-frequency wind-
waves that are superimposed on the lower frequency tidal cycle.
The averaged data is recorded in a multimedia card. The
measured water pressure is converted to water level using sea
water density and acceleration owing to the earth's gravity. The
water level so estimated is then referenced to chart datum (CD),
which is the internationally accepted reference level below
which the sea level will not fall. The data received at the Internet
server is presented in graphical format together with the
predicted sea level and the residual. The residual sea level (that
is, the measured minus the predicted sea level) provides a clear
indication of sea-level oscillation and a quantitative estimate of
the anomalous behaviour, the driving force for which could be
atmospheric forcing (storm) or geophysical (tsunami).
A network of sea-level gauges along the Indian coastline and
islands would also provide useful information to mariners for
safe navigation in shallow coastal waters and contribute to
various engineering projects associated with coastal zone
management, besides dredging operations, port operations and
management of inland water resources (reservoirs, dams). The
system can also be used effectively for sharing of water
resources between States and neighbouring countries, and for
monitoring and implementation of river water treaties with
greater transparency. Among the various communication
technologies used for real-time transmission of sea-level data are
the wired telephone connections, VHF/UHF transceivers,
satellite transmit terminals and cellular connectivity. Wired
telephone connections are severely susceptible to loss of
connectivity during natural disasters such as storm surges,
primarily because of telephone line breakage. Communication
via VHF/UHF transceivers is limited by line-of-sight distance
between transceivers and normally offer only point-to-point data
transfer. Satellite communication via platform transmit terminals
(PTTs) has wide coverage and, therefore, allows data reception
from offshore platforms. However, data transfer speeds are
limited. Further, many satellites (for example, GOES, INSAT)
permit data transfer only at predefined time-slots, thereby
inhibiting continuous data access. Technologies of data
reporting via satellites have undergone a sea change recently in
terms of frequency of reportage, data size, recurring costs and so
forth. Broadband technology has been identified as one that can
be used optimally for real-time reporting of data because of its
inherent advantages such as a continuous two-way connection
that allows high-speed data transfer and near real-time data
reporting. While satellite communication is expensive, wireless
communication infrastructure and the ubiquity of cellular
phones have made cellular communication affordable. Low
initial and recurring costs are an important advantage of cellular
communication. A simple and cost-effective methodology for
real-time reporting of data is the cellular-based GPRS
technology, which has been recently implemented at the NIO for
real-time reporting of coastal sea level data.
1. According to the passage which one of the following statements
is not true ?
A. Network of gauges along the coast and the islands would help
disaster management agencies to disseminate warnings.
B. Cellular based GPRS technology is not a simple and cost
effective method for real-time reporting of data.
C. Disadvantage of wired telephone connections is the loss of
connectivity during disasters due to line breakages.
D. Data reporting via satellites has undergone changes in terms of
frequency, data size, recurring cost etc.
2. What is the outermost part of the sea unit of the gauge ?
A. Pressure transducer
B. Mechanical structure
C. Cylindrical protective housing

D. Sensing element
3. What is the limitation of satellite communication via platform
transmit terminals ?
A. Coverage
B. Off shore platforms
C. Data transfer speed
D. None of these
4. Which one of the following relationships is correct as per the
passage ?
A. Predicted sea level is a product of measured sea level and
residual sea level.
B. Predicted sea level is the difference between measured sea level
and residual sea level.
C. Residual sea level is the sum of predicted sea level and
measured sea level.
D. Predicted sea level is obtained by dividing measured sea level
DIRECTIONS for the question 5 to 9: In each question, a

statement is followed by two assumptions numbered I and II.
Consider the statement and the following assumptions to decide
which of the assumptions is implicit in the statement. Mark
answer as A. if only assumption I is implicit; B. if either I or II
is implicit; C. if only assumption II is implicit; D. if neither I nor
II is implicit.
5. Statement : Like a mad man, I decided to follow him.
Assumptions : I. I am not a mad man.
II. I am a mad man.
Answer & Explanation
Statement : If it is easy to become an engineer, I don't want to be
an engineer. Assumptions : I. An individual aspires to be
professional.
I. One always desires to achieve something which is hard
earned.
Statement : All the employees are notified that the organization
will provide transport facilities at half the cost from the nearby
railway station to the office except to those who have been
provided with travelling allowance.
Assumptions : I. Most of the employees will travel by the office
transport.
II. Those who are provided with travelling allowance will not
read such a notice.Answer& Explanation
Statement : An advertisement of a Bank "Want to open a bank
account! Just dial our 'room service' and we will come at your
doorsteps."
Assumptions : I. There is a section of people who may find
difficulty in coming to the bank office for opening bank
accounts.
II. Nowadays banking has become very competitive.
Statement : I can take you quickly from Kanpur to Lucknow by
my cab but then you must pay me double the normal charges.
Assumptions : I. Normally, it will take more time to reach
Lucknow from Kanpur.
II. People want to reach quickly but they will not pay extra
money for it.

DIRECTIONS for the question 10: Pick out the most effective
pair of words from the given choices (1), (2), (3) and (4) in each
of these questions to make the sentence meaningfully complete.
The problem of housing shortage _____________ with the
population explosion has also been ____________ by this
policy.
A. projected — discussed
B. dispensed — acknowledged
C. threatened — manifested
D. compounded — addressed
Sample aptitude questions:-

A. A sum was put at simple interest at a certain rate for 2 years.
Had it been put at 3% higher rate, it would have fetched Rs 300
more. The sum is
A. 5300
B. 5500
C. 5000
rence between the simple interest received from two different
sources on Rs 3 lakhs for 2 years is rs 1,500. The difference
between their rates of interest is
A. 0.20%
B. 0.3%
C. 0.25%

D. 0.4%
A square tin sheet of side 12 cm is converted into a box with
open top in the following steps: The sheet is placed horizontally.
Then, equal-sized squares, each of side x cm, are cut from the
four corners of the sheet. Finally, the four resulting sides are
bent vertically upwards in the shape of a box. If x is an integer,
then what value of x maximizes the volume of the box?
A. 1
B. 4
C. 3
D. 2
A spherical ball of lead, 3 cm in diameter is melted and
recast into three spherical balls. The diameter of two of these is
1.5 cm and 2 cm respectively. The diameter of the third ball is
A. 3 cm
B. 2.66 cm
C. 2.5 cm
D. 5 cm
A cylinder is filled to 4/5th of its volume. It is then tilted so
that the level of water coincides with one edge of its bottom and
top edge of the opposite side. In the process, 30 cc of the water
is spilled. What is the volume of the cylinder?
A. 75 cc
B. 100 cc
C. 96 cc
D. Data Insufficient
A and B invest Rs 3 lakhs and Rs 4 lakhs in a business. A
receives Rs 1,000 per month out of the profit as a remuneration
for running the business and the rest of profit is divided in
proportion to the investments. If in a year 'A' totally receives X
39,000, what does B receive?
1. 63,000
2. 46,000
3. 36,000
4. 26,000
In a partnership, A invests 1/6 of the capital for 1/6 of the
time, B invests 1/3 of the capital for 1/3 of the time and C, the
rest of the capital for whole time. Find A's share of the total
profit of Rs 2,300.
1. 110
2. 10
3. 100
4. 101
A, B and C enter into a partnership by investing in the ratio
of 3 : 2 : 4. After one year, B invests another Rs 2,70,000 and C,
at the end of 2 years invests Rs 2,70,000. At the end of three
years, profits are shared in the ratio of 3 : 4 : 5. Find the initial
investment of A, B and C.
1. Rs 2,70,000; Rs 80,000 and Rs 3,60,000
2. Rs 1,70,000; Rs 1,80,000 and Rs 3,60,000
3. Rs 2,70,000; Rs 1,80,000 and Rs 3,60,000
4. Rs 2,70,000; Rs 1,80,000 and Rs 3,00,000
Two vessels contain mixtures of milk and water in the ratio
of 8 : 1 and 1 : 5 respectively. The contents of both of these are
mixed in a specific ratio into a third vessel. How much mixture

must be drawn from the second vessel to fill the third vessel
(capacity 26 gallons) completely in order that the resulting
mixture may be half milk and half water?
1. 10 gallons
2. 12 gallons
3. 14 gallons
4. 13 gallons
T.C.S:-
About TCS:-
Tata Consulting Services Ltd. was founded in 1968 by a division
of Tata Sons Limited Tata Consultancy Services Limited (TCS)
is the famous Indian Information technology (IT) services,
consulting and business Solutions Company headquartered in
Mumbai. TCS operates in 46 countries throughout the world.
TCS is the largest Indian company by market capital and is the
biggest India-based IT services company .TCS is now placed
among the "Big 4" most valuable IT services brands worldwide.
In 2013, TCS is ranked 40th overall in the Forbes World's Most
Innovative Companies ranking, making it both the highest-
ranked IT services company and the top Indian company. TCS
works on the ideology that Effective Change Management is...a
practice where art, science, and craft meet.
Head Quarters:
Mumbai, Maharashtra, India.
Key People:
Natarajan Chandershakheran.
Net Revenue:
The total revenue for TCS in the fiscal year 2013 was US$ 13.44
billion.

