Country Name Country Code

Andorra AND
Andorra AND
Antigua and Barbuda ATG
Antigua and Barbuda ATG
Argentina ARG
Argentina ARG
Aruba ABW
Aruba ABW
Australia AUS
Australia AUS
Austria AUT
Austria AUT
Bahamas, The BHS
Bahamas, The BHS
Bahrain BHR
Bahrain BHR
Barbados BRB
Barbados BRB
Belgium BEL
Belgium BEL
Bermuda BMU
Bermuda BMU
Brunei Darussalam BRN
Brunei Darussalam BRN
Canada CAN
Canada CAN
Cayman Islands CYM
Cayman Islands CYM
Channel Islands CHI
Channel Islands CHI
Chile CHL
Chile CHL
Croatia HRV
Croatia HRV
Curaçao CUW
Curaçao CUW
Cyprus CYP
Cyprus CYP
Czech Republic CZE
Czech Republic CZE
Denmark DNK
Denmark DNK
Estonia EST
Estonia EST
Faroe Islands FRO
Faroe Islands FRO
Finland FIN
Finland FIN
France FRA
France FRA
French Polynesia PYF
French Polynesia PYF
Germany DEU
Germany DEU
Gibraltar GIB
Gibraltar GIB
Greece GRC
Greece GRC
Greenland GRL
Greenland GRL
Guam GUM
Guam GUM
Hong Kong SAR, China HKG
Hong Kong SAR, China HKG
Hungary HUN
Hungary HUN
Iceland ISL
Iceland ISL
Ireland IRL
Ireland IRL
Isle of Man IMN
Isle of Man IMN
Israel ISR
Israel ISR
Italy ITA
Italy ITA
Japan JPN
Japan JPN
Korea, Rep. KOR
Korea, Rep. KOR
Kuwait KWT
Kuwait KWT
Latvia LVA
Latvia LVA
Liechtenstein LIE
Liechtenstein LIE
Lithuania LTU
Lithuania LTU
Luxembourg LUX
Luxembourg LUX
Macao SAR, China MAC
Macao SAR, China MAC
Malta MLT
Malta MLT
Monaco MCO
Monaco MCO
Netherlands NLD
Netherlands NLD
New Caledonia NCL
New Caledonia NCL
New Zealand NZL
New Zealand NZL
Norway NOR
Norway NOR
Oman OMN
Oman OMN
Palau PLW
Palau PLW
Panama PAN
Panama PAN
Poland POL
Poland POL
Portugal PRT
Portugal PRT
Puerto Rico PRI
Puerto Rico PRI
Qatar QAT
Qatar QAT
San Marino SMR
San Marino SMR
Saudi Arabia SAU
Saudi Arabia SAU
Seychelles SYC
Seychelles SYC
Singapore SGP
Singapore SGP
Sint Maarten (Dutch part) SXM
Sint Maarten (Dutch part) SXM
Slovak Republic SVK
Slovak Republic SVK
Slovenia SVN
Slovenia SVN
Spain ESP
Spain ESP
St. Kitts and Nevis KNA
St. Kitts and Nevis KNA
Sweden SWE
Sweden SWE
Switzerland CHE
Switzerland CHE
Taiwan, China TWN
Taiwan, China TWN
Trinidad and Tobago TTO
Trinidad and Tobago TTO
Turks and Caicos Islands TCA
Turks and Caicos Islands TCA
United Arab Emirates ARE
United Arab Emirates ARE
United Kingdom GBR
United Kingdom GBR
United States USA
United States USA
Uruguay URY
Uruguay URY
Virgin Islands (U.S.) VIR
Virgin Islands (U.S.) VIR

