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2ibps Po Mains Cracker - 2019
2ibps Po Mains Cracker - 2019
K & BANKING
Note :- The new Rs 500 and Rs 2000 bank notes: Prime Minister Narendra Modi announced
trashing of old Rs 500 and Rs 1000 bank notes to curb black money, RBI has released the details of
newly minted Rs 500 and Rs 2000 bank notes.
Rs 500 new currency :
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The RBI will issue ₹ 500 denomination banknotes in Mahatma Gandhi (New) Series with
inset letter 'E' in both the number panels. The note will have the signature of Governor Dr
Urjit R Patel and will bear the year of printing '2016' and Swachh Bharat Logo printed on the
reverse of the bank note.
The new size of the note is 66mm x150mm and the new colour of the note is stone grey.
On the back side of the note, an image of the Red Fort with Indian flag has been placed.
Other features include intaglio printing of Mahatma Gandhi portrait, Ashoka Pillar emblem,
bleed lines, circle with ₹ 500 in the right, and the identification mark to enable the visually
impaired person to identify the denomination.
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MSF Rate:- MSF (Marginal Standing Facility) Rate is the rate at which banks can borrow
overnight from RBI. This was introduced in the monetary policy of RBI. Banks can borrow
funds through MSF when there is a considerable shortfall of liquidity. This measure has been
introduced by RBI to regulate short-term asset liability mismatches more effectively.
MCLR (Marginal Cost of Funds based Lending Rate) : The RBI mandates Banks to
calculate the lending rate taking into account the marginal cost of funds. For transparency in
the cost of loans and in leading rates, RBI mandated bank to change from PLF (Prime
Lending Rate) to Base Rate and now it has changed it to MCLR system, in Base rate system,
It was left to the indicidual banks as to what cost it used, which typically was the average cost
of the funds. With MCLR system we would move closer to International manner of
Benchmark rates. It was started from 1st April, 2016
Factors for calculation of MCLR :
1. Marginal cost of funds (Marginal funds refer to money raised by banks in the last month
or quarter before the lending rate review)
(a) Interest at which banks borrow money i.e. repo rate (weightage 92%),
(b) Return on equity ( a measure of banks’ profitability) weightage 8%),
2. Negative carry on account of CRR (cost banks incur on account of keeping reserves with
RBI),
3. Operating costs
4. Tenure premium (longer the loan-term, higher the interest). The actual lending rate will
be MCLR plus spread (depending on credit risk of the borrower). Banks can review
MCLR once a quarter till March 2017, after which they will have to publish the MCLR on
a monthly baiss.
RBI has changed interest rate - On 4 October 2016, the Reserve Bank of India in its 6th bi –
monthly policy review, key policy interest rates have changed on the basis of an assessment of
the current and evolving macroeconomic situation in the country.
Current policy and Reserve Rate:
Repo Rate 6.25%
Reverse Repo Rate 5.75%
MSF(Marginal Standing Facility) 6.75%
Bank Rate 6.75%
CRR(Cash Reserve Ratio) 4.00%
SLR (Statutory Liquidity Ratio) 20.75%
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Bank’s Taglines
State Bank of India :- Pure banking nothing else; With you all the way; The Nation banks on
us: A Bank to the common man; A banker to every Indian.
IDBI Bank:- Banking for All; Aao Sochein Bada.
Bank of Baroda :— India’s international bank.
United Bank of India :- The Bank that begins with U.
Punjab National Bank :- A Name you can Bank Upon
Allahabad Bank:- A tradition of trust.
Yes Bank:- Experience our expertise.
Axis Bank :-Badhti ka nam zindagi.
Citi Bank :- Let’s get it done.
Standard Chartered Bank :- Your Right Partner.
Bank of India :- Relationships beyond banking.
Bank of Maharashtra :- One family one bank.
Canara Bank :- Together We Can ; It’s easy to change for those who you love
Central Bank of India :- Build A Better Life Around Us; Central to you since 1911.
Corporation Bank :- Prosperity for All.
Dena Bank :- Trusted Family Bank.
Andhra Bank :- Much more to do; With You in focus.
Allahabad Bank :- A tradition of trust
DBS Bank :- Living, Breathing Asia
American Express Bank :- Do more
Indian Bank :- Your tech friendly bank.
HSBC Bank : - The World’s local bank.
HDFC Bank:- We UnderStand Your World.
Indian Bank :- Taking Banking Technology to Common Man; Your Tech-friendly bank.
Royal Bank of Scotland :- Make it happen.
JPMorgan Chase Bank:- The right relationship is everything
Indian Overseas Bank :- Good people to grow with.
ICICI Bank:- Khayaal Apka; Hum hai na.
Federal Bank :- Your Perfect Banking Partner.
Oriental Bank of Commerce (OBC) :- Where every individual is committed.
Syndicate Bank :- Your faithful and friendly financial partner
UCO Bank :- Honours Your Trust.
Bhartiya Mahila Bank :- Empowering Women.
BNP Paribas :- The bank for a changing world.
Barclays Bank :- Fluent in finance.
South Indian Bank :- Experience Next Generation Banking
Union Bank of India:- Good People to Bank with.
Deutsche Bank - A passion to perform
Vijaya Bank:- A Friend You can Bank Upon.
J and K Bank:- Serving to Empower.
Karur Vysya Bank :- Smart way to Bank.
Punjab and Sindh Bank :- Where series is a way of life
Scotia Bank :- You’re richer than you think.
Syndicate Bank :- Your Faithful and Friendly Financial Partner
Lakshmi Vilas Bank :- The Changing Face of Prosperity.
Induslnd Bank - We Care, Dil Se; We Make You Feel Richer.
State Bank of Mysore:- Working for a better tomorrow.
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denominations of Rs.5 lakh or multiples thereof. Only a scheduled bank can act as an IPA
(Issuing and Paying Agent)for issuance of CP.
Treasury Bills: Treasury bills (T-bills) offer short term investment opportunities. They are
useful in managing short-term liquidity. At present, the Government of India issues three
types of treasury bills through auctions, namely, 91 day,182 day and 364 day. There are no
treasury bills issued by State Governments. Treasury bills are available for a minimum
amount of Rs.25,000 and in multiples of Rs. 25,000. Treasury bills are issued at a discount
and are redeemed at par.
Certificates of Deposit (CD): Certificate of Deposit (CD) is a negotiable money market
instrument and issued in dematerialised form or as a Usance Promissory Note against funds
deposited at a bank or other eligible financial institution for a specified time period.
Note: CDs can be issued by (i) scheduled commercial banks{excluding Regional Rural Banks
and Local Area Banks}; and (ii) selected All India Financial Institutions (FIs) that have been
permitted by RBI Minimum amount of a CD should be Rs.1 lakh, and in multiples of Rs. 1
lakh thereafter. The maturity period of CDs issued by banks should not be less than 7 days
and not more than one year, from the date of issue.
Participatory Notes or P-notes: are derivative instruments, used by Foreign Institutional
Investors (FIIs) who are not registered with SEBI. P Notes, mostly used by overseas HNIs
(High Net worth Individuals), hedge funds and other foreign institutions, allow them to invest
in Indian markets through registered Foreign Institutional Investors (FIIs), while saving on
time and costs associated with direct registrations.
Debit: Meaning: (a record of) money taken out of a bank account.
Debt: Meaning: money, which is owed to someone else, or the state of owing something:
Payee: Meaning: a person who money is
paid to or should be paid to.
Cheque: Cheque is a negotiable
instrument containing conditional order
to pay sum of money to the person
mentioned on it or to the bearer of the
instrument.
Crossing: Two parallel lines drawn on
the top left corner of the cheque
Account Payee Cheque: Account payee
cheque can be routed only through
accounts
Post dated Cheque: The date on the
check beyond today’s date then cheque
becomes post dated.
Stale Cheque: A cheque which has
completed the stipulated validity period
of the cheque is called as the stale cheque
(The validity period of 6 months as at
present)
Mutilated cheque: It is a damaged cheque.
Bounced Cheque: It is nothing but an ordinary bank check that any bank can refuse to encash
or pay because of the fact that there is no sufficient balance in the bank account of the
originator.
At Par cheque: It is payable anywhere in India.
Multi-city cheque: A cheque which is payable in any branch of a particular bank.
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Travelers Cheque: Cheques issued by a bank and function as cash but are protected against
loss or theft when travelling.
Collateral: A borrower needs to provide some kind of security to the bank in case of high
ticket loans, such security is called collateral.
ECS (Electronic Clearing Scheme) :- ECS is an electronic mode of funds transfer from one
bank account to another.It can be used by institutions for making payments such as
distribution of dividend interest, salary, pension, among others.It can also be used to pay bills
and other charges such as telephone, electricity, water or for making equated monthly
installments payments on loans a well as SIP investments. ECS can be used for bothcredit and
debit purposes.
EMI (Equated Monthly Installments):EMI is equated monthly installment. EMI is monthly
basis repayment of the loan amount taken. A loan amount, be it home loan, car loan or
personal loan is paid back through a series of monthly payments. The monthly payment is in
the form of postdated cheques drawn in favour of lender. EMI are paid until the total amount
due is paid up. EMI is directly proportional to the loan amount taken and inversely
proportional to time period.
OD(Over Draft):The word overdraft means the act of overdrawing from a Bank account. In
other words, the account holder withdraws more money from a bank account than has been
deposited in it.
OMO (Open Market Operations): When the central bank chooses to buy or sell govt bonds
in the open market, in order to increase or decrease the amount of money as well as interest
rates in the banking system.
POS (Point Of Sales): The place where sales are made. On a macro level, a point of sale may
be a mall, market or city. On a micro-level, retailers consider a point of sale to be the area
surrounding the counter where customers pay.Also known as "point of purchase".
