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  • HDFC Life Sanchay (Enhanced) Retail - Brochure-PP12201710733 PDF

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    76 views8 pages

    HDFC Life Sanchay (Enhanced) Retail - Brochure-PP12201710733 PDF

    Uploaded by

    Nandan Sarkar

    Copyright:

    © All Rights Reserved
    Download as PDF or read online from Scribd
    Flag for inappropriate content
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    Put your financial life on autopilot u with Guaranteed* Benefits. HDFCLife Sanchay Cc Life Sarutha ke jiyo! Leis tilt respensbitiesandasa responsible ndvduniyouaspie tbe a finaly secure if fr your ove anes. But what abou te guarantee ‘whlenhelpsyouto grow yourharéeamed maney the wy you want sothat {uisyourneedsattherght ime? Presenting HOFC Life Sanchay.anan-particpating insurance pan that offers ‘uacanteectenettsalong with flexblitytchoeseyourievesimentharz6n, Cuarartetdbees payee ot muy pried aoe es ave + Garoeedeettsvaryypaleyteminrangest220%10325% sftesontssecontaunyesetnedoe on - Feonparnertentedpereges Sando yee * Renminjochousepeeytrengngtem: syne 25905 "Ts pla eels Sho Sees Qesomate (S40) ses nein Thispiancandetakenonlyen asingelifebass The limits forthispian areas ‘You can choose yur premium as er your neces. You can cheese pay your preriumsitherannualy half yearly guateriyermenthy. “The Premiumlimtsneas lows: ona 20.000 Tes 135.000 = ott vary 7500 enti 2500 he acceptance of any case i subject to satisfactory underwitng ane the cequlementeDeingflllee ‘the polcyelder eps forthe monty premium frequency, we shall acept thre monthepremiamsinacvanceonthedateofcommencementorpoy. 25 apreregusitetoallwmenthiymade.tpremiumpaynen’ ‘Theminimum premiumanountsareexcusiveotcaresandlevesasapplicable lagen eas) 304052" fae atwatury (ees) 38 fremumoying Tem Gea) 5.8andi0 oie Term ea) % = [ian Sum ase on May) 105573 [osmumsumfesiedenvitityta| Nel subjecti boa ‘Alagesmentonedaboveareagelastbivhéay “Theminimumagestmatuity shouldbe years ‘Sum Assured on Matutysthe Basi Sum Assured guarantees tobeayabe enmaturtyrthepaiy. "PleasespeaktoourFinancalCensutarttoknowmeredetal oo 2) Guaranteed Adal 5(CA The plan offers quaranteed ations as percentage of Sum Assured on Maturity acruedatasimperate foreach completed pal year thougheut hepelcyter. These Guaranted AdltionsarepayableatMatuityorDeatwhichevers erie susjectoall duepremiums being paid incase of surrender the surrender vale of Guaranteed Accionswlbepayabe, Coe) Bidens Baa Ceremecneme 8% 3% ) Maturity Benefit: ‘Onyoursurviva atendt the poliyterm, youwilrecivelumpsumbenetitasaggregate a: SurmAssuredonMatrty I, AcrveeGuaraneedAddtons MaturtybeneftaspercentageotSumAssuredaspertermchosenisas follows ica) Maturity benefitas percentage of Sum Assured on Maturity z20m | 220% | 236% 2aay | 252% zao% | 200% | 230% | 207% 0% | sas Thematurybeneftsinculve of um AszuredonMaturtyandAccruedGuaranteedhcctions FarmaturtybeneftanredccecPaa-Uppolicy,pleazerefertotneSectiononfeducecPai-Upbeow. Conpaymenteftne Matunty Benefit, he poy wilerminateandnamore benefit ibe payable, incaseswhereLifeAssuresminar thepelicy wllautomatclyves Ss himerheronataningage: yeas. ‘Death Benefit: death during the poly term, provide al the due ‘remicnshave Been pad we wil pay Sum Assured on Death PLUS Accrued ‘Guaranteed Aatonstatheneminee WheretheSomAssuredonDeatnshallbe the higher IiSumaseuredonaturity Iam absolve amount assured to be pad on death, which this case is ‘eualtothe Sum Assuredon Matty 1.105% ofpremisms'paié IN0timesAanualsed?remiam “Preiumamountexclides any underwiting extra premiums, modalloadings andtaxerandieviesarapplable For death benefit ona reduce Pid Up poly please refer tothe Section on Reduced Paid Up below. On payment ofthe Death Benefit the poly will terminateancnomere benefits wilde payable ‘Ramesh 35 year oni, vests €1,29,281 annually forSyeersinthe HOFCLifeSanchay. He choeses apo termot 15 years. His Sum Assuredon Maturity inthe olan i €5,00,000. He wil receive a guoranteed matcity benefit 11,00,000 theendofthe oly term, Belontadlellonraterhicbenesiteinepian. asses wit. eo "Premiums exclusive of taxes andlevies as applicable. Thevaluesshewnare for ilustrative purposes ony. Pease refer the sale ilstation fr the exact premium. EE ‘race Prosi the tine provided atertheeemivmede cate dringwhiehthe oly i considered to be n-force with the risk cove. This plan has a grace esa ot 30 days fo year, half yearly and quarterly frequencies frm the Dremium due date.The grace period for menthly frequency af premium baymentis25daystrem thepremiumave ate. ‘Shoulda vale caim arise under te poliy during the grace perio but before ‘the payment of uepreriu, we sallstithonor the aim In sucheases the ‘sve ancunpaidpremumwillbedeductectromenybenettnayabe beter er pete enum cincr ne pay Wet pete poe wh se plese otrecssuerdrsoe {etre seen on suena hereon ase snnobenel sSoencesr opens ‘Younayrevveyourlapsedpaliy. Kindy seethesectionbelonen Revival TF you stop paying premiums after the pay has acqured a guaramteed surrender vive, yourpocy willbe made recuceapaid-upatendat the ace ered ‘Once apolcybecomesreduced pai-up +The Sum Assured on Death / Maturity stall be reduces by multpyng the ‘Sum Assure on Death / Maturity bythe rat ofthe premiums pad tothe remus payableunderthepoty. Guarantees Additions acrued tothe peli shall continue te remain attached NofurtherGuaranteedAdltons shal accueinthe future ‘ThedeathbenettforReducee aie upPoicywouldbehigherof *Pa-UpsumassuredenDeath AccluecGuaranteedAgaens *105%eFPremiumpad ‘ThePaid vaSumAssuredonDeathshallbecomputeaby maltpying the Sum ‘Assured onDeath bythe ation the premiumspaitothe pemiumspayabie ‘der thepoiy “Excludes any underwriting extra premiums and taxes and levies 35 appliasie ‘on payment of death ormatuity benefit under areduced pid vp poly the poleywilterinateandnomac beetitwilde payable ‘You can revive your lapse / reduced paid-up policy. Kindly see the section Delowoneviva Co "You canrevive you lagsed/pa-up policy within thereivalpered(spectied elon) sbjectothe terms and conltions wermay spec rom time totine Forrevival youwilneedtopayalltve outstanding prem intrestonthe ‘utetandingremivms and taxes arcleviesas appicad Interestrate wilde 435 prevling from time to time, Please contact eur Customer Service

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