Data from database: Global Financial Development

Last Updated: 06/16/2017
Series Name Series Code 2002 [YR2002] 2006 [YR2006]
Bank Z-score GFDD.SI.01 23.5115 24.7373
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 .. ..
Bank Z-score GFDD.SI.01 16.0469 14.5784
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 .. ..
Bank Z-score GFDD.SI.01 4.82608 5.98408
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 .. 16.9
Bank Z-score GFDD.SI.01 11.3637 18.0672
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 .. ..
Bank Z-score GFDD.SI.01 13.7481 16.7763
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 9.6 10.3
Bank Z-score GFDD.SI.01 12.773 25.4186
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 13.3 13.2
Bank Z-score GFDD.SI.01 8.29398 16.1371
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 .. ..
Bank Z-score GFDD.SI.01 12.0633 13.9612
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 .. ..
Bank Z-score GFDD.SI.01 15.1586 11.4155
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 .. ..
Bank Z-score GFDD.SI.01 11.1781 8.751
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 13.2 11.9
Bank Z-score GFDD.SI.01 11.016 20.331
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 .. ..
Bank Z-score GFDD.SI.01 3.58437 4.49739
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 .. ..
Bank Z-score GFDD.SI.01 15.0642 17.7379
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 12.4 15.4
Bank Z-score GFDD.SI.01 20.3251 15.5185
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 .. ..
Bank Z-score GFDD.SI.01 .. ..
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 .. ..
Bank Z-score GFDD.SI.01 7.58371 7.39351
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 14 12.5
Bank Z-score GFDD.SI.01 3.65694 3.94154
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 17.4 14
Bank Z-score GFDD.SI.01 10.0473 7.68973
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 .. ..
Bank Z-score GFDD.SI.01 8.81466 8.10283
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 .. ..
Bank Z-score GFDD.SI.01 9.76024 11.8763
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 14.3 11.4
Bank Z-score GFDD.SI.01 17.5081 17.891
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 13.5 ..
Bank Z-score GFDD.SI.01 8.14482 4.47979
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 15.3 13.2
Bank Z-score GFDD.SI.01 .. ..
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 .. ..
Bank Z-score GFDD.SI.01 9.87253 20.6073
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 11.7 15.1
Bank Z-score GFDD.SI.01 20.6753 18.7088
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 11.5 10.9
Bank Z-score GFDD.SI.01 .. ..
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 .. ..
Bank Z-score GFDD.SI.01 17.1949 14.7441
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 12.7 12.5
Bank Z-score GFDD.SI.01 .. ..
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 .. ..
Bank Z-score GFDD.SI.01 8.32754 4.77076
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 10.5 12.2
Bank Z-score GFDD.SI.01 .. ..
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 .. ..
Bank Z-score GFDD.SI.01 .. ..
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 .. ..
Bank Z-score GFDD.SI.01 23.5334 13.9124
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 15.7 14.9
Bank Z-score GFDD.SI.01 5.54593 6.25139
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 13 11
Bank Z-score GFDD.SI.01 0.605018 0.799277
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 12.2 15.1
Bank Z-score GFDD.SI.01 5.91941 3.24681
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 12.3 10.9
Bank Z-score GFDD.SI.01 .. ..
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 .. ..
Bank Z-score GFDD.SI.01 22.3282 28.0798
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 9.9 10.8
Bank Z-score GFDD.SI.01 12.9023 13.3726
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 11.2 10.1
Bank Z-score GFDD.SI.01 9.44565 15.4031
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 9.4 12.5
Bank Z-score GFDD.SI.01 7.79901 2.48784
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 11.2 12.8
Bank Z-score GFDD.SI.01 13.7626 17.4083
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 19.7 20.2
Bank Z-score GFDD.SI.01 5.68232 5.3857
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 13.1 10.2
Bank Z-score GFDD.SI.01 .. ..
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 .. ..
Bank Z-score GFDD.SI.01 6.67648 4.95682
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 14.8 10.8
Bank Z-score GFDD.SI.01 24.3697 26.8541
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 15 15.3
Bank Z-score GFDD.SI.01 28.4916 24.6197
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 .. ..
Bank Z-score GFDD.SI.01 18.8519 37.8675
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 .. 15
Bank Z-score GFDD.SI.01 17.0994 ..
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 .. ..
Bank Z-score GFDD.SI.01 23.5369 10.605
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 12 11.9
Bank Z-score GFDD.SI.01 .. ..
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 .. ..
Bank Z-score GFDD.SI.01 15.6888 18.6278
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 .. ..
Bank Z-score GFDD.SI.01 7.34806 6.89246
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 12.2 11.2
Bank Z-score GFDD.SI.01 16.2242 20.3646
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 17.1 17.2
Bank Z-score GFDD.SI.01 .. ..
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 .. ..
Bank Z-score GFDD.SI.01 49.1729 45.7271
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 17.1 15.8
Bank Z-score GFDD.SI.01 5.95812 8.91409
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 13.8 13.2
Bank Z-score GFDD.SI.01 7.82236 13.4564
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 9.8 11.8
Bank Z-score GFDD.SI.01 .. ..
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 .. ..
Bank Z-score GFDD.SI.01 25.4963 28.2144
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 .. ..
Bank Z-score GFDD.SI.01 10.0389 11.2223
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 .. ..
Bank Z-score GFDD.SI.01 14.0839 18.4493
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 21.3 21.9
Bank Z-score GFDD.SI.01 .. 6.76473
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 .. 19.6
Bank Z-score GFDD.SI.01 6.58195 25.1538
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 16.9 15.4
Bank Z-score GFDD.SI.01 .. ..
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 .. ..
Bank Z-score GFDD.SI.01 16.7883 12.5412
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 21.3 13
Bank Z-score GFDD.SI.01 2.75526 2.6021
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 11.9 11
Bank Z-score GFDD.SI.01 22.4402 18.3498
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 12.5 11.9
Bank Z-score GFDD.SI.01 14.4497 14.6286
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 .. ..
Bank Z-score GFDD.SI.01 8.15182 9.47749
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 10.4 10
Bank Z-score GFDD.SI.01 11.0494 9.559
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 12.6 13.4
Bank Z-score GFDD.SI.01 16.4109 4.03535
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 .. ..
Bank Z-score GFDD.SI.01 22.523 20.9135
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 .. ..
Bank Z-score GFDD.SI.01 .. ..
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 .. ..
Bank Z-score GFDD.SI.01 28.3125 24.975
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 19 17.3
Bank Z-score GFDD.SI.01 15.6536 5.99653
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 13.1 12.9
Bank Z-score GFDD.SI.01 25.2296 27.2546
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 13 13
Bank Z-score GFDD.SI.01 1.13051 5.27372
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 .. 16.9
Bank Z-score GFDD.SI.01 .. ..
Bank regulatory capital to risk-weighted assets (%) GFDD.SI.05 .. ..
2007 [YR2007] 2008 [YR2008] 2009 [YR2009] 2010 [YR2 2011 [YR2 2012 [YR2 2013 [YR2 2014 [YR2 2015 [YR2
21.0312 16.8279 20.1927 20.8951 17.9409 18.3923 19.2156 18.4543 20.4695
.. .. .. .. .. .. .. .. ..
12.6395 26.9119 33.7915 34.4916 32.8732 35.0985 28.5904 29.4154 31.8792
.. .. .. .. .. .. .. .. ..
5.83202 5.68866 6.37828 6.05946 6.04791 6.22754 6.5446 7.16161 7.18257
16.9 16.9 18.8 17.6708 15.6128 17.1218 13.6112 14.6718 13.2849
18.4942 .. .. 21.2162 20.3871 24.7285 26.6707 25.6683 24.3352
.. .. .. .. .. .. .. .. ..
15.2863 14.1317 15.3004 15.8055 14.8379 14.3226 14.1665 13.9096 13.8328
10.1 11.3 12 11.397 11.58 11.923 11.601 12.21 13.796
27.9157 21.5278 26.4538 23.644 22.442 23.9435 23.5216 23.1116 24.8663
12.7 12.9 15 15.4414 15.8269 16.9607 17.9693 16.2529 16.5425
18.4692 17.8302 20.2428 18.9663 14.5669 16.9646 15.9653 12.462 14.6102
.. .. .. .. .. .. .. .. ..
13.5624 12.2758 12.7304 14.5235 14.8752 15.3658 15.4477 15.1724 15.0927
.. 18.1 19.6 19.9 19.9 19.3245 18.4618 18.3095 18.7225
11.7793 13.3393 14.6892 14.9234 13.8582 16.7617 17.2259 17.8578 13.9467
.. .. .. .. .. .. .. .. ..
10.5421 5.13922 9.33322 11.968 11.0074 13.7489 15.5198 15.735 16.422
11.2 16.4 17.3 19.3047 18.5366 18.192 18.7426 17.5773 18.6887
21.2606 20.5506 19.0556 22.0769 20.3075 20.2295 15.75 17.6845 16.6126
.. .. .. .. .. .. .. .. ..
4.89113 5.58586 6.7849 7.7407 6.00155 6.93356 10.0677 8.32628 9.95499
.. .. 18 21.0926 18.8302 21.2281 20.4161 21.4378 21.7428
17.8211 18.6149 19.9728 17.1816 13.685 13.1952 13.2269 13.2702 12.8631
14.8 12.2 14.7 15.6 15.9 16.2 14.3 14.2 14.2
14.9499 18.5829 18.0169 15.6602 13.7622 21.4037 17.3616 11.4728 12.101
.. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. ..
7.89177 6.18743 7.02284 6.94797 6.75532 6.90049 7.0119 7.03426 6.38678
12.2 12.5 14.3 14.1384 13.9346 13.3121 13.3244 13.3851 12.6204
4.75562 5.08546 5.10137 5.10629 5.0448 5.19258 4.88421 5.02322 4.37625
16.3 15.1 16.4 18.7892 20.4697 20.8944 20.87 21.8 20.98
6.03893 6.37226 7.76454 8.56647 9.37857 7.06957 5.53522 8.8249 9.50769
.. .. .. .. .. .. .. .. ..
9.24474 8.42821 7.47929 7.52231 1.99887 3.94611 6.39049 8.784 10.1014
.. 11 12.1 12.4102 12.1188 7.34263 14.0313 15.3581 16.4674
9.96586 12.053 13.0602 13.231 12.8946 14.6424 14.0463 14.7543 14.6048
11.1 11.6 14 15.2747 14.9736 15.6217 16.521 16.9825 17.5731
15.4463 11.2669 12.1275 13.6499 14.4389 15.9413 18.1003 18.218 21.6381
10.6 12.4 16.1 16.0065 17.1921 18.8772 19.2353 18.2095 19.8163
4.25024 4.76216 0.994959 5.71884 7.35928 7.42379 8.54874 8.12538 8.19013
14.8 18.9 22.3 22.0673 18.6068 19.3174 19.973 35.6526 28.0091
.. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. ..
