CASA-Ov

erv
iew

CurrentAccountandSavingsAccount
,commonlyref
err
edtoasCASA,i
soneofthemodular
sub-syst
emsi ntheOracl
eFLEXCUBEsy st
em.Throughthi
ssyst
em y
ourbankcanexecut
ethe
fol
lowingfuncti
ons:

Cr
eat
eacust
omeraccount

Capt
uredet
ail
sofaChequebooki
ssuedt
oacust
omer

ForeachChequebook, thedetai
lsofwhi chy ouhav emai ntained,
thesystem generat
esastatus
mat ri
x.Thismatr
ixstoresthestatusofeachl eafoftheChequebook.Whennot r
ansacti
onhas
takenplacethestat
usoft heChequei sstoredas‘ unused’.Whenev eraChequebased
transacti
onisi
nit
iat
edbyFundsTr ansferorDat aEntrymodul est
hestatusofthisCheque
mov esfrom ‘
unused’to‘used’i
nthi smat r
ix.Subsequently,ifaChequeiscanceledorr ej
ect
ed
thestatuscanbeupdat edinthest atusmat ri
x.

Apartfr
om thi
s,tr
acki
ngandupholdi
ngast oppaymentinst
ruct
ionagainstCheques,
isalsoa
funct
ionthatt
hissub-
syst
em suppor
ts.Thesestoppaymentinstr
ucti
ons,normall
ycomingfr
om
acustomeragainstaChequeoraseri
esofChequeoranamountf orwhichaChequewas
i
ssued;areappli
cabl
eforaperi
odorindefi
nit
ely
.

Yetanotherf
eat
uresupport
edbyCASAist
hefaci
li
tyt
odefi
neamountblocksforaccount
s(as
peracustomer’
sinst
ruct
ionort
hei
nst
ruct
ionoft
hebank)
.Thesy
stem processestheexpi
ryof
suchblocksaut
omatical
l
y.

Toputi
tbr
ief
lyi
ntheCASAsub-
syst
em y
oumai
ntai
nthef
oll
owi
ngdet
ail
s:

Chequebooksi
ssuedt
ocust
omer
s

Amountbl
ocksenf
orcedagai
nstaccount
s

St
oppay
menti
nst
ruct
ionsi
ssuedbycust
omer
s

Thesedet
ail
sar
emaintai
nedi
nwhatarecal
l
eddat
atablesandarecal
ledf
ort
hfori
nterf
ace
duri
ngaChequepr
ocessi
ngbytheDat
aEntr
yandFundsTransf
ersyst
ems.Theset
ablesar
e:

‘
ChequeBookDet
ail
s’
,‘
ChequeSt
atus’
and‘
ChequeDet
ail
s’wher
eyoumai
ntai
nChequebook
det
ail
s
‘
Amountbl
ockmai
ntenance’
wher
eyoumai
ntai
namountbl
ocksagai
nstpar
ti
cul
aramount
s

‘
StopPayment
’wher
eyoumai
ntai
nst
oppay
menti
nst
ruct
ionsi
ssuedagai
nstaChequeorr
ange
ofCheques

Thi
schapt
ercont
ainst
hef
oll
owi
ngsect
ions:

Sect
ion-1,
"Maj
orFeat
ures"

Sect
ion-2,
"Maj
orFunct
ions"

1)Maj
orFeat
ures

Ther
ear
ethr
eemaj
orf
eat
urest
hissy
stem pr
ovi
des:

Aser
vicewhi
chr
etur
nst
hest
atusoft
heCheque

Aser
vicewhi
chupdat
est
hest
atusoft
heCheque

Aserv
icewhi
chwi
l
lpr
ocessi
nit
iat
ionandexpi
ryofst
oppay
menti
nst
ruct
ionsandamount
bl
ocks

2)Maj
orFunct
ions

Themaj
orf
unct
ions,
whi
cht
hesy
stem pr
ovi
des,
aret
hef
oll
owi
ng:

Funct
ion Det
ail
s

Mai
ntenance I
tprovi
desformaintenanceofChequebooksissuedf
oracustomeraccount
,wi
tha
pr
ovisi
ontotrackandupdatethestat
usofeachChequeleafi
nthebook

Maint
enanceofst
oppaymenti
nst
ruct
ionsi
ssuedbycust
omersbasedon,ei
ther
,
Chequenumbers,
or,
theamountf
orwhicht
heCheque,orCheques,
wer
eissued

Af
aci
l
ityt
omai
ntai
namountbl
ocksoncust
omeraccount
s

Pr
ocessi
ng Whenev
eraCheque-
basedt
ransact
ioni
sini
ti
ated,
thesy
stem wi
l
lal
ertt
heuserabout
t
hestat
usoft
heCheque
 Incaseofast oppaymenti nst
ructi
onenforcedagai
nstthataccountnumber
,the
syst
em wi l
lveri
fywhetherthedetai
lsoftheChequeandt hestoppayment
i
nstruct
ionsmat ch.I
twill
war ntheuseraccordi
ngly
,andaskf oranover
ri
de

I
ncaseofamountbl
ocks,t
hesyst
em t
akescar
eoft hemi
nimum bal
­ancet
obe
mai
ntai
nedi
ntheaccountwhi
l
emonitor
ingLi
mits.

Thesy st
em allowsthedebi
ttr
ansacti
onsinit
iatedfrom br
anchoverthecounteror
thr
oughi nwardclear
ingtout
il
izet
heuncollectedfundswhenthetransacti
onamount
exceedst heaccountbal
ancebydoingaforcedebi tagai
nstt
heuncollect
edfunds.

Repor
ts Twot
ypesofr
epor
tscanbegener
ated:

Det
ail
sofal
lChequespr
ocessedal
ongwi
tht
hei
rst
atus.

Det
ail
sofst
oppay
menti
nst
ruct
ionsenf
orcedagai
nstv
ari
ousaccount
s.

Det
ail
sofr
ecor
dst
hathav
ebeenpur
ged.

Pur
ge Theuserhast
hef
aci
l
ityt
opur
geol
drecor
dswhi
char
enol
ongerbei
ngused.