Basis points: It is the increase in interest rates in percentage terms. For instance, if the interest
rate increases by 50 basis points (bsp), then it means that interest rate has been increase by
0.50%. One percentage point is broken down into 100 basis points. Therefore, an increase
from 2% to 3% is an increase of one percentage point or 100 basis points.
Bank For International Settlements - Established in 1930, it is the oldest international
financial organization, and was created to administer the transaction of monies according to the
Treaty of Versailles. Among others, its main goals are to promote information sharing and to
be a key center for economic research. The BIS is located in Basel, Switzerland, and has
representative offices in Mexico City and Hong Kong. Member banks include the Bank of
Canada, the Federal Reserve Bank and the European Central Bank.
Floating Rate: An interest rate that is referenced to a market rate and is revised as per the
change in the interest rates in the economy. When interest rates in the economy rise, floating
rates rise and vice versa.
Inflation: Decreasing the value of money in this state money looses the value hence prices
will go up
CBS (Consolidated Banking Statistics/Core Banking Solution):- CBS Is the process which is
completed in a centralized environment i.e. under which the information relating to the
customer account like financial dealings, profession, income, family members, etc. These info
is stored in a central server of the bank which is available to all the networked branches
instead of the branch server. The word CORE in CBS stands for Centralized Online Real
Time Exchange.
NFA (Non-Foreign Exchange Assets) :The value of overseas assets owned by a nation,
minus the value of its domestic assets that are owned by foreigners, adjusted for changes in
valuation and exchange rates.A nation's Net Foreign Assets (NFA) position is also defined as
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the cumulative change in its current account over time. The net foreign assets position
indicates whether the nation is a net creditor or debtor to the rest of the world. A positive NFA
balance means that it is a net lender, while a negative NFA balance shows that it is a net
borrower. An alternative definition of
“Net Foreign Assets” from the World
Bank is that it is the sum of foreign
assets held by monetary authorities
and deposit money banks, less their
foreign liabilities.
Self Help Group is a homogeneous
group of micro entrepreneurs with
affinity among themselves,
voluntarily formed to save whatever
amount they can conveniently save
out of their earnings and mutually
agree to contribute to a common fund
of the group from which small loans
are given to the members for meeting
their productive and emergent credit
needs at such rate of interest, period
of loan and other terms as the group
may decide.
Banking Ombudsman Scheme 2006:- The Banking Ombudsman Scheme enables an
expeditious and inexpensive forum to bank customers for resolution of complaints relating to
certain services rendered by banks. The Banking Ombudsman is a senior official appointed by
the Reserve Bank of India to redress customer complaints against deficiency in certain
banking services. All Scheduled Commercial Banks, Regional Rural Banks and Scheduled
Primary Co- operative Banks are covered under the Scheme.
India Security Press ( Nasik stamps)- Postal Material, Poatal Stamps, Non-Postal Stamps,
Judicial and Non-judicial Stamps, Cheques, Bonds, NSC, Kisan Vikas Patra, Securities of
State Governments, Public Sector Enterprise and Financial Corporations.
Security Printing Press (Hyderabad)- Established in 1982 for meeting the demand for postal
Material by southern states It also fulfils the demand for Union Excise Duty Stamps of the
Country.
Currency Notes Press (Nasik Road) – Since 1991, this press prints currency notes of Rs 1,
Rs.2, Rs.5, Rs.10, Rs.50, and Rs.100. (Earlier printing of Rs.50, and Rs.100 currency notes
was not done here).
Bank Notes Press (Dewas)- Currency notes of Rs.20, Rs.50, Rs.100 and Rs.500 are printed
here.
Modernized Currency Notes Press –two new modernized currency notes press are under
establishment at Mysore (Karnataka) and Salboni (West Bengal).
Security Paper Hoshangabad (Established in 1967-68) makes production of bank and
Currency notes paper. Coins are minted at four places- Mumbai, Kolkata, Hyderabad and
Noida.
Credit Rating Agency in India & World: Indian credit rating industry mainly comprises of
CRISIL, ICRA, CARE, ONICRA, FITCH (India Ratings & Research) & SMERA.
CRISIL (Credit Rating Information Services of India Limited) Headquarter – Mumbai
ICRA (Investment information and credit rating agency) Headquarter - Gurgaon, India
CARE (Credit Analysis and Research) Headquarters – Mumbai
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PRIORITY SECTOR LENDING: In India every Domestic Commercial Bank has to lend
40% of its total lending (NBC = Net Bank’s Credit) to the Priority Sector and Foreign Bank
also have to provide 40% to these sector Indian banks have to lend 18% to Agricultural Sector
and 10% to Weaker Sections. Priority Sector includes SC/ST, Minority Community, Small &
Marginal Farmers, Artisans & distressed urban poor, Small Business, Retail Trade, Self Help
Group, NGO and Food & Agro processing Section, education, etc.
INTEREST RATE SWAPS: An Interest rate swap is the transfer of contractually agreed
between two counterparties of their respective Interest rate obligation Interest rate swaps are
commonly used as a means of converting fixed rate to floating rate debt and vice versa.
NFS (National Financial Switch): It facilitates interconnectivity between banks’ switches
and interbank payment Gateway for authentication & routing the payment details of various
E- commerce & E-Govt activities (Retail Banking). Now NFS has been overtaken by NPCI
(National Payment Corporation of India)
CURRENCY PEG: Means a fixed exchange rate. A fixed exchange rate is usually used to
stabilize the value of a currency against the currency it is pegged to this makes trade and
investments between the two countries easier and more predictable and is especially useful for
small economies. A country’s exchange rate regime under which the government or central
bank ties the official exchange rate to another country’s currency (or the price of gold) the
purpose of a fixed exchange rate system is to maintain a country’s currency value within a
very narrow band. Also known as pegged exchange rate.
Fiscal Deficit: This is the gap between the Government’s total spending and the sum of its
revenue receipts and on-debt capital receipt. It represents the total amount of borrowed funds
required by the Government to completely meet its expenditure The gap is bridged through
additional borrowing from the Reserve Bank of India, issuing Government securities etc.
Fiscal deficit is one of the major contributors to inflation.
Primary Deficit: The primary deficit is the fiscal deficit minus interest payments. It tells how
much of the Government’s borrowings are going towards meeting expenses other than interest
payments.
Deficit Financing: It is a practice resorted to by modern government of spending more money
than it receives in revenue. It is a policy of bridging a deficit between governments
expenditure and revenue Deliberately budgeting for a deficit is called deficit financing This
practice was popularized by Prof. J. M. Keynes to deal with the depression and
unemployment situations and to stimulate economic activity deficit financing, though having
inflationary effects has now become a common practice in all countries.
Asset Management Companies:-A company that invests its clients' pooled fund into
securities that match its declared financial objectives. Asset management companies provide
investors with more diversification and investing options than they would have by themselves.
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Mutual funds, hedge funds and pension plans are all run by asset management companies.
These companies earn income by charging service fees to their clients.
Liquidity Adjustment Facility(LAF):- A tool used in monetary policy that allows banks to
borrow money through repurchase agreements. This arrangement allows banks to respond to
liquidity pressures and is used by governments to assure basic stability in the financial
markets.
Bancassurance:- It is the term used to describe the partnership or relationship between a bank
and an insurance company whereby the insurance company uses the bank sales channel in
order to sell insurance products.
Balance of Trade:- The value of a country’s exports minus the value of its imports.
Balance of Payments:- A list of all of a country’s international transactions for a given time
period, usually one year. Payments into the country (receipts) are entered as positive numbers,
called credits;Payments out of the country (payments) are entered as negative numbers called
debits. A single numbers summarizeall of a country’s international transactions.
IMPS:- Immediate Payment Service. It is an instant inter bank electronic fund transfer service
through mobile phones. Both the customers must have MMID (Mobile Money Identifier
Number).
NBFC:-A Non-Banking Financial Company (NBFC) is a company registered under the
Companies Act, 1956 engaged in the business of loans and advances, acquisition of
shares/stocks /bonds /debentures/securities issued by Government or local authority or other
marketable securities of a like nature, leasing, hire-purchase, insurance business, chit fund
business.
Difference between BANK & NBFC:
NBFCs lend and make investments and hence their activities are akin to that of banks; however
there are a few differences as given below:
NBFC cannot accept demand deposits;
NBFCs do not form part of the payment and settlement system and cannot issue cheques
drawn on itself;
Deposit insurance facility of Deposit Insurance and Credit Guarantee Corporation is not
available to depositors of NBFCs, unlike in case of banks.
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the processing of instructions at the time they are received rather than at some later time;
'Gross Settlement' means the settlement of funds transfer instructions occurs individually (on
an instruction by instruction basis).
Limit using RTGS:
The RTGS system is primarily meant for large value transactions. The minimum amount to
be remitted through RTGS is Rs. 2 lakhs.
There is no upper ceiling for RTGS transactions.
RTGS vs NEFT
NEFT is an electronic fund transfer system that operates on a Deferred Net Settlement (DNS) basis
which settles transactions in batches. Contrary to this, in the RTGS transactions are processed
continuously throughout the RTGS business hours.
Banking Abbreviations
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RBI IN NEWS
RBI proposes to start work on Islamic financing: The Reserve Bank of India (RBI) proposed
working with the government to introduce interest-free banking to tackle financial exclusion
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for religious reasons, potentially opening Islamic finance to the largest Muslim minority
population in the world. India's central bank made the proposal in its annual report, marking a
shift in stance by the RBI, which has previously said Islamic finance could be offered through
non-bank channels such as investment
funds or cooperatives.
RBI allows banks to issue Masala
bonds : The Reserve Bank of India
(RBI) announced a raft of measures to
boost investor participation and
market liquidity in both the corporate
bond and currency markets. The
central bank will allow commercial
banks to issue rupee bonds in overseas
markets — known as Masala bonds,
both for their capital requirement and
for financing infrastructure and
affordable housing.