16.4465 11.3389 11.3025 9.40112 7.36063 7.4356 8.33916 7.91145 9.94718
15.1 13.6 14.6 14.4086 14.188 16.9821 15.9763 17.3362 23.0924
13.5152 10.1896 15.6554 16.4337 14.954 16.7245 19.1404 16.4346 20.3734
10.2 10.5 12.4 12.6707 12.3243 14.4967 15.3844 16.3486 17.1002
.. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. ..
15.9949 9.32491 14.001 16.3815 15.1115 16.8814 20.4886 21.7595 23.0851
12.9 13.6 14.8 16.05 16.4 17.94 19.16 17.96 18.26
.. .. .. .. .. 59.7238 34.7098 .. 25.3169
.. .. .. .. .. .. .. .. ..
4.98898 3.37094 4.30372 3.76008 0.016416 2.41097 6.9065 5.0254 4.939
11.3 10 11.7 12.2593 10.2737 9.56852 13.5081 14.0698 16.5189
.. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. ..
12.0115 10.078 12.3987 12.1087 11.8165 12.1731 14.7282 14.5651 16.5856
13.4 14.8 16.9 15.88 15.82 15.7 15.91 16.83 18.33
5.87422 5.11719 5.48073 5.13966 4.68434 5.29535 5.87683 4.53821 6.50672
10.4 12.3 13.9 13.8917 13.8152 16.312 17.415 16.9222 16.9492
0.641125 0.901144 1.19454 1.46646 1.19143 1.47623 1.55536 1.72394 6.72429
12.7 .. 15.8 21.1 21.6 25 26.2 28.5 28.2
3.40181 2.68186 1.01933 0.055138 4.68952 6.06543 6.17885 9.41667 13.6192
11.8 12.1 12.8 14.4668 18.9166 19.2417 20.5039 22.6777 24.3747
.. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. ..
28.9629 23.6524 27.9775 29.4375 27.0238 28.2091 29.6078 28.4092 27.6989
11 11.3 13.7 14.0707 14.0234 14.9271 14.8224 14.3354 14.0212
15.4336 13.9844 14.4348 15.6907 11.5855 13.1396 10.4785 12.4564 13.8079
10.1 10.4 11.7 12.0651 12.685 13.4158 13.6986 14.3049 14.7888
16.3163 13.2065 10.2192 14.0099 14.3103 14.6596 15.7062 15.8068 15.7579
13.3 11.3 11.2 13.8892 14.2393 14.2494 15.9061 15.2678 15.9442
6.44159 5.45649 6.12523 11.6275 11.5057 11.3961 11.3016 11.0217 10.0849
12.3 12.3 14.4 14.3162 13.9711 14.303 14.474 13.9965 ..
16.8263 11.1111 14.3845 17.6023 17.569 16.6884 15.2166 15.1523 15.4922
19.3 15.6 16.7 18.9 18.5 18 18.9 16.9 16.9
5.76403 4.58214 2.90709 3.78926 5.58701 6.29082 6.62704 6.77985 7.45497
11.1 11 13.7 13.9126 16.5337 16.7367 18.0519 19.7096 21.8231
.. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. ..
5.40106 5.7144 1.84189 4.4118 6.54885 6.79092 7.44985 7.13079 7.92176
10.9 11.6 12.9 14.8252 14.2437 15.6536 17.5697 21.2927 24.8348
25.6308 23.2584 28.4955 30.0378 28.9075 34.8483 37.3701 38.6945 39.4077
 14.3 15.4 19.2 17.6516 16.3539 19.0533 20.8846 20.238 22.0444
24.5338 27.1386 26.8158 28.211 28.6662 14.0339 13.2785 13.3346 16.8554
.. .. .. 14.3986 14.0814 14.588 14.8009 14.2366 15.1097
27.0086 19.6273 28.2654 26.9386 25.777 29.7511 29.317 21.7306 20.1535
12.3 11.5 15.3 14.8011 15.4817 16.0832 16.5068 14.7254 14.9976
.. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. ..
11.6818 3.58248 5.94401 7.49947 6.92501 8.12453 8.6306 9.33995 10.7351
13.2 11.9 14.9 13.9055 13.4776 14.2316 14.8881 17.9478 20.1111
.. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. ..
19.1945 18.6886 15.6685 17.8614 18.3312 20.1784 22.0282 21.64 22.9111
10.5 11.4 12.6 12.8 13.3 13.1 12.5 12.4 13.5
6.86469 5.81927 6.25104 7.27222 7.31141 7.71915 8.22075 8.46759 9.86875
11.7 10.1 12.8 14.1947 13.595 14.5704 15.5173 16.4941 18.9377
22.2342 19.3409 18.7835 19.9522 17.6466 18.3712 18.9622 18.0794 18.1343
15.8 14.7 15.6 15.8 15.9 16 16.2 15.43 16.2
.. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. ..
47.4525 43.4341 41.3204 43.6196 43.3489 43.3351 41.1899 44.7033 45.5975
13.6 15.2 15.5 15.9682 15.2399 15.6636 14.7642 14.7433 14.8891
8.66521 7.33567 7.37221 7.91383 7.85742 8.80233 8.58289 8.67832 8.55678
12 11.2 13.3 13.8647 13.1131 14.7621 15.6811 14.693 15.9691
14.4344 8.58242 11.2624 10.1367 8.84606 10.1191 7.66703 15.5384 ..
10.5 9.4 10.5 10.3321 9.79896 12.6375 13.3097 12.3671 13.5004
.. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. ..
28.4524 26.4198 26.8063 26.7543 29.5239 27.4283 25.3544 24.4939 23.4965
.. 15.5 16.1 16.1 20.6 18.9 16 16.3 15.6
12.1245 10.3359 13.4071 10.9923 12.1757 8.69639 8.56438 7.82747 9.07317
.. .. .. .. .. .. .. .. ..
16.4612 15.2389 16.064 17.0205 17.6017 17.557 17.4263 17.4075 18.167
20.6 16 16.9 17.5987 17.5502 18.2311 17.8723 17.8768 18.078
7.43553 14.0023 11.7998 10.5845 10.5755 10.9467 9.10871 7.85693 11.4692
15.4 12 21.6 21.5003 24.2466 26.3324 26.055 21.5927 25.4578
23.0842 22.9292 25.251 26.2836 23.6488 25.1094 21.2923 21.59 21.7739
13.5 14.7 17.3 18.584 16.0466 18.0597 16.3863 15.9241 15.8607
.. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. ..
13.8702 14.7451 15.3654 16.08 17.0956 18.2249 18.2291 18.2918 17.4569
13.2 11.1 12.6 12.7268 13.4088 15.7119 16.4922 17.3467 17.7725
2.61151 2.57505 2.40944 2.27149 2.01942 1.79683 -0.24117 3.34575 3.7857
11.2 11.7 11.7 11.3205 11.8549 11.3998 13.6727 18.035 18.7663
17.5668 18.4563 19.15 18.7921 16.4937 15.1705 18.9495 20.5689 22.2621
11.4 11.3 12.2 11.8701 12.1078 11.5861 13.2793 13.6827 14.6595
 15.5235 22.5203 20.0056 20.0777 20.3243 15.5888 14.2832 13.614 12.6561
.. .. .. .. .. .. .. .. ..
9.04745 8.05072 10.7486 11.1966 11.0411 11.588 13.4028 12.579 14.5263
10.1 10.2 12.7 12.0034 11.4769 11.7441 11.9557 22.5048 24.2208
7.87524 5.29224 10.3767 11.6336 12.6034 11.5706 15.4669 14.8152 16.8623
12.1 15 17.5 17.0552 16.5894 16.8736 17.4543 16.6322 17.0447
.. .. .. 1.43011 16.7123 14.9563 15.1118 15.7521 15.7954
.. .. .. .. .. .. .. .. ..
20.5534 20.8788 29.9113 33.4427 29.8481 24.7156 22.3137 24.2078 29.8436
.. .. .. 24.2076 25.1404 24.6062 23.0768 22.5189 22.1464
.. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. ..
21.1162 19.956 23.9113 24.7738 25.3473 25.9092 26.105 26.1424 27.7406
14.4 13 19.9 19.3606 20.0526 20.5594 19.2633 18.1122 18.3002
6.31737 3.90789 5.15476 6.73748 7.21941 6.92478 7.62416 9.20605 12.5714
12.6 12.9 14.8 15.8859 15.7317 17.0676 19.6142 17.3134 19.6157
26.141 22.576 26.4774 28.4676 28.8039 28.8878 29.0365 29.1964 29.4312
12.8 12.8 13.9 14.7891 14.6852 14.5066 14.405 14.3854 14.1374
6.69302 5.26466 5.81118 6.11171 6.19933 6.30795 6.06489 5.57392 5.67335
17.8 17.6 16 14.1566 16.0326 15.9388 15.5684 15.1333 14.5078
.. .. .. .. .. .. .. .. ..
.. .. .. .. .. .. .. .. ..
2016 [YR2016]
21.2553
..
34.703
..
6.82844
16.662
24.0982
..
14.7242
13.648
25.6724
17.9764
15.5463
..
16.1489
..
14.729
..
17.4549
18.4989
16.5622
..
..
21.94
13.0017
14.7496
12.6748
..
..
..
6.86737
13.7798
5.30473
22.53
9.22053
..
11.8916
16.9426
13.9295
17.6569
21.8848
20.7451
6.45908
31.8228
..
..
15.1148
23.0726
21.2396
17.5588
..
..
24.1726
18.79
37.004
..
6.95762
16.9466
..
..
..
..
15.6788
19.1612
8.04134
17.9739
1.66654
..
12.343
26.9409
..
..
28.6449
14.6925
10.0311
13.7511
15.3319
16.1963
10.2
..
15.8267
..
7.33197
20.1288
..
..
6.50396
19.4113
46.9539
 24.6458
17.4551
16.1259
20.8384
16.0169
..
..
11.3049
22.3669
..
..
22.5607
..
10.5488
22.0722
19.9585
..
..
..
47.3366
14.8923
8.47106
17.1815
..
12.5255
..
..
20.9541
..
8.88781
..
18.9852
19.5447
10.4739
26.6149
22.1261
16.465
..
..
17.3809
17.9816
4.06169
19.155
22.833
14.8121
 12.1868
..
14.632
26.8171
16.9717
16.782
16.5132
..
35.1328
21.8624
..
..
26.5305
18.9062
12.5268
20.8014
29.0834
14.1911
5.31631
16.2807
..
..
Code Indicator Name
GFDD.SI.01 Bank Z-score
GFDD.SI.05 Bank regulatory capital to risk-weighted assets (%)
Long definition
It captures the probability of default of a country's banking s
Reported by IMF staff. Note that due to differences in national
Source
Bankscope, Bureau van Dijk (BvD)
Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF)
 Country 2002 2006 2007 2008
Country Name Code Series Name [YR2002] [YR2006] [YR2007] [YR2008]
Australia AUS Bank Z-score 13.7481 16.7763 15.2863 14.1317
Bank regulatory capital to risk-
Australia AUS weighted assets (%) 9.6 10.3 10.1 11.3
Austria AUT Bank Z-score 12.773 25.4186 27.9157 21.5278
Bank regulatory capital to risk-
Austria AUT weighted assets (%) 13.3 13.2 12.7 12.9
Belgium BEL Bank Z-score 11.1781 8.751 10.5421 5.13922
Bank regulatory capital to risk-
Belgium BEL weighted assets (%) 13.2 11.9 11.2 16.4
Canada CAN Bank Z-score 15.0642 17.7379 17.8211 18.6149
Bank regulatory capital to risk-
Canada CAN weighted assets (%) 12.4 15.4 14.8 12.2
Finland FIN Bank Z-score 9.87253 20.6073 16.4465 11.3389
Bank regulatory capital to risk-
Finland FIN weighted assets (%) 11.7 15.1 15.1 13.6
France FRA Bank Z-score 20.6753 18.7088 13.5152 10.1896
Bank regulatory capital to risk-
France FRA weighted assets (%) 11.5 10.9 10.2 10.5
Germany DEU Bank Z-score 17.1949 14.7441 15.9949 9.32491
Bank regulatory capital to risk-
Germany DEU weighted assets (%) 12.7 12.5 12.9 13.6
Israel ISR Bank Z-score 22.3282 28.0798 28.9629 23.6524
Bank regulatory capital to risk-
Israel ISR weighted assets (%) 9.9 10.8 11 11.3
Italy ITA Bank Z-score 12.9023 13.3726 15.4336 13.9844
Bank regulatory capital to risk-
Italy ITA weighted assets (%) 11.2 10.1 10.1 10.4
Japan JPN Bank Z-score 9.44565 15.4031 16.3163 13.2065
Bank regulatory capital to risk-
Japan JPN weighted assets (%) 9.4 12.5 13.3 11.3
Luxembourg LUX Bank Z-score 24.3697 26.8541 25.6308 23.2584
Bank regulatory capital to risk-
Luxembourg LUX weighted assets (%) 15 15.3 14.3 15.4
Netherlands NLD Bank Z-score 23.5369 10.605 11.6818 3.58248
Bank regulatory capital to risk-
Netherlands NLD weighted assets (%) 12 11.9 13.2 11.9
Norway NOR Bank Z-score 7.34806 6.89246 6.86469 5.81927
Bank regulatory capital to risk-
Norway NOR weighted assets (%) 12.2 11.2 11.7 10.1
Poland POL Bank Z-score 5.95812 8.91409 8.66521 7.33567
Bank regulatory capital to risk-
Poland POL weighted assets (%) 13.8 13.2 12 11.2
Singapore SGP Bank Z-score 6.58195 25.1538 23.0842 22.9292
 Bank regulatory capital to risk-
Singapore SGP weighted assets (%) 16.9 15.4 13.5 14.7
Spain ESP Bank Z-score 22.4402 18.3498 17.5668 18.4563
Bank regulatory capital to risk-
Spain ESP weighted assets (%) 12.5 11.9 11.4 11.3
Sweden SWE Bank Z-score 8.15182 9.47749 9.04745 8.05072
Bank regulatory capital to risk-
Sweden SWE weighted assets (%) 10.4 10 10.1 10.2
Switzerland CHE Bank Z-score 11.0494 9.559 7.87524 5.29224
Bank regulatory capital to risk-
Switzerland CHE weighted assets (%) 12.6 13.4 12.1 15
United Kingdom GBR Bank Z-score 15.6536 5.99653 6.31737 3.90789
Bank regulatory capital to risk-
United Kingdom GBR weighted assets (%) 13.1 12.9 12.6 12.9
United States USA Bank Z-score 25.2296 27.2546 26.141 22.576
Bank regulatory capital to risk-
United States USA weighted assets (%) 13 13 12.8 12.8
2009 2010 2011 2012 2013 2014 2015 2016
[YR2009] [YR2010] [YR2011] [YR2012] [YR2013] [YR2014] [YR2015] [YR2016]
15.3004 15.8055 14.8379 14.3226 14.1665 13.9096 13.8328 14.7242

