1) What is the eligibility criteria for taking the commercial loan?

2) What are different types of commercial loan that you give?

3) What are documents that you will require for commercial form?

4) What is the interest rate at which you give commercial loan?

5) Do government employees applying for a commercial loan get loans at lower interest rates?

6) What are the benefits of commercial vehicle loan from HDFC?

7) What is minimum Credit Information Bureau India Limited (CIBIL) score HDFC required for a
commercial loan?

8) Do I have to provide any asset or security as collateral for a commercial loan? Is there any limit of loan
amount above which I will have to give collaterals?

9) What is the procedure of disbursing the loans? Do you disburse whole of the loan amount at once or in
installments?

10) Do you visit the applicants address before sanctioning the loan? If yes, where do you go their
corresponding address or permanent address?

11) What will be the time taken by you for sanctioning the loan?

12) What is the time period in which your loan be repaid? Can I make the payment as per my availability or
will have to pay in equal amount of installments?

13) What is the rate of default in commercial loans given by HDFC?