Name : Tri Sandi Ambarwati

Student ID Number : 8111417198

Courses : English Law
Lecturer : Riska Alkadri, S.H., M.H.

Criminal analysis of money laundering by the First Travel Umrah Travel

Bureau

Abstract
In this paper, it discusses the case that in 2017 had been sticking out on public issues, namely the
fraud case of a travel travel agency called First Travel. First travel is a business in the field of
services that provides services for umrah travel agencies that are well-known among artists and
officials. In the past, the name First Travel wasn't as big as it is today. The business of a husband
and wife couple, Andhika Surahman and Annisa Hasibuan started their careers by opening a
domestic travel agency. First Travel ventures into the business of pilgrimage under the banner of
PT First Anugerah Karya Wisata, and is growing rapidly from year to year. The beginning of the
success of First Travel began when First Travel received a client from BI, then the name began to
be heard among state civil officials. After finally the name Firt Travel became popular and then
developed rapidly, Andika and Anisa ventured to register this Umrah travel service to the Ministry
of Religion.
The initial problem with this case was that the Ministry of Religion found that the travel agency
First Travel often abandoned pilgrims, and many pilgrims who failed were sent to the Umrah. This
became a big question mark, then the pilgrims filed a lawsuit on charges of fraud, after being
investigated and passing several trials and evidences, the crime against this case fulfilled the
formula on Money Laundering, both the elements to the stages of money laundering. Finally the
judge sentenced him to 20 years in prison to First Travel's Managing Director, Andika Surachman
and Andika's wife Anniesa Hasibuan, sentenced to 18 years in prison. Both were also required to
pay a fine of Rp. 10 billion.
(Keywords: business, first travel, money laundering)
 Preliminary
At present the development of the era is so rapid, as well as the development of the business
environment, business is considered a thing that provides promising benefits for many people,
because basically business activities are almost the same as trading activities, The name activities
to sell and buy. The rapid progress of the era, coloring competition in the development of business
in all corners of the world, including the State of Indonesia.
Moreover, the history of the State of Indonesia in the days before colonialism is well known
as the main goal of merchants to launch trade activities, competition has always existed since
ancient times, even up to this moment. If in the past the producers were in control, now with the
information revolution and an increasingly open economy, interstate and regional boundaries are
increasingly disappearing so that consumers increasingly dominate the market and can freely
determine the type, place of acquisition and price of the desired products and services.
This causes companies, especially service companies to compete with each other to be the
main in meeting the needs and desires of consumers. Examples of service companies themselves,
especially in the travel agency services, a lot of travel agencies have sprung up, especially for
religious trips both Hajj and Umrah, which are scattered throughout Indonesia, competing to attract
as many prospective participants as possible to use their travel agency.
In 2017, a serious crime in the form of fraud emerged which was highlighted by many
people and caused losses to many parties. The case is a fraud case for Umrah travel services, PT
First Anugerah Karya Wisata (First Travel) which will be discussed further in the following
discussion.
 Discussion
A. History of First Travel
Before setting up Umrah travel services, the managing director was Andika Surahman,
only a minimarket employee, after which he decided to move to the Bukopin Office on an
apprenticeship. Once also a Cleaning Service. Because salaries are not comparable to the needs of
the life of his family, at that time Andika also still finished his studies, finally he decided to quit
college and work. Finally he decided to start a travel services business. He also had time to pawn
the motorbike, the house was also confiscated because he was unable to repay the bank loan until
he contracted in the house to pioneer this travel business. Their economic conditions worsened,
making their families insulted by their neighbors. This is what drives them to be even more active
in starting a business.
Initially their business only served domestic travel. Only in 2011, First Travel ventured
into the business of pilgrimage services under the banner of PT First Anugerah Karya Wisata, and
grew rapidly from year to year. The beginning of the success of First Travel began when First
Travel received a client from BI as many as nine people who wanted to travel to Vietnam which
was full tossed to partners. Then followed by 127 BI employees and 50 pertamina employees.
That's when their business became known to people, until 2012 First Travel received 800
customers and 2013 as many as 3,800 customers. Finally Andika and Anisa ventured to register
this Umrah travel service to the Ministry of Religion.1
B. Chronology Money Laundering cases
Last March 2017. in the event the congregation was lodged at the hotel around Soekarno
Hatta Airport, those who were dispatched were only certain people such as the police and lawyers.
The Association of Indonesian Umrah and Inbound Hajj Organizers (Asphurindo) Syam Resfiadi
responded to what the government had done was very appropriate. In fact, according to him, the
government should have done that since the beginning of the number of complaints.
The Ministry of Religion also clarifies, investigates, advocates, and mediates with the
congregation. The clarification efforts were first conducted on April 18, 2017. The congregation
felt aggrieved because some of them had failed 3 times to go to Umrah. When asked for clarity,
First Travel management always dodges. During the meeting, KEMENAG immediately asked the
clarity of this case to First Travel officials. But the management did not provide an answer at all.
The Ministry of Religion then invited First Travel to mediate with the congregation.
On the other hand on the same date, 600 First Travel congregations from East Java
complained to the DPR. 600 worshipers from East Java was abandon in the capital city for four
days and never knew when they would depart for the Holy Land. One of them is Saiful. The man
who worked as a contractor claimed to be sad because he did not go to the Holy Land according
to the promised schedule. The Financial Services Authority (OJK) Investigative Task Force