RBI curbs large loans to single group :
RBI announced a series of measures
to prevent banks from building up
large exposures to a few big
corporates and move them to the bond
market. The measures come after a
handful of distressed borrowers wiped
out profits of several banks due to large loans going bad. As a first step, the RBI proposed to
cap the exposure limit of banks to a single borrower group at 25% of lenders equity capital. At
present, banks can go up to 55% of their tier-I capital in case of infra loans. Whereas in the
case of individual entities, the limit has been raised from 15% to 20%.
RBI Clears Unified Payment System : RBI cleared a Unified Payment System, - a platform
which links bank account numbers to virtual payment addresses (aliases), helping one to use
the app to access one's accounts in different banks. The UPI-enabled app in effect turns one's
smart phone into a bank and has come as a boost to a cashless economy. Anyone can now
send money to others without even knowing the recipient's account number using an email-
like alias through a mobile banking app.
RBI eases priority sector norms to boost cash flow to MSMEs : The Reserve Bank included
factoring transactions under priority sector lending with an aim to increase cash flow to small
and medium enterprises. Factoring is a type of financial transaction and debt or finance in
which a business sells its invoices to a third party, called a factor, at a discount.
RBI committee to study household finances: The RBI set up a committee which will study
various facets of household finance in India. The committee will have representatives of
financial sector regulators such as SEBI, IRDAI, and PFRDA apart from RBI. The committee
will be chaired by Dr. Tarun Ramadorai, Professor of Financial Economics, University of
Oxford, and will have representation from financial sector regulators.
RBI launches portal to curb illegal money pooling, deposit taking by firms: To address the
menace of illegal deposit taking/ money pooling, the Reserve Bank of India along with other
financial sector regulators launched a website www.sachet.rbi.org.in. It will enable members
of the public to obtain information regarding entities that are allowed to accept deposits, lodge
complaints and also share information regarding illegal acceptance of deposits by
unscrupulous entitles.
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RBI unveils final guidelines on on-tap licensing of banks : Paving the way for entry of new
players in banking sector, the Reserve Bank of India (RBI) heralded 'on tap' universal banking
licence regime, but excluded large industrial houses from the purview though they can
According to the guidelines, large industrial houses, whose income from non-banking sources
is over 40 per cent of total will not be eligible to set up a universal bank in the country.
However, they are allowed to pick up 10 per cent stake in banks.
RBI forms panel to study Fintech, digital banking : The Reserve Bank of India (RBI) set up an
inter-regulatory working group to study issues concerning financial technology and digital
banking and reorient regulation for the sector. The 13-member working group will be chaired
by Sudarshan Sen, executive director at the central bank. The panel will scope the
developments in the Fin
Tech space relating to
technological platforms,
major innovations, key
players and how markets
have adopted these new
developments.
Reserve Bank of India (RBI)
has approved the
appointment of Parvez
Ahmad as Chairman and
Chief Executive Officer
(CEO) of the Jammu & Kashmir Bank for a period of three years.
Reserve Bank of India gave a go ahead to Canada Pension Plan Investment Board (CPPIB) to
almost double its holding in Kotak Mahindra Bank.
Reserve Bank of India (RBI) governor Urjit Patel reallocated portfolios between the three
deputy governors. Patel entrusted the monetary policy department, financial market operations
department and department of economic policy and research to R Gandhi.
Reserve Bank of India is looking to improve its dealing with customers coming to it with
complaints against banks. It has just set up the second Banking Ombudsman office in New
Delhi. This is the 16th Ombudsmen with specific state wise jurisdiction covering all the 29
states and seven union territories.
Reserve Bank of India wants banks to act fast on their security features in debit and credit
cards & rejected banks' plea for yet another extension of deadline for migrating to EMV Chip
and PIN Cards. The deadline kept at December 2018 for migration of existing magnetic stripe
only cards to EMV Chip and pin cards.
RBI released that India’ banking system reported a total deposits of Rs. 100 lakh crore for the
first time ever in September 2016.
Reserve Bank of India (RBI) issued rules permitting start-ups to raise External Commercial
Borrowings (ECBs) per start-up was capped at $3 million per financial year to support
financing for start-ups
SBI IN NEWS
State Bank of India (SBI) board approved merger of its five associate banks and Bharatiya
Mahila Bank (BMB) with itself.
SBI declared Silchar as its 5th zone in North-East India. This zone will cater to the banking
needs of the people of Mizoram, Tripura & Manipur along with the Barak Valley.
State Bank of India signed an MoU with IIT Kharagpur to foster innovation in the financial
technology space.
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Jawaharlal Nehru Port has signed an agreement with State Bank of India and Development
Bank of Singapore for External Commercial Borrowing to the tune of USD 400 Million.
State Bank of India partnered with IRCTC to promote UTS and E-Ticketing System to ease
the Service for Passengers.
State Bank of India bank ATMs are launched with a new payment system allow the account
holders to transfer money using mobile phone number as a key identifier.
State Bank of India bank has opened new home loan scheme for defence and other
government employees to attract the 7th Pay commission salary hike.
SBI bank has partnered with Korea Development Bank to sign an MoU to develop business
synergies in the domains of Corporate finance, project finance and asset finance.
SBI bank has announced its entry into Myanmar by opening a branch in the Yangon, former
capital city of Myanmar.
SBI became the first domestic bank of India to open 54th foreign branch, in the capital city of Yangon,
Myanmar. Ghanshyam Srivastava will be the Chief Executive Officer of the SBI Yangon branch.
State Bank of India signed an MoU with IIT Kharagpur to foster innovation in the financial technology
space.
Arundhati Bhattacharya will remain the chairperson of the State Bank of India (SBI) for
another year.
SBI & ICICI Bank announced a cut of 0.15% and 0.10% in their respective lending rates
under a new system of computation.
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ICICI bank has conducted a coin exchange mela during Rath Yatra festival at the RBI
financial literacy camp in Puri.
World Bank has announced India’s GDP growth would remain strong at 7.6 percent in 2016
and 7.7 percent in 2017 by describing South Asia as a global growth hotspot.
Standard Chartered Bank foreign based bank announced a tie-up with Uber under which its
credit cardholders across six countries would get a cash-back of up to 25 per cent for hailing
cabs from the app.
Bank of Maharashtra has renewed its corporate agency tie-up with United India Insurance
Company (UIIC).
ICICI bank has successfully executed transactions in International trade finance and
remittances using block chain technology in partnership with Emirates NBD.
KBL - SMARTZ of the mobile application has been released by Karnataka Bank Limited
built on the Unified Payments Interface platform of the NPCI.
World Bank has announced a funding of Rs. 980 Crore to dredge the Brahmaputra as an
initiative to develop waterways to Bangladesh and South East Asian Countries.
India's largest private sector lender, ICICI Bank crossed 1 lakh Virtual Payment Addresses
(VPA) on Unified Payments Interface (UPI) within three weeks of its launch.
ICICI Bank had tied up with Emirates NBD — a leading banking group in the Middle East —
to execute transactions in international trade finance and remittance using block chain
technology.
Yes Bank appointed Amit Sanan as Group President and
Country Head of Mid Corporate Banking.
YES Bank has tied up with ToneTag, a Mobile payment
solutions startup to integrate and deploy sound based
contactless payments on its mobile wallet YES Pay.
Private sector lender Axis Bank, announced the launch
of its Contactless Secure+ Debit Card for regular
savings account customers, to provide access to a larger
customer base with contactless technology. The card,
launched on the Visa payWave platform. Axis Bank,
Kotak Mahindra Bank, Yes Bank, IndusInd Bank &
RBL are among the dozens of new shareholders of
NPCI, the issuer of Rupay Card. National Payment
Corporation of India broaden the shareholders to 56
from 10 earlier.
Federal Bank announced its partnership with Chilli, a round the clock mobile banking
application that connects directly to a person's bank account and enables instant money
transfers, bill payments, phone recharge and ecommerce payments in a very secure
environment.
South Indian Bank (SIB) has launched UPI (Unified Payment Interface) facility an initiative
promoted by NPCI towards creating "Cash less Society".
NATIONAL NEWS
State run PSU Bharat Sanchar Nigam Limited along with Microsoft company signed an MoU
to provide telecom & IT solutions for big businesses.
Jawaharlal Nehru Port port has signed an agreement with State Bank of India and
Development Bank of Singapore for External Commercial Borrowing to the tune of USD 400
Million.
e-KYC solution is unveiled by Airtel and Vodafone to use Aadhar number for SIM activation.
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7.9 is the expected growth of the Indian Economy has been said by American
Multinational Banking firm Goldman Sachs in 2016-17.
21banks have been utilized to use Unified Payments Interface for sending and collecting
money via a smart phone organised by National Payments Corporation of India.
World Bank has announced a funding of Rs. 980 Crore to dredge the Brahmaputra as an
initiative to develop waterways to Bangladesh and South East Asian Countries.
Microsoft Company has announced a new dedicated web form for reporting hate speech on its
hosted consumer services and a separate online form for petitions to reconsider and reinstate
content.
Doha Bank bank has opened a branch at Lulu International Shopping Mall, Edapally in Kerala
by the state Chief Minister.
Reserve Bank of India predicted 7.6% percent of Economic in financial year 2016 in the wake
of near term growth outlook for India seems Brighter than last fiscal.
Google company along with Microsoft and Sales force have officially adopted the EU-US
Privacy Shield framework.
Infosys company has entered into a joint venture with the Saudi Prerogative Company to offer
IT services in the middle eastern country.
MobiKwik technology has been launched by Fin-tech player MobiKwik to make the payment
vide offline.