12 11.397 11.58 11.923 11.601 12.21 13.796 13.648

26.4538 23.644 22.442 23.9435 23.5216 23.1116 24.8663 25.6724

15 15.4414 15.8269 16.9607 17.9693 16.2529 16.5425 17.9764

9.33322 11.968 11.0074 13.7489 15.5198 15.735 16.422 17.4549

17.3 19.3047 18.5366 18.192 18.7426 17.5773 18.6887 18.4989

19.9728 17.1816 13.685 13.1952 13.2269 13.2702 12.8631 13.0017

14.7 15.6 15.9 16.2 14.3 14.2 14.2 14.7496

11.3025 9.40112 7.36063 7.4356 8.33916 7.91145 9.94718 15.1148

14.6 14.4086 14.188 16.9821 15.9763 17.3362 23.0924 23.0726

15.6554 16.4337 14.954 16.7245 19.1404 16.4346 20.3734 21.2396

12.4 12.6707 12.3243 14.4967 15.3844 16.3486 17.1002 17.5588

14.001 16.3815 15.1115 16.8814 20.4886 21.7595 23.0851 24.1726

14.8 16.05 16.4 17.94 19.16 17.96 18.26 18.79

27.9775 29.4375 27.0238 28.2091 29.6078 28.4092 27.6989 28.6449

13.7 14.0707 14.0234 14.9271 14.8224 14.3354 14.0212 14.6925

14.4348 15.6907 11.5855 13.1396 10.4785 12.4564 13.8079 10.0311

11.7 12.0651 12.685 13.4158 13.6986 14.3049 14.7888 13.7511

10.2192 14.0099 14.3103 14.6596 15.7062 15.8068 15.7579 15.3319

11.2 13.8892 14.2393 14.2494 15.9061 15.2678 15.9442 16.1963

28.4955 30.0378 28.9075 34.8483 37.3701 38.6945 39.4077 46.9539

19.2 17.6516 16.3539 19.0533 20.8846 20.238 22.0444 24.6458

5.94401 7.49947 6.92501 8.12453 8.6306 9.33995 10.7351 11.3049

14.9 13.9055 13.4776 14.2316 14.8881 17.9478 20.1111 22.3669

6.25104 7.27222 7.31141 7.71915 8.22075 8.46759 9.86875 10.5488

12.8 14.1947 13.595 14.5704 15.5173 16.4941 18.9377 22.0722

7.37221 7.91383 7.85742 8.80233 8.58289 8.67832 8.55678 8.47106

13.3 13.8647 13.1131 14.7621 15.6811 14.693 15.9691 17.1815

25.251 26.2836 23.6488 25.1094 21.2923 21.59 21.7739 22.1261
 17.3 18.584 16.0466 18.0597 16.3863 15.9241 15.8607 16.465
19.15 18.7921 16.4937 15.1705 18.9495 20.5689 22.2621 22.833

