Let your reward points

take you places

Pay up to PKR 100,000 with
HBL Rewards Program
Take to the skies this summer with HBL Rewards Program.
HBL CreditCard now brings you a limited time offer to
pay off your airline ticket purchases using your
reward points.

Avail the offer

•1 Purchase any airline ticket online through your

HBL CreditCard during the campaign period

•2 Simply call HBL PhoneBanking on 111-111-425

•3 Ask a Phone Banking Officer to redeem your

accumulated points and receive credit against them

For example, if you have 10,000 reward points, you will

receive PKR 5,000 against them and so on. Following are
the maximum redeemable points against each card type:

Maximum
Credit Card Value (PKR)*
Redeemable Points
Platinum 200,000 100,000

Gold 150,000 75,000

Green 100,000 50,000

*Reward point value is only applicable for this offer

Frequently Asked Questions

Q. How do I find out how many points I have?

You can call HBL PhoneBanking, check your credit
card statement or log onto HBL InternetBanking or
Mobile App to find out your reward point balance.

Q. Do I get rewards points on purchase of e-tickets

also?
Yes, you get reward points on all your purchases.

Q. Can I pay part of my ticket through my points,

in case I don’t have enough points?
Yes, you can pay part of your ticket through your
reward points. However, it has to be in multiples
of 100 points.
Q. Do I have to redeem points during a particular
time period? Is there a specific time after
e-ticket purchase that I have to redeem points?
You need to redeem points against e-ticket
purchase between 15th May, 2018 to 15th July, 2018
by calling HBL PhoneBanking.

Q. Can I redeem my points against e-tickets

purchased prior to 15th May, 2018?
No, you have to purchase your e-ticket and
redeem your points between 15th May, 2018 to
15th July, 2018.
Terms and Conditions
• Promotion is valid from 15th May, 2018 to 15th July, 2018
• Offer is applicable only on e-ticket purchase from any local
or international airline
• Offer is only valid on airline e-ticket purchase using the
official website of the respective airline. Any purchase
made through a travel agent or any other merchant will
not be eligible for reward redemption
• Reward points may only be redeemed in multiples of
100 points
• Reward points can only be redeemed by calling
HBL PhoneBanking on 111-111-425
• Reward points can only be adjusted against airline e-ticket
purchase under this promotion
• Maximum points that can be redeemed in each card
category are mentioned in the table
• All e-tickets must adhere to respective airlines’ terms and
conditions
• Point redemption request against airline ticket purchases
shall be taken up by 31st July, 2018
• Offer cannot be availed in conjunction with other promotions
• HBL reserves the right to discontinue/cancel any promotional
offering without providing prior notice or reason
• HBL will not be responsible for any complaint or liability
whatsoever that arises with respect to services rendered on
airlines with respect to this offer
 For further information, please contact
HBL PhoneBanking on 111-111-425
or visit www.hbl.com
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