313,757 as of December 2014.

Official Website:
www.tcs.com
Vision:
"TCS’ vision is to decouple business growth and ecological

footprint from its operations to address the environment bottom-
line. The green approach is embedded in our internal processes
and services offerings...... From green buildings to green IT to a
green supply chain, our mantra is to grow sustainably and help
our customers achieve sustainable growth through our green
solutions and service offerings"
Mission:
Our mission reflects the Tata Group's longstanding commitment

to providing excellence:

1. To help customers achieve their business objectives by
providing innovative, best-in-class consulting, IT
solutions and services.
2. To make it a joy for all stakeholders to work with us.
Core business:-
Tata Consultancy Services Limited (TCS) is an Indian

multinational information technology
(IT) service, consulting and business solutions company
headquartered in Mumbai, Maharashtra.
So three primary areas of focus:
1. Service: They provide service to varied clients for solving

their business needs. TCS employees are outsourced for
that work i.e., they are required to support & help their
clients in solving their problems.
You can treat this in similar lines to “A mechanic solving

every car model’s problems”. There the mechanic is
outsourced by his/her boss to the clients (car owners).
Mechanic might be required to go to client location
(onsite) or do the work from garage (off-shore) only.
2. Consulting: It is the business model wherein TCS is being
contacted (consulted) by clients to engage in the business
of giving expert advice to them so that they can grow
either themselves or use option #1.
You can relate that to the work of Financial Advisors
(consultants)..Whom we (clients) contact to understand
how & where to invest our money.
3. Business Solutions: It is a combination of ideas used to
help a company achieve its objectives. A business
solution comes in terms of marketing, payroll, auditing,
accounting market research and analysis, among other
essential business activities.
You can relate that to Superman:-D
In plain English, TCS outsources their employees to solve the
client needs which can be varied in nature.

Achievements:-
 TCS was ranked at top for the customer satisfaction index in the
United kingdom
 TCS also won Gold Shield award for excellence in financial
reporting from the Institute of Chartered Accountants of India
(ICAI) in 2012.
 TCS was also the winner of the 'Recruiting and Staffing Industry
Leader of the Year' and "Best Employer Brand" awards at the
World HRD Congress' annual meet in 2012
 TCS was ranked the number one IT service provider for the
Manufacturing in Europe, Middle East and Africa (EMEA) by
International Data Corporation in 2014.
 Mr.Saqib Hamdani, CEO, TCS PVT Ltd. received the "SUPER
BRANDS AWARD OF PAKISTAN 2008-09"
 TCS has won the Brands Icon Award in 2008.
HR policy:-
TCS is a good base to work at, especially for fresher’s because
they find it easy to work as they are given good opportunities
under comfortable and cozy environment. Working in TCS, it
feels like working in a government organization. Employees get
high job security and fear less for losing the job as this company
has low rate of job removal even during recession. The company
provides further opportunity to employees who perform low in
order to improve by offering learning and enhancing programs.
Compared to other IT companies, TCS accounts for lowest

employee turnover rate. This is because most of the employees
stay employed with the company for a long period of time as
they find their job not only comfortable but also secured. The
environment is very friendly and the company has a plan to
improve performance of employees who face problems
regarding understanding of processes. TCS aims in both
personality and career development which is very advantageous
for the improvement of employee’s skills and knowledge. The
HR practices followed by this company are determined in
understanding people's ability for managing them right from
sourcing to deployment which means in regards to scalability.
The employees working in this organization feel very secure

because they are given long periods to work where they have
fixed contracts and have flexibility to work in shifts. Ambitious
employees are given chance to study overseas where they are
provided with visas and long-term leaves. All employees sign a
contract while starting to work with a company which will last
for a period of two years and after that they are considered as
permanent workers.
CSR activities:-
MUMBAI: Tata Consultancy Services (TCS), among the
world’s top 10 IT service providers, has spent Rs. 379.71 Crore
on various Corporate Social Responsibility (CSR) programmes.
Prescribed CSR Expenditure for the year was Rs. 446 crores.
Average net profit of the company for last three financial years
for the purpose of computation of CSR was Rs. 22,275 crores.

Unspent CSR amount for the year was Rs. 66 crores. Revealed
Annual Report, 2016-17
The projects or programmes undertaken by the company on the

broad framework of Schedule VII of the Companies Act, 2013.
Two meetings of the CSR committee were held during the year
to review the progress.
Financial details for the reviewed year
 Total Turnover (Rs): 1,17,966 Crore

 Total profit after taxes (Rs): 26,289 Crore
 Total Spending on Corporate Social Responsibility
(CSR) as percentage of profit after tax (%): 1.7% of
average profit for previous three years in respect of
standalone TCS (India initiatives only)
Composition of CSR Committee
The Corporate Social Responsibility (CSR) Committee of the

Board of Directors is responsible for implementation of
Business Responsibility policies. The members of the CSR
Committee are as follows:
 Chandrasekaran: Chairman
 P. Bhatt: Independent Director
 Rajesh Gopinathan: Chief Executive Officer and
Managing Director
 Aarthi Subramaniam: Executive Director

CSR Spending for the Year 2016-17
S. No. Category (CSR in India only) Rs. Crore
1. Education & Skill Building 90.6
2. Health & Wellness 88.3
3. Restoration of Heritage Site 0.2
4. Environmental Sustainability 0.6
200.0
5. Contribution to TCS Foundation
Total 379.7
Including overseas spend, the Company’s total spending on
Corporate Social Responsibility is Rs. 437 Crore.
CSR Policy
TCS’ CSR policy is aimed at demonstrating care for the

community through its focus on education & skill development,
health & wellness and environmental sustainability including
biodiversity, energy & water conservation. Also embedded in
this objective is support to the marginalised cross section of the
society by providing opportunities to improve their quality of
life.

In other countries of operation, the Company’s CSR projects are
designed and implemented to address the needs of the local
community. Projects such as goIT, IT Futures and work
experience programme have been created to specifically address
the science, technology, engineering and mathematics (STEM)
education skill gap.
“Your Company has a long tradition of being a responsible

corporate citizen in all the communities we work with across the
world. The guiding principle of TCS’ CSR programs is Impact
through Empowerment through interventions in Education,
Health and Environment.”, added report.
TCSers volunteered over 6.9 lakh hours for social and

environmental causes in their respective communities.
The guiding philosophy behind our CSR programs is to make an

impact on communities by empowering individuals. Many of
our programs are focused on imparting education and skills
which help individuals become productive.
Founded in 1968 as part of the Tata group, TCS is headquartered

in Mumbai, India and is a public limited company, listed on the
National Stock Exchange (NSE) and BSE Ltd. (Bombay Stock
Exchange) in India. TCS is among the world’s top 10 IT service
providers.
Selection Process:

 Written Exam
 Technical Interview + Managerial Interview
 HR Interview
Academic Criteria:
 Minimum 60 percent throughout the degree.
 No backlogs should be there.
 A gap in studies for up to 2 years is allowed for valid reasons.
The TCS test pattern is divided into the following sections:
The total time allotted to the written exam is 90 minutes. There
is a negative marking of 0.33 in Quantitative Aptitude and
Programming Language Efficiency section but there is no
negative markingin rest of the sections.
 Quantitative Aptitude section consists of certain questions
marked with a star in this section which signifies a
higher weightage. This also means that they can give you a
higher negative marking if answered incorrectly. This section
comprises of questions on Averages, Time and Distance,
Functions, Geometry. Time and Work, Mixtures and
Allegations, Algebra, Percentages, Ratios, and Number System.
 Programming Language Efficiency section consists MCQs
which is related to the basic programming concepts. It is a new
section introduced by TCS.
 Coding Test section comprises of coding questions on Real
Time programming.
 E-mail Writing section is similar to the previous TCS section
where a candidate has to write an Email.A candidate has to write
an email in a given scenario.There is no negative marking in this
section.
Overall the level of the paper is moderate. Only those candidates
who clear the written exam will qualify for the next round
exam.
Apply directly at: http://careers.tcs.com
Interview process:-
 Write a program to find factorial of a number using recursive
function.
 Describe 2 different ways to concatenate two strings.
 Give syntax for SQL and ORACLE joins.
 How is modularity introduced in C++?
HR Interview:
 Describe your hobbies.
 Your working hours might be as long as 14 hrs per day. Do you
think you'll be able manage that?
 Are you willing to relocate?

 According to you, which profile in our organization matches
your skills?

 What is the difference between a Stack and a Queue.
 Give example to differentiate between call by value and call by
reference.
 Why the usage of pointers in C++ is not recommended ?
 What do you mean by Data mining?
 Write a program to reverse a string.
HR Interview:
 Tell us something about yourself.
 Was asked to give an approach the below problem:
 "Let's say that you have 25 horses, and you want to pick the
fastest 3 horses out of those 25. In each race, only 5 horses can
run at the same time because there are only 5 tracks. What is the
minimum number of races required to find the 3 fastest horses
without using a stopwatch?"
 Do you wish to change your domain? If yes, why?
 Describe an experience of yours wherein you were asked to do
something which you didn't like to do and how you handled it?
 What are your expectations from the company?
 Will you be comfortable relocating?