12.2 11.8701 12.1078 11.5861 13.2793 13.6827 14.6595 14.8121

10.7486 11.1966 11.0411 11.588 13.4028 12.579 14.5263 14.632

12.7 12.0034 11.4769 11.7441 11.9557 22.5048 24.2208 26.8171

10.3767 11.6336 12.6034 11.5706 15.4669 14.8152 16.8623 16.9717

17.5 17.0552 16.5894 16.8736 17.4543 16.6322 17.0447 16.782

5.15476 6.73748 7.21941 6.92478 7.62416 9.20605 12.5714 12.5268

14.8 15.8859 15.7317 17.0676 19.6142 17.3134 19.6157 20.8014

26.4774 28.4676 28.8039 28.8878 29.0365 29.1964 29.4312 29.0834

13.9 14.7891 14.6852 14.5066 14.405 14.3854 14.1374 14.1911

País Z-Score BRCRWA

Australia 13.7481 9.6

Australia 16.7763 10.3

Australia 15.2863 10.1

Australia 14.1317 11.3

Australia 15.3004 12
Australia 15.8055 11.397

Australia 14.8379 11.58

Australia 14.3226 11.923

Australia 14.1665 11.601

Australia 13.9096 12.21

Australia 13.8328 13.796

Australia 14.7242 13.648

Austria 12.773 13.3

Austria 25.4186 13.2

Austria 27.9157 12.7

Austria 21.5278 12.9

Austria 26.4538 15
Austria 23.644 15.4414

Austria 22.442 15.8269

Austria 23.9435 16.9607

Austria 23.5216 17.9693

Austria 23.1116 16.2529

Austria 24.8663 16.5425

Austria 25.6724 17.9764

Belgium 11.1781 13.2

Belgium 8.751 11.9

Belgium 10.5421 11.2

Belgium 5.13922 16.4
Belgium 9.33322 17.3
Belgium 11.968 19.3047

Belgium 11.0074 18.5366

Belgium 13.7489 18.192

Belgium 15.5198 18.7426

Belgium 15.735 17.5773

Belgium 16.422 18.6887

Belgium 17.4549 18.4989

Canada 15.0642 12.4

Canada 17.7379 15.4

Canada 17.8211 14.8

Canada 18.6149 12.2
Canada 19.9728 14.7
Canada 17.1816 15.6
Canada 13.685 15.9
Canada 13.1952 16.2
Canada 13.2269 14.3
Canada 13.2702 14.2
Canada 12.8631 14.2
Canada 13.0017 14.7496
Finland 9.87253 11.7
Finland 20.6073 15.1
Finland 16.4465 15.1
Finland 11.3389 13.6
Finland 11.3025 14.6
Finland 9.40112 14.4086
Finland 7.36063 14.188
Finland 7.4356 16.9821
Finland 8.33916 15.9763
Finland 7.91145 17.3362
Finland 9.94718 23.0924
Finland 15.1148 23.0726
France 20.6753 11.5
France 18.7088 10.9
France 13.5152 10.2
France 10.1896 10.5
France 15.6554 12.4
France 16.4337 12.6707
France 14.954 12.3243
France 16.7245 14.4967
France 19.1404 15.3844
France 16.4346 16.3486
France 20.3734 17.1002
France 21.2396 17.5588
Germany 17.1949 12.7
Germany 14.7441 12.5
Germany 15.9949 12.9
Germany 9.32491 13.6
Germany 14.001 14.8
Germany 16.3815 16.05
Germany 15.1115 16.4
Germany 16.8814 17.94
Germany 20.4886 19.16
Germany 21.7595 17.96
Germany 23.0851 18.26
Germany 24.1726 18.79
Israel 22.3282 9.9
Israel 28.0798 10.8
Israel 28.9629 11
Israel 23.6524 11.3
Israel 27.9775 13.7
Israel 29.4375 14.0707
Israel 27.0238 14.0234
Israel 28.2091 14.9271
Israel 29.6078 14.8224
Israel 28.4092 14.3354
Israel 27.6989 14.0212
Israel 28.6449 14.6925
Italy 12.9023 11.2
Italy 13.3726 10.1
Italy 15.4336 10.1
Italy 13.9844 10.4
Italy 14.4348 11.7
Italy 15.6907 12.0651
Italy 11.5855 12.685
Italy 13.1396 13.4158
Italy 10.4785 13.6986
Italy 12.4564 14.3049
Italy 13.8079 14.7888
Italy 10.0311 13.7511
Japan 9.44565 9.4
Japan 15.4031 12.5
Japan 16.3163 13.3
Japan 13.2065 11.3
Japan 10.2192 11.2
Japan 14.0099 13.8892
Japan 14.3103 14.2393
Japan 14.6596 14.2494
Japan 15.7062 15.9061
Japan 15.8068 15.2678
Japan 15.7579 15.9442
Japan 15.3319 16.1963
Luxembourg 24.3697 15
Luxembourg 26.8541 15.3
Luxembourg 25.6308 14.3
Luxembourg 23.2584 15.4
Luxembourg 28.4955 19.2
Luxembourg 30.0378 17.6516
Luxembourg 28.9075 16.3539
Luxembourg 34.8483 19.0533
Luxembourg 37.3701 20.8846
Luxembourg 38.6945 20.238
Luxembourg 39.4077 22.0444
Luxembourg 46.9539 24.6458
Netherlands 23.5369 12
Netherlands 10.605 11.9
Netherlands 11.6818 13.2
Netherlands 3.58248 11.9
Netherlands 5.94401 14.9
Netherlands 7.49947 13.9055
Netherlands 6.92501 13.4776
Netherlands 8.12453 14.2316
Netherlands 8.6306 14.8881
Netherlands 9.33995 17.9478
Netherlands 10.7351 20.1111
Netherlands 11.3049 22.3669
Norway 7.34806 12.2
Norway 6.89246 11.2
Norway 6.86469 11.7
Norway 5.81927 10.1
Norway 6.25104 12.8
Norway 7.27222 14.1947
Norway 7.31141 13.595
Norway 7.71915 14.5704
Norway 8.22075 15.5173
Norway 8.46759 16.4941
Norway 9.86875 18.9377
Norway 10.5488 22.0722
Poland 5.95812 13.8
Poland 8.91409 13.2
Poland 8.66521 12
Poland 7.33567 11.2
Poland 7.37221 13.3
Poland 7.91383 13.8647
Poland 7.85742 13.1131
Poland 8.80233 14.7621
Poland 8.58289 15.6811
Poland 8.67832 14.693
Poland 8.55678 15.9691
Poland 8.47106 17.1815
Singapore 6.58195 16.9
Singapore 25.1538 15.4
Singapore 23.0842 13.5
Singapore 22.9292 14.7
Singapore 25.251 17.3
Singapore 26.2836 18.584
Singapore 23.6488 16.0466
Singapore 25.1094 18.0597
Singapore 21.2923 16.3863
Singapore 21.59 15.9241
Singapore 21.7739 15.8607
Singapore 22.1261 16.465
Spain 22.4402 12.5
Spain 18.3498 11.9
Spain 17.5668 11.4
Spain 18.4563 11.3
Spain 19.15 12.2
Spain 18.7921 11.8701
Spain 16.4937 12.1078
Spain 15.1705 11.5861
Spain 18.9495 13.2793
Spain 20.5689 13.6827
Spain 22.2621 14.6595
Spain 22.833 14.8121
Sweden 8.15182 10.4
Sweden 9.47749 10
Sweden 9.04745 10.1
Sweden 8.05072 10.2
Sweden 10.7486 12.7
Sweden 11.1966 12.0034
Sweden 11.0411 11.4769
Sweden 11.588 11.7441
Sweden 13.4028 11.9557
Sweden 12.579 22.5048
Sweden 14.5263 24.2208
Sweden 14.632 26.8171
Switzerland 11.0494 12.6
Switzerland 9.559 13.4
Switzerland 7.87524 12.1
Switzerland 5.29224 15
Switzerland 10.3767 17.5
Switzerland 11.6336 17.0552
Switzerland 12.6034 16.5894
Switzerland 11.5706 16.8736
Switzerland 15.4669 17.4543
Switzerland 14.8152 16.6322
Switzerland 16.8623 17.0447
Switzerland 16.9717 16.782
UK 15.6536 13.1
UK 5.99653 12.9
UK 6.31737 12.6
UK 3.90789 12.9
UK 5.15476 14.8
UK 6.73748 15.8859
UK 7.21941 15.7317
UK 6.92478 17.0676
UK 7.62416 19.6142
UK 9.20605 17.3134
UK 12.5714 19.6157
UK 12.5268 20.8014
USA 25.2296 13
USA 27.2546 13
USA 26.141 12.8
USA 22.576 12.8
USA 26.4774 13.9
USA 28.4676 14.7891
USA 28.8039 14.6852
USA 28.8878 14.5066
USA 29.0365 14.405
USA 29.1964 14.3854
USA 29.4312 14.1374
USA 29.0834 14.1911
 Z-Score BRCRWA
País Z-Score BRCRWA Médio País Médio País B-D C-E
Australia 13.7481 9.6 14.736825 11.62125 -0.98872 -2.02125
Australia 16.7763 10.3 14.736825 11.62125 2.039475 -1.32125
Australia 15.2863 10.1 14.736825 11.62125 0.549475 -1.52125
Australia 14.1317 11.3 14.736825 11.62125 -0.60512 -0.32125
Australia 15.3004 12 14.736825 11.62125 0.563575 0.37875
Australia 15.8055 11.397 14.736825 11.62125 1.068675 -0.22425
Australia 14.8379 11.58 14.736825 11.62125 0.101075 -0.04125
Australia 14.3226 11.923 14.736825 11.62125 -0.41422 0.30175
Australia 14.1665 11.601 14.736825 11.62125 -0.57032 -0.02025
Australia 13.9096 12.21 14.736825 11.62125 -0.82722 0.58875
Australia 13.8328 13.796 14.736825 11.62125 -0.90402 2.17475
Australia 14.7242 13.648 14.736825 11.62125 -0.01262 2.02675
Austria 12.773 13.3 23.4408583 15.339175 -10.6679 -2.03918
Austria 25.4186 13.2 23.4408583 15.339175 1.977742 -2.13918
Austria 27.9157 12.7 23.4408583 15.339175 4.474842 -2.63918
Austria 21.5278 12.9 23.4408583 15.339175 -1.91306 -2.43918
Austria 26.4538 15 23.4408583 15.339175 3.012942 -0.33918
Austria 23.644 15.4414 23.4408583 15.339175 0.203142 0.102225
Austria 22.442 15.8269 23.4408583 15.339175 -0.99886 0.487725
Austria 23.9435 16.9607 23.4408583 15.339175 0.502642 1.621525
Austria 23.5216 17.9693 23.4408583 15.339175 0.080742 2.630125
Austria 23.1116 16.2529 23.4408583 15.339175 -0.32926 0.913725
Austria 24.8663 16.5425 23.4408583 15.339175 1.425442 1.203325
Austria 25.6724 17.9764 23.4408583 15.339175 2.231542 2.637225
Belgium 11.1781 13.2 12.2333033 16.6284 -1.0552 -3.4284
Belgium 8.751 11.9 12.2333033 16.6284 -3.4823 -4.7284
Belgium 10.5421 11.2 12.2333033 16.6284 -1.6912 -5.4284
Belgium 5.13922 16.4 12.2333033 16.6284 -7.09408 -0.2284
Belgium 9.33322 17.3 12.2333033 16.6284 -2.90008 0.6716
Belgium 11.968 19.3047 12.2333033 16.6284 -0.2653 2.6763
Belgium 11.0074 18.5366 12.2333033 16.6284 -1.2259 1.9082
Belgium 13.7489 18.192 12.2333033 16.6284 1.515597 1.5636
Belgium 15.5198 18.7426 12.2333033 16.6284 3.286497 2.1142
Belgium 15.735 17.5773 12.2333033 16.6284 3.501697 0.9489
Belgium 16.422 18.6887 12.2333033 16.6284 4.188697 2.0603
Belgium 17.4549 18.4989 12.2333033 16.6284 5.221597 1.8705
Canada 15.0642 12.4 15.46955 14.55413333 -0.40535 -2.15413
Canada 17.7379 15.4 15.46955 14.55413333 2.26835 0.845867
Canada 17.8211 14.8 15.46955 14.55413333 2.35155 0.245867
Canada 18.6149 12.2 15.46955 14.55413333 3.14535 -2.35413
Canada 19.9728 14.7 15.46955 14.55413333 4.50325 0.145867
Canada 17.1816 15.6 15.46955 14.55413333 1.71205 1.045867
Canada 13.685 15.9 15.46955 14.55413333 -1.78455 1.345867
Canada 13.1952 16.2 15.46955 14.55413333 -2.27435 1.645867
Canada 13.2269 14.3 15.46955 14.55413333 -2.24265 -0.25413
Canada 13.2702 14.2 15.46955 14.55413333 -2.19935 -0.35413
Canada 12.8631 14.2 15.46955 14.55413333 -2.60645 -0.35413
Canada 13.0017 14.7496 15.46955 14.55413333 -2.46785 0.195467
Finland 9.87253 11.7 11.2564725 16.26301667 -1.38394 -4.56302
Finland 20.6073 15.1 11.2564725 16.26301667 9.350828 -1.16302
Finland 16.4465 15.1 11.2564725 16.26301667 5.190028 -1.16302
Finland 11.3389 13.6 11.2564725 16.26301667 0.082427 -2.66302
Finland 11.3025 14.6 11.2564725 16.26301667 0.046027 -1.66302
Finland 9.40112 14.4086 11.2564725 16.26301667 -1.85535 -1.85442
Finland 7.36063 14.188 11.2564725 16.26301667 -3.89584 -2.07502
Finland 7.4356 16.9821 11.2564725 16.26301667 -3.82087 0.719083
Finland 8.33916 15.9763 11.2564725 16.26301667 -2.91731 -0.28672
Finland 7.91145 17.3362 11.2564725 16.26301667 -3.34502 1.073183
Finland 9.94718 23.0924 11.2564725 16.26301667 -1.30929 6.829383
Finland 15.1148 23.0726 11.2564725 16.26301667 3.858328 6.809583
France 20.6753 11.5 17.0037083 13.44864167 3.671592 -1.94864
France 18.7088 10.9 17.0037083 13.44864167 1.705092 -2.54864
France 13.5152 10.2 17.0037083 13.44864167 -3.48851 -3.24864
France 10.1896 10.5 17.0037083 13.44864167 -6.81411 -2.94864
France 15.6554 12.4 17.0037083 13.44864167 -1.34831 -1.04864
France 16.4337 12.6707 17.0037083 13.44864167 -0.57001 -0.77794
France 14.954 12.3243 17.0037083 13.44864167 -2.04971 -1.12434
France 16.7245 14.4967 17.0037083 13.44864167 -0.27921 1.048058
France 19.1404 15.3844 17.0037083 13.44864167 2.136692 1.935758
France 16.4346 16.3486 17.0037083 13.44864167 -0.56911 2.899958
France 20.3734 17.1002 17.0037083 13.44864167 3.369692 3.651558
France 21.2396 17.5588 17.0037083 13.44864167 4.235892 4.110158