Thanjavur Based SASTRA Deemed University joined with TCS tech company to train over
2,000 teachers from Tamilnadu on Digital teaching methods.
Central Vigilance Commission has now made it mandatory for the public sector banks to
report frauds of Rs. 1 crore and above to CVC.
2 percent hike in dearness allowance (DA) has been approved by the Cabinet.
Parliament had passed the Benami Transactions (Prohibition) Amendment Act, 2016 to curb
black money. The new law to prohibit benami transactions will come into effect from 1st of
next month (01st November 2016). The existing Benami Transactions (Prohibition) Act, 1988
will be renamed as the Prohibition of Benami Property Transactions, PBPT, Act, 1988. The
new legislation provides for seven years imprisonment and fine for those indulging in illegal
transactions.
Finance Ministry announced sixth tranche of sovereign gold bonds. The duration of the bond
will be for a period of eight years with exit option from the fifth year to be exercised on the
interest payment dates. Minimum investment of 1 gm will be allowed while the maximum
will be 500 gm per person per fiscal year.
Union Ministry of Urban Development has approved projects worth Rs.114 crore under
HRIDAY scheme for improving infrastructure facilities around core heritage sites in five
cities which are Varanasi (Uttar Pradesh), Amritsar (Punjab), Dwaraka (Gujarat), Puri
(Odisha) & Warangal (Telangana).
India's foreign exchange reserves scaled a new high of USD 371.99 billion.
Government has integrated 250 mandis in 10 states with the electronic national agriculture
market (e-NAM) in the first phase. The target was to integrate 200 mandis by September this
year & total 585 by March 2018.
IMF projects the global growth at 3.1 per cent in 2016, with slight increase to 3.4 percent in
2017. India’s gross domestic product is projected to expand 7.6 percent in 2016 & 2017.
CCEA approved the acquisition by ONGC Videsh Ltd. of 11% stake in the Russian state-run
Vankor oil fields from Rosneft Oil Company for $930 million, which will take OVL's overall
ownership in the project to 26%.
Government has decided to raise the Employees Provident Fund ( EPF) investment in
Exchange Traded Funds (ETF) from present 5% to 10%.
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Department of Industrial Policy & Promotion (DIPP) notified 100 per cent foreign direct
investment in ‘other financial services’ carried out by Non-Banking Finance
companies(NBFCs) to attract foreign capital into India.
The cabinet approved the creation of a Project Development Fund (PDF) for catalysing Indian
economic presence in the Cambodia, Laos, Myanmar and Vietnam (CLMV). The PDF will be
created with a corpus of 500 Crore rupees.
Central Board of Direct Taxes (CBDT) launched e-nivaran (electronic resolution) facility for
online redressal of taxpayers’ grievances. The grievances can be related to refunds, Income
Tax Returns (ITRs), Tax Deducted at Source (TDS), and Permanent Account Number (PAN)
among others.
The cabinet approved the process, formation and functioning of the Goods and Services Tax
(GST) Council. It will be headed by the Union Finance Minister.
Cabinet approved the merger of Rail budget with Union Budget. The date of presentation of
budget also changed from the last day of February to start of February.
CCEA approved the partial capital grant of 5176 crore rupees to GAIL (India) Limited for
development of 2539 km long Jagdishpur-Haidia and Bokaro-Dhamra Gas Pipeline
(JHBDPL) project.
The Union Government decided to raise the Employees Provident Fund (EPF) investment in
Exchange Traded Fund (ETF) from existing 5 per cent to 10 per cent.
Lok Sabha passed the Taxation Laws (Amendment) Bill, 2016. The Bill seeks to amend the
Income Tax Act, 1961 and the Customs Tariff Act, 1975.
National Institution for Transforming India (NITI) Aayog signed agreement with United
States (US) Energy Information Administration (EIA) to set up web portal on energy data,
which will host all the data related to energy sector including oil & gas, coal, solar & thermal
energy etc.
India Post Payments Bank Limited (IPPB) was incorporated.
Union Cabinet approved the proposal for dissolution of Central Inland Water Transport
Corporation Limited (CIWTC).
The two-day meeting of the BRICS Women Parliamentarian Forum was initiated at Jaipur.
Andhra Pradesh government’s Police launched DNA Index System (DIS) that allows
generation of DNA profiles
from live samples like saliva
and blood stains to establish a
proactive policing model in
the country.
7th is the rank of India which
is positioned among
Wealthiest Nations in the
World report by
Johannesburg- based The
New World Wealth.
Prime Minister Narendra Modi spoke to Afghanistan President Ashraf Ghani via video
conferencing from New Delhi to inaugurate the renovated Store Palace in Kabul
World Trauma Congress 2016 held in - New Delhi
Maharashtra government along with Telangana Government signed a Memorandum of
Understanding for construction of three inter-state irrigation projects.
Nandyal - Yerranguntla train route, Indian Railways Minister Suresh Prabhu and Andhra
Pradesh Chief Minister N Chandrababu Naidu commissioned a new railway line.
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Hyderabad place, South India.s first Children Court was inaugurated by Acting Chief Justice
Ramesh Ranganathan.
Akashvani Maitree is the name of the channel has launched by the Indian President
Pranab Mukherjee at Raj Bhawan in Kolkata.
Telangana state’s Aarogyasri Healthcare Trust bagged Federation of Indian Chambers of
Commerce & Industry (FICCI).shealthcare excellence award for 2016.
Sugamya Pustakalaya is the name of online library for persons with visual disabilities was
launched by Union Minister Ravi Shankar Prasad.
Kisan Suvidhais the name of mobile app launched by Punjab chief minister Parkash Singh
Badal for farmers.
Union Government has approved of the signing of Memorandum of Understanding
between India and South Africa to establish cooperation in Grassroots Innovation.
Bengaluru city to host the 2017 Bharatiya Pravasi Divas to be held from 7th to 9th
February 2017 to mark the contribution of the overseas Indian community to the
development of India.
POCSO e-box the online complaint box unveiled by Union Minister for Women and Child
Development for reporting child sexual abuse in New Delhi.
The United States Postal Service has planned to release the Forever Stamp on October 5th to
commemorate at Diwali Festival to be hosted at Consulate General of India in New York.
India ranked 77th position on the World Risk index is published by the UNU Institute for
Environment and Human Security.
The Union Government has set up Rs. 2000 Crore capital for displaced people of Pakistan
occupied Kashmir living in India.
Country’s first Electropreneur Park is inaugurated at Delhi University by the Minister
for Electronics and Information Technology.
Haryana State 55th All India Wheat & Barley Research Workers Meet concluded with eight
varieties of wheat and one of barley have been identified.
Himachal Pradesh state has become the first state to start mobile application for medical
services.
Puducherry Government has presented a tax-free Rs. 6,665 crore budget for the financial year
2016-17.
1,329 million population strength of the India as per the projections of the 2016 World
Population Data Sheet from the Population Reference Bureau (PRB).
India ranked 3rd rank in in Robotic Automation implementation in core Business Process,
according to Chartered Institute of Management Accountants, (CIMA).
Prime Minister unveiled the first phase of SAUNI project for Irrigation Project at Sanosara
village near Dhrol in Gujarat’s Jamnagar district.
Hariyana State Vidhan Sabha has unanimously passed the Haryana Sports Council Bill, 2016
to constitute statutory sports councils at state, district, block and municipal levels.
Mera Aspataal/ My Hospital the initiative launched by Union Health and Family Welfare
Minister to empower the patients by seeking their views on quality of experience in a public
healthcare facility.
Jharkhand state became the first state in the country to have implemented Public Fund
Management System (PFMS).
1,000 MW unit of electricity, Kudankulam Nuclear Power Project (KNPP) in Tamil Nadu was
connected to the grid for power supply.
Nepal Government nominated Deep Kumar Upadhyay as its envoy to India
India ranked 35 position amongst 160 countries in logistics performance Index 2016 released
by The World Bank.
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Biju Kanya Ratna Yojana is the name of yojana launched by Odisha Chief Minister Naveen
Patnaik by marking birth centenary of legendary Biju Patnaik.
Majuli is the largest river island in India clinched position in The Guinness World Records.
e-stamp facility has launched by the Rajasthan High Court in Jodhpur and Jaipur.
Shramdaan Movement movement is initiated by the Puducherry Lt Governor Kiran Bedi as a
part of Swachh Bharat and Swachh Puducherry initiative at Seliamedu village in Bahoor.
Ankasamudra, Karnataka place is recently added in conservation reserve for the uniqueness
over 140 birds varieties.
Rajasthan state education department has partnered with US based technology firm CISCO to
promote digital learning across the state using virtual digital room.
Himachal Pradesh state has decided to amend the Hydro power Policy 2006 in respect to
transfer of shares by State to other areas.
National Nutrition Week programme is celebrated every year from September 1 st to 7th to
spread the word regarding the importance of nutrition for every child.
7 Indian universities named in the QS World University Rankings 2016.
Tourism Ministry has approved projects worth about Rs. 450 crore under Swadesh Darshan
scheme scheme for five states, including Uttar Pradesh.
Rajasthan government recently MoU for developing education sector infrastructure.
Sanskrit Indian traditional languages becomes the part of United Nation.s charter recently.
NIDHI is the name of programme which is launched recently by the Union Government for
nurturing ideas & innovation into start ups worth $15 Million.
Gas4India is the name of campaign which is launched by Petroleum Minister Dharmendra
Pradhan aimed at promoting the use of natural gas in the country and aim towards a gas-based
economy.
Union Government has given in-principle approval to set up the Laser Interferometer
Gravitational-wave Observatory Lab in Maharashtra.
Indian Foreign Service holder Satbir Singh has been appointed as Ambassador of India to
Algeria.