 Describe these concepts: Polymorphism, Inheritance and
Abstraction.
 What is full form of SMAC? Discuss few about it.
 What is cloud computing? Give some of its applications in real
world.
 What are stacks? Give some of its applications.
 One rectangular plate with length 8inches,breadth 11 inches and
2 inches thickness is there. what is the length of the circular rod
with diameter 8 inches and equal to volume of rectangular plate?
 How would you connect 8 dots with 3 lines.
HR Interview:
 Can you please run us through your resume?
 Describe your interests and hobbies.
 What do you think are leadership qualities?
 How would you measure 4 liters using jugs of 3l and 5l? Give a
few solutions to this problem?
 Write a program to allot rooms to n students on basis of roll
number.
Sample verbal questions asked in TCS:-

DIRECTIONS for the question 1-2: The sentence has some
blanks with four answer choices. Pick the best option which
completes the sentence in the most meaningful manner.
1. He does not fight because he is a coward person
A. He does not
B. Fight because
C. he is a coward person
D. no error
2. He is anxious not only to acquire knowledge but also eager to
display it
A. He is anxious not only
B. to acquire knowledge
C. but also eager to display it
D. No error
DIRECTIONS for the question 3-4: Fill in the blank with the
right options provided.
3. ______ the new Safari Stormed, Mahindra has more leverage in

increasing the sales.
A. On
B. In
C. With
D. At
4. The passenger car sales showed a decline ______ 7% to 5.6%
A. of
B. to
C. from
D. for
DIRECTION for question 5: In the sentence provided different
ways of writing a sentence are indicated. Choose the best way of
writing the sentence that is grammatically correct.
5. The vivid photos of majestic animals and colorful birds form the
wild-life park is a graphic depiction of what is beautiful in the
continent of Africa.
A. is a graphic depiction of what was beautiful in
B. are graphic depictions of what is beautiful in
C. is a beautiful and graphic depiction of
D. No improvement.
DIRECTIONS for questions 6 to 10: Read the passage and
answer the question based on it.
"Many people who are looking to get a pet dog get a puppy.
There are many reasons why people get puppies. After all,
puppies are cute, friendly, and playful. But even though puppies
make good pets, there are good reason why you should consider
getting an adult dog instead. When you get a puppy, you have to
teach it how to behave. You have to make sure that the puppy is
housebroken so that it does not got to the bathroom inside the
house. You have to teach the puppy not to jump up on your
guests or chew on your shoes. You have to train the puppy to
walk on a leash. This is a lot of work. On the other hand, when
you get an adult dog, there is a good chance that it will already
know how to do all of the previously mentioned things. Many
adult dogs have already been housebroken. Many adult dogs will
not jump on or chew things that you do not want them to jump
on or chew. Many adult dogs will be able to walk on a leash
without pulling you to the other side of the street. Puppies also
have a lot of energy and want to play all of the time. This can be
fund, but you might not want to play as much as your puppy
does. Puppies will not always sleep through the night or let you
relax as you watch television. On the other hand, most adult
dogs will wait on you to play. What is more, they will sleep
when you are sleeping and are happy to watch television on the
couch right beside you. There is one last reason why you should
get an adult dog instead of a puppy. When most people go to the
pound to get a dog, they get a puppy. This means that many
adult dogs spend a lot of time in the pound, and some never find
good homes. So if you are looking to get a dog for a pet, you
should think about getting an adult dog. They are good pets who
need good homes.
The passage speaks of
A. How puppies do not make good pets.
B. How puppies can be very destructive
C. The work involved in training puppies
D. The immature acts of puppies
5. Which is the best example of a dog that is housebroken?
A. Rex always breaks things inside the house
B. Rover never jumps on guests
C. Muffin chews on peoples shoes
D. Spot goes outside to use the bathroom
6. The author apparently thinks that puppies are
A. Friendly and playful
B. Not as cute as adult dogs
C. Not as playful as adult dogs
D. Hardworking
7. Which is the best synonym for ‘behave’ as applicable to this
passage?
A. Understand
B. Train
C. Act
D. Listen
8. The author begins paragraphs 2 and 4 with the phrase, “On the
other hand”. This phrase is used to
A. Contradict previous information
B. Contradict a later statement
C. support the following paragraph
D. Highlight an example

TCS reasoning questions:-
DIRECTIONS for questions 1-4: Read the information given
below and answer the question that follows.
A, B, C, D, E, F and G are travelling in a train compartment
with III – tier A.C. berth. Each of them has a different
profession of Engineer, Doctor, Architect, Pharmacist, Lawyer,
Journalist and Pathologist. They occupied two lower berths,
three middle berths and two upper berths. A, the Engineer is not
on the upper berth. The Architect is the only other person who
occupies the same type of berth as that of A. B and F are not on
the middle berth and their professions are Pathologist and
Lawyer respectively. C is a Pharmacist. G is neither a Journalist
nor an Architect. E occupies same type of berth as that of the
Doctor.
1. What is G’s profession?
A. Doctor
B. Engineer
C. Lawyer
D. Pharmacist
E. Data Inadequate
2. Which of the following group occupies middle berth?
A. GED
B. GFC
C. FEC
D. GEC
E. None of these

3. Which of the following pairs occupy the lower berth?
A. AG
B. AD
C. AC
D. BC
E. Data inadequate
4. Who is the Architect?
A. G
B. F
C. D
D. A
E. None of these
DIRECTIONS for the question 5 to 8: Read the information

given below and answer the question that follows.
P, Q, R, S, T, U and V are seven persons sitting around a circle
facing at the center. R is fourth to the right of S who is second to
the right of T. P is third to the left of T. U is not an immediate
neighbour of S. V is not an immediate neighbour of P.
5. Who is immediate left of P?
A. Q
B. S
C. V
D. T
E. None of these
Who is to the immediate right of U?
A. P
B. R

C. T
D. Q
E. None of these
5. Who is third to the right of V?
A. S
B. T
C. Q
D. V
E. P
6. Who is between T and S?
A. R
B. V
C. P
D. Q
E. None of these
DIRECTIONS for the question 9 to 10: Solve the following

question and mark the most appropriate option.
7. If the letters of the words ‘DOCUMENT’ are rearranged as they
appear in the English alphabet, the position of how many letters
remain unchanged after the rearrangement?
A. 0
B. 1
C. 2
D. 3
E. 4
8. The first and the second digits of each numbers given below are
interchanged. Then, the first and the last digits of each new

number thus formed are interchanged. Which of the following
numbers then will be the highest?
A. 165
B. 354
C. 247
D. 489
E. 234

Microsoft:-
Logos:
 The four different colored squares represent the product line and
each color has been used to represent the different product's
logo. The red Color is for Microsoft Office, the blue color is for
Windows, Windows Live, Server SQL, Azure (including cloud),
the green color is for Xbox and Xbox live and the yellow color
is for Bing.

Microsoft’s Corporate Vision Statement :-
Microsoft’s corporate vision is “to help people and businesses

throughout the world realize their full potential.” This vision
statement shows that the company presents its business and
computing products as tools that people and business
organizations can use for their development. Microsoft’s
corporate vision statement has the following components:
1. People and businesses throughout the world

2. Help to realize
3. Full potential
Microsoft’s Corporate Mission Statement :-
Microsoft’s corporate mission is “to empower every person and

every organization on the planet to achieve more.” This
mission statement shows that the business is all about
empowerment of people and organizations. Such empowerment
is achieved through the utility of the company’s computing
products. The following components are significant in
Microsoft’s corporate mission statement:
1. Empowerment
2. Every person and every organization on the planet
3. To achieve more
Head Quarters:-
 Microsoft Redmond Campus, Redmond, Washington, U.S.
Key People:-
 Founder and Technology advisor – Bill Gates
 President – Anant Maheshwari
 Chief Executive Officer- Satya Nandella
 Chairman – John W Thompson
Core business :-
Microsoft Corporation (commonly known as Microsoft) is an
American multinational technology company headquartered in
Redmond, Washington, that develops, manufactures, licenses,
supports and sells computer software, consumer electronics and
personal computers and services. Its best known software
products are the Microsoft Windows line of operating systems,
Microsoft Office suite, and Internet Explorer web browser. Its
flagship hardware products are the Xbox game consoles and the
Microsoft Surface tablet lineup. It is the world's largest software
maker measured by revenues. It is also one of the world's most
valuable companies.

In May 2011 and December 2016, Skype Technologies and
LinkedIn were acquired by Microsoft for $8.5 million and $26.2
million respectively.
Microsoft is basically a combination of two words
"microcomputer" and "software".
Net revenue:-
 US$ 85.32 billion (2016)
Number of employees :-
 114,000 employees (2016)
Official Websites:-
 www.Microsoft.com
Achievements:-
 Microsoft has been listed in the second most admired company

by Fortune India’s Most Admired Companies 2015.
 In 2014, the company received the Indo- American Trade
Excellence Awards.