1
http://berbangind.blogspot.com/2016/10/andika-rurachman.html, accessed on June 26, 2019 at 2:28 p.m. West
Indonesia Timet
ordered PT First Anugerah Karya Wisata to stop selling its promotional packages because there
were indications of illegal investment and collection of public funds without permission.
First Travel also never submitted the data that is registered and has not been dispatched.
This document has been requested for four months. The Ministry of Religion revoked the First
Travel operational permit. Revocation of permits is carried out by the Ministry of Religion because
First Travel has violated the law concerning the implementation of the Hajj. This eventually caused
the congregation to experience material and immaterial losses.
Revocation of licenses is done because PT First Tourism Works Award is considered
proven to have violated Article 65 letter A Government Regulation Number 79 of 2012 concerning
Implementation of Law Number 13 of 2008 concerning the Implementation of Hajj. The violation
took the form of neglecting the Umrah congregation which resulted in failing to go to Saudi Arabia,
and resulting in material and immaterial losses experienced by the Umrah congregation. Bareskrim
Polri appointed the managing director and director of First Travel Andika Surachman and Anniesa
Desvitasari Hasibuan as suspects for alleged fraud and violating the ITE Law.2
But after being explored deeper, this case is not included in the category of fraud,
considering the amount of losses incurred is very large, and the penalties are not comparable. So
that in the last May 30, 2018, the judge sentenced the first travel defendant on charges of money
laundering. Crime Money laundering as a crime has a characteristic that is that this crime is not a
single crime but a double crime. This is characterized by the form of money laundering as a crime
that is a follow-up crime, while the main crime or original crime is called a predicate offense or
core crime or there is a country that formulates it as unlawful actifity, namely crime originating
from money which is then washed out.3
Money laundering itself is regulated in Law No. 8 of 2010, so that the result of the verdict
on the trial of this case, the defendants were sentenced to 20 years in prison to First Travel's
Managing Director, Andika Surachman and Andika's wife, Anniesa Hasibuan, sentenced to 18
years in prison. Both were also required to pay a fine of Rp. 10 billion.

2
https://kumparan.com/@kumparannews/kronologi-tumbangnya-first-travel , accessed on June 26, 2019
at 15.30 West Indonesia Time
3
http://www.negarahukum.com/hukum/1562.html , accessed on June 26, 2019 at 16.34 West Indonesia Time
 C. Analysis of Crime Theory in the First Travel Case
Based on the description above, the case in criminology theory can be categorized as the
theory of Differential Association. According to this theory, crime arises as a result of situations,
opportunities, and values. In this case, First Travel owners have the opportunity to raise funds from
prospective Umrah pilgrims, as a result of this situation, First Travel owners commit fraud.
Sutherland emphasized that behavior is learned, not inherited. In the case of First Travel,
the offender also learns how to carry out activities that can benefit themselves without being
noticed by others. Besides the theory of Differential Association, this case is also included in the
labeling theory. When the managing director and director of First Travel were at the lowest point
of their lives, neighbors insulted their condition so they justified any means to get a lot of money.
This is in accordance with the labeling theory according to Howard S. Becker label theory
emphasizes two aspects, namely explaining why and how certain people are labeled. The second
is the effect or effect of the label as a consequence of behavioral irregularities, so that people's
reaction to a behavior can lead to bad behavior.
 Closing
From this description it can be concluded that the perpetrator of this case is Andika
Surachman (34 years) male sex as the Managing Director of PT. First Anugrah Karya Wisata and
Anniesa Desvirasari Hasibuan (30 years) as Director of PT. First Travel Anugrah Karya Wisata).
Kajahatan is in the form of money laundering of victims, namely consumers / prospective hajj and
Umrah pilgrims, by spending money for later use for personal gain. The reason for this crime is
due to the opportunity to enrich themselves and improve the quality of lifestyle by First Travel
defendants from funds collected from customers.
First Travel markets umrah at a relatively cheap price of 14 million rupiah, which then
attracts many people to register with the bureau which leads to fraud and causes many casualties.
Around 35,000 pilgrims who have deposited their funds to First Travel have been neglected, some
have even died from failing to go on Hajj. Therefore, it is very unnatural if a Hajj and Umrah travel
company markets a price that is very far from the price in general which is at least 19 million
marketed but 14 million marketed by First Travel.
With such a large case, so that there are no similar cases, the government must immediately
enact a law regarding reasonable / minimum rational fees starting from the cost of hotels, planes
and others, so that people can suspect and not choose hajj and umrah travel the price is too extream
or cheap.

Bibliography

1. Aini, Ratu (2016, 26 October). Andika Rurachman Owner & Presiden Direktur PT First
Travel, Quoted on June 26, 2019 http://berbangind.blogspot.com/2016/10/andika-
rurachman.html

2. Kumparan (2017, 10 August). Kronologi Tumbangnya First Travel, Quoted on June 26,
2019 https://kumparan.com/@kumparannews/kronologi-tumbangnya-first-travel

3. Supriadi (2012, 21 February). Tindak Pidana Pencucian Uang, Quoted on June 26, 2019
http://www.negarahukum.com/hukum/1562.html