Sikkim state has been awarded
with the cleanest state in the
country as per condition of
sanitation in rural areas of 26
states.
Himachal Pradesh state
government signed a
Memorandum of
Understanding with Singapore
Government for developing a
smart integrated township in
Jathiadevi near Shimla Airport.
Gujarat Chief Minister has initiated service to 6,000 villages of dedicated 2 mbps download
and 512 kbps upload digital connectivity.
Uttar Pradesh state has become the first state in the country to launch the ambitious .Twitter
Seva. Project.
Mandi city has been announced as the cleanest district in the hilly areas of rural India
released by rural development minister Narendra Tomar through Cleanliness Index.
Jharkhand state was awarded with the 45th Skoch Merit Award and Skoch Smart
Governance Gold Award 2016 held in Hyderabad.
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Odisha state has bagged 9th Global Agriculture Leadership Award 2016 and Haryana state has
bagged Best Horticulture state award at the Agriculture Leadership Summit at New Delhi.
Abhaneri festival would be held at the village in Dausa district, Rajasthan to promote rural
tourism in the area for two days.
e-kharid is the name of portal which is launched by the Haryana Government for procurement
of paddy in the successive season.
Arunachal Pradesh state government has inked a memorandum of understanding (MoU) with
Andhra Pradesh-based Ruchi Soya Industries for development of Oil Palm in the state.
In New Delhi, The 4th Meeting of BRICS Education Ministers Conference was held to
promote education cooperation and people to people exchanges among the BRICS countries.
Cleanest Iconic Place award has bagged by the Gujarat’s 900-year-old World Heritage Site
Rani ki Vav at the Indian Sanitation Conference (INDOSAN) 2016 at Vigyan Bhavan in New
Delhi.
Tamil Nadu state accounts for the highest number of species with 410, followed by Kerala
with 357 and Maharashtra with 278 in a recent Publication by the Botanical Survey of India
(BSI).
Credit Card scheme is launched by the Bihar Chief Minister Nitish Kumar for the students
passing Class 12th exam on Oct 2, 2016.
Jharkhand state became the first state in the country to implement Direct Benefit Transfer
(DBT) in Kerosene.
PM Modi paid rich tribute to Sardar Vallabhbhai Patel on his 141st birth anniversary. The day
is being celebrated as ‘Rashtriya Ekta Diwas’ (National Unity Day 31st October).
PM Modi launched Sandesh 2 Soldiers campaign campaign through which people can send
their Diwali greetings & messages to the soldiers to boost their morale.
PM Modi launched national Schedule Castes/Schedule Tribes hub in Ludhiana. With an initial
outlay of Rs 490 crore, the hub will work towards strengthening market access/linkage,
monitoring, capacity building, leveraging financial support schemes & sharing industry-best
practices.
Maharashtra CM Devendra Fadnavis inaugurated India’s first centre for international
arbitration in Mumbai.
India formally joined the Paris Climate Change Agreement by submitting its instrument of
ratification in New York (UN Head quarter). India became the 62nd country to ratify the
agreement. COP22 will take place at Marrakech in Morocco.
Indian Government has invited the Crown Prince of Abu Dhabi Sheikh Mohamed bin Zayed
Al Nahyan to be the next Chief Guest at India’s Republic Day parade of 2017.
India received the certificate from World Health Organisation (WHO) recognising the
elimination of Yaws and Maternal and Neonatal Tetanus (MNT) from the country. With this,
India became the first country to free from this.
President Pranab Mukherjee gave his assent to the 122nd Constitution Amendment (GST) Bill,
2014. Now, GST bill became a law.
8th BRICS Summit 2016 Concluded In Goa: The eighth BRICS summit held in Benaulim,
Goa, India. The theme for the summit was “Building Responsive, Inclusive & Collective
Solutions”. The next summit will be held in 2017 in China.
The representatives of Member Countries:
(a) Brazilian President: Michel Temer
(b) Russian President: Vladimi Putin
(c) India's PM: Narendra Modi
(d) China's President: Xi Jinping
(e) South Africa's President: Jacob Zuma
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Goa Declaration : In this year BRICS summit, a statement was issued for the member states
"strongly condemn terrorism in all its forms & manifestations & stressed that there can be no
justification whatsoever." The members also agreed to set up a credit rating agency. Besides
this, first-ever BRICS-BIMSTEC Outreach Summit was also held on side-lines of 2016
BRICS Summit. BIMSTEC member countries are Bangladesh, India, Myanmar, Sri Lanka,
Thailand, Bhutan & Nepal.
Note: The meet of agriculture ministers of BRICS nations concluded in New Delhi. The first
trade fair of the BRICS countries, was held at Pragati Maidan exhibition ground, New Delhi
The first BRICS U-17 Football Cup was held at Goa.
INTERNATIONAL NEWS
Germany along with India signed an agreement that improve workplace-based vocational
training in India’s industrial clusters.
Tibetan language search engine is launched by the China for the first time would serve as
unified portal.
Colombia Country has signed peace deal with
Leftist FARC rebels to end a war killing tens
of thousands and displacing millions.
Singapore Country based company announced
the first autonomous vehicles available for
public hire wef 25th August 2016.
The Sixth Tokyo International Conference on
African Development was held from 27 to 28
August 2016 in Kenya.
China country has set up a state owned aircraft
engine maker with registered capital to
develop home-grown, high-tech businesses to
compete in international markets.
United States country signed LEMOA (Logistics Exchange Memorandum of Agreement) with
India for governing the use of each other’s land, air and naval bases for repair and resupply.
China Country has commissioned its first solar thermal power plant with the capacity of 10
MW is the third plant in the world.
Sri Lanka inaugurated the five day long 69th session of WHO Regional committee meeting at
Colombo on 5th September 2016.
India joined with Russia to replace the AN-32 with the medium 20-tonne transport
aircraft with an investment of $300 million each.
Japan has recorded the largest current account surplus in the first half of 2016 that quantify the
international trade of goods, services and investments.
Thailand holds the first rank in the category of happiest place in the world as per latest
Bloomberg Misery Index.
Indian Foreign Service officer of 1997 Birender Singh Yadav has been appointed as the next
High Commission of India to Ghana.
South Africa has given its ex post facto approval for a Memorandum of Understanding
with India for cooperation in the field of Tourism.
Gambia announced its withdrawal from the International Criminal Court and is the third
African Country after SA & Burundi.
World Bank has pledged 2 billion US dollars aid to Bangladesh to tackle climate change.
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The first elephant sanctuary in Latin America has opened in Brazil to provide a home for an
estimated 50 circus animals from across the region.
Russian & Turkish leaders have agreed to intensify military & intelligence contacts after a
meeting in Istanbul, Turkey. After his meeting with Turkish President Recep Tayyip Erdogan,
Russian President Vladimir Putin said, they have agreed on the need for aid to get to the
northern Syrian city of Aleppo. The two countries have also signed a deal to construct two
pipelines to send Russian gas under the Black Sea to Turkey.
The Milan city council bestowed honorary citizenship on the Dalai Lama. However, China
has strongly opposed another award given to him.
Maldives government decided to leave the 53-member Commonwealth of Nations.
World Leaders adopted the New York Declaration at the opening of the United Nations
General Assembly’s (UNGA) first-ever Summit for Refugees and Migrants.
Rosatom, Russian state nuclear agency, and Cuba’s Ministry of Science signed the agreement
on cooperation in the field of peaceful atomic energy use.
World Health Organisation (WHO) declared the Region of the Americas as Measles free.
Typhoon Nida occured near Dapeng Peninsula in China’s Guangdong province.
The world’s largest airship, Airlander 10, flew for the first time over London’s Cardington
airfield.
Colombian government and the rebel group Revolutionary Armed Forces of Colombia
(FARC) signed a historic peace accord to end more than five decades of conflict.
United States Postal Service (USPS) announced to commemorate the joyous Hindu festival of
Diwali with the launch of forever stamp.
World’s first self-driving taxi service launched in Singapore. With this, Singapore became the
first country in the world to launch such service.
Philippine government and Communist guerrillas (National Democratic Front (NDF)), signed
an indefinite ceasefire deal. The deal signed in Oslo, Norway will facilitate peace talks aimed
at ending one of Asia’s longest-running insurgencies.
US President Barack Obama expanded Papahanaumokuakea Marine National Monument off
Hawaii, creating the world’s largest marine reserve.
World’s longest bullet train network length of 2000kms established by China Railway.
11th G-20 Summit 2016 Concluded In Hangzhou, China: The 11th Summit of the Group
of Twenty (G20) concluded in the eastern Chinese city of Hangzhou. The theme of 2016 G20
Summit was Toward an Innovative, Invigorated, and Interconnected & Inclusive World
Economy. The chair of the summit was Xi Jinping, President of China. Chancellor Angela
Merkel of Germany, presidency of the G20 in 2017 introduced visions & plans in hosting the
Hamburg Summit. The summit adopted the G20 Leaders' Communiqué of the Hangzhou
Summit.
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NITI Aayog on inked a pact with US Energy Information Administration (EIA) in a step
towards Setting up a portal to host all the data related to energy sector in the country. The web
portal will host data including oil and gas, coal, solar, thermal energy etc. NITI Aayog also inked
an SOP with US Agency for International Development (USAID) and UK's Department of Energy
and Climate Change (DECC) for collaboration in the area of energy research.
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► Bangladesh, India sign agreement for joint coal fired power plant
Bangladesh-India Friendship Power Company (Pvt) Limited (BIFPCL), a joint venture
enterprise. Inked the deal with Bharat Heavy Electricals Limited (BHEL). BHEL was selected
under an open international tender for constructing the super thermal plant at Bangladesh's
Southwestern Rampal near the Sundarbans. India's Exim Bank will provide $1.49 billion for the
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► India and WHO sign pact for promoting Traditional Systems of Medicine
Ministry of AYUSH, India and the World Health Organization (WHO) on May 13. 2016 signed
an historic Project Collaboration Agreement (PCA) for cooperation on promoting the quality,
safety and effectiveness of service provision in traditional and complementary medicine.