 Microsoft won the Gold Standard Award for public- private
partnership.
 The company won Skoch Financial Inclusion Award in 2013.
 For Best CSR Practices and Best Community Development
Programme, the company has awarded with ET Now World
CSR Awards.
HR policy:-
Microsoft Company is one of the richest, well known and most

successful organizations worldwide aside from the ground
breaking Apple Company. Even more significant, from a human
resource point of view, is the reason that this company is a
worker driven organization.
While some companies base their victory on better technology
or manufacturing techniques, the success of Microsoft Company
is based on the efficiency of their workers.
Significantly, Microsoft values their employee and understands
the importance of their manpower.
This attention on staffs may be the reason behind the success of
this company. Learning followed by the company is worthy as it
will help you on how to handle and communicate with your
employees.

The company’s human resource section seeks to retain, recruit
and deploy effectively a talented, large and motivated labor
force. To sustain 93,000 employees all over the world, its human
resource department is composed of over 1,500 human resource
experts from 100 countries.
CSR activities :-
Microsoft released 2017 Corporate Responsibility Report.
These reports reflect our commitment that delivering on our
mission extends well beyond our products and services. It
includes a deep commitment to operate our business, deployour
resources, and focus our corporate philanthropy in a way that
has a positive impact on the broader community. This
commitment guides the way we innovate in new areas such as
AI, how we develop and use technology to help solve real-world
problems, and most importantly, how we work to serve people
and communities across the globe.
In his letter to shareholders, customers, partners and employees
this year, our CEO, Satya Nandella pointed to highlights from
our last fiscal year that included:
 We’re ensuring that our products and services are accessible to
meet the needs of all our customers, including the more than 1
billion people around the world with disabilities. We have
invested in accessibility of both Office 365 and Windows 10,
setting a new bar of accessibility for blind and low vision users,
including our new Eye Control feature in Windows 10 in beta
for people with ALS, and Seeing AI, a free U.S. app on iOS for
the blind which narrates the world around you.

 We’re partnering with telecommunications companies through
our Rural Air band Initiative to bring broadband connectivity to
2 million people in rural America by 2022, hoping to serve as a
catalyst to help eliminate the rural broadband gap for the 23.4
million Americans living in rural communities who lack access
to the economic, educational, and health opportunities the
internet provides. We also continue to work outside the US with
internet access and energy access companies on technologies
and business models that will help billions more people
affordably get online.
 We believe innovation and sustainability go hand in hand. In the
past year, we completed our largest wind energy purchase to
date, allowing our Wyoming datacenter to be fully powered by
clean energy, and our new AI for Earth initiative aims to address
some of the world’s toughest environmental challenges.
 In our Fiscal Year 2017 Microsoft Philanthropies donated more
than $1.2 billion in software, and services to non-profits
worldwide as part of our focus on helping people get the skills
and knowledge they need in today’s digital economy, and on
getting powerful technology into the hands of non-profits.
 In January 2016 we announced that Microsoft would donate
more than $1 billion in cloud technology to non-profits and
university researchers. We’ve achieved that goal a year early,
donating cloud services to more than 90,000 non-profits, and we
aren’t stopping there. We announced a plan to more than triple
the number of non-profits we’ll reach to 300,000 over the next
three years.
 For more than 30 years our employees have given generously to
non-profits and the company has matched their donations
through our employee giving program, raising more than $1.5
billion to-date, and a record breaking $149 million FY17.
 Finally, we recognize our broader responsibility to engage
thoughtfully in the public dialogue on the important challenges
facing our world. Last year we published, A Cloud for Global
Good, a comprehensive roadmap for the steps companies and
governments can take to ensure technology is trusted,
responsible and inclusive.
 Written Exam
 HR Interview
Academic Criteria:
 Minimum 60 percent throughout (Class X , XII and B-Tech).
 Not more than two years academic gap.

Section No. of questions Time allotted(in minutes)
Coding 3 75
Total 3 75
 Coding section consists of questions from arrays, pointers,
graphs, trees. Strings, and linked list.

Overall the level of the paper is moderate to tough. The pattern
of the exam keeps on changing and it is advisable that one keeps
a tab on the latest trend of examinations being conducted by the
company. Only those candidates who clear the written exam will
qualify for the next round.
exam.
Apply directly at https://careers.Microsoft.com/

Sample paper:-
DIRECTIONS for questions 1-2:Complete the pattern
1. L 2 A , N 4 D , P 7 G , R 11 J , ?
A. S 15 N
B. T 16 M
C. T 8 N
D. S 9 M
2. 7, 8, 11, 12, ?
A. 15
B. 13
C. 16
D. 17
DIRECTIONS for the questions 3 to 4:Read the directions
given and answer the question accordingly.
3. While going to his office Tejveer meets Rakesh who is

related to Tejveer because Tejveer is Deepak's
father who is married to Garima. Garima is the daughter of

Rakesh. Garima has a daughter named Isha.
How is Tejveer related to Isha?
A. Uncle
B. Father-in-law
C. Grandfather
D. Grandmother
4. Pointing to a lady in a photograph, Dev said, "This woman is
my sister's father's son-in-law's wife." How
is Dev related to the woman?
A. Wife
B. Sister
C. Mother
D. Can't Say
DIRECTIONS for questions 5:Read the information given
below and answer the question that follows.
(i)Six friends A, B, C, D, E and F are seated in a circle facing
each other,
(ii)A is between D and B and F is between C and E.
(iii)C is the third to the left of B.
5. Which of the following is the position of A in relation to F?
A. Second to the left
B. Second to the right
C. Fourth to the right
D. Third to the right
DIRECTIONS for the questions 6 to 8:Read the information
given below and answer the question that follows.
There are four friends namely Akshay, Bhushan, Chanderjeet
and Dhiraj. Each person plays one
outdoor game and has one hobby related to fine arts.
Two persons are interested in cricket while the other two like to

play hockey.
Two of these four persons are painters, one is a singer and the
fourth one is a dancer.
Akshay is neither a painter nor a hockey player.
Bhushan does not dance.
The one who likes dancing, plays hockey.
Bhushan and Dhiraj don't play cricket.
Who amongst the following plays cricket and is interested in
painting?
A. Akshay
B. Chanderjeet
C. Bhushan
D. Dhiraj
4. Who among the following is a singer?
A. Dhiraj
B. Akshay
C. Chanderjeet
D. Bhushan
5. Which pair shows the correct relationship of the game and
fine arts hobby of Dhiraj?
A. Cricket, singing
B. Hockey, dancing
C. Cricket, dancing
D. Cricket, painting
DIRECTIONS for questions 9-10:Answer the question based
on the information given in the passage.
The revival in primary markets in India has once again made
merchant bankers most sought after class of market
intermediaries. Seeing intense capital raising by companies arid,
several effective investments & acquisition deals; there is a rush

among foreign & domestic financial services institutions to
commence merchant banking services, an activity which has
been fairly dormant over the past 2 years.
6. Which of the following is an inference which can be drawn
from the above paragraph?
A. Merchant banking is a relatively new concept in India.
B. Merchant banking activities in India have been low key during
the past few years.
C. Primary markets in India have stopped attracting foreign
investments.
D. The Govt. of India encourages foreign direct investment.
7. Which of the following is a conclusion which can be drawn
from the above paragraph?
A. India at present is a preferred destination for foreign direct
investment.
B. The extent of foreign direct investment in India is highest at
present.
C. Domestic financial services institutions are not equipped to carry
out Merchant banking activities.
D. Indian merchant banking units are the best in the world
DIRECTIONS for questions 1-4:Study the passages below
and answer the questions that follow the passage.
Passage-1
Twenty-first-century readers can be broadly divided into two
categories: those who read e-books (in an electronic, digital
format) and those like me who prefer to curl up with the original
printed version. And so what if the world's largest online retailer
Amazon announced that it was selling 105 e-books for every
100 print books? Amazon also announced that sales of print
books were going up. Going to bed with a paperback or
hardcover may be old-fashioned, but you can fall asleep while
reading without worrying about the battery life on the e-reader.
"As we get older, we get honester," goes the first line of
Yevgeny Yevtushenko's 1956 Russian poem, Zima Junction. As
we get older, we also get more sleepless. And for those who like
to read, nothing can be as soothing as a book that makes you
forget the problems that keep you awake and takes you away to
a different world until you fall asleep. Even the most
sophisticated e-reader is not as user-friendly as a paperback or a
hardcover that you can carry in all kinds of weather (from
snowstorms to tsunamis) and wherever you go (from the office,
the park and the zoo, to the hospital or even the metro that has
just started rolling in India's pensioner's paradise-turned-Silicon
Plateau). You can even take a book to war. A copy of Three
Men in a Boat (one of the funniest books in English literature,
first published in 1889) was found in the knapsack of a British
soldier who was killed at Spion Kop during the Boer War of
1900. Watch a telecast of any cricket match anywhere in the
world and the camera invariably zooms in on that one male or
female spectator who is reading a printed book, with the
cameraman voyeuristically trying to give the viewers a glimpse
of the cover and title. Maybe, one day, someone will publish a
book titled 'What to read at the match!' In the very first summer
after World War-II ended and cricket resumed in England, the
poet-turned-sports commentator John Arlott wrote a book, 'Off
for the cricket', which perhaps explains why Arlott was called
the voice of summer. Books remain the ideal gift for all
occasions and festivals. I have forgotten much of what they
taught me at schools, but I remember the books presented to me
at annual prize distribution functions.