Germany 17.1949 12.7 17.4283342 15.92166667 -0.23343 -3.22167
Germany 14.7441 12.5 17.4283342 15.92166667 -2.68423 -3.42167
Germany 15.9949 12.9 17.4283342 15.92166667 -1.43343 -3.02167
Germany 9.32491 13.6 17.4283342 15.92166667 -8.10342 -2.32167
Germany 14.001 14.8 17.4283342 15.92166667 -3.42733 -1.12167
Germany 16.3815 16.05 17.4283342 15.92166667 -1.04683 0.128333
Germany 15.1115 16.4 17.4283342 15.92166667 -2.31683 0.478333
Germany 16.8814 17.94 17.4283342 15.92166667 -0.54693 2.018333
Germany 20.4886 19.16 17.4283342 15.92166667 3.060266 3.238333
Germany 21.7595 17.96 17.4283342 15.92166667 4.331166 2.038333
Germany 23.0851 18.26 17.4283342 15.92166667 5.656766 2.338333
Germany 24.1726 18.79 17.4283342 15.92166667 6.744266 2.868333
Israel 22.3282 9.9 27.5026667 13.132725 -5.17447 -3.23273
Israel 28.0798 10.8 27.5026667 13.132725 0.577133 -2.33273
Israel 28.9629 11 27.5026667 13.132725 1.460233 -2.13273
Israel 23.6524 11.3 27.5026667 13.132725 -3.85027 -1.83273
Israel 27.9775 13.7 27.5026667 13.132725 0.474833 0.567275
Israel 29.4375 14.0707 27.5026667 13.132725 1.934833 0.937975
Israel 27.0238 14.0234 27.5026667 13.132725 -0.47887 0.890675
Israel 28.2091 14.9271 27.5026667 13.132725 0.706433 1.794375
Israel 29.6078 14.8224 27.5026667 13.132725 2.105133 1.689675
Israel 28.4092 14.3354 27.5026667 13.132725 0.906533 1.202675
Israel 27.6989 14.0212 27.5026667 13.132725 0.196233 0.888475
Israel 28.6449 14.6925 27.5026667 13.132725 1.142233 1.559775
Italy 12.9023 11.2 13.1097833 12.350775 -0.20748 -1.15078
Italy 13.3726 10.1 13.1097833 12.350775 0.262817 -2.25078
Italy 15.4336 10.1 13.1097833 12.350775 2.323817 -2.25078
Italy 13.9844 10.4 13.1097833 12.350775 0.874617 -1.95078
Italy 14.4348 11.7 13.1097833 12.350775 1.325017 -0.65078
Italy 15.6907 12.0651 13.1097833 12.350775 2.580917 -0.28568
Italy 11.5855 12.685 13.1097833 12.350775 -1.52428 0.334225
Italy 13.1396 13.4158 13.1097833 12.350775 0.029817 1.065025
Italy 10.4785 13.6986 13.1097833 12.350775 -2.63128 1.347825
Italy 12.4564 14.3049 13.1097833 12.350775 -0.65338 1.954125
Italy 13.8079 14.7888 13.1097833 12.350775 0.698117 2.438025
Italy 10.0311 13.7511 13.1097833 12.350775 -3.07868 1.400325
Japan 9.44565 9.4 14.1811125 13.616025 -4.73546 -4.21603
Japan 15.4031 12.5 14.1811125 13.616025 1.221988 -1.11603
Japan 16.3163 13.3 14.1811125 13.616025 2.135188 -0.31603
Japan 13.2065 11.3 14.1811125 13.616025 -0.97461 -2.31603
Japan 10.2192 11.2 14.1811125 13.616025 -3.96191 -2.41603
Japan 14.0099 13.8892 14.1811125 13.616025 -0.17121 0.273175
Japan 14.3103 14.2393 14.1811125 13.616025 0.129188 0.623275
Japan 14.6596 14.2494 14.1811125 13.616025 0.478488 0.633375
Japan 15.7062 15.9061 14.1811125 13.616025 1.525088 2.290075
Japan 15.8068 15.2678 14.1811125 13.616025 1.625688 1.651775
Japan 15.7579 15.9442 14.1811125 13.616025 1.576788 2.328175
Japan 15.3319 16.1963 14.1811125 13.616025 1.150788 2.580275
Luxembourg 24.3697 15 32.069025 18.3393 -7.69933 -3.3393
Luxembourg 26.8541 15.3 32.069025 18.3393 -5.21493 -3.0393
Luxembourg 25.6308 14.3 32.069025 18.3393 -6.43823 -4.0393
Luxembourg 23.2584 15.4 32.069025 18.3393 -8.81063 -2.9393
Luxembourg 28.4955 19.2 32.069025 18.3393 -3.57353 0.8607
Luxembourg 30.0378 17.6516 32.069025 18.3393 -2.03123 -0.6877
Luxembourg 28.9075 16.3539 32.069025 18.3393 -3.16153 -1.9854
Luxembourg 34.8483 19.0533 32.069025 18.3393 2.779275 0.714
Luxembourg 37.3701 20.8846 32.069025 18.3393 5.301075 2.5453
Luxembourg 38.6945 20.238 32.069025 18.3393 6.625475 1.8987
Luxembourg 39.4077 22.0444 32.069025 18.3393 7.338675 3.7051
Luxembourg 46.9539 24.6458 32.069025 18.3393 14.88488 6.3065
Netherlands 23.5369 12 9.8258125 15.06905 13.71109 -3.06905
Netherlands 10.605 11.9 9.8258125 15.06905 0.779188 -3.16905
Netherlands 11.6818 13.2 9.8258125 15.06905 1.855988 -1.86905
Netherlands 3.58248 11.9 9.8258125 15.06905 -6.24333 -3.16905
Netherlands 5.94401 14.9 9.8258125 15.06905 -3.8818 -0.16905
Netherlands 7.49947 13.9055 9.8258125 15.06905 -2.32634 -1.16355
Netherlands 6.92501 13.4776 9.8258125 15.06905 -2.9008 -1.59145
Netherlands 8.12453 14.2316 9.8258125 15.06905 -1.70128 -0.83745
Netherlands 8.6306 14.8881 9.8258125 15.06905 -1.19521 -0.18095
Netherlands 9.33995 17.9478 9.8258125 15.06905 -0.48586 2.87875
Netherlands 10.7351 20.1111 9.8258125 15.06905 0.909288 5.04205
Netherlands 11.3049 22.3669 9.8258125 15.06905 1.479088 7.29785
Norway 7.34806 12.2 7.71534917 14.44845 -0.36729 -2.24845
Norway 6.89246 11.2 7.71534917 14.44845 -0.82289 -3.24845
Norway 6.86469 11.7 7.71534917 14.44845 -0.85066 -2.74845
Norway 5.81927 10.1 7.71534917 14.44845 -1.89608 -4.34845
Norway 6.25104 12.8 7.71534917 14.44845 -1.46431 -1.64845
Norway 7.27222 14.1947 7.71534917 14.44845 -0.44313 -0.25375
Norway 7.31141 13.595 7.71534917 14.44845 -0.40394 -0.85345
Norway 7.71915 14.5704 7.71534917 14.44845 0.003801 0.12195
Norway 8.22075 15.5173 7.71534917 14.44845 0.505401 1.06885
Norway 8.46759 16.4941 7.71534917 14.44845 0.752241 2.04565
Norway 9.86875 18.9377 7.71534917 14.44845 2.153401 4.48925
Norway 10.5488 22.0722 7.71534917 14.44845 2.833451 7.62375
Poland 5.95812 13.8 8.0923275 14.06371667 -2.13421 -0.26372
Poland 8.91409 13.2 8.0923275 14.06371667 0.821763 -0.86372
Poland 8.66521 12 8.0923275 14.06371667 0.572883 -2.06372
Poland 7.33567 11.2 8.0923275 14.06371667 -0.75666 -2.86372
Poland 7.37221 13.3 8.0923275 14.06371667 -0.72012 -0.76372
Poland 7.91383 13.8647 8.0923275 14.06371667 -0.1785 -0.19902
Poland 7.85742 13.1131 8.0923275 14.06371667 -0.23491 -0.95062
Poland 8.80233 14.7621 8.0923275 14.06371667 0.710003 0.698383
Poland 8.58289 15.6811 8.0923275 14.06371667 0.490563 1.617383
Poland 8.67832 14.693 8.0923275 14.06371667 0.585993 0.629283
Poland 8.55678 15.9691 8.0923275 14.06371667 0.464453 1.905383
Poland 8.47106 17.1815 8.0923275 14.06371667 0.378733 3.117783
Singapore 6.58195 16.9 22.0686875 16.26053333 -15.4867 0.639467
Singapore 25.1538 15.4 22.0686875 16.26053333 3.085113 -0.86053
Singapore 23.0842 13.5 22.0686875 16.26053333 1.015513 -2.76053
Singapore 22.9292 14.7 22.0686875 16.26053333 0.860513 -1.56053
Singapore 25.251 17.3 22.0686875 16.26053333 3.182313 1.039467
Singapore 26.2836 18.584 22.0686875 16.26053333 4.214913 2.323467
Singapore 23.6488 16.0466 22.0686875 16.26053333 1.580113 -0.21393
Singapore 25.1094 18.0597 22.0686875 16.26053333 3.040713 1.799167
Singapore 21.2923 16.3863 22.0686875 16.26053333 -0.77639 0.125767
Singapore 21.59 15.9241 22.0686875 16.26053333 -0.47869 -0.33643
Singapore 21.7739 15.8607 22.0686875 16.26053333 -0.29479 -0.39983
Singapore 22.1261 16.465 22.0686875 16.26053333 0.057413 0.204467
Spain 22.4402 12.5 19.2527417 12.60813333 3.187458 -0.10813
Spain 18.3498 11.9 19.2527417 12.60813333 -0.90294 -0.70813
Spain 17.5668 11.4 19.2527417 12.60813333 -1.68594 -1.20813
Spain 18.4563 11.3 19.2527417 12.60813333 -0.79644 -1.30813
Spain 19.15 12.2 19.2527417 12.60813333 -0.10274 -0.40813
Spain 18.7921 11.8701 19.2527417 12.60813333 -0.46064 -0.73803
Spain 16.4937 12.1078 19.2527417 12.60813333 -2.75904 -0.50033
Spain 15.1705 11.5861 19.2527417 12.60813333 -4.08224 -1.02203
Spain 18.9495 13.2793 19.2527417 12.60813333 -0.30324 0.671167
Spain 20.5689 13.6827 19.2527417 12.60813333 1.316158 1.074567
Spain 22.2621 14.6595 19.2527417 12.60813333 3.009358 2.051367
Spain 22.833 14.8121 19.2527417 12.60813333 3.580258 2.203967
Sweden 8.15182 10.4 11.20349 14.51023333 -3.05167 -4.11023
Sweden 9.47749 10 11.20349 14.51023333 -1.726 -4.51023
Sweden 9.04745 10.1 11.20349 14.51023333 -2.15604 -4.41023
Sweden 8.05072 10.2 11.20349 14.51023333 -3.15277 -4.31023
Sweden 10.7486 12.7 11.20349 14.51023333 -0.45489 -1.81023
Sweden 11.1966 12.0034 11.20349 14.51023333 -0.00689 -2.50683
Sweden 11.0411 11.4769 11.20349 14.51023333 -0.16239 -3.03333
Sweden 11.588 11.7441 11.20349 14.51023333 0.38451 -2.76613
Sweden 13.4028 11.9557 11.20349 14.51023333 2.19931 -2.55453
Sweden 12.579 22.5048 11.20349 14.51023333 1.37551 7.994567
Sweden 14.5263 24.2208 11.20349 14.51023333 3.32281 9.710567
Sweden 14.632 26.8171 11.20349 14.51023333 3.42851 12.30687
Switzerland 11.0494 12.6 12.0063567 15.75261667 -0.95696 -3.15262
Switzerland 9.559 13.4 12.0063567 15.75261667 -2.44736 -2.35262
Switzerland 7.87524 12.1 12.0063567 15.75261667 -4.13112 -3.65262
Switzerland 5.29224 15 12.0063567 15.75261667 -6.71412 -0.75262
Switzerland 10.3767 17.5 12.0063567 15.75261667 -1.62966 1.747383
Switzerland 11.6336 17.0552 12.0063567 15.75261667 -0.37276 1.302583
Switzerland 12.6034 16.5894 12.0063567 15.75261667 0.597043 0.836783
Switzerland 11.5706 16.8736 12.0063567 15.75261667 -0.43576 1.120983
Switzerland 15.4669 17.4543 12.0063567 15.75261667 3.460543 1.701683
Switzerland 14.8152 16.6322 12.0063567 15.75261667 2.808843 0.879583
Switzerland 16.8623 17.0447 12.0063567 15.75261667 4.855943 1.292083
Switzerland 16.9717 16.782 12.0063567 15.75261667 4.965343 1.029383
UK 15.6536 13.1 8.32001917 16.02749167 7.333581 -2.92749
UK 5.99653 12.9 8.32001917 16.02749167 -2.32349 -3.12749
UK 6.31737 12.6 8.32001917 16.02749167 -2.00265 -3.42749
UK 3.90789 12.9 8.32001917 16.02749167 -4.41213 -3.12749
UK 5.15476 14.8 8.32001917 16.02749167 -3.16526 -1.22749
UK 6.73748 15.8859 8.32001917 16.02749167 -1.58254 -0.14159
UK 7.21941 15.7317 8.32001917 16.02749167 -1.10061 -0.29579
UK 6.92478 17.0676 8.32001917 16.02749167 -1.39524 1.040108
UK 7.62416 19.6142 8.32001917 16.02749167 -0.69586 3.586708
UK 9.20605 17.3134 8.32001917 16.02749167 0.886031 1.285908
UK 12.5714 19.6157 8.32001917 16.02749167 4.251381 3.588208
UK 12.5268 20.8014 8.32001917 16.02749167 4.206781 4.773908
USA 25.2296 13 27.5487833 13.88331667 -2.31918 -0.88332
USA 27.2546 13 27.5487833 13.88331667 -0.29418 -0.88332
USA 26.141 12.8 27.5487833 13.88331667 -1.40778 -1.08332
USA 22.576 12.8 27.5487833 13.88331667 -4.97278 -1.08332
USA 26.4774 13.9 27.5487833 13.88331667 -1.07138 0.016683
USA 28.4676 14.7891 27.5487833 13.88331667 0.918817 0.905783
USA 28.8039 14.6852 27.5487833 13.88331667 1.255117 0.801883
USA 28.8878 14.5066 27.5487833 13.88331667 1.339017 0.623283
USA 29.0365 14.405 27.5487833 13.88331667 1.487717 0.521683
USA 29.1964 14.3854 27.5487833 13.88331667 1.647617 0.502083
USA 29.4312 14.1374 27.5487833 13.88331667 1.882417 0.254083
USA 29.0834 14.1911 27.5487833 13.88331667 1.534617 0.307783
SUMMARY OUTPUT