The PCA was signed to Geneva. The PCA alms to support WHO in the development and
implementation of the 'WHO Traditional and Complementary Medicine Strategy: 2014-2023' and
will contribute to the global promotion of traditional Indian Systems of medicine.
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The Heart of Asia (HoA) Conference was held in New Delhi in April , 2016. The conference
was organised with the objective of bringing peace and stability to Afghanistan and speeding up its
reconstruction with a focus on enhancing Investment and connectivity to the country.
India hosted the senior officials meeting of the Istanbul process in January 2014 in New Delhi
and is set to host the 6th Ministerial Conference of the HoA Process in the last quarter of this year.
The 14 participating countries in HoA process are Afghanistan. Azerbaijan, China, India, Iran,
Kazakhstan, Kyrgyz Republic, Pakistan. Russia. Saudi Arabia, Tajikistan, Turkey. Turkmenistan
and UAE.
SCIENCE AND TECHNOLOGY
4 to 10 October in week is to celebrate each year as World Space Week declared by the UN
General Assembly.
Litoria Gracilenta is the name of new species of green tree frog which has discovered by the
Australian Scientists.
Zhalong National Nature Reserve, China Nature Reserve, nearly Sixty red-crowned cranes
were hatched this year that is the world’s largest captive breeding centre for endangered birds.
Scomber Indicus is the name of new species of fish which is found in Kerala waters by a
team of CMFRI scientists led by E M Abdus samad.
GSAT-18 is the name of India’s latest communication satellite was successfully launched
from Kourou, Guiana.
Glaciological Research Lab lab has been inaugurated by M. Rajeevan, Secretary to the
Ministry of Earth Sciences at Himansh in the Spiti Valley on October 10, 2016.
Hubble Space Telescope telescope has detected Great Balls of Fire (GBF), a mysterious
super-hot blobs of gas seen near a dying star.
RLV-TD is the India's first & indigenously developed space shuttle .
Mukund Venkatakrishnan has invented a low-cost hearing aid recently.
ISRO successfully launched advanced weather satellite, INSAT-3DR. It was launched with
the Geosynchronous Satellite Launch Vehicle (GSLV-F05), from the Satish Dhawan Space
Centre in Sriharikota.
ISRO successfully launched 8 satellites in two different orbits in a single mission. These
satellites were launched with the PSLV C35 from the first launch pad of the Satish Dhawan
Space Centre, Sriharikotta. The Indian satellites which were launched are: SCATSAT-1,
Pratham & PISAT (H8G).
Indian Space Research Organization (ISRO) successfully test launched the Supersonic
Combustion Ramjet engine, called Scramjet, from the Satish Dhawan Space Centre,
Sriharikotta in Andhra Pradesh.
NASA launched OSIRIS-REx (Origins, Spectral Interpretation, Resource Identification,
Security-Regolith Explorer) spacecraft. It was launched from United Launch Alliance (ULA)
Atlas V rocket from Cape Canaveral Air Force Station. OSIRIS-REx is United States’ first
mission to collect samples from an asteroid and return to Earth.
National Aeronautics and Space Administration (NASA) selected six U.S. companies to
develop ground prototypes and concepts for deep space habitats.
ESA & Roscosmos space agency launched ExoMars 2016 spacecraft successfully.
Ashwani Kumar is the chairman of parliamentary Standing Committee on Science &
Technology, Environment & Forests.
As per India's first Biennial Update Report submitted to UNFCCC, 2137 million tonnes of
the carbon dioxide has been emitted by India.
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ONGC Videsh Limited has signed an MoU with the Republic of Equatorial Guinea to
cooperate in the hydrocarbon sector.
MIC Electronics company has signed an agreement with LG Innotek to jointly develop
highly energy efficient LED lighting products.
IIT Kanpur institute has entered into an agreement with Keonics to establish a cyber security
centre in Bengaluru.
GMR Hyderabad International Airport has commissioned a 5 MW solar power plant recently.
ISRO Scientists made world’s lightest material ‘Silica Aerogel’ to keep soldiers warm in
Siachen. It is called ‘silica aerogel’ or ‘blue air’ or ‘frozen smoke’.
ISRO launched India’s seventh navigation satellite of the Indian Regional Navigation
Satellite System (IRNSS 1G) into a Sub Geosynchronous Transfer Orbit (SubGTO) onboard
PSLVC33.
ISRO is set to launch a record number of 22 satellites in a single mission. Polar Satellite
Launch Vehicle, PSLV C34 will carry India’s remote sensing satellite Cartosat 2C.
NASA successfully launched a super pressure balloon to conduct near-space scientific
investigations. It was launched from South Island Wanaka Airport, New Zealand.
NASA astronaut Scott Kelly will write a memoir titled Endurance: My Year in Space and Our
Journey to Mars.
The world’s first artificial intelligence lawyer has been employed by a law firm in the US. The
robot called ‘ROSS’ is built upon Watson, IBM’s cognitive computer.
United states (US) based, SpaceX has successfully launched Japanese JCSAT-14
communication satellite into space.
Australian researchers built world’s first scanning helium microscope (SHeM).
China has successfully launched a remote sensing satellite Yaogan-30 into sun-synchronous
orbit (SSO) using the Long March-2D rocket.
All new mobiles to have panic button from 2017.
Sikkim Governor Shrinvas Patil formally unveiled Supercomputer named ‘Param
Kanchenjunga’ at the National Institute of Technology (NIT) Sikkim. It is named after
Kangchenjunga Mountain (8586 m), the third highest mountain in the world.
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WHO IS WHO
HEADS OF IMPORTANT OFFICES
Mr. Mohd. Hamid Ansari: Chairman, Rajya Sabha
Ms. Sumitra Mahajan : Speaker of Lok Sabha
Mr. Narender D Modi: Chairman, NITI Aayog
Mr. Arvind Panagariya : Vice Chairman, Planning Commission
Mr. Gulam Nabi Azad : Leader of Opposition in Rajya Sabha
Mr. Narender D Modi: Leader of the house in Lok Sabha
Mr.MallIkarjun Kharge: Leader of in Lok Sabha
Mr. Syed Nasim Ahmed Zaidi :Chief Election Commissioner
Dr. Urjit R Patel :Governor RBI
Mr. K V.Chowdary: Chief Vigilance Commissioner
Mr. S Jaishanker: Foreign Secretary
Mr. Shashi Kant Sharma:Comptroller & Auditor General of India
Jus. Vangala Eswaraiah :Chairman, National commission for Backward Classes
Mr.Arvind Subramanian :Chief Economic Advisior
Mr.Anil Sinha: CBI Director
Dr.Rameshwar Oran: Chairman, National Commission for Scheduled Tribes
Mr.Naseem Ahmed : Chairperson National Commission for Minorities
Mr.Sharad Kumar: Director General National Investigation Agency
Mr.Ved Praksh: Chairman, UGC (University Grant Commission)
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IBPS PO - MAINS (2016) CRACKER FOR G.K & BANKING
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IBPS PO - MAINS (2016) CRACKER FOR G.K & BANKING
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IBPS PO - MAINS (2016) CRACKER FOR G.K & BANKING
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IBPS PO - MAINS (2016) CRACKER FOR G.K & BANKING
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Mehar Mittal : Veteran Punjabi actor World's Environment Day − 5 June
Heisnam Kanhailal: Manipur-based World No Tobacco Day − 31 May
theatre legend International Day for Biological Diversity
Panchu Arunachalam: Veteran film (IBD) − 22 May
producer, script and screenplay writer. India National Technology Day – 11 May
Gobind Tej : Noted Odia filmmaker, World Red Cross Day − 8 May
actor and director World Press freedom Day − 3 May
Jyothilakshmi: Yesteryear Tamil actress International Day of Yoga − 21 June
Yusuf Arakkal : Eminent contemporary World Dance Day − 29 April
artist World Malaria Day − 25 April
Nalinidhar Bhattacharyya: Noted National Panchayati Raj Diwas – 24
Assamese poet April
Reoti Saran Sharma : Hindi and Urdu World Hemophilia Day − 17 April
writer World Heritage Day − 18 April
Mahim Bora: Eminent Assamese National Safe Motherhood Day − 11
litterateur April
Na Muthukumar: Eminent poet and World Health Day − 7 April
lyricist Rajasthan Diwas − 30 March
Lindsay Tuckett (South Africa) : Earth Hour Day − 28 March
World’s oldest
World Tuberculosis Day − 24 March
Arnold Palmer : Golf legend passes
World Water Day − 22 March
away
World Sparrow Day − 20 March
Max Walker : Former Australian
World Tourism Day − 27 September
cricketer passes away
World Radio Day −13 February
Bernard Farrelly : Australian surfing
International Youth Day − 12 August
champion
World Blood Donor Day − 14 June