1. Which of the following statements could be inferred from
the passage?
A. Sales of books is increasing, although sales of print books is
declining.
B. E-books are surely going to phase out print books in the not-too-
distant future.
C. Sale of e-books is higher than the sale of print versions.
D. All these
2. The author believes that books make the ideal gifts because
A. they are inexpensive and affordable.
B. they could be presented on all occasions including festivals.
C. books remain with you forever even though memories may fade
away with time.
D. they could be on a myriad of topics.
3. Where all do people possibly carry books to read, as per the
author ?
A. To war B. To cricket matches C. To office
A. B only
B. B & C
C. C only
D. A, B and C
4. What are the advantages offered by print over e-books, as
outlined in the passage ?
I. These help you forget the worries that make you sleepless.
II. These are more portable.
III. These cost less money than buying an e-reader.
A. II only
B. II & III
C. I & II

D. I, II & III
5. Choose the odd man out.
A. defendant
B. Prosecutor
C. Trial
D. Judge
Agreement: Dissent:: ______
A. Touch down: Penalty
B. Schism: Diverge
C. Latitude: Resistance
D. Impasse: Concede
DIRECTIONS for the question 7-10: Which of the phrases
given against the sentence should replace the word/phrase
underlined in the sentence to make it grammatically correct?
If the sentence is correct as it given and no correction is
required mark No correction requiredas the answer
2. Top managers are often stymied by the difficult of
managing conflict.
A. Difficulties of managing
B. Difficulty of managing
C. Difficult for management
D. Difficult of management
E. No correction required
3. Reaching collective decisions based on individual
preferences is an imperfect science
A. Based for
B. Based
C. Basis in
D. Based in
4. Hollywood bare escaped being totally sidelined by the rise of
television
A. Bare escapism
B. Barely escapism
C. Bare escapes
D. Barely escaped
5. Taking good decisions and implement those quickly are the
hallmarks of high performing organizations.
A. Implementation quickly
B. Implementing quick
C. Implementing them quickly
D. Quick implementing those
1. What is the output of the following code snippet?
#include
using namespace std;
void test (int x)
{
try
{
if (x > 0)
throw x;
else
}
throw 'x';
catch (int x)
{
cout<<"integer:"< }
catch(char x)
{
cout<< "character:" << x< }
}
int main()
{
test (10);
test (0);
}
A. integer:10
B. integer:10 character:x
C. character:x
D. compilation error occurred
2. Analyse the following code snippet :

Class Temp
{
private:
char m_acEmpName[25];
public:
char* GetFirstChar()
{
strcpy(m_acEmpName,"Hello");
return this->m_acEmpName;
}
};
int main(intargc, char ** argv)
{
Temp oTempObject; cout< }
A. Displays the first character of the string
B. Displays the complete string Hello

C. Error
D. Displays the last character of the string
3. Assume that the Point class is existing with the following
snippet in the header file
Point.h:
class Point
{
Point(); Pont(int, int); intGetX();
intGetY();
void SetX(int);
void SetY(int);
};
If the objects of Point are created as Point oPointOne,
oPointTwo(2,3); Which of the following statements are
correct?
(i) The statement oPointOne.SetX(20);
Will compile and run successfully.
(ii) The statement oPointOne.SetX(20).SetY(30);
Will compile successfully but will give a run time error.
A. Only (i) is correct
B. Both (i) and (ii) are correct
C. Both (i) and (ii) are incorrect
D. Only (ii) is correct
4. What is the function of application programs in the DBMS
approach?
A. To store data
B. To process functions
C. to access control
D. all of the above
5. What is the complexity of this algorithm?
Algorithm Sum(a,n)
{
s := 0.0;
for i := 1 to n do s := s + a [i];
return s;
A. log2n
B. O(n)
C. O(n logn)
D. O(kn)
Which of the following is not a characteristic of modern
DBMS?
A. Real world entity
B. More redundancy
C. Isolation of data and applications
D. Consistency
1. On a particular day, sweets were to be equally distributed

among 960 students of a school. However, on that particular
day 360 students remained absent, Hence each student
present on that day got three sweets extra. Had all 960
students remained present that day, how many sweets would
each, student have got?
A. 3
B. 5
C. 7
D. 8
2. What should come in place of the question mark (?) in the
following number series ?
9 10 24 81 340?
A. 1376
B. 1780
C. 1570
D. 1725
E. None of these
3. What would be the compound interest accrued on an

amount of Rs9,000/- at the rate of 11 p.c.p.a. in two years ?
A. Rs.2088.90
B. Rs.2140.90
C. Rs.2068.50
D. Rs. 2085
E. None of these
4. What is the least number to be added to 2530 to make it a
perfect square ?
A. 50
B. 65
C. 75
D. 80
E. None of these
5. The difference between 20% of a number and 45% of the
same number is 125. What is 40% of that number ?
A. 186
B. 200
C. 196
D. 465
E. None of these
A train running at the speed of 108 kmph, crosses a 365
meter long platform in 21 secs. What is the length of the
train?
A. 260 meters
B. 275 meters
C. 265 meters
D. 285 meters
E. None of these
4. In order to pass in an examination, a student is required to
get 280 marks out of the aggregate marks. Hema got 264
marks and was declared fail by 2 percent. What is the
minimum passing percentage of the examination ?
A. 33%
B. 35%
C. 40%
D. 44%
E. None of these
5. he cost of 8 fans and 14 Ovens is Rs 36,520/-.What is the cost
of 12 fans and 21 Ovens?
A. Rs. 56,800/-
B. Rs. 54,780/-
C. Rs. 57,950/-
D. Can't be determined
E. None of these
INTERVIEW: - (TECHNICAL AND HR)

 What is the basic difference between 32-bit and 64-bit operating
system?

 What is deadlock? What are the conditions of deadlock? Can
you write a code to show deadlock. What is the Bankers
Algorithm?
 What exactly do you mean by UDP?
 State three differences between HTML and XML.
 Explain polymorphism.
 Given a pile of 9 objects. 2 players take turns to pick 1, 2 or 3
objects. The last one to pick is the looser. What is the winning
strategy? What is the winning strategy for 9 coins?
HR Interview:
 Introduce Yourself.
 What was your job in your final year project?
 What do you think is your biggest achievement? Why?
 Whom do you idolize in the business industry?
 What do you think makes you different to work in Microsoft?
 Tell any 4 of your favorites products from Microsoft.
 Define stored procedure. What are its advantages and
disadvantages?
 What are the differences between interfaces and abstract
classes?
 How do you sort a linked list using the most efficient algorithm?
 Design a Memory Management System.
 Differentiate between data set and data reader.
 Problems to find median of two shorted arrays.
 Different types of system calls.

 What are different types of Interrupts? What happens when an
interrupt is called?
 Find if there is a loop in a linked list.
 Write an algorithm to find the depth of a binary tree.
 Write an algorithm to separate all ones & zeroes in an array.
 How to detect the starting point of loop in a linked list which has
a loop?
HR Interview:
 Introduce yourself and tell us something apart from the Resume.
 Why do you want to join Microsoft?
 What are your favorite subjects in your graduation and why?
 What do you want to be in the future?
 Tell any 1 social problem that bothers you the most. Can you
suggest any solution to this problem as a technical guy?
 Some questions based on your resume.
 Given a singly linked list, in which the last node points to the
middle node, delete the middle node and remove the loop.
 Write a recursive function to form a list containing intersection
of two given linked list without creating new nodes.
 Given an array of size n, find the majority element. Majority
element is one which gets repeated for more than n/2 times.
 What are the features of a good code?
 Find syntactical and logical errors in a C-program (printed on a
paper).
 Design a poke feature in Facebook.
HR Interview:
 Tell us about your project.
 What are the disadvantages that Gmail has? Can you suggest
some means to overcome it?
 How would you rate your academic performance in your
graduation? Justify?
 Why do you want to work and not pursue a higher education?
Reliance Industries:-