Regression Statistics
Multiple R 0.210177
R Square 0.044175
Adjusted R 0.040158
Standard E 7.500494
Observatio 240

ANOVA
df SS MS F Significance F
Regression 1 618.8003 618.8003 10.99944 0.001054
Residual 238 13389.26 56.25741
Total 239 14008.06

Coefficients
Standard Error t Stat P-value Lower 95%Upper 95%
Lower 95,0%
Upper 95,0%
Intercept 8.420809 2.401889 3.50591 0.000544 3.689131 13.15249 3.689131 13.15249
BRCRWA 0.53107 0.160128 3.316541 0.001054 0.215622 0.846519 0.215622 0.846519

RESIDUAL OUTPUT

Observation
Predicted Z-Score
Residuals
1 13.51909 0.229015
2 13.89083 2.885465
3 13.78462 1.50168
4 14.42191 -0.29021
5 14.79365 0.506746
6 14.47342 1.332081
7 14.5706 0.267295
8 14.75276 -0.43016
9 14.58176 -0.41526
10 14.90518 -0.99558
11 15.74746 -1.91466
12 15.66886 -0.94466
13 15.48405 -2.71105
14 15.43094 9.987661
15 15.1654 12.7503
16 15.27162 6.256182
17 16.38687 10.06693
18 16.62128 7.02272
19 16.82601 5.615992
20 17.42814 6.515364
21 17.96377 5.557826
22 17.05224 6.059356
23 17.20604 7.660258
24 17.96754 7.704856
25 15.43094 -4.25284
26 14.74055 -5.98955
27 14.3688 -3.8267
28 17.13036 -11.9911
29 17.60833 -8.27511
30 18.67297 -6.70497
31 18.26505 -7.25765
32 18.08204 -4.33314
33 18.37445 -2.85465
34 17.75559 -2.02059
35 18.34583 -1.92383
36 18.24503 -0.79013
37 15.00608 0.058117
38 16.59929 1.138606
39 16.28065 1.540448
40 14.89987 3.715031
41 16.22754 3.745255
42 16.70551 0.476092
43 16.86483 -3.17983
44 17.02415 -3.82895
45 16.01512 -2.78822
46 15.96201 -2.69181
47 15.96201 -3.09891
48 16.25389 -3.25219
49 14.63433 -4.7618
50 16.43997 4.167327
51 16.43997 0.006527
52 15.64337 -4.30447
53 16.17444 -4.87194
54 16.07279 -6.67167
55 15.95564 -8.59501
56 17.4395 -10.0039
57 16.90535 -8.56619
58 17.62755 -9.7161
59 20.6845 -10.7373
60 20.67399 -5.55919
61 14.52812 6.147181
62 14.20948 4.499323
63 13.83773 -0.32253
64 13.99705 -3.80745
65 15.00608 0.649317
66 15.14984 1.283857
 67 14.96588 -0.01188
68 16.11958 0.604922
69 16.59101 2.549391
70 17.10307 -0.66847
71 17.50222 2.87118
72 17.74577 3.493831
73 15.1654 2.029496
74 15.05919 -0.31509
75 15.27162 0.723282
76 15.64337 -6.31846
77 16.28065 -2.27965
78 16.94449 -0.56299
79 17.13036 -2.01886
80 17.94821 -1.06681
81 18.59612 1.892481
82 17.95883 3.800665
83 18.11816 4.966944
84 18.39962 5.772977
85 13.67841 8.649794
86 14.15637 13.92343
87 14.26258 14.70032
88 14.42191 9.230495
89 15.69647 12.28103
90 15.89334 13.54416
91 15.86822 11.15558
92 16.34815 11.86095
93 16.29255 13.31525
94 16.03392 12.37528
95 15.86705 11.83185
96 16.22356 12.42134
97 14.3688 -1.4665
98 13.78462 -0.41202
99 13.78462 1.64898
100 13.94394 0.040458
101 14.63433 -0.19953
102 14.82823 0.862473
103 15.15744 -3.57194
104 15.54554 -2.40594
105 15.69573 -5.21723
106 16.01772 -3.56132
107 16.2747 -2.4668
108 15.72361 -5.69251
109 13.41287 -3.96722
110 15.05919 0.34391
111 15.48405 0.832254
112 14.42191 -1.21541
113 14.3688 -4.1496
114 15.79695 -1.78705
115 15.98288 -1.67258
116 15.98824 -1.32864
117 16.86807 -1.16187
118 16.52909 -0.72229
119 16.8883 -1.1304
120 17.02219 -1.69029
121 16.38687 7.982834
122 16.54619 10.30791
123 16.01512 9.615683
124 16.59929 6.659106
125 18.61736 9.878138
126 17.79505 12.24275
127 17.10588 11.80162
128 18.53945 16.30885
129 19.512 17.8581
130 19.16861 19.52589
131 20.12794 19.27976
132 21.50947 25.44443
133 14.79365 8.743246
134 14.74055 -4.13555
135 15.43094 -3.74914
136 14.74055 -11.1581
137 16.33376 -10.3897
138 15.80561 -8.30614
139 15.57836 -8.65335
140 15.97879 -7.85426
141 16.32744 -7.69684
142 17.95236 -8.61241
143 19.10122 -8.36612
144 20.29921 -8.99431
145 14.89987 -7.55181
146 14.3688 -7.47634
147 14.63433 -7.76964
148 13.78462 -7.96535
149 15.21851 -8.96747
150 15.95919 -8.68697
151 15.64071 -8.3293
152 16.15872 -8.43957
153 16.66159 -8.44084
154 17.18034 -8.71275
155 18.47806 -8.60931
156 20.1427 -9.5939
157 15.74958 -9.79146
158 15.43094 -6.51685
159 14.79365 -6.12844
160 14.3688 -7.03313
161 15.48405 -8.11184
162 15.78394 -7.87011
163 15.38479 -7.52737
164 16.26052 -7.45819
165 16.74858 -8.16569
166 16.22383 -7.54551
167 16.90153 -8.34475
168 17.5454 -9.07434
169 17.3959 -10.8139
170 16.59929 8.554506
171 15.59026 7.49394
172 16.22754 6.701655
173 17.60833 7.642672
174 18.29022 7.993377
175 16.94268 6.706116
176 18.01178 7.097618
177 17.12309 4.169211
178 16.87763 4.712372
179 16.84396 4.929942
180 17.16488 4.961216
181 15.05919 7.38101
182 14.74055 3.609253
183 14.47501 3.091788
184 14.42191 4.034395
185 14.89987 4.250131
186 14.72467 4.067432
187 14.8509 1.642796
188 14.57384 0.596656
189 15.47305 3.476447
190 15.68729 4.881613
191 16.20604 6.056064
192 16.28708 6.545922
193 13.94394 -5.79212
194 13.73151 -4.25402
195 13.78462 -4.73717
196 13.83773 -5.78701
197 15.1654 -4.4168
198 14.79546 -3.59886
199 14.51585 -3.47475
200 14.65775 -3.06975
201 14.77013 -1.36733
202 20.37244 -7.79344
203 21.28376 -6.75746
204 22.66258 -8.03058
205 15.1123 -4.0629
206 15.53715 -5.97815
207 14.84676 -6.97152
208 16.38687 -11.0946
209 17.71454 -7.33784
210 17.47832 -5.84472
211 17.23095 -4.62755
212 17.38188 -5.81128
213 17.69027 -2.22337
214 17.25368 -2.43848
215 17.47275 -0.61045
216 17.33323 -0.36153
217 15.37783 0.275768
218 15.27162 -9.27509
219 15.1123 -8.79493
220 15.27162 -11.3637
221 16.28065 -11.1259
222 16.85734 -10.1199
223 16.77545 -9.55604
224 17.48491 -10.5601
225 18.83733 -11.2132
226 17.61544 -8.40939
227 18.83813 -6.26673
228 19.46782 -6.94102
229 15.32472 9.904875
230 15.32472 11.92988
231 15.21851 10.92249
232 15.21851 7.357489
233 15.80269 10.67471
234 16.27486 12.19274
235 16.21968 12.58422
236 16.12484 12.76296
237 16.07088 12.96562
238 16.06047 13.13593
239 15.92876 13.50244
240 15.95728 13.12612
 BRCRWA Line Fit Plot
50