Hanif Mohammad : Original Little
Master International Labour Day − 1 May
Joao Havelange : Former President of
FIFA
Subrata Banerjee : Former international
umpire
COUNTRY AND CURRENCY
IMPORTANT DAYS
World Meteorological Day − 23 March African Countries
World Cancer Day −7 November
Name Capital Currency
Human Rights Day − 10 December
Algeria Algiers Dinar
Navy Day − 4 December
Angola Luanda Kwanza
Pravasi Bharatiya Divas − 9 January
Egypt Cairo Egyptian pound
National Youth Day − 12 January
Ethiopia Addis Ababa Birr
International day for the abolition of
Gambia Banjul Gambian dalasi
slavery − 2 December
Ghana Accra Ghana cedi
Rashtriya Ekta Diwas − 31 October
Kenya Nairobi Kenyan shilling
Indian Constitution Day −26 November
Liberia Monrovia Liberian dollar
Worlds Polio day − 24 October
Indian Air Force Day celebrated − 8 Libya Tripoli Dinar
October Madagascar Antananarivo Malagasy ariary
World Egg Day − 9th October Mali Bamako CFA franc
World Blood Donor Day − 14 June Mauritius Port Louis Mauritian rupee
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Morocco Rabat Moroccan dirham Oman Muscat Rial
Mozambiqu Maputo Mozambican Pakistan Islamabad Pakistani Rupee
e metical Philippines Manila Philippine Peso
Namibia Windhoek Namibian dollar Qatar Doha Riyal
Nigeria Abuja Naira Saudi Riyadh Saudi riyal
Rwanda Kigali Rwandan franc Arabia
Seychelles Victoria Seychellois rupee South Seoul South Korean won
Sierra Freetown Leone Korea
Leone Taiwan Taipei New Taiwan dollar
Somalia Mogadishu Somali shilling Tajikistan Dushanbe Somoni
South Cape Town South African rand Thailand Bangkok Baht
Africa Turkey Ankara Turkish lira
South Juba South Sudanese Turkmenist Ashgabat Turkmen new manat
Sudan pound an
Sudan Khartoum Sudanese pound UAE Abu Dhabi UAE dirham
Tanzania Dodoma Tanzanian shilling (United
Tunisia Tunis Tunisian dinar Arab
Uganda Kampala Ugandan shilling Emirates)
Zambia Lusaka Zambian kwacha Uzbekistan Tashkent Uzbekistan som
Zimbabwe Harare US dollar European Countries
Asian Countries Name Capital Currency
Name Capital Currency Albania Tirana Lek
Afghanista Kabul Afghani Austria Vienna Euro
n Belarus Minsk Belarusian ruble
Bahrain Manama Bahraini dinar Belgium Brussels Euro
Bangladesh Dhaka Taka Bulgaria Sofia Lev
Bhutan Thimphu Bhutanese ngultrum Croatia Zagreb Kuna
Cambodia Phnom Riel Czech Prague Czech koruna
Penh Republic
China Beijing Renminbi (yuan) Denmark Copenhagen Danish krone[a]
Indonesia Jakarta Rupiah Finland Helsinki Euro
Iran Tehran Rial France Paris CFP franc
Iraq Baghdad Iraqi dinar Germany Berlin Euro
Israel Jerusalem New Shekel Greece Athens Euro
Japan Tokyo Yen Hungary Budapest Forint
Kazakhstan Astana Tenge Iceland Reykjavík Icelandic króna
Kyrgyzstan Bishkek Som Ireland Dublin Euro
Laos Vientiane Kip Italy Rome Euro
Lebanon Beirut Lebanese pound Latvia Riga Euro
Malaysia Kuala Ringgit Lithuania Vilnius Euro
Lumpur Luxembourg Luxembourg Euro
Maldives Malé Maldivian rufiyaa Malta Valletta Euro
Mongolia Ulaanbaatar Tögrög Monaco Monaco Euro
Myanmar Naypyidaw Kyat Netherlands Amsterdam Euro
Nepal Kathmandu Nepalese rupee Norway Oslo Norwegian krone
North Pyongyang North Korean won Poland Warsaw Złoty
Korea Portugal Lisbon Euro
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Romania Bucharest Romanian leu
Russia Moscow Russian ruble LINES BETWEEN DIFFERENT
Serbia Belgrade Serbian dinar
COUNTRIES IN THE WORLD
Slovakia Bratislava Euro
Durand Line: Pakistan and Afghanistan
Spain Madrid Euro
Mc. Mohan Line: India(Arunachal
Sweden Stockholm Swedish krona
Pradesh Region) and China
Switzerland Bern Swiss franc Radcliff Line: India and Pakistan
Ukraine Kiev Ukrainian hryvnia Hidden berg Line: Germany and Poland
United Maginot Line: France and Germany
Kingdom London Pound sterling Older Neisse Line: Germany and Poland
Vatican City Vatican City Euro Mannerheim Line :Russia and Finland
North American Countries border.
Name Capital Currency 17th Parallel: North Vietnam and South
Bahamas Nassau Bahamian Dollar Vietnam
Barbados Bridgetown Barbadian Dollar 26th Parallel : Australia & South Africa
Bermuda Hamilton Bermudian Dollar 38th Parallel: North Korea and South
Canada Ottawa Canadian Dollar Korea
Cuba Havana Cuban peso 49th Parallel: Canada and USA
Jamaica Kingston Jamaican Dollar Stadiums in India
Mexico Mexico Mexican peso Barabati Stadium - Cuttack
City Barkatullah Khan Stadium -Jodhpur
Nicaragua Managua Nicaraguan cordoba Brabourne Stadium -Mumbai
Eden Gardens -Kolkata
Panama Panama Panamanian balboa
Feroz Shah Kotla -Delhi
City
Gandhi Stadium -Jalandhar
United Washington United States Dollar
Green Park -Kanpur
States , D.C.
Indira Gandhi Stadium -Vijayawada
South American Countries Rajiv Gandhi Port Silver Jubilee Stadium
Name Capital Currency -Visakhapatnam
Argentina Buenos Peso Jawaharlal Nehru Stadium -New Delhi
Aires Lal Bahadur Shastri Stadium -
Bolivia Sucre Boliviano Hyderabad
Brazil Brasília Real M.Chinnaswamy Stadium -Bangalore
Chile Santiago Peso MA Chidambaram Stadium -Chennai
Colombia Bogotá Peso Madhavrao Scindia Cricket Ground -
Ecuador Quito US dollar Rajkot
Paraguay Asunción Guaraní Moin-ul-Haq Stadium -Patna
Peru Lima Nuevo sol Sardar Vallabhai Patel Motera Stadium -
Uruguay Montevideo Uruguayan peso Ahmedabad
Venezuela Caracas Bolívar fuerte Sawai Mansingh Stadium -Jaipur
Vidarbha CA Ground -Nagpur
Other Countries
Wankhede Stadium –Mumbai
Name Capital Currency
Jawaharlal Nehru Stadium:
Australia Canberra Australian dollar
Kochi(Kerala)
Fiji Suva Fijian dollar Dr. Bhupen Hazarika Cricket Stadium:
New Wellington New Guwahati(Assam)
Zealand Zealand Dollar Dhyan Chand National Stadium: Delhi
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STADIUMS IN THE WORLD Newlands-Cape Town
Stadiums in Australia St George's Park-Port Elizabeth
Adelaide Oval- Adelaide Centurion Super Sport Park-Pretoria
Bundaberg Rum Stadium- Cairns Stadium in Sri Lanka
Telstra Dome- Melbourne
Manuka Oval- Canberra Colombo Cricket Club Ground-
Marrara Cricket Ground- Darwin Colombo
Melbourne Cricket Ground- Melbourne Galle International Stadium-Galle
Sydney Cricket Ground- Sydney P.Saravanamuttu Stadium-Colombo
W.A.C.A. Ground- Perth R.Premadasa Stadium-Colombo
Stadiums in Bangladesh Sinhalese Sports Club Ground-
Bangabandhu National Stadium- Colombo
Dhaka Stadiums in West Indies
Sabina Park Kingston-Jamaica
Antigua Recreation Ground St John's-
Antigua
Guyana Cricket Stadium Georgetown-
Guyana
Kensington Oval Bridgetown-
Barbados
Mindoo Phillip Park Castries-St Lucia
Albion Sports Complex Berbice-
Guyana
Stadiums in Zimbabwe
Bulawayo Athletic Club-Bulawayo
Chittagong Stadium- Chittagong Harare Sports Club-Harare
Stadiums in England Kwekwe Sports Club-Kwekwe
Edgbaston- Birmingham Queens Sports Club-Bulawayo
Headingley- Leeds Stadiums in United Arab Emirates
Lord's- London Sheikh Zayed Stadium-Abu Dhabi
Old Trafford- Manchester Sharjah Cricket Stadium-Sharjah
Sophia Gardens- Cardiff
St Lawrence Ground- Canterbury IMPORTANT INDIAN TOWNS ON
The Brit Oval- London RIVERS
Trent Bridge- Nottingham
Stadiums in New Zealand
Allahabad At the confluence of the
Basin Reserve-Wellington
Ganga and Yamuna
Eden Park-Auckland
Jade Stadium-Christchurch Patna Ganga
John Davies Oval-Queenstown
McLean Park-Napier Varanasi Ganga
Stadiums in Pakistan Kanpur Ganga
Arbab Niaz Stadium-Peshawar
Ayub National Stadium-Quetta Haridwar Ganga
Gaddafi Stadium-Lahore
Stadiums in South Africa Badrinath Alaknanda
Kingsmead-Durban
Agra Yamuna
New Wanderers Stadium-Johannesburg
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Delhi Yamuna Surat Tapti
Mathura Yamuna Jamshedpur Subarnarekha
Ferozpur Satluj Dibrugarh Brahmaputra
Ludhiana Satluj Guwahati Brahmaputra
Srinagar Jhelum Kolkata Hooghly
Lucknow Gomti Sambalpur Mahanadi
Jaunpur Gomti Cuttack Mahanadi
Ayodhya Saryu Srirangapatna Cauvery
Bareilly Ram Ganga Hyderabad Musi
Ahmedabad Sabarmati Nasik Godavari
Kota Chambal Vijayvada Krishna
Jabalpur Narmada Kurnool Tungabhadra
Panji Mandavi Tiruchirapalli Cauvery
Ujjain Shipra
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Chakra Dam Chakra Karnataka
Ukai Dam Tapi Gujarat
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Onion Eating Festival – Spain
Orange Festival – Poland
Pancake Festival – Moscow, Russia
Potato Festival – Sweden
Tomato Festival – Spain
Vegetarian Festival – Thailand
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Literature: American singer-songwriter Bob Dylan has been awarded the Nobel Prize in
Literature 2016 "for having created new poetic expressions. within the great American song
tradition".