About business:-
Reliance Industries Limited (RIL) was founded in 1966 by Mr.
DhirubhaiAmbani by the name Reliance Textiles Industries Pvt.
Ltd. and later in 1973 it was merged with the company Mynylon
Limited. The joint venture was renamed as Reliance Textile
Industries Limited (RTIL) and again renamed Reliance
Industries Limited (RIL) in 1985. RIL works in the following
industry sectors: exploration and production, refining and
marketing, telecommunications, retail, petrochemicals, and
telecommunications. RIL is the 2nd largest publicly traded
company in India. The company's vision is to create value for
the nation, enhance quality of life across the entire socio-
economic spectrum and help spearhead India as a global leader

in the domains where they operate, through sustainable
measures. Corporate governance is one of the strong
fundamentals of the company. RIL has a large number of
subsidiaries such as Reliance Retail, Reliance Life Sciences,
Reliance Logistics, Reliance JioInfocomm, among others.
Mission
Reliance’s mission is:
To provide the best and most value-adding advice within
investor relations, financial communications, media relations,
crisis communications, issues management and CSR reporting
To be an independent sparring-partner and to provide excellent
advice for our clients in connection with IPOs, ECM and M&A
transactions, corporate governance-related issues as well as in
connection with preparations of contingency communications
plans regarding public takeovers
Reliance’s activities shall be of benefit for both our clients,
collaboration partners, employees and shareholders
Vision
Reliance’s vision is:
To be our clients’ ’first call’ and preferred collaboration partner
within our business areas
To consistently exceed our clients’ expectations for professional
and value-adding advice
Our objective is long-standing and trustful client relationships
created via excellent advice and service
Values
We are governed by our fundamental values:
Quality: We do not compromise – we have a passion for the
best quality
Innovation: We are innovative and wish to enthuse our clients
Ambition: We set high objectives and push to achieve the best
results
Honesty: We are honest towards our clients, also when it may
be unpleasant
Integrity: We keep our word, guard confidentiality, and
maintain a high level of integrity
Head Quarters:
Mumbai, India
Key People:

Chief Executiveng Officer (CEO) & Managing Director (MD)-
Mr. MukeshAmbani
Logo:
The logo contains 'Reliance Industries'
Net Revenue:
US$ 44 Billion (2016)

23,500 + employees as of 2016.
Official Website:
www.ril.com
Human Resource Development:-
RIL's talent base, as on March 31, 2011, stands at 22,661 with

an average employee age of 41 years.
In FY-11, the Business Transformation initiative created high
engagement and excitement amongst the workforce across all
levels at RIL. Some key accomplishments on people
management front are illustrated below:
Learning & Development
In FY-11, RIL enhanced delivery over the last year by ensuring

1,589,395 man hours of learning activities at its manufacturing
divisions. Going forward, RIL will focus on building specialist
skills and multiple cadres in the organization to support its goals
and aspirations. Additionally, several thousand man-hours of
developmental intervention was undertaken to train the
leadership teams on developing the second-line, compensation
and benefits, executive coaching, rewards and recognition
programmes and interviewing & selection.
Six Sigma deployment in FY-11 was focused on improving

process capability & reliability issues as per the needs of
individual manufacturing sites. A total of 85 projects were
executed leading to financial benefit of Rs. 26 Crore for the year
2010-11.
As a part of Six Sigma deployment process, 9 Reliance Certified

Black Belts – Wave 1 (RCBB-1) are working across
manufacturing divisions and have, in turn, developed 305 Six
Sigma Green Belts in 2009-11. Total project execution by this
team led by RCBB-1 for a span of two years is 157 leading to
financial benefit of Rs. 69 Crore.
Currently, 19 BMGI/ASQ certified Black belts are working in

different sites. Based on the effective deployment of Six Sigma
methodology by first wave, new batch for Reliance Certified
Black Belt – Wave 2 (RCBB-2) has been launched in January,
2011 for which 11 employees have been selected from
manufacturing divisions.
Achievements:-
 International Refiner of the Year in 2013 at the HART Energy’s

27th World Refining & Fuel Conference.
 7th most trusted brand in India in 2013 and 9th in 2014 by the
Brand Trust Report
 RIL was certified as 'Responsible Care Company' by the
American Chemistry Council in March, 2012.
 'Dwight D Eisenhower Global Leadership Award' at the
Business Council for International Understanding's Annual
Global Awards Gala in 2010.
 Reliance Footprint received the Retailer of the Year Award in
the Non Apparel and Footwear category at Asia Retail Congress
2010.
 RIL is ranked 68th in 2010, in the Financial Times' FT Global
500 list of the world's largest companies
 RIL has been ranked at 20th position in the ICIS Top 100
Chemicals Companies list , on the basis of sales.
 Barabanki Manufacturing Division received '5 Star Rating on
BSC Environment' from British Safety Council in 2010.
 Exploration & Production division received the Petrotech-2010
Special Technical Award in the 'Project Management' category

CSR activities:-
At RIL, Corporate Social Responsibility (CSR) is embedded in

the long term business strategy of the Company. For RIL,
business priorities co-exist with social commitments to drive
holistic development of people and communities. The
Company’s CSR initiatives help elevate the quality of life of
millions, especially the disadvantaged sections of the society.
It seeks to touch and transform people’s lives by promoting
healthcare, education and employment opportunities.
RIL aims to continue its efforts to build on its tradition of social
responsibility to empower people and deepen its social
engagements.
Corporate Social Responsibility Philosophy: The Company’s
initiatives support inclusive growth.
For a company with diversified businesses like RIL, there are
several opportunities to increase and deepen social impact
significantly and generate value for all. RIL seeks to
strategically consolidate the Company’s CSR initiatives to focus
on discrete social problems and enable people to earn their
livelihoods. To streamline its social initiatives, the Company, in
its CSR policy, has identified six focus areas that aim to
positively and holistically impact society.
 Rural Transformation
 Healthcare
 Education
 Environment
 Protection of National Heritage, Art and Culture
 Disaster Response
RIL has undertaken numerous initiatives aimed at developing
the communities around which the Company conducts its
operations. The overriding objective is to create value and
ensure all inclusive growth.
RIL is working assiduously to ensure that economic wealth is
not just limited to the privileged, but distributed in a manner that
benefits the marginalized sections of society.
The Company has made significant contributions to help shape
India’s vision of inclusive growth. Sustainable development
strategies have helped RIL to create thriving eco-systems
towards profitable growth and creation of societal value for
multiple stakeholders. RIL goes beyond its business activities to
create societal impact through its diverse initiatives.
The Company has been involved in various social responsibility
initiatives over the decades. In 2010, these activities were
brought under the Reliance Foundation (The Foundation), the
umbrella organization for the Company’s social sector
initiatives. Through these initiatives, the Company engages with
communities to ensure their well-being by enhancing access to
quality education and healthcare, capacity building for
employment generation, access to good infrastructure and
ecological conservation.

Reliance Industries conducts recruitment process every year to
select new candidates. The selection process of the company
consists of 3 rounds. These rounds are as follows:
 Written Exam
 HR Interview
Academic Criteria:
 Minimum requirement -60 percent throughout (Class X , XII ,
Graduation).
 Gap of one year is allowed.
Section No. of questions Time Allotted (in minutes)
Aptitude 30 30
Technical 30 30
Total 60 60
Time allotted for the written exam is 60 minutes. There is 0.25
negative marking in the exam.
Details:
 Aptitude section consists of questions based on data
interpretation, graphs, blood relations, statement reasoning, etc.
Also, there are questions from basic mathematics like time,
speed & distance, algebra, arithmetic, permutation &
combination, etc. Further, there are questions are from English
language like grammar usage, fill in the blanks, reading
comprehensions etc.
 Technical section involved questions from core subjects of
Mechanical, electrical and civil engineering. This section was
tough and required thorough preparation. A person whose basics
are clear could easily excel in this section
Overall the level of the paper is moderate to tough. Only those
round.
exam.
Apply directly at https://www.ril.com/Careers/ApplyNow.aspx/
Interview:-

 Tell us about the projects you have written about in your
resume.
 When flow is supersonic then the converging and diverging
passage is respectively known as?
 For 1:2:4 ratios the weight of cement is 50 kg then how many kg
are the weight of sand and aggregate?
HR Interview:
 Tell us about your family.

 If it were to your last day on this planet, how would you spend
it?
 Why did you sit for the interviews for this company?

 How many topologies exist in networks?
 Which topology exists in your college?
 What is object oriented programming?
HR Interview:
 Describe yourself in 3 words.
 Why should we hire you over other candidates?
 hat is your weakness?

 Explain the network Indian Railways implement.
 Do you know which body sets standards for Wireless
communication?
 What is 2G Spectrum and the technologies it uses?
HR Interview:
 Tell me what all you know about Reliance industries?
 Tell us one thing you hate the most.
 What are your greatest strengths?