45

40

35

30
Z-Score

25

20

15

10

0
8 10 12 14 16 18 20 22 2

BRCRWA
e Fit Plot

Z-Score
Predicted Z-Score

20 22 24 26 28
SUMMARY OUTPUT

Regression Statistics
Multiple R 0.404856
R Square 0.163908
Adjusted R 0.160395
Standard E 3.053392
Observatio 240

ANOVA
df SS MS F Significance F
Regression 1 435.0004 435.0004 46.65783 7E-11
Residual 238 2218.922 9.323201
Total 239 2653.922

Coefficients
Standard Error t Stat P-value Lower 95%Upper 95%Lower 95,0%
Upper 95,0%
Intercept 1.8E-16 0.197096 9.13E-16 1 -0.38827 0.388275 -0.38827 0.388275
C-E 0.527397 0.07721 6.830654 7E-11 0.375294 0.6795 0.375294 0.6795

RESIDUAL OUTPUT

Observation
Predicted B-DResiduals
1 -1.066 0.077276
2 -0.69682 2.736298
3 -0.8023 1.351778
4 -0.16943 -0.4357
5 0.199752 0.363823
6 -0.11827 1.186944
7 -0.02176 0.12283
8 0.159142 -0.57337
9 -0.01068 -0.55965
10 0.310505 -1.13773
11 1.146957 -2.05098
12 1.068902 -1.08153
13 -1.07545 -9.5924
14 -1.12819 3.105936
15 -1.39189 5.866735
16 -1.28641 -0.62664
17 -0.17888 3.191822
18 0.053913 0.149229
19 0.257225 -1.25608
20 0.855188 -0.35255
21 1.38712 -1.30638
22 0.481896 -0.81115
23 0.63463 0.790812
24 1.390865 0.840677
25 -1.80813 0.752925
26 -2.49374 -0.98856
27 -2.86292 1.171719
28 -0.12046 -6.97363
29 0.3542 -3.25428
30 1.411473 -1.67678
31 1.006379 -2.23228
32 0.824638 0.690959
33 1.115023 2.171474
34 0.500447 3.00125
35 1.086596 3.1021
36 0.986496 4.2351
37 -1.13608 0.730734
38 0.446108 1.822242
39 0.129669 2.221881
40 -1.24156 4.386913
41 0.07693 4.42632
42 0.551587 1.160463
43 0.709806 -2.49436
44 0.868025 -3.14238
45 -0.13403 -2.10862
46 -0.18677 -2.01258
47 -0.18677 -2.41968
48 0.103089 -2.57094
49 -2.40652 1.022579
50 -0.61337 9.964199
51 -0.61337 5.803399
52 -1.40447 1.486895
53 -0.87707 0.923098
54 -0.97801 -0.87734
55 -1.09436 -2.80148
56 0.379242 -4.20011
57 -0.15121 -2.7661
58 0.565994 -3.91102
59 3.601797 -4.91109
60 3.591354 0.266973
61 -1.02771 4.6993
62 -1.34415 3.049238
63 -1.71332 -1.77518
64 -1.5551 -5.259
65 -0.55305 -0.79526
66 -0.41028 -0.15972
 67 -0.59297 -1.45673
68 0.552743 -0.83195
69 1.020913 1.115778
70 1.52943 -2.09854
71 1.925821 1.443871
72 2.167685 2.068206
73 -1.6991 1.465663
74 -1.80458 -0.87966
75 -1.59362 0.160184
76 -1.22444 -6.87898
77 -0.59156 -2.83577
78 0.067683 -1.11452
79 0.252272 -2.56911
80 1.064463 -1.6114
81 1.707888 1.352378
82 1.075011 3.256155
83 1.23323 4.423536
84 1.512751 5.231515
85 -1.70493 -3.46954
86 -1.23027 1.807406
87 -1.12479 2.585026
88 -0.96657 -2.88369
89 0.299179 0.175654
90 0.494685 1.440148
91 0.469739 -0.94861
92 0.946348 -0.23991
93 0.89113 1.214004
94 0.634287 0.272246
95 0.468579 -0.27235
96 0.822621 0.319613
97 -0.60692 0.399432
98 -1.18705 1.449869
99 -1.18705 3.510869
100 -1.02883 1.90345
101 -0.34322 1.668233
102 -0.15066 2.731581
103 0.176269 -1.70055
104 0.561691 -0.53187
105 0.710839 -3.34212
106 1.0306 -1.68398
107 1.285807 -0.58769
108 0.738527 -3.81721
109 -2.22352 -2.51194
110 -0.58859 1.810576
111 -0.16667 2.301858
112 -1.22146 0.246852
113 -1.2742 -2.68771
114 0.144072 -0.31528
115 0.328713 -0.19953
116 0.33404 0.144447
117 1.207779 0.317309
118 0.871141 0.754546
119 1.227873 0.348915
120 1.360829 -0.21004
121 -1.76114 -5.93819
122 -1.60292 -3.61201
123 -2.13031 -4.30791
124 -1.55018 -7.26045
125 0.453931 -4.02746
126 -0.36269 -1.66853
127 -1.04709 -2.11443
128 0.376562 2.402713
129 1.342384 3.958691
130 1.001369 5.624106
131 1.954059 5.384616
132 3.32603 11.55885
133 -1.61861 15.3297
134 -1.67135 2.450535
135 -0.98573 2.841719
136 -1.67135 -4.57198
137 -0.08916 -3.79265
138 -0.61365 -1.71269
139 -0.83933 -2.06148
140 -0.44167 -1.25961
141 -0.09543 -1.09978
142 1.518244 -2.00411
143 2.659162 -1.74987
144 3.848865 -2.36978
145 -1.18583 0.818537
146 -1.71322 0.890334
147 -1.44952 0.598865
148 -2.29336 0.397281
149 -0.86939 -0.59492
150 -0.13383 -0.3093
151 -0.45011 0.046168
152 0.064316 -0.06052
153 0.563708 -0.05831
154 1.07887 -0.32663
155 2.367617 -0.21422
156 4.020743 -1.18729
157 -0.13908 -1.99512
158 -0.45552 1.277284
159 -1.0884 1.661281
160 -1.51032 0.753658
161 -0.40278 -0.31734
162 -0.10496 -0.07354
163 -0.50135 0.266445
164 0.368325 0.341677
165 0.853003 -0.36244
166 0.331882 0.25411
167 1.004894 -0.54044
168 1.64431 -1.26558
169 0.337253 -15.824
170 -0.45384 3.538955
171 -1.4559 2.47141
172 -0.82302 1.683533
173 0.548212 2.634101
174 1.22539 2.989523
175 -0.11283 1.69294
176 0.948875 2.091837
177 0.066329 -0.84272
178 -0.17743 -0.30125
179 -0.21087 -0.08392
180 0.107835 -0.05042
181 -0.05703 3.244488
182 -0.37347 -0.52947
183 -0.63717 -1.04878
184 -0.68991 -0.10654
185 -0.21525 0.112507
186 -0.38924 -0.07141
187 -0.26387 -2.49517
188 -0.53902 -3.54322
189 0.353971 -0.65721
190 0.566723 0.749435
191 1.081885 1.927474
192 1.162366 2.417893
193 -2.16773 -0.88394
194 -2.37868 0.652684
195 -2.32594 0.169904
196 -2.2732 -0.87957
197 -0.95471 0.499822
198 -1.3221 1.315207
199 -1.59977 1.437381
200 -1.45885 1.843361
201 -1.34725 3.546563
202 4.216311 -2.8408
203 5.121324 -1.79851
204 6.490605 -3.0621
205 -1.66268 0.705724
206 -1.24076 -1.20659
207 -1.92638 -2.20474
208 -0.39693 -6.31719
209 0.921565 -2.55122
210 0.686979 -1.05974
211 0.441317 0.155726
212 0.591203 -1.02696
213 0.897463 2.563081
214 0.46389 2.344954
215 0.681441 4.174502
216 0.542894 4.42245
217 -1.54395 8.877531
218 -1.64943 -0.67406
219 -1.80765 -0.195
220 -1.64943 -2.7627
221 -0.64738 -2.51788
222 -0.07468 -1.50786
223 -0.156 -0.94461
224 0.54855 -1.94379
225 1.891619 -2.58748
226 0.678184 0.207847
227 1.892411 2.35897
228 2.517745 1.689036
229 -0.46586 -1.85332
230 -0.46586 0.171675
231 -0.57134 -0.83645
232 -0.57134 -4.40145
233 0.008799 -1.08018
234 0.477707 0.441109
235 0.422911 0.832206
236 0.328718 1.010299
237 0.275134 1.212582
238 0.264797 1.382819
239 0.134003 1.748414
240 0.162324 1.372293
 C-E Line Fit Plot
20

15

10

5
B-D
B-D

0 Predicted B-D
-10 -5 0 5 10 15
-5

-10

-15

-20
C-E
 B-D
Predicted B-D
15