List of winners of the 10th Asian Film Awards
Best Film: The Assassin
Best Director: Hou Hsiao-Hsien for The Assassin
Best Actor: Lee Byung-hun for The Inside
Men
Best Actress: Shu Qi for The Assassin
Skoch Lifetime Achievement Award - M
Venkaiah Naidu
Lifetime Achievement Award -Yuen Wo-
ping and Kirin Kiki
Winner of the 2016 Abel Prize - Sir
Andrew Wiles
Chameli Devi Jain Award joint winners of
the (2015-16) - Priyanka Kakodkar and
Raksha Kumar
Prestigious Golden City Gate Award -
Kerala Tourism's
Pandit Dinanath Mangeshkar award -
Ranveer Singh
Saraswati Samman for 2015 - Padma Sachdev (autobiography titled Chitt-Chete, written in
Dogri language)
Global Indian of the Year 2016 award - Aishwarya Rai Bachchan
FBB Femina Miss India World 2016 - Priyadarshini Chatterjee
Mongolia’s highest civilian award "North Star" - Lokesh Chandra and Mansura Haider
Bihari Puraskar 2015 - Poet Dr Bhagwati Lal Vyas
Dadasaheb Phalke Award For 'Aligarh' - Manoj Bajpayee
Dadasaheb Phalke Film Foundation Award 2016 in best actress category -Priyanka Chopra
Ceat T20 Player of the Year' awards 2016 - Virat Kohli
Wisden’s Leading Cricketer in the World for the year 2015 - Kane Williamson
'Sportsman and sportswoman of the Year' Laureus World Sports Awards -Tennis stars, Novak
Djokovic and Serena Williams
'National Medal of Science' award from US President-Mr. Rakesh Jain
Innovation Award 2016 given by the Indian Desalination Association (IDA), South Zone -
Prof. Sirshendu De
‘Excellence Award on empowering MSMEs’- Corporation Bank
2016 Nelson Mandela Award - Tabassum Adnan
Three international awards, including for best airport by size in the Asia Pacific region - Indira
Gandhi International Airport (IGIA)
‘Krishi Karman Award” - Govt. of Himachal Pradesh
Dronacharya award 2016: Raj Kumar Sharma (Cricket), Nagapuri; Ramesh (Athletics);
Bishweshwar Nandi (Gymnaistic) and Sagar Mal Dhayal (Boxing)
Divan Chand Award 2016 : The 3 sportsperson who won 2016 Dhyan Chand Award.Satti
Geetha (Athlete), Sylvanus Dung Dung (Hockey), Rajendra Pralhad Shelke (Rower)
Ashoka Chakra was given to(posth.)Havildar Hangpan Dada (who lulled 3 terrorists)
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23rd Rajiv Gandhi National Sadbhawana Award 2016 was given to Shubha Mudgal (singer
of Hindustani Classic Music
Raman, Magasaysay Awards 2016 was given to Bezwada Wilson a social worker, he is the
founder and convener of Safai Karamchari Andolan, the other Indian who won Ramon
Magasaysay award 2016. : Thodur Madabusi Krishna (vocalist of carnaic music)
BEST Banking CED (Asia) Aditya Puri
Amir Amanullah Khan Award: Afghanistan's Highest civilian award was given to PM
Narender Modi
25th Saraswati Samman (2016): Padma Sachdev
24th Saraswati Samman(2014): M.Veerappa Moily for his kannada poem Ramayana
Mahanveshanam
Bihari Puraskar 2015 : Dr.Bhagwati Lal Vyas
C K Nandu lifetime Achievement Award- Kirmani,
Madhavrao Scindia Award for Highest Scorer in Ranji Trophy- Robin Uthappa
MA Chidambram Trophy: Best Women Cricketer to Mithali Raj
Jnanpith Award (Highest Literary) : 52nd Jnanpith Award 2015:
Raghuveer Chaodhary (Gujarati author), 51st Jnanpith Award 2014:
Bhalchandra Nemade (Marathi Poet), 50th Jnanpith Award 2013: Kedar Nath Sengh (Hindi
Poet)
73rd GOLDEN GLOBES 2016
Held on Jan 10 at Los Angeles. California. USA
Best Motion Picture (Drama): The Revenant'
Best Actor (Drama): Leonardo DiCapno. The Revenant'
Best Actress (Drama): Brie Larson for Room
Best Director: Alejandro Inarritu - The Revenant.
Man Booker Prize 2016 was given to Paul Beatty for the novel = The sellout Man Booker
25th Vyas Smaan Award: Sunita Jain for Kshama
Pen Litrary Award 2016 was given to Anita Gopalan (for translation of Hindi Novel SIMSIM
written by Geet Chaturvedi)
IIFA AWARDS : The 17th International Indian Film Academy Awards (IIFA 2016) held in
:Madrid, Spain in 17th IIFA 2016, the best actor (male) award was given to: Ranveer singh, the
best aetor (female) award was given to Deepika padukone, the best director award was given
to:Sanjay loofa bhansali, the best film award was given to: Bajrangi Bhaijaan
SPORTS
US Open 2016
Men's Singles: Switzerland’s Stan Wawrinka defeated Serbia’s Novak Djokovic. This was
Wawrinka's first appearance in the final of the tournament.
Women's Singles: Germany’s Angelique Kerber defeated Czech Republic’s Karolína Plíšková.
Men's Doubles: United Kingdom’s Jamie Murray & Brazil’s Bruno Soares defeated Spain’s
Pablo Carreño Busta & Guillermo García-López.
Women's Doubles: US’s Bethanie Mattek-Sands & Czech Republic’s Lucie Šafářová defeated
France’s Caroline Garcia & France Kristina Mladenovic.
Mixed Doubles: Germany’s Laura Siegemund & Croatia’s Mate Pavić defeated US’s Coco
Vandeweghe & Rajeev Ram.
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Sakshi Malik USA ended on top position and India at 67 positions in the medal tally.
Opening ceremony flag-bearer - Abhinav Bindra.
Closing ceremony flag-bearer - Sakshi malik
Highlights:
1. Gymnast Dipa Karmakar narrowly missed the bronze by finishing fourth in the women's vault.
2. P V Sindhu has won a silver medal in women's singles badminton event at Rio Olympics, 2016.
3. Wrestler Sakshi Malik has won a bronze in 58 kg category.
4. Usain Bolt has won 3 gold medals.
5. Michael Phelps has won 4 golds and 2 silver medals.
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25 DEC is observed as- Good Governance Day.
Export risk insured by which financial institution- ECGC
Basel Committee is related with: Banking Industry
IBRD Head-qurter is located at- Washington DC
DRDO Highest Reseach Centre in which state? Leh, Ladakh, J&K
1st Micro Finance Company to change into Bank? Bandhan Bank
Housing for all till?- 2022
White label ATM- 100% FDI
Buxa national park- West Bengal
Literacy rate OF INDIA-74.04%
Bank Bureau Board top official- RBI governor
Bhartiya Maliha Bank CMD who recently became CMD of PNB? Usha Subramanium
IBA headquarters - Mumbai
UUIN university – Tokyo
Nobel prize in literature? Svetlana Alexievich
Lima is the capital of? Peru
Which committee framed the RRB Act? Narsimham Committee
Ravindra Jain who passed recently was a? Music Composer
What is the full form of C in MICR? Magnetic Ink Character Recognition
Which scheme registered its name in Guinness book for record one day registrations?- PM
Jhan Dhan Yojana
What is the cost of Delhi National Memorial Cost? 500 crore
Rupay is launched by? NPCI
Where is BIS located? Switzerland
Where is Central Bank of India headquarters? Mumbai
Betla national park is located at? Jharkhand
Federal Reserve is the Central Bank of which country? USA
India the future is now book written by? Shashi Tharoor
Bank with head office in Kolkata? Bandhan Bank
Constituency of Nitin Gadkari? Nagpur
Highest rural population in which state according to the Census 2011? Uttar Pradseh
World custom organisation head office? Brussels, Belgium
1st dec is celebrated as? Aids Day
1st Baharat Ratna awardee posthumously? Lal Bahadur Shastri
RRB are funded by central govt state govt and ___? Sponsored bank
Bank Board Bureau appoints head of? Public Sector Banks
President of Iran? - Hassan Rouhani
Name the scheme of Skill Development for minorities? - Nai Manzil
Currency of Egypt – Egyptian Pound
Winner of Rajiv Gandhi Khel Ratna Award – Sania Mirza
Capital of Syria – Damascus
‘Kissan Vikas Patra’ Minimum Lock-in-Period – 2 years and 6 months.
Sushma Swaraj is from which Lok Sabha constituency – Vidisha (MP)
Book, ‘Dare to do’ is by – Kiran Bedi
Indian Bank headquarter – Chennai
IBRD Headquarter – Washington D.C.
Shishu, Kishore, Tarun comes under scheme – Mudra Bank scheme
Bharat Ratna in 1954 was given to C.V Raman, Rajagopalchari and ? – Radhakrishnan
Banking Ombudsman appointed by – RBI
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First Solar Court inaugurated in which state – Jharkhand
RBI’s panel to convert UCB’s into— Small finance bank
BBPS is system full form – Bharat Bill Payment System
Frank Tyson was a cricketer from country – England
Scheme for education loan launched by Govt. – Vidya Lakshmi
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Best of Luck to all the IBPS PO - Mains Exams Apearing Students
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