Sample technical questions:-
1. A steel rod of length L and diameter D, fixed at both ends, is
uniformly heated to a temperature rise of ΔT. The Young's
modulus is E and the coefficient of linear expansion is a. The
thermal stress in the rod is(Mechnical Engg.)
A. Zero
B. αΔT
C. EαΔT
D. EαΔTL
2. In terms of Poisson's ratio (v), the ratio of Young's modulus (E)
to shear modulus (G) of elastic materials is(Mechnical Engg.)
A. 2(1+v)
B. 2(1-v)
C. 1/2 (1+v)
D. 1/2 (1-v)
3. The total area under the stress-strain curve of a mild steel

specimen tested upto failure under tension is a measure of
(Mechnical Engg.)
A. Ductility
B. Ultimate strength
C. Stiffness
D. Toughness
4. The depth of flow in an alluvial channel is 1.5 m. If critical

velocity ratio is 1.1 and Manning's n is 0.018,the critical velocity
of the channel as per Kennedy's method is (Civil Engg.)
A. 0.713m/s

B. 0.784 m/s
C. 0.879 m/s
D. 1.108m/s
5. A sprinkler irrigation system is suitable when

A. the land gradient is steep and the soil is easily erodible
B. the soil is having low permeability
C. the water table is low
D. the crops to be grown have deep roots
While applying the rational formula for computing the design

discharge, the rainfall duration is stipulated as the time of
concentration because
A. this leads to the largest possible rainfall intensity
B. this leads to the smallest possible rainfall intensity
C. the time of concentration is the smallest rainfall duration for
which the rational formula is applicable
D. the time of concentration is the largest rainfall duration for
which the rational formula is applicable.
Sample verbal questions:-

Directions for question 1-5: Read the following passage
carefully and choose the best option from the choices given.
We go to school through lanes and back streets so that we won't
meet the respectable boys who go to the Christian Brothers'
school or the rich ones who go the Jesuit school, Crescent
College. The Christian Brothers' boys were tweed jackets, warm

woolen sweaters, shirts, ties, and shiny new boots. We know
they're the ones who will get jobs in the civil service and help
the people who fun the world. The Crescent College boys wear
blazers and school scarves tossed around their necks and over
their shoulders to show they're cock o' the walk.
They have long hair which falls across their foreheads and over
their eyes so that they can toss their quaffs like Englishmen. We
know they're the ones who will go to university, take over the
family business, run the government and run the world. We'll be
the messenger boys on bicycles who deliver their groceries or
we'll go to England to work on the building sites. Our sisters
will mind their children-and scrub their floors unless they go off
to England, too. We know that. We're ashamed of the way we
look and if boys from, the rich schools pass remarks we'll get
into a fight and wind up with bloody noses or torn clothes. Our
masters will have no patience with us and our fights because
their sons go to the rich schools and, ye have no right to raise
your hands to a better class of people so ye don't.
1. The "we" the author uses throughout the passage refers to
A. his family
B. the poor children in his neighborhood.
C. the children who attend rich schools
D. the author and his brother
2. The passage suggests that the author goes to school.
A. in shabby clothing
B. in a taxi cab.
C. in warm sweaters and shorts
D. on a bicycle
3. The word pass as used in the passage means to
A. move ahead of
B. go by without stopping
C. be approved or adopted
D. utter
4. The author quotes his school masters saying ye have no right to
raise your hands to a better class or people so ye don't (last
sentence) in order to
A. demonstrate how strict his school masters were.
B. contrast his school to the Christian Brothers' School and
Crescent College.
C. Show the reinforcing of discrimination by his teachers.
D. prove that the author was meant for greater things.
5. The passage implies that
A. the author was determined to go to England.
B. the author was determined to be someone who will run the
world.
C. the author often got into fights.
D. one's class determined one's future.
DIRECTIONS for the question 6 to 8: Fill in the blanks with the
most appropriate word.
A strike, like a war, should be resorted to only when less
_______ measures have failed.
A. drastic
B. important
C. derogatory
D. objective
2. Hannibal's efforts came to _______ when he was defeated by
Scipio, principally because he was too hot-headed to agree with
those who counselled ______ while he hastened to engage in
battle.
A. wisdom—defeat
B. victory—speed
C. discretion—nothing
D. naught—circumspection
3. He believed that while there is serious unemployment in our
auto industry, we should not _______ foreign cars.
A. discuss
B. regulate
C. research
D. import
Directions for the questions 9-10: Part, or all, of each sentence is
quoted.
Following the sentence, four versions of the quoted portions are
presented. Choice (A) repeats the original; the other choices are
different. If you think a better sentence can be found in Choices
(B), (C), (D), then choose one of them.
If the sentence is correct as stated, your answer will be Choice
(A).
4. Dieters are beginning to take notice of carbohydrate counting
because it seems to be a successful method of weight loss for
many people "finding it a less painful-way of losing weight."
A. finding it a less painful way of losing weight.
B. find it less painful to lose weight.
C. to finding losing weight a less painful process.
D. who find it a less painful way of losing weight.
5. Some people believe that the custom of "paying large salaries to
cricket players and other athletes have gotten out of hand."
A. of paying large salaries to cricket players and other athletes have
gotten out of hand.
B. of large salaries and other athletes have gotten out of hand.
C. of paying large salaries to cricket players and other athletes has
gotten out of hand.
D. of cricket players and other athletes receiving large salaries that
have gotten out of hand.
Sample reasoning questions:-

Directions for the questions 1-2 : Read the following letter-
number-symbol sequence carefully and answer the questions
given below it.
JB1÷KRD°4UFZ@7MCP$5THV%≠2×8G
1. Which of the following elements will be ninth to the left of tenth
element from your right?
A. 2
B. U
C. 4
D. F

2. Which of the following will be exactly midway between the
eighth element from your left and thirteenth element from your
right?
A. T
B. F
C. Z
D. 7
Directions for questions 3-4:Examine the route diagram given
below to answer these questions.
3. Which is the most crowded junction, assuming that each arrow

denotes equal traffic?
A. U
B. X
C. Y
D. Z
4. What is the maximum number of bus routes possible from X to
Y so that the bus does not come to one junction more than once
in a route?

A. 4
B. 6
C. 8
D. 9
DIRECTIONS for questions 5 : In this question, choose the
appropriate number for the quadrant in which the question mark
appears.
5.
A. 36
B. 117
C. 52
D. 26
DIRECTIONS for the questions 6 -10: Read the following
information carefully and answer the questions given below it:
i. There are seven members in the Elite club A, B, C, D, E, F and
G.
ii. Three of them are ladies and none of the ladies is either
Engineer or Surveyer.
iii. All the seven members belong to different states viz., Assam,
Bihar, Gujarat, Karnataka, Rajasthan, Punjab and Utter Pradesh,
but not necessarily in the same order.
iv. All the seven members are different professionals, viz. Engineer,
Surveyer, Doctor, Manager, Teacher, Lecturer and Editor.
v. D, the Surveyer, belongs to the state of Karnataka.
vi. The lady teacher belongs to the state of Punjab.
vii. B is the husband of G and his native state is Bihar.
viii. C, the wife of E is a doctor and belongs to the state of Assam.
ix. The wife of B is the teacher and B is an Editor.
x. F is an Engineer and belongs to the state of Utter Pradesh.
xi. A, the Lecturer is wife of Engineer and belongs to the state of
Gujarat.
4. What is the profession of E?
A. Engineer
B. Editor
C. Manager
D. Data Inadequate
4. Which of the following is definitely a group of female

members?
A. ACG
B. ABC
C. AFG
D. Data Inadequate
5. Which of the following pairs is one of the married couples?

A. AD
B. CE
C. BE
D. Data Inadequate
6. Who among the following is an unmarried member?

A. C
B. F
C. D
D. G
7. Who among the following belongs to the state of Punjab?
A. B
B. C
Snapdeal:-

About:-
Snapdeal was started on 4 February 2010 as a daily deals
platform, but expanded in September 2011 to become an online
marketplace. The move came as a surprise to investors, since the
company had a 70 percent share in the daily deals
business. Snapdeal has grown to become one of the largest
online marketplace in India offering an assortment of 10 million
products across diverse categories from over 100,000 sellers,
shipping to more than 5,000 towns and cities in India. In March
2015, Snapdeal brought actor Aamir Khan for the promotion of
its website in India. In October 2017, Snapdeal's CFO
AnupVikal resigned
Vision:-
Snapdeal's vision is to create India's most reliable and
frictionless commerce ecosystem that creates life-changing
experiences for buyers and sellers.
Core values:-

CONNECTING THE INSIDE OUT...
We have always taken pride in our culture. There are some core
values that have been inherent and are an integral part of our
success story. These values are a pure reflection of what is
important to us as a Team and Business.
Core business:-
Snapdeal is an online shopping portal having more than 35
million products across more than 800 different product
categories. It contains more than 125,000 brands which includes
regional, national and international areas. The main investors of
the company are SoftBank, BlackRock ,Alibaba, eBay, Intel
Capital, Mr. Tata Ratan , Ru- Net Holdings, etc. FreeCharge has
been acquired by Snapdeal for $400 million. It has products
ranging from fashion to home and kitchen, mobile phones to
tablets, books to electronic devices. From 2011 to 2015, it
acquired many companies such as Grabbon.com, Shopo.in ,
Doozton.com, Wishpicker.com, Smartpix.com.

Head Quarters:
 New Delhi , India
Key People:
 Founders – KunalBahl and RohitBansal
 Chief Executive Officer – KunalBahl
Logo
 Snapdeal has moved into a new logo which carries red and
white color with a tagline “Unbox Zindagi”. The
perspective of the new logo is the happiest moment for an
online buyer.
Net Revenue:
 Undisclosed by the company

 Undisclosed by the company

Official Website:
 www.snapdeal.com
Achievements:-
 The co-founder of the company, KunalBahl, was awarded
with Entrepreneur of the year Award in 2015.
 In 2015, the company has won Australian Service
Excellence Award for the outstanding experience of
customers.
 In 2012, it was recognized as the e-Retailer of the Year &
Best Advertising campaign of the year.
 The company was awarded with WAT Awards as an E-
Commerce site of the year.
 Snapdeal was the winner of the Red Herring Asia Awards
2011.
 It was recognized as India’s busiest brands in annual buzz-
making poll in afaqs.
CSR activities:-

NEW DELHI : To support social causes and create a stronger
corporate conscience, Snapdeal has announced the launch of
Snapdeal Care programme.
The programme enables customers to make a donation to a NGO

of their choice, by selecting products for them while shopping
online. Snapdeal will manage the complete process, ensuring
that the products are delivered to the chosen organization.
Snapdeal Care has currently partnered with three NGOs –

AkshayPatra, Magic Bus Foundation and Prayas Juvenile Aid
Centre. These NGO’s are established organizations that have
been working for the children from underprivileged
backgrounds.
Talking about the Snapdeal Care Platform KunalBahl, Co-

founder and CEO, Snapdeal said “We have been working to
create life changing experiences for our buyers and sellers.
We are now expanding our eco system to touch the lives of more
people across the country including the less fortunate. With
Snapdeal Care, our customers can now make a difference to
someone’s life with just a couple of clicks. Through this
initiative, we want to spread the message that even a small
contribution by anyone can make a difference and bring a smile
to somebody’s face”
Customers can contribute to Snapdeal Care from across the

country and these will be shipped to each NGO’s nearest
collection-centre across 18,000 pin-codes in India.

For example,customers can purchase sports goods to be donated
to a home for underprivileged children in Andhra Pradesh, buy
blankets, lamplights, tents to be shipped by Snapdeal to a region
struck by a natural calamity, purchase notebooks, blackboards,
markers to be shipped to a school in Assam or rehabilitation
assistance products to be shipped to a senior citizen home.
The company plans to partner with more such credible

establishment who work on other UN Millennium Development
Goals. Snapdeal Care will continue to grow the network of NGO
partners that focus on social causes like eradicating hunger,
promoting education and sports, environmental sustainability,
nutrition and sanitation.
Selection Process:
 Written Exam

 HR Interview
Academic Criteria:
 Fresh engineering graduates in stream of Information
Technology, Computer Science, MCA or ECE can
participate in the written test.
 They should have a minimum of 75% marks in graduation
and 70% marks in 10th and 12th class
 No backlogs
 The Snapdeal written Test Pattern consists of the following
sections
No. of Time
Section
questions Limit
Quantitative Aptitude + Computer

20
Science
60
Coding 3
Total 23
Time allotted for the written exam is 60 minutes.

Details:

 Quantitative Aptitude section consists of questions from the
topics like algebra, time & work, time, speed & distance,
arithmetic, percentages, profit & loss, geometry, etc. This
section is of moderate level.
 Computer Science section consists of questions from the
topics like database, computer networks, data structure,
C/C++.
 Coding section contains questions based on C/C++
language, Java, data structure.
Overall level of the paper is easy to moderate. Only those
round.
exam.
Apply directly at http://www.snapdeal.com/info/jobs
 Convert Binary tree to linked list.

 Rotate a matrix by 90 degrees.
 What is the definition of tree?
 What are the differences between graph and tree?
 When can you say a graph to be a tree?
 Write a program to show whether a graph is a tree or not
using adjacency matrix.
 Given two numbers represented by two linked lists, write a
function that returns sum list.
 Some stack based questions like stock span problem, next
greater element.
 Some Dynamic Programming problems like maximum sum
subarray, maximum sum subarray such that no elements are
consecutive, edit distance, assembly line scheduling.
HR Interview:
 Tell us about yourself.
 What inspires you to be part of the Snapdeal family?
 What is your dream company?

 He asked me the worst case complexities of Quick sort and
Merge sort.
 Given an array that contains post-order traversal of a binary
tree. Can you construct a single tree?
 Write the code for level-order traversal of a tree. Also to
calculate the complexity of the code.
 Given a linked list placed in memory, what problems can
arise if simultaneous operations are performed on the list.
From here he started asking about threads because the
answer was related to it.
 What steps are taken when the OS shifts from one-thread
execution to another?
HR Interview:
 Why Snapdeal? How is it different from its competitors?
 Why do you want to leave your current company in such a
short interval?
 Did you ask your current company to provide that type of
work as you are looking for in Snapdeal?
 What do you mean by constant time complexity?
 What do you mean by hashing?
 What is the function of DML Compiler?
 State at least four kinds of indexing?
HR Interview:
 Describe yourself.
 Why did you apply for Snapdeal?
 What did you buy via online shopping last time?
 Name the founder of Snapdeal.
Quesrion paper:-
1. The difference of two numbers is 11 and one fifth of their
sum is 9. The numbers are :
A. 31,20
B. 30,19
C. 29,18
D. 28,17
2. How many numbers between 1 and 100 are divisible by 7 ?

A. 9
B. 11
C. 17
D. 14
3. Three cubes of edges 6 cms, 8 cms and 10 cms are meted

without loss of metal into a single cube. The edge of the
new cube will be:
A. 8 cms
B. 12 cms
C. 14 cms
D. 16 cms
4. If 378 coins consist of rupee, 50 paise and 25 paise coins,
whose values are proportional to 13 :11 : 7, the number of
50 paise coins will be :
A. 128
B. 132
C. 133

D. 136
5. In how many ways can 3 integers be selected from the set
{1, 2, 3, …….., 37} such that sum of the three integers is
an odd number?
A. 3876
B. 7638
C. 6378
D. 1938
E. 969
The mean daily profit made by a shopkeeper in a month of 30
days was Rs. 350. If the mean profit for the first fifteen days was
Rs. 275, then the mean profit for the last 15 days would be
A. Rs. 200
B. Rs. 350
C. Rs. 275
D. Rs. 425
4. There were 35 students in a hostel. If the number of
students increases by 7, the expenses of the mess increase
by Rs. 42 per day while the average expenditure per head
diminishes by Re 1. Find the original expenditure of the
mess.
A. Rs. 480
B. Rs. 520
C. Rs. 420
D. Rs. 460
5. Six years ago, the ratio of the ages of Kunal and Sagar was
6 : 5. Four years hence, the ratio of their ages will be 11:10.
What is Sagar's present age?
A. 16 years
B. 18 years
C. 20 years
D. 22 years
E. 25 years
6. A number X is 150 more than a second number, Y. If the
sum of X and Y is 5 times Y, what is the value of Y?
A. 50
B. 40
C. 80
D. 60
E. 70
7. A square field has an area of 50625 m2. Find the cost of
fencing around it at Rs. 15 per metre, (in Rs.)
A. 12,500
B. 6750
C. 17,500
D. 13,500
E. 16,250
1. Which of the following is not supported by Java?
A. Method overloading
B. Multiple inheritances for classes
C. None of these
D. Both (a) and (b)
2. Which of the following is the memory management
supported in C++?
A. Static storage duration objects
B. Automatic storage duration objects
C. Thread storage duration objects
D. All of these
3. What is the output of the following code fragment?

int x= 4;
cout<< n++;
cout<< n;
A. 55
B. 44
C. 45
D. none of these
4. Which of the following class access protected and private
members of other class?
A. Friend class
B. Virtual class
C. Main class
D. none of these

5. What do we return if we use simple array on an internal
container?
A. Methods
B. Pointers
C. Objects
D. None of the mentioned
Which is used to keep the call by reference value as unharmed?
A. static
B. const
C. absolute
D. none of the mentioned

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BUSSINESS COMMUNICATION

NAME :- AADIL GAFARBHAI THEBA

SUBJECT CODE :- 03BM0110

PROJECT :- COMPANY PROFILE AND

Marwadi university, Rajkot Page 1

Founded in 1806, Bank of Calcutta was the first bank

Traded as  NSE: SBIN

Founded  2 June 1806, Bank of Calcutta

Marwadi university, Rajkot Page 4

 2 June 1956, nationalization

Headquarters Mumbai, Maharashtra

Area served Worldwide

Key people Rajnish Kumar (Chairman)

Products Consumer banking, corporate

Owner Government of India

Number of 278,872 (2017)

Marwadi university, Rajkot Page 6

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Marwadi university, Rajkot Page 11

Stage 3 - Test of knowledge of official/ local language

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Marwadi university, Rajkot Page 39

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Marwadi university, Rajkot Page 41

Marwadi university, Rajkot Page 42

Marwadi university, Rajkot Page 43

Industry Banking, financial services

Founded August 1994

Headquarters Mumbai, Maharashtra, India

Area served India

Key people Aditya Puri (MD)[1]

Products Credit cards, consumer banking, banking,

Revenue ₹81,602 crore(US$11 billion) (2017)

Operating ₹25,732 crore(US$3.6 billion) (2017)

Net income ₹14,550 crore(US$2.0 billion) (2017)

Total assets ₹863,840 crore(US$120 billion) (2017)

Number of 84,325 (March 2017)

Marwadi university, Rajkot Page 44

Awards and recognitions:-

Mission and vision:-

Marwadi university, Rajkot Page 45

We believe that our employees are our most valuable asset. We

Marwadi university, Rajkot Page 46

Marwadi university, Rajkot Page 47

10. June 2013, devastating floods struck Uttarakhand.